Panama City Beach, FL Real Estate Search

Panama City Beach, FL Single Family Homes for Sale

Panama City Beach, Florida, offers a vibrant real estate market for those seeking single-family homes. Nestled along the stunning Gulf Coast, this area boasts an array of attractive neighborhoods, each providing a mix of charming coastal cottages and modern family homes. The proximity to pristine beaches, recreational activities, and local dining spots enhances the appeal for families and retirees alike. With its warm climate, beautiful sunsets, and strong community vibe, Panama City Beach remains a sought-after destination for those looking to invest in a coastal lifestyle. Buyers can explore various options, from luxurious beachfront properties to more affordable inland homes, catering to diverse tastes and needs in this picturesque locale.

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Newest Panama City Beach, FL Single Family Homes for Sale

$524,900
4 Beds 3 Baths 782046 MLS
LOCATION LOCATION LOCATION! Enjoy serene water views from the back porch, featuring a spacious in-law/guest suite with private entrance, and a fenced yard perfect for privacy and pets. Welcome home to Moonraker Circle! This home is 5/10ths of a mile to the M.B. Miller county pier with beautiful beaches all around and close to restaurants, gyms, major grocery chains, home improvement centers, Shipwreck Island, and so much more. Don't miss the opportunity to own this unique 4 bedroom 3 bath home as it has an inlaw/guest suite under the same roof as the main home with a private exterior entrance and also a connecting door inside the main home. This home is situated on a .18 acre lot on a neighborhood pond with a nice view and relaxing sounds of a fountain. A screened back porch looks out onto the pond for either those mornings with a cup of coffee or a leisure evening with a glass of wine looking for a sunset. The exterior of the home was repainted in December 2024 with other interior rooms painted in the fall of 2025. The main part of the home is a 3 bedroom 2 full bath split plan with an open floor plan consisting of a living, dining and kitchen area. The master bedroom is 14' x 16' and the master bathroom includes a double vanity with a large walk-in closet, garden tub, shower and separate toilet room. The other 2 bedrooms share a full bath with each bedroom having a walk in closet. A separate laundry room with laundry cabinets accommodates full size washer/dryer units. The in-law/guest suite has a 12' x 11' 2'' bedroom, a bathroom offering a large walk-in shower with a laundry closet sized for a stack washer/dryer unit. It has an open floor plan consisting of a full kitchen w/dining area and living room. This home has a two car garage with a separate parking area adjacent to the driveway for a third vehicle. The total area of this home is 2862 sq. ft. under roof with 2191 heated/cooled sq ft. The main home has Shaw luxury vinyl plank (grey oak) in all parts of the home except for the two bedrooms which were re-carpeted in January 2025. The in-law/guest suite has the same Shaw luxury vinyl plank throughout. Crown molding is installed in the main areas of the house with 3'' Plantation shutters installed on all windows in the main home. Added conveniences with this home are a keyless entry on the front door, a Wyze ring doorbell camera along with a Wyze PTZ camera on the front driveway and road area. It has a fenced yard with low voltage lighting on the back and side yards. Moonraker Circle does have an HOA with $400/quarterly dues which provides for maintenance of a community pool and bathrooms, with a grill and covered area for cookouts. Moonraker Circle is a pet friendly neighborhood with two doggie stations and a dog park. There are approximately 4.3 acres of common area grounds, including the dog park, the Association maintains as well. Some photos have been virtually rendered.

123 Moonraker Circle, Panama City Beach

$1,600,000
3 Beds 4 Baths 781910 MLS
Enjoy breathtaking Gulf views from this beautifully maintained adorable end unit gulf-front townhome located in the heart of Panama City Beach. Completely re-built from inside out. NO HOA! Sleeps 13 and could sleep more. Right next to beach access 26 in a very quite area off of Thomas Drive. This updated 3 bedroom and 4 full bathroom residence offers an unbeatable combination of beachfront living and convenience—step outside and you're just footsteps from the sugar-white sand and emerald waters. 2 King Master Suites, one with it's own private gulf front balcony! Featuring a bright coastal exterior and an inviting layout, this townhome offers comfortable living spaces and ample natural light. An updated kitchen with quartz countertops, offering both style and durability for everyday living or entertaining. The primary suite is located on the second floor and features a private balcony with panoramic gulf front beach views, elevated ceilings, and an en-suite bath with a walk-in shower. The second and third bedroom also features a private en-suite bath, providing convenience for additional guests or family members. This Gulf-front property offers excellent potential for short-term rental income due to its desirable location and layout. Property is conveniently located near all the main attractions in Panama City Beach. Reframed exterior west wall with two by fours, exterior cinder blocks, stucco and concrete board, new windows throughout hurricane rated and Miami Dade turtle rated. All new tile flooring throughout, shiplap, light fixtures, new wiring, cabinets, appliances, quartz and granite, new bathrooms, walls, ceilings, HVAC 2 years, Pollywood outdoor furniture, new stairs, custom built cedar garage doors, Roof is after Michael and Rubber Seamless, 8'' double firewall, 5/8'' sheetrock, Converted Garage can be used as non-conforming 4th bedroom. Information deemed accurate but verify. . Home has been used as a second home only!

9614 Beach Boulevard Unit E, Panama City Beach

$388,900
2 Beds 2 Baths 781599 MLS
This charming coastal cottage is perfectly situated in one of the area's most popular resorts... Venture Out! It offers the ideal blend of comfort, rental potential, and beachside living. Step inside to a bright, welcoming interior featuring an open living area with vaulted ceilings, built-ins, and abundant natural light. The spacious kitchen offers great cabinet storage, granite countertops, and a large breakfast bar--perfect for family gatherings or entertaining. This home features two full bedrooms and two full bathrooms, plus a bonus bunk room, allowing plenty of space for guests and maximizing rental opportunities. Each room is uniquely styled with coastal touches throughout. Outside, enjoy your private parking, golf cart parking area, and a beautifully maintained lot surrounded by palm trees. The home is located just steps from the resort's amenities and a short golf cart ride to the sugar-white sandy beach and the Gulf of Mexico. Venture Out Resort Offers: ✔ Private beach access ✔ Two pools (one beachfront, one heated bayside) ✔ Tennis & pickleball courts ✔ Mini golf ✔ Children's play areas ✔ 24/7 gated security ✔ Community events and activities Whether you're looking for a personal beach getaway, a family vacation home, or a high-income rental property, this delightful cottage at 689 Seashell Dr is a perfect fit. Don't miss your chance to own in Venture Out--schedule your showing today!

689 Seashell Drive, Panama City Beach

$1,647,000
5 Beds 5 Baths 781490 MLS
New Price Reduction by $50 Thousand dollars! Construction of this beautiful Coastal Retreat is completed! Great Short -Term Rental Projection of $200 to $220 thousand annually. This home comes fully furnished and tastefully decorated. Discover this wonderfully crafted luxury home. Located on the highly desirable West End of Panama City Beach--just steps from the Gulf's most beautiful beaches. This residence offers both a serene retreat and exceptional income-producing potential. With 5-bedrooms and 4.5-bathrooms the home spans two stories with parking for 6 vehicles and designed for both comfort and sophistication. The chef's kitchen is a true showpiece, featuring upgraded stainless-steel appliances, including a French-door refrigerator, gas cooktop, dishwasher and wall oven/microwave combination. Custom 42'' white shaker cabinetry, quartz countertops, and a spacious walk-in pantry complete this gourmet space. The open design flows seamlessly to outdoor living with a 12'x24' private saltwater pool, equiped with a gas heater for year-round enjoyment. Additional highlights include: • Gas tankless water heater • Hurricane-impact rated windows and doors • Durable metal roof & Hardie siding • 8' interior and exterior doors • 10' ceilings on both levels A spacious game room that offers views of the pool, with multiple living areas to provide plenty of space for entertaining. Conveniently located within walking distance to the pristine white-sand beaches, and just minutes to 30A, Pier Park shopping, dining, entertainment, and a short ride to local grocery stores, this home is the perfect blend of luxury and convenience. Whether as a private coastal escape or a high-yield vacation rental, this home presents a rare opportunity on the beautiful West end.

254 Sands Street, Panama City Beach

$1,495,000
5 Beds 3 Baths 781328 MLS
Coastal luxury without the gulf front pricing. It is located directly across the street from the Gulf with a large pool and outdoor area. Surf Drive is a short unique street in PCB. It is only a mile long so there is not much traffic. This house is in an upscale area with many large gulf front houses within the block. This beautiful home was completely updated in 2024 and 2025. The large pool area is a great place to hang out and enjoy being at the beach. The whole pool area has stone pavers with many tables and chairs. There is both a pool and hot tub. A vinyl fence surrounds the house. All of the ceilings are shiplap and all of the flooring is LVP. It is completely furnished and rental ready. It is a corner lot with stone pavers. Parking will never be a problem as there is parking in front of the house as well as the side. It is a very short walk to either beach walk 19 or 20. You can be on the sand within a couple of minutes from the driveway. There is a large master bedroom with a large closet that can be used to put a port-a-crib for small children. A new AC was installed in addition to the other updates. The kitchen, family room and dining room make for a very large open area for the whole group to gather. There is a large big screen TV in the family room. There is a large granite top island in the kitchen that makes it easy to serve meals to a large group. All of the bathrooms are new. The hall bath has a new tub with tile around it and a sliding glass door. The other two bathrooms have tile showers with sliding glass doors. There is blue tooth connections in the bathroom fans so you can listen to music. There are a large number of hooks in the bathrooms for towels and swim suits. The outdoor shower has both cold and hot water on the side of the house when you come in from the beach. The laundry room is off of the kitchen area. The current bed configuration sleeps 18 including the pull out couch. The bunk bedroom has large built in wood bunks that can sleep 4 adults easily and even more children.

8312 Surf Drive, Panama City Beach

$1,500,000
5 Beds 4 Baths 781115 MLS
Aloha Beaches - Steps to the Sand | Private Pool | Gulf Views. Welcome to Aloha Beaches, your ultimate Panama City Beach investment property. Just 100 feet from the sugar-white sand, this spacious three-story coastal home offers excellent potential as a short-term rental, vacation retreat, or income-producing asset. Designed for comfort and entertainment, it provides the ideal setup for large groups and families looking to enjoy the Gulf Coast lifestyle. What You'll Love: Private heated pool for relaxing after beach days 4 bedrooms plus a bonus lounge area that can sleep up to 14 guests 4 full bathrooms offering convenience and privacy Elevator access to all three floors Gulf views from the expansive top-floor balcony Multiple king suites with private balconies First-floor suite with kitchenette and pool access ideal for guests seeking privacy Bright, open-concept living area perfect for gatherings and entertaining The home is fully appointed with coastal finishes, stylish furnishings, and thoughtful details that make it turnkey and ready to perform as a high-income rental. Location Highlights: Situated on the desirable west end of Panama City Beach, this property offers a peaceful setting just minutes from Pier Park, 30A, and top dining, shopping, and entertainment. Guests love the combination of tranquility and convenience, making Aloha Beaches a consistent favorite among vacation renters. Whether you're seeking a strong cash-flowing investment property or a personal coastal getaway that pays for itself, Aloha Beaches delivers unmatched lifestyle and income potential on Florida's Emerald Coast.

17820 Front Beach Road Unit B, Panama City Beach

$2,950,000
4 Beds 5 Baths 780535 MLS
Tucked along the quiet shoreline of Lake Powell, this spacious home offers a rare mix of privacy, comfort, and everyday livability. With 5 bedrooms, 5 bathrooms, and over 4,600 square feet, this home welcomes you with its soaring multi-level design and expansive outdoor areas tailored for both relaxation and grand entertaining. Set on nearly an acre along beautiful Lake Powell with 147 feet of pristine dune lake frontage, the property feels private and peaceful while still being close to the beach and the rest of Panama City Beach. Inside, you'll find an open gourmet kitchen and working pantry that connects easily to the main living areas, a custom fireplace, and plenty of natural light. Spacious bedrooms throughout the home provide flexibility for family and guests, and the expansive third-floor deck has the best views on the lake. With its own private dock, the lake becomes an extension of the backyard. Step outside to enjoy the screened pool, large deck, boat slip, and parking for up to ten vehicles. Recent updates include a new roof in 2025 and a heated and cooled garage. With exquisite craftsmanship throughout and panoramic lake views from nearly every vantage point, this property is a rare gem for discerning buyers seeking coastal elegance and lakefront living. Located in the gated community of Palmetto Bluff, residents enjoy a large neighborhood green space and community dock. Recently appraised at $4.2 million, this home is priced to sell.

5 Blue Crab Lane, Panama City Beach

$590,000
2 Beds 3 Baths 780000 MLS
Charming Victorian at the Beach - Step into this unique Victorian-style home situated on a very large corner lot just blocks from the beach. With its classic wrap-around porch and timeless details, this home is filled with warmth, character, and plenty of space for making memories. Inside, you will find 10-foot ceilings, solid wood doors, and bright, open rooms that feel both comfortable and inviting. The kitchen features custom cabinets and shelving, beautiful granite countertops, a Jenn Air downdraft range, and an extra gas cooktop—perfect for preparing meals to share with family and friends. Upstairs, a 260sqft bonus room with half bath offers flexible space for guests, hobbies, or a cozy retreat. Everyday living is kept easy with thoughtful features like a geo-thermal heating and cooling system, an 1100sqft, 3-car garage with workshop, and a laundry area with shower - a welcome convenience after beach days. The home's living space can also be expanded into the garage, offering you endless options for the future. Step outside to enjoy a 316 sq. ft. wrap-around porch and a 144 sq. ft. deck, perfect for morning coffee, breezes, and sunset gatherings. This is also a prime investment / short-term rental location. Blocks from the beach and just 10 minutes from Pier Park with its endless shopping, dining, and entertainment, and only 5 minutes to scenic 30A and South Walton's upscale dining, boutique shopping, and nightlife, you'll be at the center of everything the coast has to offer.

21902 Sunnyside Lane, Panama City Beach

$590,000
3 Beds 3 Baths 779544 MLS
3BD | 3BA | STR ALLOWED | PRIVATE POOL | OUTSIDE SHOWER | FULLY FURNISHED | SLEEPS 8-10 | PARKING for 4 | BLOCK to GULF | BEACH ACCESS 20 Welcome to your dream coastal retreat! This stunning 3-bedroom, 3-bathroom Beach Home is the largest floor plan of only eight single-family residences in the exclusive Seaview Village. Fully furnished and turnkey, with a private pool and outdoor shower, this property is perfectly situated just one block from the pristine Gulf of Mexico and Beach Access 20. Designed for both comfort and style, it can sleep 8-10 guests, includes four parking spaces, and is completely rental-ready—an outstanding opportunity for families or investors alike. Property Highlights: • Prime Location: Steps from the sugar-white sands and emerald waters of the Gulf, offering endless opportunities for beachside relaxation and recreation. • Spacious Layout: Three bedrooms—two on the main level and one upstairs—each with en-suite bathrooms for ultimate comfort and privacy. • Main-Level Retreat: A master suite with private pool access, a second en-suite bedroom with custom bunks, plus a laundry room with large stackable washer/dryer. • Second-Level Living: Features another large master suite, open-concept living and dining with a fireplace, fully equipped kitchen, and private covered balcony—ideal for entertaining and maximizing rental appeal. • Outdoor Oasis: Enjoy your own private pool, outdoor shower, covered patio with grill and seating, and balcony views toward the Gulf—perfect for sunrise coffee or sunset cocktails. • Turnkey & Rental Ready: Thoughtfully furnished with coastal décor and all essentials, allowing for immediate use or income potential. • Investment Opportunity: With a desirable location, private pool, and proven rental demand for similar homes, this property offers excellent potential as a high-performing vacation rental. Don't miss the chance to own this exceptional beach home that combines modern comforts with unbeatable proximity to the Gulf. Whether you're searching for a personal coastal sanctuary or a profitable investment, this home delivers the best of both worlds. ⸻ Schedule your private showing today and experience coastal living at its finest!

8410 Thomas Drive Unit 4, Panama City Beach

$1,239,000
3 Beds 3 Baths 779329 MLS
RARE WATERFRONT. RENTAL PROJECTION OF $70K-$80K. PRIVATE DOCK + LIFT. Set near the mouth of the lagoon in Panama City Beach, this waterfront property offers the kind of location, scenery, and boating access that can stand out to both personal-use buyers and short-term rental investors. With a rental projection estimating year-one revenue of $70,000 to $80,000, this is more than a waterfront retreat--it is a scarce location-first opportunity with income-producing potential. Positioned on a quiet loop in one of the closest residential pockets to the lagoon mouth, the property offers quicker runs to open water, marinas, beaches, dining, and Panama City Beach attractions while still maintaining a calm, tucked-away feel at home. Out back, a private dock with powered boat lift makes ''go now'' boating simple. When dinner calls, it is an easy hop by boat across the lagoon to local favorites like Capt. Anderson's or The Grand Marlin, or stay dockside and fish for saltwater trout and redfish right from the backyard. The setting gives guests and owners a true waterfront experience: passing boats and jet skis, ospreys and eagles overhead, dolphins making regular rounds, and large-scale Fourth of July fireworks visible from the dock and both screened porches. These are the details that help separate a short-term rental from a standard beach-area property. Built with 2x6 construction, hurricane-rated doors and windows, spray-foam insulation throughout, including interior walls, and pilings driven approximately 47 feet, the home blends efficiency, resilience, and long-term utility. Inside, well-appointed living spaces are oriented toward the water and flow to a screened-in back porch. Upstairs, the primary suite has its own screened porch, creating another strong vantage point for enjoying the wildlife, watercraft, and lagoon views throughout the day. For buyers comparing Panama City Beach waterfront homes with rental potential, this property offers a rare combination: private boating infrastructure, lagoon-mouth proximity, water views, screened outdoor living, and projected year-one rental revenue of $70,000 to $80,000. The result is a waterfront property with both lifestyle appeal and investment positioning, exactly where you want to be when access, scenery, and income potential matter most. All information is believed accurate but not guaranteed; buyer to verify if important.

3530 Treasure Circle, Panama City Beach

$320,000
2 Beds 2 Baths 779093 MLS
Embrace the perfect blend of comfort and investment potential with this charming two-bedroom townhome, just a short walk from the pristine beaches of Panama City Beach. Whether you're seeking a lucrative rental property or your own beachside haven, this residence delivers on all fronts. Sold furnished! Nestled on the desirable West End near Pier Park, this two-story townhome offers 1,088 sq. ft. The thoughtfully designed layout includes two cozy bedrooms and a full bath upstairs, complete with a private balcony to enjoy ocean breezes. The main level boasts an updated kitchen featuring modern stainless steel appliances, granite countertops, and backsplash, alongside a convenient half bath, full-sized washer and dryer, and inviting living spaces. Recent updates enhance both comfort and peace of mind: HVAC system including ducts was replaced new in 2023, Durable vinyl plank flooring flow throughout, paired with stylish track light fixtures for a contemporary touch. The quaint backyard, enclosed fence, offers privacy and includes a handy storage closet. With no HOA fees, No Flood zone ( Zone X), Rental projections at more than $55,000/yr. Its proximity to shopping, dining, and entertainment, along with the ease of accessing the beach just a short walk away, makes it an irresistible gem. Imagine cruising on your golf cart through the vibrant Panama City Beach area, soaking in the sun and surf. Don't miss this chance to own a piece of paradise. Contact us today to schedule a viewing and make this exceptional townhome yours!

628 W Caladium Circle Unit A, Panama City Beach

$945,000
4 Beds 5 Baths 779080 MLS
Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool - PLUS a $10,000 Buyer Credit at Closing! Turnkey STR | Short-Term Rentals allowed | NO HOA | NO Flood Zone | Prime Location Attention Investors, Families & Beach Lovers! Just two blocks from the sugar-white sands of Emerald Beach and Rick Seltzer Park, this 3-story coastal beauty blends luxury, comfort, and high rental potential into the perfect beachside escape. With no HOA, no Flood zone, and full turnkey furnishings, this home is a rare find designed for both lifestyle enjoyment and income generation. PROPERTY HIGHLIGHTS: • 4 Bedrooms + Bonus/Game/Bunk Room | Sleeps 15 (or 29 w/ sister home next door also for sale) • 3 Ensuite Baths + 2 Half Baths • Private Heated Saltwater Pool (with optional heating) + Tropical Outdoor Oasis • Multiple Balconies with Gulf Views • Open-Concept Main Floor with 10' Ceilings, Crown Molding & LVP Floors • Chef's Kitchen with Stainless Appliances & Seating for 10-12 • Parking for 4 Vehicles + Golf Cart Friendly • Hurricane Windows, Hardie Siding & Metal Roof for lasting durability First Floor: - Primary Poolside Master Suite w/ King Bed, Twin Bunk Nook, Double Vanity Ensuite & Direct Pool Access - Bonus Bunk/Closet Room with Mounted TV - Spacious Living Room & Dining for 8+ (extra bar seating) - Chef's Kitchen - Laundry Room | Guest Half Bath Second Floor: - 2nd Master Suite w/ King + Queen + Single Nook, Private Balcony & Ensuite - Bedroom 3: Two Queens + Ensuite Bath + Gulf View Balcony Third Floor: - Bedroom 4 & Bonus Game Room: Bunks, Twin, Queen Bed, Wet Bar, Smart TV, Arcade Games - Private Gulf View Balcony + Half Bath WHY YOU'LL LOVE IT: -Steps to Beach Access #7 - walk to sand, surf, dining & attractions. -Relax in your heated saltwater pool oasis w/ gas grill & matching patio sets. -Entertain on multiple balconies with sparkling Gulf Views. STR Rental Revenue and GRI Actuals for 2024 & 2025 are available upon request. High-yield income opportunity! SLEEPS 15 -- Purchase alone or as part of a 2-home portfolio package (sleeps 29 combined) A True Coastal Masterpiece! Whether you're seeking a personal beach retreat, a vacation rental powerhouse, or a multi-home investment portfolio, this property delivers. Relaxed, roomy, stylish, and vacation-lifestyle ready -- all just two blocks from the Emerald Coast. Luxury. Location. Lifestyle. This one has it ALL!

5310 Thomas Drive, Panama City Beach

$945,000
4 Beds 5 Baths 778899 MLS
Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool | STR | No HOA | No Flood | Turnkey | Vacation-Lifestyle Ready - PLUS a $10,000 BUYER CREDIT at Closing! HIGH-YIELD INCOME POTENTIAL + TAX BENEFITS SAVINGS for this one or both properties for Sale SIDE-BY-SIDE. Attention Investors, Beach & Pool Lovers! This 3-story Retreat is fully furnished, turnkey, and short-term rental ready with NO HOA or Flood. Just steps from the Emerald Beach, sand, local dining, attractions and Rick Seltzer Park, this property offers a rare blend of luxury living and strong rental potential. Featuring 4 bedrooms including a bonus bunk/wet bar/game room, 3 ensuite baths & 2 half baths, the home comfortably sleeps 14 guests (or up to 29 when purchased with the side-by-side ''sister'' home for sale). Guests will love the multiple balconies with Gulf Views, private heated saltwater pool, outdoor shower, 2 grills, and matching patio & dining sets -- an entertaining masterpiece. Inside, enjoy an open-concept main level with living, dining, kitchen & laundry room featuring stainless appliances, and LVP floors. The primary poolside 1st master bedroom with double vanity en-suite bath and private, large walk-in closet with a twin bunk are on the 1st floor. On the 2nd floor, you'll find 2 bedrooms. The 2nd master with double vanity en-suite bath, private balcony & sitting area and the 3rd bedroom with 2 queens, double vanity en-suite Bath + private balcony await. The 3rd floor offers the 4th, including bonus room & Gulf View balcony, bunks, queen bed, wet bar, and arcade games. With 10' ceilings, LVP & Hardwood floors, Hurricane Windows, Hardie siding, Metal Roof, and parking for 4 vehicles + golf cart, this home was designed for both comfort and durability. Steps from dining, marinas, and attractions--this is a prime investment and luxury retreat in one! An Entertaining & Vacation MASTERPIECE! $$$ INVESTORS $$$ HIGH-YIELD INCOME POTENTIAL for this one or both properties! BONUS: The sister property next door (also for sale) sleeps 15. Together, both homes host 29 guests total, each with identical layouts, pools, and furnishings. Unmatched portfolio or multi-home investor package opportunity! Schedule your showing today! GRI: Rental Revenue for 2024 & 2025 are available upon request.

5312 Thomas Drive, Panama City Beach

$1,200,000
3 Beds 3 Baths 769470 MLS
Imagine living on the water in a brand-new home in Panama City Beach with no HOA and room to truly enjoy the coastal lifestyle. This home offers a rare combination of new construction, waterfront living, no HOA, and a fully furnished setup in Panama City Beach. The home was designed to take full advantage of its waterfront setting, with open living spaces and large windows that bring the outdoors in. With no HOA restrictions, this property provides flexibility that is increasingly hard to find in waterfront communities. Whether used as a primary residence, a second home, or a vacation property, the location and layout allow for a wide range of possibilities. Set in a desirable PCB location, the home offers the privacy and tranquility of waterfront living while remaining close to beaches, dining, shopping, and local attractions. Priced at $1.2 million, this property combines new construction, waterfront access, and freedom of ownership in one offering. Whether you're looking for a place to create lasting family memories or a waterfront retreat to enjoy year-round, 1033 Bay Circle delivers a lifestyle that is becoming harder to replace. Schedule your private showing to experience the setting firsthand. This newly constructed three-story home features an open-concept design with high-end finishes throughout. The spacious living area is filled with natural light and offers stunning views of the bay. The gourmet kitchen is equipped with premium appliances, quartz countertops, and a stylish island, making it perfect for both entertaining and everyday living. The home boasts multiple private balconies, allowing you to enjoy sunrises over the water with your morning coffee and relax in the evening with breathtaking sunset views. The luxurious primary suite includes a spa-like ensuite bathroom, a walk-in closet, and a private balcony overlooking the bay. Designed for both personal enjoyment and investment, this home is currently used as a short-term rental and offers excellent income potential. With no HOA restrictions, owners have full flexibility to use the property as they wish. The outdoor space is ideal for waterfront living, featuring a spacious deck and direct water access, perfect for boating, fishing, or simply unwinding by the bay. This property provides easy access to white-sand beaches, marinas, restaurants, and local attractions. Whether you are searching for a dream vacation home, a high-performing rental property, or a peaceful coastal retreat, this waterfront escape is a rare and valuable opportunity.

1033 Bay Circle, Panama City Beach

$3,500,000
6 Beds 7 Baths 772029 MLS
**PRIVATE ELEVATOR** This Gulf-front retreat in Margaritaville Beach Cottage Resort blends laid-back luxury with modern comfort, offering the ultimate escape in Panama City Beach. Built in 2023 and sold fully furnished, this Oasis floor plan spans 3,990 square feet across three levels - all with unobstructed views of the emerald Gulf waters. Professionally designed with decor that captures the breezy, carefree vibe of the Margaritaville lifestyle, the home features luxury vinyl plank flooring throughout and a thoughtful layout tailored for both relaxed getaways and high-performing rentals. From morning coffee to sunset cocktails, enjoy panoramic Gulf views from your private balconies on every level. The first floor features a spacious recreation room with a foosball table, wet bar, full-sized refrigerator, and ice maker - perfect for entertaining after a day in the sun. Step outside to your private 8x17 beachfront pool and take the private dune walkover straight to the sand. With 6 bedrooms, a bunk area, and 6.5 bathrooms, this home comfortably accommodates large families and rental guests alike. The private elevator makes each level easily accessible. On the second floor, an open-concept great room takes full advantage of the water views, with a living area, dining space, and a chef's kitchen featuring Frigidaire Professional appliances, a 36'' gas range, quartz countertops, and maple cabinetry. Two guest suites with private baths, a powder room, and a full laundry area round out this level. Upstairs, the Gulf-facing primary suite offers a true retreat with expansive views down the coast, a walk-in closet, balcony access, and a spa-inspired ensuite with double vanities and a walk-in shower. Two more guest bedrooms with private baths and a cozy bunk nook complete the third floor. Additional features include a two-car covered carport plus parking for three more vehicles - rare for Gulf-front homes. As part of the Margaritaville Beach Cottage Resort, you and your guests have access to top-tier amenities: a resort-style pool with a 425-foot lazy river and H2O Adventure waterslides, pickleball court, indoor arcade, game lawn, hammock grove, and poolside movie nights. On-site dining options include The Salty Rim Bar & Grill, Fins Restaurant & Bar, and Joe Merchant's Coffee & Provisions - perfect for everything from poolside snacks to sunset dinners. Whether you're looking for a luxurious vacation home or a high-performing rental property, this is a rare opportunity to own in one of the most exciting beachfront resorts on the Emerald Coast. Call today to schedule your private tour and explore rental income potential, projections, and how to make this island-inspired dream a reality.

13643 Front Beach Road, Panama City Beach

$499,999
2 Beds 2 Baths 774196 MLS
Directly across the street from the sugar-white sands of Panama City Beach, this updated Riviera Beach townhome delivers coastal convenience, investment potential, and beachside charm. Enjoy breathtaking Gulf views from the second-floor balcony and easy public beach access just steps from your front door. Inside, the home features tile flooring throughout the first floor and a spacious layout designed for comfort and low-maintenance living. The upstairs features carpeting in the bedrooms. The kitchen is equipped with granite countertops and a full appliance package, making it ideal for full-time residents or vacation rentals alike. The property is being sold turnkey—fully furnished and ready to enjoy or rent—just bring your own linens. Recent upgrades include new backyard landscaping for enhanced privacy and outdoor enjoyment, and a major utility improvement—this property is now connected to public sewer and water, offering peace of mind for future maintenance and rental value. Located on the desirable west end of the beach, you're just minutes from local favorites like Pier Park, Carillon Beach, and the 30A corridor. Dining, shopping, and entertainment options abound, making this a prime short-term rental opportunity or second home. With no HOA fees, two parking spaces, and a welcoming local community known for festive gatherings and golf cart parades, this is the ideal place to embrace the coastal lifestyle or expand your rental portfolio.

21514 Front Beach Road, Panama City Beach

$1,000,000
4 Beds 2 Baths 778175 MLS
NEW PRICE on this Florida Beach Cottage at 122 Monterey Avenue where original 1977 family craftsmanship meets timeless coastal living. This four-bedroom, two-bathroom home offers the perfect blend of vintage character and beachside convenience in the highly sought-after private beach access community of Santa Monica Beach. No crowds here! The real treasure lies 400 feet from your front door with no beachfront residential or commercial development allowed, preserving the natural beauty of the gulf coast, meaning your slice of paradise will remain forever. Crystal white sandy beaches, clear emerald-green waters, bright blue skies and breathtaking sunsets guarantees relaxation in the most laid-back environment. Gated beach access ensures privacy and exclusivity that's increasingly rare along this coveted coastline. Enter to find a well-designed layout that captures the essence of old Florida charm. The first floor offers kitchen, dining, living area, three bedrooms and one bathroom. The second story, formerly a fully equipped studio apartment with exterior door access provides a large bedroom, bathroom, coffee bar and expansive decking with views to the gulf creating the perfect backdrop for morning coffee or evening relaxation. This home easily accommodates family gatherings or visiting guests who wish to experience true beach living. Bring your golf cart, bicycles and water sports gear. Plenty of onsite parking and outdoor storage. The possibilities are endless! Santa Monica Beach represents one of Panama City Beach's most desirable neighborhoods, offering the tranquility of the quiet west end. The convenience extends beyond the beach with neighboring Carousel Supermarket opened in 1967 and Thomas Donuts opened in 1971, easily accessible for all your daily necessities. Santa Monica Beach also keeps you connected to the area's vibrant dining, shopping, and entertainment scene. Whether you're seeking fine dining on 30A, adventure at nearby attractions like Pier Park, Topgolf, Dolly Parton's Pirates Voyage Dinner Theater, or simply want to unwind with the sound of waves, this location delivers both excitement and serenity. Still owned, impeccably maintained, and loved by the original owner, this beach cottage represents a rare opportunity to own a piece of Panama City Beach history while enjoying modern coastal living in a small-town community. See your new home today!

122 Monterey Avenue, Panama City Beach

$3,000,000
4 Beds 4 Baths 771470 MLS
MAJOR PRICE IMPROVEMENT - NOW $3,000,000. A rare opportunity to own 60 feet of direct Gulf frontage in the heart of Panama City Beach. Welcome to Parrotdise, a furnished, turnkey Gulf-front retreat offering the privacy of a residential beach street with the convenience of PCB's central location. Oleander Drive is tucked away from the constant traffic of Front Beach Road, yet places you within easy reach of both the east and west ends of the beach. Maggie Still Park, a charming neighborhood park, is just a short walk away. The property offers 4 bedrooms, 4 full baths and more than 3,000 square feet of living space, including a flexible second-floor bonus room with its own kitchenette - ideal for extended family, guests, a bunk/game space or additional rental flexibility. Outside is where this property earns its name. Step directly from the home into a private Gulf-front setting featuring an automated heated pool and spa, reinforced composite decking and unobstructed views across the emerald waters of the Gulf. With 60 feet of sandy beachfront, the backyard becomes the resort. The home is offered furnished and includes features rarely found together in a central PCB beachfront property: Two-car garage plus generous driveway parking Private heated pool and spa 60 feet of direct Gulf frontage Fully fenced yard with automatic privacy gate 400-amp electrical service Dedicated 50-amp RV hookup Luxury vinyl plank flooring on the main level Custom tiled showers Outdoor shower Second-floor bonus room with kitchenette No HOA Short-term rentals permitted Use it as a primary residence, private second home or vacation-rental property. The combination of direct beachfront, privacy, parking, pool, garage, flexible living space and central location creates a property that is increasingly difficult to duplicate along Panama City Beach. At its newly repositioned price, 13211 Oleander Drive offers buyers the opportunity to secure a substantial Gulf-front home with garage space and 60 feet of beachfront without paying new-construction pricing. Come see what $3 million buys on the Gulf.

13211 Oleander Drive, Panama City Beach

$587,500
1 Beds 2 Baths 771251 MLS
Your own slice of paradise awaits at the new Margaritaville Beach Cottage Resort on Front Beach Road. Surf Bungalow 4 is a beautifully appointed, new-construction one-bedroom cottage with a spacious loft, thoughtfully designed to comfortably accommodate guests with two full-size bunk beds. As an end-unit beach home, Surf Bungalow 4 enjoys one of the most desirable locations within Surf Bungalow Village--just moments from the beach club, clubhouse, and designated parking, while still offering a sense of privacy. This residence features the highly sought-after Longboard floor plan, complemented by the ''Son of a Sailor'' furniture and design package. The main level hosts a serene primary ensuite with a king bed and private bath, while the second-floor mezzanine offers built-in full-over-full bunk beds along with an additional private bath--ideal for maximizing both comfort and functionality. The open-concept layout seamlessly connects the spacious kitchen, inviting dining area, and relaxed living space, creating the perfect setting for entertaining or unwinding. Offered fully furnished and professionally designed, this turnkey home includes a large front porch, lush tropical landscaping, and convenient access to both owner and guest parking. Residents and guests enjoy an exceptional resort experience, featuring nearly 600 feet of private beach access, a sprawling oasis-style pool with zero-entry access, a lazy river, and amusement park-style waterslides. On-site amenities include the Salty Rim Bar for refreshing cocktails and the Salty Grill for casual poolside dining. Ownership also includes exclusive access to the Margaritaville PCB Beach Club, offering a fitness center, arcade and game room, activities center, and the popular License to Chill Bar & Restaurant. With front desk check-in and dedicated on-site guest services, every stay is designed for ease and enjoyment. This property presents an outstanding opportunity to enjoy both personal use and income potential. Don't miss your chance to experience the Margaritaville lifestyle at its finest.

140 Paradise Found Circle Unit 4, Panama City Beach

$825,000
3 Beds 3 Baths 765912 MLS
*Owner Financing available with 20% down, competitive rate, and must qualify* Welcome to this meticulously maintained WATERFRONT home, located in the gated Bay Point Community on the CANAL with GULF access. This stunning property offers a long list of recent upgrades. The home boasts a metal roof (2019), 4-ton HVAC unit and attic insulation (2022) to enhance energy efficiency throughout the house, including the garage and workshop. Other recent improvements include a new garage door (2022), LED lighting (2022), and updated kitchen with a new ceramic tile floor (2023) and a brand-new dishwasher (2023). Custom cordless blinds were installed on all windows and doors, offering both privacy and contemporary appeal. Step outside to enjoy a beautifully upgraded space, including a new TREX front deck (2023), a newly installed shade sail over the back deck (2023), and a freshly renewed landscaping design, with trimmed crepe myrtles and palms. The dock and seawall are ready for boating, fishing, or simply enjoying the serene waterfront views. A finished heated and cooled workshop with a half bath was added in 2023, providing an ideal space for hobbies. In addition to these impressive upgrades, the property features a new sprinkler control system and a new electric service panel, complete with a 220V outlet for electric car charging. Included with the home are blinds, the kitchen microwave, a living room 42-inch TV, refrigerator and the washer and dryer. This home offers both comfort and convenience, with the added benefit of being located in a desirable, gated community with Gulf access. Located within the Bay Point community, you have golf cart friendly streets, Bay Point Golf Club with the Nicklaus Design Championship Course, full service Point South Marina, Bar 72 Restaurant, and many more popular dining spots located just outside the gates of Bay Point. Additional canal fee is $250 annually. Buyer to verify any information deemed important.

325 Wahoo Road, Panama City Beach

$1,337,000
4 Beds 4 Baths 778544 MLS
Welcome to this luxury 2025 new construction beach home just a short walk to the white sandy beaches of Panama City Beach. Designed as a primary residence, second home, or high-performing short-term rental investment, this 4-bedroom, 3.5-bath coastal retreat offers exceptional style, durability, and strong income potential. Currently configured to sleep up to 16 guests, this property is ideal for vacation rental income and large family gatherings at the beach. The flexible floor plan features two first-floor bedrooms with private en suite baths--perfect for guests or maximizing short-term rental appeal. Interior highlights include beautiful cypress and pine accent ceilings, durable luxury vinyl plank flooring, a bright loft providing additional living or sleeping space, and a spa-inspired primary suite designed for relaxation. The chef's kitchen features custom cabinetry, quartz countertops, and a gas stove with designer hood--perfect for entertaining after a day at the beach. Step outside to your private saltwater pool and covered patio, creating a perfect setting for outdoor living and vacation enjoyment. Built with durable 2x6 framing and a metal roof, this home offers long-lasting quality and peace of mind. Located in a golf-cart-friendly Panama City Beach neighborhood where short-term rentals are allowed, this property is minutes from Pier Park, Scenic Highway 30A, Camp Helen State Park, TopGolf, and Dolly Parton's Pirate Voyage. Whether you're searching for a Panama City Beach beach house, a Gulf Coast vacation home, or a high-income short-term rental property that sleeps up to 16 guests, this exceptional coastal home delivers both lifestyle and investment potential.

21511 Pompano Avenue, Panama City Beach

$1,675,000
4 Beds 5 Baths 777746 MLS
Imagine waking up to the sound of waves crashing just steps from your door, sipping coffee on your private balcony as dolphins play in the surf, and ending your evenings with breathtaking sunsets over the Gulf. This is the lifestyle awaiting you in this rare 3-story Gulf-front townhome that truly feels more like a private beach home. Experience true Gulf-front living with over 2,200 square feet, 4 spacious bedrooms, and 4.5 baths, designed for both relaxation and entertaining. The main level features an open concept with high ceilings, crown molding, and freshly updated LVP flooring. A well-appointed kitchen with granite countertops, stainless steel appliances, and plenty of cabinetry flows easily into the dining and living areas, where double sliding doors open to an expansive Gulf-front deck. A wet bar with wine cooler adds the perfect touch for entertaining. On the second and third floors, you'll find two Gulf-front master suites—each with private balconies and spa-like baths featuring large tubs, separate showers, and new vanities. An additional oversized en-suite bedroom provides space and comfort for family and guests. Every upgrade has been thoughtfully handled, including hurricane glass film protection on doors and windows, new Trex decking, fresh exterior paint, and updated HVAC systems. The exterior has undergone extensive replacement and waterproofing, ensuring durability and peace of mind. Step outside to enjoy the private Gulf-front pool shared by just five units, or take your own stairs down to the white sand beach. Perfectly located in the heart of Panama City Beach, you'll be just minutes from the best shopping and dining at Pier Park, family attractions like Top Golf and Pirates Voyage Dinner & Show, and only 15 minutes from the airport. This property is ideal as a luxury residence or a strong vacation rental investment. With 2 assigned parking spaces, 3 additional overflow spots, excellent rental history, and solid financials, this is a turnkey opportunity you won't want to miss. This condo is made to provide ample space and sleeping for large families! All engineering inspections have been completed as per new condo rules!! This rare opportunity combines low-density living with breathtaking Gulf views and modern updates throughout. Schedule your private showing today and start living the Gulf-front lifestyle you've always dreamed of!

17657 Front Beach Road Unit B, Panama City Beach

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