Fort Walton Beach, FL Real Estate Search

Fort Walton Beach, FL Waterfront Homes for Sale

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Newest Fort Walton Beach, FL Waterfront Homes for Sale

$989,200
3 Beds 3 Baths 1003651 MLS 1,629 SqFt.
Welcome to one of the rare opportunities at Island Echos, a beautifully maintained fourth-floor beachfront condominium featuring THREE true full-sized bedrooms, a highly sought-after layout that is rarely available along the Gulf Coast. Perfectly positioned directly on the Gulf, you'll fall asleep to the soothing sound of the waves and wake up just steps away from the sugar-white sands and emerald turquoise waters. From the moment you walk inside, natural light pours throughout the residence while breathtaking water views immediately capture your attention. The oversized balcony offers the perfect setting for morning coffee, sunset dinners, or simply relaxing while overlooking the Gulf. Even the spacious primary suite enjoys direct water views, creating a peaceful retreat you'll never want to leave. The kitchen has been meticulously maintained and thoughtfully designed with an abundance of cabinetry, granite countertops, and open sightlines that allow you to enjoy the stunning Gulf views while cooking, entertaining, or spending time with family and friends. The spacious open-concept layout makes the condo feel welcoming, airy, and ideal for both full-time living and vacation enjoyment. One of the standout features that truly sets this unit apart is the private in-unit washer and dryer conveniently located in the hallway closet area -- and both convey with the purchase. Many other units within the community rely on shared community laundry facilities, making this a rare and highly desirable convenience for owners and guests alike. Residents and guests of Island Echos enjoy gated access, a community pool, fitness center, elevator access, and one of the most desirable stretches of beach along the Emerald Coast. Whether you're searching for a primary residence, second home, or income-producing investment property, this condominium offers exceptional flexibility with short-term rentals allowed. Even better, future vacation bookings can transfer to the new owner at closing, allowing you to start generating passive income immediately from day one. Due to the high demand and strong rental history, showings will be limited as this vacation rental is frequently fully booked. Experience firsthand why this remarkable Gulf-front condo stands out from the rest.

676 Santa Rosa Blvd Unit 4NO, Fort Walton Beach

$459,000
1 Beds 2 Baths 1003209 MLS 1,060 SqFt.
Welcome to effortless gulf front living at this beautifully renovated 1 bedroom, 2 bath condo perfectly positioned directly gulfront in a low density complex on Okaloosa Island in Fort Walton Beach with a ROOF TOP pool! Whether you're searching for a turnkey vacation rental, second home, or personal beachfront escape, this fully furnished condo offers the ideal blend of style, comfort, and coastal charm. Inside, the unit has been extensively updated with luxury vinyl plank flooring throughout, smooth refinished ceilings, fresh interior paint, all new furnishings and decor, updated lighting, and a completely reconfigured kitchen featuring new cabinetry, quartz countertops, stainless appliances, and an updated sink and faucet. Both bathrooms have been thoughtfully renovated with new cabinetry, quartz counters, updated mirrors and lighting, while the guest bath now features a beautifully tiled walk-in shower with glass enclosure. New storm windows add additional value, and the interior laundry room is a convenient amenity for owners and guests alike. The spacious open living area is designed to maximize the stunning unobstructed Gulf views, while the oversized bedroom and queen sleeper sofa allow the condo to comfortably sleep four guests. Step outside and enjoy the best view on Okaloosa Island from the community's beautifully renovated rooftop pool, or relax on your private balcony with updated patio furniture and new balcony railings. Recent exterior and community improvements include exterior repainting, rooftop pool renovations, new roof, updated balcony handrails, and storm windows. Currently a professionally managed and well-performing vacation rental. HOA fees include water, sewer, trash, internet, and amenities.

671 Nautilus Ct Unit UNIT 502, Fort Walton Beach

$325,000
2 Beds 1 Baths 1002985 MLS 700 SqFt.
Coastal Elegance Meets Island Living! Discover the magic of Florida's Emerald Coast in this beautifully remodeled waterfront condo, perfectly situated between the Gulf of America and Choctawhatchee Bay. This turnkey 2-bedroom, 1-bath retreat offers a thoughtfully designed living space, blending modern sophistication with relaxed coastal charm. Fully furnished and move-in ready, the light-filled open layout features stylish finishes and beach-inspired décor, creating an inviting atmosphere that comfortably accommodates up to six guests--ideal for a personal getaway or a lucrative vacation rental. Enjoy serene water views, legendary Bay sunsets, and the convenience of being just steps from the sugar-white sands of the Gulf of America and moments from the Okaloosa Island Boardwalk and Pier, as well as the Gulfarium, downtown Fort Walton Beach and Destin where dining, shopping, and entertainment await. This family friendly low density resort-style community offers a sparkling waterfront pool, private dock access for boating or paddleboarding, and BBQ areas perfect for gathering with friends and family, all within an owner pet friendly environment. Whether you're seeking a full-time residence, a seasonal escape, or a smart investment opportunity, this exceptional waterfront condo delivers the ultimate blend of style, comfort, and value in one of Florida's most desirable island destinations. Your slice of paradise awaits--schedule your private showing today!

1330 Se Miracle Strip Pkwy Unit 207, Fort Walton Beach

$1,195,000
4 Beds 3 Baths 1002598 MLS 2,502 SqFt.
Sound Front Serenity meets Gulf Coast Living. This charming, mid-century modern home with 4 bedrooms, 3 full bathrooms, and 2502 sq ft offers 147 feet of water frontage and .39 acres on the Santa Rosa Sound! Enjoy endless water views and sunsets from the comfort of your home. The Sound is located on one side of the barrier island and offers boating, fishing, swimming, canoeing, paddle boarding, and water sports while the Gulf and white sandy beaches are on the other side of the island and only 4 minutes away. The exterior of the home has a metal roof, gutters, a paver parking pad, an extended driveway lined with pavers and plenty of parking for a boat and multiple vehicles. There is no HOA and golf carts are allowed. The home is perfect for entertaining with covered patios overlooking the water to a patio connecting both sides of the home. Enter the foyer and immediately there are views of the Sound! A large living room is located to the right of the foyer through a case opening and a home office is located to the left of the foyer through French Doors. The living room has built in, custom cabinetry and a large picturesque window allowing views of the palm trees and natural light to abound. The front room is perfect for a home office or a fourth bedroom. The kitchen is updated to include a large, 6 ft island that seats 6, pendant island lighting, white shaker, custom cabinetry to the ceiling with crown, stainless appliances to include a French Door refrigerator, built in microwave, dishwasher, and a five burner gas slide in oven and stove. There are also granite counter tops, a tiled back splash and recessed lighting. Classic elements of the home such as the terrazzo flooring blends with the modern finishes to create a custom, luxury retreat. The home has both an open and split floor plan. The update kitchen opens to the dining room and a second living room with all boasting water views of the Sound! The spacious primary bedroom overlooks the Sound and has French doors leading to the covered patio. There is an ensuite bathroom completely updated to include a large double vanity with plenty of storage space, a large, tiled walk in shower with floor to ceiling tile and a frameless glass divider, a soaking tub, tiled floors, new mirrors, sconce lighting, faucets and fixtures. The primary bedroom also offers a large walk in closet with shelving. On the other side of the home there is a guest bedroom overlooking the Sound! An additional guest bedroom with views of the palm trees and a full bathroom. The Bathroom has an extra-long single vanity, tub shower surround and white tiled walls. There is a third bathroom near the kitchen and a laundry room. Exit sliding glass doors from either side of the home and relax on multiple patios! The upper patio is tiled and the lower patio is spacious and allows for a large table for outdoor dining. The back yard has a recreation area for corn hole, basketball, or pickle ball, fire pit, and a sandy area for lounging in the sun. Several covered patios allow for breathtaking views of the Sound while relaxing in the shade. The seawall that spans approximately 147 feet was replaced in 2018 and there is a short dock with stairs to enter the sandy bottom, shallow water. Pride of ownership shows and many features of the home have been updated. For example, the homeowner upgraded to a Rinnai tankless hot water heater (2018), replaced a second hot water heater in 2023, replaced an HVAC in 2025, maintains a termite bond with Sentricon termite protection, completely refurbished the sprinkler system in 2024, replaced the kitchen appliances in 2018 and replaced the corrugated sea wall in 2018. This home is perfect for a primary home, second home, or investment property. This well designed mid century modern home provides exceptional coastal charm on a lot with one of the longest seawalls on the island! Buyer to verify all dimensions and information.

519 Dorado Ave, Fort Walton Beach

$275,000
2 Beds 2 Baths 1001483 MLS 750 SqFt.
Imagine waking up to scenic, peaceful bay views and knowing that your boat is parked just steps away at a brand-new, premier marina development. This move-in ready Okaloosa Island condo delivers the exact coastal lifestyle buyers are searching for, offering rare boat parking and effortless access to the water. From this prime location, you can spend your afternoons taking a short boat ride to the famous Crab Island or driving minutes to dip your toes into the Gulf's sugar-white sands. Overlooking the tranquil Choctawhatchee Bay, this beautifully refreshed unit offers total peace of mind and effortless style. The updated interior includes granite countertops, fresh paint, new furnishings, and a new HVAC system. Designed for both entertaining and unwinding, the bright open-concept layout seamlessly connects the living, kitchen, and dining areas. With two spacious bedrooms and two bathrooms, the property comfortably accommodates owners and guests alike. Outdoor enthusiasts will find endless ways to enjoy the waterfront location. Bring your fishing gear and cast a line off the private dock, relax by the sparkling pool, or simply soak in the sunset. Perfectly situated in the heart of Okaloosa Island, this property is moments from endless recreation including parasailing, jet skiing, dining, and shopping. Whether you seek a primary residence, a seasonal getaway, or an investment opportunity, this property delivers the absolute best of Florida living.

1330 Se Miracle Strip Pkwy Unit 211, Fort Walton Beach

$615,000
2 Beds 2 Baths 1001274 MLS 1,089 SqFt.
Turn-Key Gulf-Front Investment with Proven Rental Income at Island Princess Welcome to one of Okaloosa Island's premier Gulf-front resorts where strong rental history meets effortless coastal living. This beautifully maintained 2-bedroom, 2-bath unit has been owned by the same owner for over 20 years and offers a consistent, proven rental track record making it an exceptional opportunity for investors or those seeking a second home that pays for itself. Step inside to a spacious, open floor plan designed to maximize both comfort and views. Enjoy unobstructed Gulf views from the living room and primary suite, with two access points leading to a private covered balcony perfect for morning coffee, sunset watching, and spotting dolphins right offshore. This unit is truly turn-key and rental -ready, offered fully furnished with updated décor and furnishings, stainless steel appliances, updated gold kitchen and bath hardware, all white kitchen cabinets and countertops giving the luxurious-beachy vibe, plus an updated HVAC system and water heater. Additional conveniences include deeded covered parking and in-unit laundry. Residents and guests enjoy resort-style amenities including a Gulf-front pool, hot tub, beach service available for guest, and approximately 500 feet of pristine white sand beach. Location is everything and this unit delivers. Just minutes from: The Boardwalk on Okaloosa Island for dining, shopping, and nightlife Gulfarium Marine Adventure Park for family-friendly entertainment Okaloosa Island Pier for fishing and sightseeing HarborWalk Village just a short drive away for waterfront dining, boating, and events. Plus easy access to grocery stores, beach shops, and local favorites throughout Fort Walton Beach and Destin Whether you're looking for a high-performing vacation rental, a second home, or a full-time beachfront retreat, this unit checks every box.

520 Santa Rosa Blvd Unit 405, Fort Walton Beach

$219,900
1 Baths 999644 MLS 480 SqFt.
Back on Market at no fault of Sellers! Experience the best of the Emerald Coast from El Matador, 626, a top-floor studio located on the peaceful and quiet west end of Okaloosa Island. Positioned on the top floor, this studio hideaway is the perfect lock-up-and-leave vacation home or investment within one of the area's most established beachfront resorts. Inside, the bright open layout comfortably accommodates up to four guests. It includes a well-equipped kitchen, an inviting living space, and sliding glass doors that open onto a spacious covered balcony, extending the living area outdoors for dining and relaxing. The 11-foot ceilings and an accent wall enhance this beautiful retreat. It has newer ceramic tile flooring with quality epoxy grout, ensuring easy cleaning. The fully equipped kitchen has new stainless steel appliances, refaced cabinets, pantry storage, granite countertops and a beautiful tile backsplash. This well-maintained unit has many updates, including a new water heater and a replacement HVAC in 2022. One of the highlights of the property is the evening atmosphere around the resort grounds. The private balcony boasts beautiful sound view sunsets while relaxing and watching boats pass along the intracoastal, a peaceful setting that captures the charm of coastal living. El Matador is an 11-acre gated beachfront community known for its expansive grounds and resort-style amenities. The property borders the protected areas of the Gulf Islands National Seashore, providing a unique natural backdrop and ensuring the neighboring coastline remains preserved. Residents and guests enjoy private access to the sugar-white beaches with beach showers; two swimming pools (one heated); tennis/pickleball and basketball courts; a fitness center, sauna and hot tub; grilling and picnic areas; and 24-hour secure gated entry with onsite management. The condo is offered fully furnished and ready for immediate use, whether as a personal getaway or a short-term rental. Vacation demand on Okaloosa Island remains strong, making this property appealing for buyers seeking a turnkey beach investment. Conveniently located just minutes from the restaurants, marinas, and entertainment of Fort Walton Beach and Destin, the resort is also easily accessible from major southeastern cities. The Emerald Coast is a short drive from Nashville, Atlanta, Birmingham, and New Orleans, making it a favorite destination for both vacation homeowners and repeat visitors.

909 Santa Rosa Blvd Unit 626, Fort Walton Beach

$1,100,000
4 Beds 4 Baths 998388 MLS 4,454 SqFt.
PRICE REDUCED DONT MISS OUT !!! Positioned on ½ acre along the tranquil waters of Cinco Bayou, this exceptional waterfront estate offers a rare blend of privacy, craftsmanship, and coastal lifestyle living. Designed for both comfort and entertainment, the property combines timeless finishes with distinctive architectural details throughout. Inside, expansive living areas showcase vaulted ceilings, cedar accent walls, built-in bookcases, and fireplace that create warmth and character. Travertine, porcelain tile, bamboo, Brazilian cherry, cork, and wood-style plank flooring reflect the custom quality found in every space. The chef's kitchen is appointed with built-in appliances and travertine flooring, flowing seamlessly into generous dining and gathering areas ideal for hosting. The waterfront primary suite offers serene views and a spa-inspired bath featuring a soaking tub, bidet, oversized tiled shower, and custom walk-in closet. A private apartment lockout with skylights and bay window provides flexible accommodation for guests or multigenerational living. Outdoors, resort-style living awaits with a kidney-shaped in-ground pool, expansive paver deck, gazebo, and large wooden waterfront deck. Boating enthusiasts will appreciate the dock and lift (conveyed as-is), offering direct access to the bayou lifestyle. Additional highlights include a 12-12.5KW generator supporting major systems, whole-house water softener, detached 40x10 powered workshop, detached two-car garage, carport, and circular drive. This is more than a waterfront home it is a private coastal retreat in the heart of Fort Walton Beach, offering space, flexibility, and unforgettable sunsets over Cinco Bayou.

144 Monahan Dr, Fort Walton Beach

$1,070,000
3 Beds 3 Baths 998315 MLS 1,513 SqFt.
Rarely does the Azure floor plan you actually want come available below its own competition. Unit 414 is one of only four 1,513 SF, 3BR/3BA Gulf-front residences in the building -- and it is priced under the other two currently on the market. Positioned mid-building on the 4th floor, this residence delivers unobstructed Gulf of Mexico views, a spacious 273 SF balcony, and a layout that has consistently outperformed in rental income, including a strong July on the books right now. Walk every inch before you ever board a plane -- full 4K Matterport virtual tour and floor plan available. Inside: tile flooring, crown molding, granite counters, stainless appliances, and a garden tub ensuite in the primary suite, which opens to its own private balcony access. Fully furnished and turnkey. A private owner's closet inside the unit plus a dedicated storage room just down the hall -- genuinely useful for owners who visit often. Azure amenities include two Gulf-front pools, hot tubs, a first-rate fitness center, direct beach access, and full-time on-site management. Walking distance to the Boardwalk, Gulfarium, and Okaloosa Island dining and shops. Rental history and cost-to-own docs available. Recent closed sales in this floor plan confirm steady demand for 1,513 SF Azure units. Showings scheduled quickly. Bring your buyer proven performance, the best price per square foot in its own floor plan, and true beachfront living -- the unit serious buyers compare everything else against. AZURE #414 -- SUPPLEMENTAL INFORMATION FOR BUYERS & BUYERS' AGENTS THE FLOOR PLAN Azure has only four residences built to this 1,513 SF, 3-bedroom/3-bath Gulf-front floor plan. As of this listing, two others are active on the market -- Unit 113 (1st floor, listed at $1,095,000 / $723.73 per SF) and Unit 305 (3rd floor, listed at $1,100,000 / $727.03 per SF). Unit 414 is listed at $1,070,000 / $707.20 per SF -- the lowest price and lowest price-per-square-foot of the three, while sitting mid-building on the 4th floor with unobstructed Gulf views. RECENT CLOSED SALES, SAME FLOOR PLAN Unit 610 (6th floor) closed in January 2026 at $1,075,000 ($710.51/SF) after 53 days on market. Unit 307 (3rd floor) closed in January 2026 at $1,000,000 ($660.94/SF) after 101 days on market. These closings confirm this floor plan holds value in the $1M-plus range and gives a buyer's agent a defensible basis for their offer. RENTAL PERFORMANCE This unit is on the vacation rental program and has produced strong income, including a fully booked July. Full rental history and cost-to-own analysis available upon request -- this data materially changes how the numbers work for an income-focused buyer and should be reviewed before any offer is prepared. CONDITION & FEATURES Fully furnished, turnkey. Tile flooring, crown molding, granite counters, stainless appliances. Primary suite features a garden tub, walk-in closet, and private balcony access. Two features unique to this unit within the building: a private owner's closet inside the residence and a dedicated storage room just down the hall on the same floor -- a meaningful convenience for an owner who visits frequently or manages the unit personally. MEDIA Professional photography of the building and unit, a full 4K Matterport virtual walkthrough, and a floor plan are all available. The Matterport tour is particularly effective for out-of-town or investor buyers who want to walk the space in detail before committing to travel -- share the link early in any conversation with a remote buyer. BUILDING & LOCATION Azure offers Gulf-front pools, hot tubs, a fully equipped fitness center, and direct beach access, all within walking distance of the Boardwalk, Gulfarium, and Okaloosa Island's restaurants and shops. Full-time on-site management supports the rental program. TERMS FAR/BAR contract required. Buyer to provide proof of funds or pre-approval letter with all offers. Seller will evaluate all reasonable offers on price and terms.

1150 Santa Rosa Blvd Unit 414, Fort Walton Beach

$189,800
1 Baths 997760 MLS 325 SqFt.
Enjoy coastal living at its finest with this beautiful fully furnished first-floor waterfront studio located at Pirates Bay Condominiums overlooking the tranquil waters of the Santa Rosa Sound in Fort Walton Beach, Florida. This charming unit offers an incredible opportunity as a vacation getaway, income-producing investment, or personal waterfront retreat. Positioned second from the end of the building, the condo sits just steps from the water and provides beautiful sound views from inside the unit, the back porch and even the front door. Located directly along U.S. Route 98, Pirates Bay places you just minutes from the brilliant white sand beaches and emerald waters of Destin and Okaloosa Island, along with the dining, shopping, and entertainment of downtown Fort Walton Beach. The waterfront complex features several desirable amenities including a large in-ground pool, dock and waterfront access, an updated picnic area, and convenient kayak and bike storage for owners. Residents and guests can spend their days fishing from the dock, catching lunch or dinner from the sound, or simply relaxing while watching dolphins swim and play across the water. Laundry facilities are located on each floor for added convenience, and owners are allowed to have pets. Whether you prefer to keep this coastal escape all to yourself or share it with visitors, short-term rentals are permitted, offering excellent flexibility and investment potential. Private boat slips are also available onsite for boat owners and may even be made available to renters, adding even more appeal to this waterfront opportunity.

214 Sw Miracle Strip Pkwy Unit A102, Fort Walton Beach

$540,000
3 Beds 2 Baths 997731 MLS 1,255 SqFt.
Imagine waking up in a place where your biggest decision of the day is whether to float down the lazy river, head to the beach, or spend the afternoon relaxing by the bay with the sound of boats drifting through the marina. At Destin West Sandpiper 604, every day feels like a resort vacation you never have to check out of. This spacious 3-bedroom, 2-bath residence offers one of the most desirable layouts in the community, designed for both comfort and high-performing vacation rental potential. With an open-concept living area, fully furnished interiors, and a smart floor plan that comfortably accommodates large families and groups, this condo is truly turnkey from day one. Step outside and experience one of the most amenity-rich communities on the Emerald Coast. Destin West offers a rare combination of bay-side tranquility and Gulf-side access, connected by a private skybridge leading directly to the sugar-white beaches of Okaloosa Island. Owners and guests enjoy multiple resort-style pools, a lazy river, hot tubs, fitness center, marina access, fishing docks, BBQ areas, and beautifully maintained grounds that create a true resort atmosphere. Spend your mornings floating in the pool, your afternoons on the beach, and even catch a sunset--all without ever leaving the property. Whether you're seeking a high-demand short-term rental investment, a second home with strong income potential, or a place where family vacations become tradition, Destin West delivers one of the most complete coastal lifestyle experiences on the Emerald Coast. At Sandpiper 604, you're not just buying a condo--you're buying access to one of the most sought-after resort lifestyles in Northwest Florida.

1324 Se Miracle Strip Pkwy Unit UNIT 604, Fort Walton Beach

$867,500
2 Beds 3 Baths 997541 MLS 1,290 SqFt.
Welcome to Unit B514 at Waterscape, a beautifully furnished condo offering gorgeous Gulf views and resort-style living on Okaloosa Island. Located on the 5th floor, this spacious unit overlooks Waterscape's tropical pool deck while capturing views of the emerald waters of the Gulf of America. The open-concept living and dining area is designed for both comfort and entertaining, featuring large sliding glass doors that lead to a private balcony where you can relax and enjoy the coastal breeze and stunning Gulf views. Gulf views can be enjoyed from the living room, primary bedroom, and balcony, creating the perfect setting to experience the beauty of the Emerald Coast. The kitchen is well-appointed with granite countertops, modern appliances, and ample cabinet space, making it ideal for preparing meals for family and guests. The primary suite provides a peaceful retreat with a private bath, while an additional guest bedroom and built-in hallway bunks provide flexible sleeping space for family and guests, allowing the condo to comfortably accommodate multiple occupants--making it an excellent vacation home or rental investment opportunity. Waterscape is known for two standout advantages on Okaloosa Island: one of the largest private beach frontages on the island with nearly 500 feet of sugar-white sand, and a resort-style lazy river--an amenity rarely found among beachfront condominiums along the Emerald Coast. Additional world-class amenities include a zero-entry resort-style pool with a 10-foot waterfall, a heated pool, two hot tubs, multiple resort-style pools, and a children's splash playground and kiddie play park. Guests also enjoy Fudpucker's Tiki Hut food and beverage service on the pool deck, beautifully landscaped pool areas, and a fully equipped fitness center. Additional conveniences include covered parking located close to your front door, private owner storage with an exterior closet just outside the unit, 24-hour security, gated entry, and a strong HOA. The property is ideally located near area dining, shopping, and the many activities the Emerald Coast is known for. With its prime beachfront location, incredible amenities, and family-friendly atmosphere, Waterscape continues to be a favorite destination for Emerald Coast vacationers year after year, supporting strong demand for short-term rentals. Whether you're looking for a personal beach retreat, second home, or income-producing investment, Waterscape B514 offers the perfect combination of location, Gulf views, exceptional amenities, and one of the most desirable resorts on Okaloosa Island.

1110 Santa Rosa Blvd Unit UNIT B514, Fort Walton Beach

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