Bay County, FL Real Estate Search

Bay County, FL 3 Bedroom Homes for Sale

Bay County, FL, offers a diverse selection of charming 3-bedroom homes for sale, perfect for families and individuals seeking a tranquil coastal lifestyle. Nestled between the beautiful Gulf of Mexico and lush inland parks, the area is known for its friendly communities and vibrant neighborhoods. Potential buyers can explore various architectural styles, from modern designs featuring open floor plans to cozy, traditional homes exuding southern charm. With proximity to stunning beaches, recreational activities, and excellent schools, these properties not only provide comfortable living spaces but also access to an array of amenities that enhance the quality of life in this picturesque region. Whether you're looking for a vacation retreat or a permanent residence, Bay County's real estate market has something to offer for everyone.

Our website features the best real estate search for 3 bedroom homes available in Bay County, FL and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official REALTOR®’s database every 15 minutes. 

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Newest Bay County, FL 3 Bedroom Homes for Sale

$199,900
3 Beds 2 Baths 776758 MLS
Back on the market due to Buyer/Lender issues. Appraisal, survey, Engineering study complete, all repairs competed. Take a look at this fabulous manufactured mobile home which has many upgrades. New metal roof installed around 2019, new flooring recently installed, new interior painting. Brand new $8000 air conditioner installed in 2024. Entering the open floor plan, you are greeted by a large living room and sitting in that room, you feel a warmth and tranquility as this does not feel like your normal mobile home. Sellers have left no corners untouched and one of the nicest mobile homes in the area. Custom draperies throughout the home, thus giving an added touch to all window elegance. Beautiful ample kitchen with plenty of cabinetry, stainless steel appliances and informal dining area. A pantry, washer and drier are incorporated in the kitchen area. Next to the living room, you have a formal dining section. Bedrooms are large with new flooring and upgraded bathrooms. Master bedroom has ample room with separate shower and, tub fully remodeled. Home sits in a large lot and fully fenced in. The back yard has been installed with new privacy fence and a large custom barn sits in the back for your mancave needs like a workshop, storage etc. Sitting porch in the rear, side and front of the home with new decking. Enjoy the peaceful quietness in this well maintained and manicured neighborhood. The property is only two blocks from the Callaway Public boat ramp, walking park. Shopping and restaurants, and Only 20 minutes from Tyndall A.F.B. Priced to sell quickly. Don't miss out. Some furnishings could be negotiated but not included in the sale.

230 Viola Avenue, Panama City

$1,295,000
3 Beds 3 Baths 770702 MLS
Welcome to your dream condo, recently renovated and now fully furnished with all new fresh furnishings and a fully equipped kitchen—ready for all your short-term rental needs or move-in ready! A brand-new AC was installed in March 2025. This spacious ground-floor unit features three full bedrooms and three bathrooms, along with a large living area that showcases breathtaking views of the Calypso pools and the sugar-white sands of Panama City Beach. Enjoy the convenience of easy parking and unloading with two deeded parking spots, 1P-15 and 1P-16, located right under Calypso Tower I. No need to wait for elevators or deal with heights—just walk into paradise. Calypso Resort offers incredible amenities, including a fully renovated fitness center, two beautiful Gulf-facing pools, and a lively tiki bar serving blended frozen drinks and your favorite beverages. With direct boardwalk access to the beach, you're just steps away from the stunning Gulf waters and pristine shoreline. For shopping and dining, Pier Park Outdoor Mall is right across the street, offering an array of boutiques, restaurants, and entertainment options. Anglers will appreciate the short walk to Russell Fields City Pier, renowned for fantastic fishing opportunities, including Cobia, King Mackerel, and Redfish. Whether you're looking for a full-time residence, a vacation retreat, or a fantastic investment opportunity, this Gulf-front condo is a rare find. Don't miss your chance to own a piece of paradise in Panama City Beach!

15817 Front Beach Road Unit 1-101, Panama City Beach

$849,000
3 Beds 3 Baths 765912 MLS
*Owner Financing available with 20% down, competitive rate, and must qualify* Welcome to this meticulously maintained WATERFRONT home, located in the gated Bay Point Community on the CANAL with GULF access. This stunning property offers a long list of recent upgrades. The home boasts a metal roof (2019), 4-ton HVAC unit and attic insulation (2022) to enhance energy efficiency throughout the house, including the garage and workshop. Other recent improvements include a new garage door (2022), LED lighting (2022), and updated kitchen with a new ceramic tile floor (2023) and a brand-new dishwasher (2023). Custom cordless blinds were installed on all windows and doors, offering both privacy and contemporary appeal. Step outside to enjoy a beautifully upgraded space, including a new TREX front deck (2023), a newly installed shade sail over the back deck (2023), and a freshly renewed landscaping design, with trimmed crepe myrtles and palms. The dock and seawall are ready for boating, fishing, or simply enjoying the serene waterfront views. A finished heated and cooled workshop with a half bath was added in 2023, providing an ideal space for hobbies. In addition to these impressive upgrades, the property features a new sprinkler control system and a new electric service panel, complete with a 220V outlet for electric car charging. Included with the home are blinds, the kitchen microwave, a living room 42-inch TV, refrigerator and the washer and dryer. This home offers both comfort and convenience, with the added benefit of being located in a desirable, gated community with Gulf access. Located within the Bay Point community, you have golf cart friendly streets, Bay Point Golf Club with the Nicklaus Design Championship Course, full service Point South Marina, Bar 72 Restaurant, and many more popular dining spots located just outside the gates of Bay Point. Additional canal fee is $250 annually. Buyer to verify any information deemed important.

325 Wahoo Road, Panama City Beach

$575,000
3 Beds 3 Baths 772740 MLS
>>On Sale >>> Welcome to the 21st floor of Shores of Panama where the unbelievable views in this west-facing corner unit are JAW-DROPPING and the vibes are top tier! This 3-bedroom, 3-bathroom delivers panoramic Gulf views that stretch as far as the eye can see, right from your living room and private balcony. It's the perfect mix of laid-back luxury and serious investment potential. Step inside to a bright, open layout with plenty of space for you and your guests to kick back. The kitchen is fully equipped with granite counters, stainless steel appliances, and a breakfast bar made for early coffee or late-night cocktails. Tile floors throughout make beach living easy, while large windows frame that emerald coast like a masterpiece. Downstairs, the resort-style lagoon pool is the real showstopper! One of the biggest in the area, surrounded by tropical landscaping, waterfalls, and a full-service tiki bar for those poolside drinks. You'll also enjoy a hot tub, indoor pool, gym, and of course, private beach access that puts you inches away from sugar-white sand. The ultimate coastal playground! Located right next to iconic Pineapple Willy's, you're walking distance to dining, entertainment, and nightlife. Whether you're looking for a full-time escape, a weekend getaway, or a rental powerhouse, this unit checks all the boxes, and it's priced to move! Unbeatable views. Unmatched amenities. Unbelievable price. Call today to check out the views for yourself!

9900 S Thomas Drive Unit 2101, Panama City Beach

$599,000
3 Beds 2 Baths 764408 MLS
Huge Price Drop! Beautifully Furnished Luxury Unit- Don't Miss Out! Welcome to your luxurious coastal retreat at Calypso Tower III! This stunning 3-bedroom, 2-bathroom unit offers breathtaking unobstructed views of the Gulf of Mexico, providing a serene backdrop for your beach getaway. Enjoy beautiful sunsets year-round that will leave you mesmerized. Step inside to discover elegant upgrades, including shiplap walls that enhance the inviting atmosphere. The beautifully furnished living space is designed for comfort and style, making it perfect for family gatherings or entertaining guests. The gourmet kitchen is a chef's dream, featuring high-end stainless steel GE appliances and a chic subway tile backsplash. Quartz countertops add a touch of sophistication, while durable LVP flooring flows throughout the unit, with stylish tile in the bathrooms and laundry room. Each of the three bedrooms is spacious and thoughtfully designed, ensuring everyone has their own private haven. The two modern bathrooms boast sleek finishes and quartz countertops, enhancing the overall luxury of the space. Located just a short walk from Pier Park, you'll have access to a vibrant array of shopping and dining options, along with a host of exciting local events like concerts, Jazz Fest, Gulf Coast Jam, and a new Topgolf and Dolly Parton Pirates Voyage Dinner & show coming soon. Tower III amenities are truly exceptional, featuring a heated pool, hot tub, tiki bar, and nine rentable cabanas equipped with TVs and refrigerators. Stay active in the amazing fitness center or enjoy the convenience of a restaurant right downstairs. Whether you're looking for a vacation home or a rental investment, this condo offers the perfect blend of elegance and coastal living. Don't miss the opportunity to own this exceptional property—schedule your private showing today!

15928 Front Beach Road Unit 3-1106, Panama City Beach

$265,000
3 Beds 1 Baths 778269 MLS
Welcome to this beautifully renovated 3-bedroom home on a spacious corner lot in the heart of Historic St. Andrews! Perfectly located within walking distance to the Bay, St. Andrews Marina, Shrimp Boat, Captain's Table, Uncle Ernie's, restaurants, shopping, and entertainment. This home blends historic charm with modern updates. Inside, you'll find freshly painted walls (2023), updated flooring, and an original built-in bookcase that dates back to the captain's quarters of salt boats. The kitchen features stainless steel Whirlpool appliances, and a farm-style sliding door leads to the laundry nook with a 2025 stackable washer/dryer and water heater. The HVAC system (new in 2018) is located in the attic and has been serviced twice a year. Both the plumbing (to the street) and the electrical system have been completely redone, giving peace of mind for years to come. The exterior of the property offers a large fenced backyard and carport, along with two 10×20 sheds, both equipped with full electrical. One is a classic saltbox-style shed, while the other is insulated and features AC, a half bath, lofts, and a mini refrigerator—perfect for guest space, a home office, or even rental potential. The lot is beautifully landscaped with jasmine, crape myrtles, and monkey grass, adding to the charm of this historic St. Andrews home. The perfect blend of beach house charm and backyard oasis living—this home is coastal living at its finest. The history, location, and upgrades make this a truly special opportunity in St. Andrews.

1701 Deer Ave Avenue, Panama City

$498,000
3 Beds 3 Baths 774691 MLS
Welcome to your dream beach getaway at Origin at Seahaven! This luxurious 3-bedroom, 3-bathroom vacation rental condo is the epitome of coastal elegance, offering 1799 square feet of beautifully furnished, modern living space. Situated in the heart of Panama City Beach, this condo promises a lavish lifestyle with a plethora of on-site amenities to indulge in. Take a dip in the resort-style pool on the 4th floor while soaking in breathtaking views of the Gulf of Mexico, unwind on the sunset deck, or catch a movie in the theater room. For some friendly competition, head to the game room, or maintain your fitness routine in the state-of-the-art fitness center before relaxing in the sauna. With deeded beach access, covered garage parking, and 24/7 security, your comfort and safety are paramount. Convenient grill and picnic areas allow for outdoor gatherings with ease. Immerse yourself in the vibrant local scene with locally owned restaurants, bars, and shops just a short stroll away. Plus, Pier Park, offering an abundance of shopping, dining, and entertainment options, is less than a mile from your doorstep. A PCB favorite dining spot known as Sharky's is just across the street! This condo is offered fully furnished and turnkey ready, ensuring a hassle-free experience from the moment you arrive. Don't miss out on the opportunity to experience coastal paradise in style. Book your showing today and get ready to make unforgettable memories in this exquisite retreat!

15100 Front Beach Road Unit 1703, Panama City Beach

$465,000
3 Beds 3 Baths 769442 MLS
Welcome to Laketown Wharf 1121***Best GULF VIEW Discover luxury living with this gorgeous condo offering the most spectacular view of the Gulf of Mexico. Bask in the beauty of the sunset from the comfort of your own home. This fully renovated condo exudes a fresh and modern vibe, featuring brand-new floors, freshly painted walls, and stylishly updated lighting fixtures. Every detail has been meticulously considered to offer you the epitome of comfort and style. The spacious layout includes three king-size bedrooms and three baths, providing ample comfort and privacy. Each bedroom boasts an en suite bathroom, and an additional sleeper sofa easily accommodates extra guests. The convenience of a new refrigerator and stove in the fully equipped kitchen makes meal preparation a delight. With all-new TVs throughout, entertainment is always at your fingertips. Ideal for family vacations or weekend getaways with friends, this condo comfortably hosts up to 10 people. Experience ultimate comfort and style in this turnkey condo, perfect for a second home or a savvy investment property. Laketown Wharf Resort Amenities Located in the heart of Panama City Beach, Laketown Wharf offers exclusive beach access just steps away. The resort is packed with five swimming pools, including a lagoon-style pool, rooftop pool, and kiddie pool. Relax in two hot tubs, stay active in the state-of-the-art fitness center, or enjoy a drink at the poolside bar. Each evening, guests are treated to an incredible light and fountain show, unique to Laketown Wharf. With five on-site restaurants, market shops, and the newly added 810 Billiards & Bowling, there's always something to do. Plus, covered parking ensures convenience and security. An Incredible Investment or Your Dream Beach Getaway Whether you're searching for a vacation home, full-time residence, or a lucrative rental property, this condo checks every box. Don't miss this rare opportunity to own a Gulf-view paradise at an unbeatable price! For accurate measurements, verification is recommended. Contact me today to schedule a private viewing!

9860 S Thomas Drive Unit 1121, Panama City

$860,000
3 Beds 3 Baths 767302 MLS
Experience coastal living in this beautifully updated 3-bedroom waterfront condo situated in the highly sought-after Tower I building at Edgewater Beach and Golf Resort. The property is located on the 3rd floor level which offers the convenience of direct stair access, enhancing the property's appeal. Inside, you'll find a multitude of renovations showcasing extensive crown molding, elegant decorative wall art displays, and stylish tile flooring throughout. The kitchen and dining areas have been updated, featuring modern stainless steel appliances and stunning light fixtures that elevate the space. The large living room, furnished with contemporary decor, offers ample space to relax after a fun day at the beach. Sliding glass doors open to the serene wraparound balcony where owners and their guests can marvel at breathtaking sunset views over the Gulf of Mexico. Each of the three full bathrooms have been renovated, showcasing beautiful tile work, glass-enclosed showers, chic bowl sinks, and unique light and plumbing fixtures that add a touch of sophistication. The spacious primary bedroom offers sliding doors that lead directly to the inviting balcony, perfect for savoring your morning coffee while taking in the views. The primary bathroom features elegant separate double vanities. All bedroom and bathroom closet spaces throughout the condo have been thoughtfully improved to maximize both space and organization. Two additional generously-sized bedrooms provide ample room to comfortably fit two beds each, ensuring plenty of sleeping options for owners and their guests. A full-size washer and dryer laundry closet adds to the functionality of this beautifully designed condominium. Edgewater Beach and Golf Resort offers premier amenities on Panama City Beach, featuring Ocean's restaurant open year-round, a corner market for beach essentials, and Starbucks coffee. Guests can enjoy an onsite arcade filled with exciting games. The beachfront location hosts three inviting pools, including a large lagoon pool with stunning waterfalls and lush landscaping behind Tower I, along with a splash pad and relaxing hot tubs. For those who like to stay active, Edgewater offers a 9-hole golf course, fitness center, and courts for basketball, pickleball, tennis, and shuffleboard. An electric car charging station is conveniently available onsite.

11483 Front Beach Road Unit 312, Panama City Beach

$480,000
3 Beds 2 Baths 778054 MLS
🌿 Classic Southern Charm Meets Timeless, enduring Craftsmanship in College Point 🌿 📍 College Point | 3 Bed | 2 Bath | 2,600+ Sq Ft | Over 0.5 Acre Lot with bay views. Step into a true Southern Living dream in the heart of College Point. Built in 1973 and lovingly maintained by its original owner, this beautiful Craftsman-style home sits gracefully on over half an acre within view of the bay directly across the street, a lawn that literally turns heads, and an enchanting setting framed by moss-draped oaks, southern magnolias and the bones of a perfect English back yard garden. From the moment you arrive, the beautiful all brick home with real wood trim and petite dormers grabs your attention. The classic exposed rock driveway and stately brick foyer welcome you to a home where quality and character pull you in. With over 2,600 square feet of living space, this home offers 3 spacious bedrooms, 2 full baths, plenty of storage and room to grow. Inside, you'll find superior construction and thoughtful details, including: Plantation shutters throughout Built-ins in the family room and in one bedroom Sun welcoming sky lights in family room and kitchen A gas fireplace flanked by French doors, creating the perfect indoor-outdoor flow A cathedral ceiling in the family room with stunning real wood beams A sun-drenched brick sunroom with a charming brick floor The kitchen is spacious and full of potential, making meal preparation and great conversation a joy that features: Solid wood cabinetry Granite countertops Double ovens, flat cooktop, separate ice machine, and trash compactor Tile flooring and plenty of room for customization This home is more than just a house — it's a legacy. It was the cherished heart of the family matriarch who called it home for over 50 years. While the home is ready for updates, the bones are undeniably rock solid and the possibilities are endless. Whether you're an investor with vision or a family eager to make it your own, this property is a rare opportunity in one of bay county's most desirable neighborhoods. ✨ Don't miss your chance to own a piece of Southern charm with unbeatable potential. Homes like this, with so much space, beauty, and character, with impeccable construction rarely come available — and they don't last long. 📞 Schedule your private showing today.

811 W Pierson Drive Drive, Lynn Haven

$749,000
3 Beds 3 Baths 770653 MLS
Experience coastal paradise in this beautiful 3-bedroom, 3-bathroom beachfront condo at Pinnacle Port in Panama City Beach, Florida. Boasting a wraparound south-facing balcony, this condo offers breathtaking, uninterrupted views of the Gulf, making it the perfect retreat for relaxation and entertainment. Inside, you'll find updated flooring throughout, a spacious kitchen with updated countertops, and bright coastal décor and furnishings that create an inviting and airy ambiance. Two of the three bedrooms offer direct Gulf views, allowing you to wake up to the sights and sounds of the ocean every day. Pinnacle Port is tucked between the Gulf of Mexico and Lake Powell offering a unique array of experiences with some of the best amenities in Panama City Beach. Enjoy two swimming pools, including a heated and partially covered option for year-round comfort, as well as four tennis lighted courts, an exercise room, basketball court, saunas, shuffleboard, bocce courts, charcoal grills and a playground. For water enthusiasts, the boat ramp and 26 free boat slips make it easy to explore Lake Powell, Florida's largest coastal dune lake. This amenity is perfect for owners and guests to enjoy boating, jet skiing, sunset cruises, kayaking, paddleboarding and fishing. Families will also love the free poolside cinema in the evenings during the summer for an extra touch of fun. When it's time to explore, you're just minutes from Scenic Highway 30A's fine dining and Pier Park's shopping and attractions, offering the best of the Emerald Coast. Whether you're looking for a dreamy coastal getaway or a high-demand vacation rental, this one-of-a-kind beachfront condo at Pinnacle Port is the perfect place to call home.

23223 Front Beach Road Unit B2-405, Panama City Beach

$415,000
3 Beds 3 Baths 768813 MLS
Rare opportunity to own a spectacular turn key 3 bedroom plus bunk room with window and closet, 3-bathroom condo in the coveted Laketown Wharf condominium, perfectly positioned in the heart of Panama City Beach, Florida. This beautifully appointed end unit has been thoughtfully updated with new paint and flooring creating a modern and inviting atmosphere. This condo features two luxurious master bedrooms with private access to a spacious wraparound balcony, allowing you to soak in stunning views and gentle ocean breezes. This property is designed for both relaxation and entertainment. In addition to the master suites, you'll find a charming room with a built-in bunk bed and a spacious closet, perfect for kids or guests, and another inviting room that shares a large bathroom with that room. The layout is ideal for creating lasting memories with family and friends or capitalizing on its current success as a vacation rental or second home. Laketown Wharf boasts an impressive array of amenities, including **five stunning pools** where you can take a refreshing dip or lounge under the sun. You'll also enjoy exclusive access to the beach with the **private beach access **, just steps from your door, perfect for swimming, sunbathing, or leisurely strolls along the shoreline.For those who love convenience, the property offers an array of **shops and restaurants**, all within easy reach, elevating your vacation experience. Whether you're craving seafood, local cuisine, or a quick snack, you're just a walk away from satisfying your appetite. Plus, with **Walmart directly across the street**, daily necessities are never out of reach, making your stay even more effortless. With easy access and no need for an elevator, this end unit condo is a practical choice for families and vacationers alike. Ample parking is conveniently located close to your unit, ensuring hassle-free arrivals and departures.Invest in this exceptional condo at Laketown Wharf and enjoy the best of coastal living, whether as a personal retreat or a lucrative vacation rental. This rare offering won't last long—schedule your private tour today and step into your dream lifestyle by the beach!With easy access and no need for an elevator, this end unit condo is a practical choice for families and vacationers alike. Ample parking is conveniently located close to your unit, ensuring hassle-free arrivals and departures.Invest in this exceptional condo at Laketown Wharf and enjoy the best of coastal living, whether as a personal retreat or a lucrative vacation rental. This rare offering won't last long—schedule your private tour today and step into your dream lifestyle by the beach!

9860 S Thomas Drive Unit 101, Panama City

$539,000
3 Beds 3 Baths 771794 MLS
*Designated Parking Spot* Experience the best of both worlds — lake and Gulf — in this fully renovated 3-bedroom, 3-bath condo at the highly sought-after Pinnacle Port. With breathtaking views of both the Gulf of Mexico and the rare coastal dune lake, Lake Powell, this beautifully updated unit offers a truly unique setting for coastal living. Step inside to discover a completely modernized interior where no detail has been overlooked. From fresh paint and crown molding to new flooring throughout, every inch has been thoughtfully designed. The fully remodeled kitchen boasts new cabinetry, granite countertops, a stylish backsplash, modern fixtures, and a reimagined layout perfect for entertaining. Brand-new appliances complete the look. Upstairs, the bedrooms have been redesigned for optimal space and comfort, and both bathrooms feature high-end renovations. Downstairs, enjoy a private ensuite bedroom ideal for guests or multi-generational living. Other notable upgrades include new doors, new showers, new HVAC system and heating/cooling just 2 years ago, and new electrical. Relax on one of two private balconies offering stunning, distinct views of both the Gulf and Lake Powell — a rare gem found only in Pinnacle Port. This unit also comes with a designated, covered, and coveted parking spot for added convenience. Whether you're looking for a full-time residence, vacation home, or turn-key rental investment, this condo delivers. Fully furnished in charming beachy décor and ready for you or your guests to enjoy from day one. Pinnacle Port offers resort-style amenities including gated entry with security, two pools (including an indoor/outdoor heated pool), tennis and basketball courts, shuffleboard, bocce ball, BBQ area, fitness center with sauna and steam room, a game room, and boat slips on Lake Powell. Why choose between a lake house and a beach house — when you can have both?

23223 Front Beach Road Unit A703, Panama City Beach

$459,000
3 Beds 2 Baths 777802 MLS
The Woods Subdivision is a highly desirable location in the heart of Panama City. Just two minutes to 23rd Street where you can reach restaurants, shopping, banks, doctors, etc., or Baldwin Road to Hwy 77 or Publix in Sweet Bay. This all-brick home has been very well maintained, and you'll love the newer (2015) full-sized garage out back with power outlets, lighting, work bench, and parking for two vehicles. The large backyard allows for the addition of a swimming pool but also has a covered porch to enjoy your morning coffee. As you walk through the front door, you'll enter the family room with beautiful brick fireplace, custom built-ins, plug-n-play surround sound, and a separate formal dining area. The large kitchen has abundant cabinets for storage, counter height bar for stools, a built-in desk, and a breakfast nook. Behind the kitchen is a generously sized laundry room, with cabinets and large counter, that leads out to the main oversized garage with more cabinets. The master suite is off from the kitchen and has a large sleeping area, a super-sized walk-in closet, and a beautiful bathroom with double vanities including make-up area, large jacuzzi tub, and separate shower. This split design offers two more bedrooms with large closets on the opposite side of the family room as well as a full-sized bathroom. Included in the sale are all kitchen appliances including refrigerator, front-load washer and dryer, 2'' horizontal blinds throughout (2022 & 2024), exterior glass doors (front & inside garage doors), electric fireplace/logs insert (2019), and newer roof with safety features that lower insurance premiums. Separate irrigation meter installed for lower water bills. Zoned HVAC with three thermostat controls for ultimate comfort and UV light for better air quality. Schedule your showing today.

2513 Parkwood Drive, Panama City

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