Bay County, FL Real Estate Search

Bay County, FL Single Family Homes for Sale

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Newest Bay County, FL Single Family Homes for Sale

$660,000
4 Beds 3 Baths 790845 MLS
Quietly tucked away in the gated community of Sanctuary Beach, this beautifully upgraded 4-bedroom, 2.5-bath home, built by Nadeau, offers the perfect combination of privacy, comfort, and coastal living. Residents enjoy exclusive community amenities, including a pool and a dedicated nature trail that leads directly to the waters of St. Andrews Bay, making it easy to enjoy the natural beauty that surrounds this unique neighborhood. Inside, the thoughtfully designed floor plan features a spacious first-floor primary suite complete with a large walk-in closet and an oversized bathroom. The heart of the home is the stunning chef's kitchen, highlighted by an impressive 11-foot shiplap island, upgraded quartz countertops, a commercial-grade gas stove, custom-built hood, and an abundance of cabinetry with convenient pull-out wooden shelving for exceptional storage and organization. A half bath is conveniently located downstairs for guests, while the upstairs bedrooms offer generous closet space and plenty of room for family or visitors. The home has been meticulously maintained and thoughtfully enhanced with interior shutters, gutters, annual HVAC servicing, an insulated attic for extra storage, a tankless water heater, and abundant storage throughout both the home and the two-car garage. Step outside to a fully fenced backyard that has been beautifully landscaped to create a private outdoor retreat, perfect for relaxing or entertaining. Surrounded by mature landscaping and offering plenty of privacy, this outdoor space is just as inviting as the interior. Located close to the community pool, this home offers a lifestyle that blends modern convenience with the peaceful charm of Sanctuary Beach. As an added bonus, the seller is offering a VA assumable loan at 5.375% opportunity for qualified buyers. Combining thoughtful upgrades, exceptional storage, and a prime location within one of the area's most desirable gated communities, this home is a rare opportunity to enjoy everything Sanctuary Beach has to offer.

3522 Cottage Cove Lane, Panama City Beach

$3,290,000
7 Beds 10 Baths 790836 MLS
GULFFRONT LUXURY LIVING!! Experience the ultimate blend of luxury, comfort & coastal charm at 114 S 35th St, an exceptional beachfront retreat perfectly positioned along the sugar-white sands of Florida's Forgotten Coast. Offering breathtaking panoramic Gulf views, direct beach access & an unparalleled waterfront lifestyle, this remarkable property is designed for unforgettable memories with family & friends. A raised private pool overlooking the beach & emerald Gulf waters creates the perfect setting for relaxing under the Florida sunshine while enjoying endless coastal vistas. A private boardwalk provides effortless access to the sand, allowing you to go from poolside to beachfront in just moments. Inside, expansive living spaces are filled with natural light & showcase spectacular water views from nearly every angle. The open-concept design seamlessly connects the living, dining & kitchen areas, creating an inviting atmosphere for entertaining or simply unwinding after a day by the water. Multiple living areas offer plenty of room for guests to spread out while maintaining comfort & privacy. Step outside to spacious decks & outdoor gathering areas where morning coffee comes with dolphin sightings & evenings are highlighted by unforgettable Gulf sunsets. The thoughtfully designed floor plan features luxurious king suites, private en-suite bathrooms, bunkrooms ideal for larger groups, additional living spaces, wet bars & abundant indoor & outdoor areas for relaxation. Located in the heart of Mexico Beach, you'll enjoy convenient access to local restaurants, boutique shopping, boating, world-class fishing & all the natural beauty that makes the Forgotten Coast such a sought-after destination. Whether you're searching for a primary residence, vacation home or income-producing investment property, this Gulf-front paradise offers the perfect combination of coastal elegance, comfort & exceptional rental potential. Call for your private tour & LIVE THE BEACH LIFE!

114 S 35th Street, Mexico Beach

$1,024,900
3 Beds 4 Baths 790830 MLS
SELLER FINANCING AVAILABLE! Phenomenal flexible terms available directly from the owner-- competitive rate options compared to traditional bank lending. Fully managed and administered by a licensed third-party loan servicer for simple, hands-free monthly processing. Bring your offers! 6501 Golden Aster Trail: Luxury Meets Adventure in Rivercamps with UPGRADES at EVERY CORNER! The Property: Exquisite Craftsman Comfort Nestled on a generous, beautifully landscaped (with irrigation system) 0.64-acre interior lot near a quiet cul-de-sac, this modern 3-story Craftsman-style home (built in 2021) offers an elevated living experience--literally and figuratively. Custom built and designed on pilings to maximize the surrounding views, the home features 3 bedrooms, 4 bathrooms (3 full, 1 half), and 2,128 square feet of meticulously planned, light-filled living space. The Highlights: - Elegant Architecture & Modern Design: Rich hardwood, tile, and luxury vinyl plank flooring flow through a soaring, open-concept layout flanked by vaulted ceilings and recessed lighting. Move effortlessly between levels using the integrated home elevator. - A Chef's Dream: The gourmet kitchen serves as the home's centerpiece, boasting a grand quartz center island, a premium propane cooktop with a sleek range hood, a walk-in pantry, and high-end stainless-steel appliances. As an added bonus, there is a commercial ice maker in the laundry room. - Serene Outdoor Living: Step out onto your private covered and screened porch spaces to enjoy your backyard oasis with peaceful, bay views. An outdoor shower makes washing off the salt and sand after a day on the boat a breeze. The floors are made with Brazilian hardwood, a premium floor known for its exceptional durability, rich aesthetics and durability. - The Master Retreat: Occupying its own dedicated space on the second floor, the expansive 17'x16' master suite is a true private oasis. It features a spa-like ensuite bathroom equipped with a double vanity and a massive separate shower. - Unrivaled Storage & Parking: The ground floor features a colossal 54x18 attached garage and carport setup, providing 3 covered parking spaces and an abundance of room for your boat trailer, golf cart, paddleboards, and outdoor gear. The Lifestyle: Your 1,500-Acre Coastal Sanctuary Living in Rivercamps on Crooked Creek isn't just about owning a home; it's about choosing an unparalleled Florida outdoor lifestyle where luxury seamlessly blends with nature. Encircled by water and pristine conservation lands, this exclusive, gated sanctuary offers a peaceful retreat from the everyday hustle while keeping you connected to everything you love. - Waterman's Paradise: Launch your boat right from the community ramp. Spend your mornings winding through Crooked Creek, your afternoons fishing the open waters of West Bay, and your evenings making a run out to the stunning Gulf of Mexico. Grab a paddleboard or kayak from the community launch for a quiet sunset on the water. - The RiverHouse Amenities: The heartbeat of the neighborhood centers around the spectacular RiverHouse pavilion. Here, residents enjoy a zero-entry pool, a top-notch fitness center (coming soon), pickleball and basketball courts, and the highly anticipated, soon-to-be-built community center. - Embrace the Outdoors: Explore over 7 miles of pristine walking, hiking, and biking trails that weave through the community's dense woods and scenic boardwalks. For an unforgettable evening, gather with neighbors or family at the unique owner's campsite for a night under the stars. - Secluded Yet Connected: Enjoy the ultimate balance of absolute privacy and coastal convenience. You are just a short drive away from the world-class white sand beaches, upscale shopping, and fine dining of Panama City Beach and the iconic tow

6501 Golden Aster Trail, Panama City Beach

$245,000
3 Beds 2 Baths 790822 MLS
**Welcome Home to 1014 Hamilton Ave, Panama City, FL 32401** Discover incredible value in this charming 3-bedroom, 2-bathroom home now available in the heart of Panama City! At just 1,056 square feet, this thoughtfully designed residence proves that smart living doesn't have to break the bank. Every dollar stretches further here, making this an exceptional opportunity for first-time buyers, savvy investors, or anyone seeking affordable coastal living. Step inside and you'll immediately notice the beautiful tile flooring flowing seamlessly throughout the entire home. Vaulted ceilings in the living and dining areas create an airy, open atmosphere that makes the space feel wonderfully expansive. The kitchen is a true standout, featuring gleaming granite countertops and stainless steel Whirlpool appliances that blend modern style with everyday functionality. The spacious master bedroom offers a private en-suite bath, providing your own personal retreat after long days. Outside, this gem continues to impress. A durable metal roof delivers lasting peace of mind, while lush Bermuda grass in both the front and back yards is maintained effortlessly thanks to a built-in irrigation system. Gather friends and family around the outdoor fire pit on cool Florida evenings, all within the comfort of a privacy-fenced backyard. The location is equally appealing. Bay High School sits just minutes away, with nearby Whittington Park offering green space for recreation and Target Grocery providing convenient shopping access. At this price point, opportunities like this don't linger on the market. Schedule your showing today before this one slips away!

1014 Hamilton Avenue, Panama City

$245,000
3 Beds 2 Baths 1004745 MLS 1,056 SqFt.
**Welcome Home to 1014 Hamilton Ave, Panama City, FL 32401** Discover incredible value in this charming 3-bedroom, 2-bathroom home now available in the heart of Panama City! At just 1,056 square feet, this thoughtfully designed residence proves that smart living doesn't have to break the bank. Every dollar stretches further here, making this an exceptional opportunity for first-time buyers, savvy investors, or anyone seeking affordable coastal living. Step inside and you'll immediately notice the beautiful tile flooring flowing seamlessly throughout the entire home. Vaulted ceilings in the living and dining areas create an airy, open atmosphere that makes the space feel wonderfully expansive. The kitchen is a true standout, featuring gleaming granite countertops and stainless steel Whirlpool appliances that blend modern style with everyday functionality. The spacious master bedroom offers a private en-suite bath, providing your own personal retreat after long days. Outside, this gem continues to impress. A durable metal roof delivers lasting peace of mind, while lush Bermuda grass in both the front and back yards is maintained effortlessly thanks to a built-in irrigation system. Gather friends and family around the outdoor fire pit on cool Florida evenings, all within the comfort of a privacy-fenced backyard. The location is equally appealing. Bay High School sits just minutes away, with nearby Whittington Park offering green space for recreation and Target Grocery providing convenient shopping access. At this price point, opportunities like this don't linger on the market. Schedule your showing today before this one slips away!

1014 Hamilton Ave, Panama City

$389,900
3 Beds 3 Baths 790817 MLS
Welcome to 112 Sand Oak Boulevard, a beautifully maintained home in the highly desirable Whisper Dunes community on the west end of Panama City Beach. Offering 1,749 square feet of thoughtfully designed living space, this 3-bedroom, 2.5-bath villa features a versatile upstairs loft that can easily serve as a home office, media room, playroom, or additional guest space. The open-concept floor plan creates an inviting atmosphere for everyday living and entertaining, with abundant natural light flowing throughout the main living areas. The spacious owner's suite provides a private retreat and includes a rare convenience--a stackable washer and dryer located directly within the primary bathroom. An additional full-size laundry area upstairs means you'll never have to carry laundry between floors again. Upstairs, two guest bedrooms share easy access to the loft and secondary bath, creating a functional layout that offers both privacy and flexibility. Outside, enjoy the low-maintenance lifestyle Whisper Dunes is known for, with beautifully maintained common areas and community amenities. Ideally located just minutes from the sugar-white beaches of the Gulf, Pier Park, dining, shopping, entertainment, and the scenic communities of 30A, this home combines comfort, convenience, and coastal living in one exceptional package. Whether you're searching for a primary residence, second home, or investment opportunity, 112 Sand Oak Boulevard offers a unique blend of functionality and location in one of Panama City Beach's most sought-after west-end neighborhoods.

112 Sand Oak Boulevard, Panama City Beach

$314,900
4 Beds 2 Baths 790794 MLS
Welcome to the Beau, located at the Hodges Bayou community in Southport, Florida. The Beau is one of our popular one-story floor plans used in many communities across the country, making it an excellent choice for a new home. With this 4 bedroom, 2 bath home, you will see 1,856 square feet of spacious living perfect for a small family to enjoy comfortably. As you walk inside the Beau, you will see the long main hallway leading you to the open living room and kitchen. Engineered vinyl plank flooring throughout the main areas offer a sleek, low-maintenance way to keep your floors looking great while soft carpet in the bedrooms keep your feet cozy. The kitchen and bathrooms feature granite countertops and white cabinetry, a walk-in pantry, and a large island ideal for family and guests to enjoy your meals together. The primary bedroom has its own bathroom featuring a spacious walk-in closet, a double vanity, and a separate walk-in shower and tub. Each room in the house has large windows that allow plenty of natural light in to brighten your mood and home up. On the exterior of the home, you will see durable vinyl siding and each home comes standard with a sodded yard, dimensional shingles, and more. The Beau also features a covered back patio. Sidewalks line every street so you can enjoy the unbeatable Florida sunsets and sunrises on your walk with the kids or the dogs. Whatever room in this house you're in, you will feel right at home. Contact us today to find your home at Hodges Bayou Plantation! Don't forget to ask us about available upgrades and options for this home!

3170 Sawgrass Street, Panama City

$334,900
5 Beds 3 Baths 790792 MLS
Welcome to the Creekside, a new home floor plan at Hodges Bayou in Southport, Florida. The Creekside is a thoughtfully designed one-story home with a large open floor plan. This 5 bedroom, 3 bath home has 2,107 square feet of spacious, comfortable living. Inside the Creekside you will see engineered vinyl plank flooring in the main areas of the home, and soft-cozy carpet in the bedrooms. Elegant granite countertops and white, soft-closing cabinetry in the kitchen and bathrooms make a stylish addition to the home. A spacious open living room, kitchen, and dining room make hosting your friends and family easy. The kitchen has a center island that is perfect for serving meals and the stainless-steel appliances include smooth top range, microwave, and dishwasher. The primary bedroom suite is located in the rear of the home creating a split floorplan that features ample space for a king-sized bedroom suite. The bathroom features a granite double sink vanity and a walk-in shower. The walk-in closet is located within the bathroom and has all the space you need to get ready in the morning. The guest bathrooms feature a single vanity and a shower and tub combo. These homes come equipped with a Home is Connected® smart home technology package including QOLSYS IQ Panel, Skybell Doorbell, Kwikset Smartcode front door lock which allows you to control your home with your smart device while near or away. On the exterior of the home, you will see a Brick front home with durable vinyl siding on 3 sides as well as dimensional shingles with a 30-year warranty, and more. A landscaped front flower bed at entry way and fully sodded yard. The large covered front porch is the perfect size for enjoying your morning coffee or reading your favorite book. Our Hodges Bayou community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Sidewalks line every street so you can enjoy the unbeatable Florida sunsets and sunrises on your walk with the kids or the dogs. Whatever room in this house you're in, you will feel right at home. Contact us today to find your home at Hodges Bayou Plantation! Don't forget to ask us about available upgrades and options for this home!

3174 Sawgrass Street, Panama City

$285,000
3 Beds 2 Baths 790782 MLS
Welcome to this beautifully remodeled and updated 3-bedroom, 2-bathroom brick home situated on a spacious .34-acre lot in the highly desirable Lorraine Estates community of Callaway, Florida. With major updates already completed, including a new roof (2019), new water heater (2020), new electrical system (2022), and new HVAC system (2022), this home offers peace of mind and modern comfort for years to come. Inside, you'll find an abundance of natural light, newer flooring installed in 2020, and a spacious layout designed for everyday living. The large living room provides plenty of space for gathering and entertaining, while the generously sized bedrooms offer comfort and flexibility for family, guests, or a home office. Step outside to enjoy the fully fenced backyard, offering endless possibilities for pets, play, gardening, or outdoor entertaining. The property also features a detached shed/workshop, perfect for hobbies, storage, or projects. An exterior access door from the two-car garage adds additional convenience and functionality. Best of all, there is no HOA, giving you the freedom to enjoy your property without additional fees or restrictions. Ideally located near Tyndall Air Force Base, Mexico Beach, and Panama City Beach, this home combines a peaceful neighborhood setting with easy access to shopping, dining, recreation, and some of the area's most beautiful coastal destinations. Move-in ready and loaded with updates, this is an opportunity you won't want to miss!

150 Lauren Lane, Panama City

$414,900
4 Beds 3 Baths 790781 MLS
Introducing the Ozark a new plan featured at Hodges Bayou Plantation in Southport, Florida. This beautiful two-story home offers 4-bedrooms with 3-bathrooms, a 2-car garage, and a seamless open layout. At just over 2,400 square feet, there is plenty of room to enjoy this home. As you enter the home on the first floor, you are met with the foyer featuring a full bathroom and first additional bedroom, perfect for guests. Walking past the foyer is a large open concept living space including the kitchen, living room and dining space. The kitchen includes quartz countertops, under mount sink, smooth top range, stainless steel appliances, pantry, stylish shaker cabinetry, and a center island. With natural light and nearby covered patio access, the living and dining area are integrated perfectly. Towards the back of the main living room is the primary bedroom. This bedroom is a spacious and relaxing space that includes an attached primary bathroom. The double vanity, separate toilet, shower and walk-in closet will provide a haven of relaxation. Returning to the foyer you will find stairs leading to the 2nd floor. The additional 2nd and 3rd bedrooms are both located on the 2nd floor with a gorgeous full bathroom. This bathroom features dual vanities, a soaking tub, and toilet. You will also find a second living space to use however it best fits your needs. In addition to all the features and amenities the Ozark Plan offers, this home is also outfitted with Smart Home technology, like all our beautiful homes at Hodeges Bayou. Appreciate the convenience of a Smart Home technology package, featuring keyless entry and an intuitive control panel for your thermostat, lighting, and security systems. The exterior of this home features a Hardie board siding and is uniquely engineered to stand up to the harshest elements from wind, rain, fire, freezing temperatures, and hail on the exterior of this home. Dimensional shingles with 30-year warranty. A landscaped front flower bed at entry way and fully sodded yard. Our Hodges Bayou community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Embrace the lifestyle you deserve where every detail is curated for your ultimate enjoyment. Come and see for yourself why the Ozark will be a popular floor plan for new home buyers. Don't forget to ask us about available upgrades and options for this home! To see this floor plan and learn more schedule an appointment online or give us a call.

7209 Shady Oak Way, Panama City

$530,000
3 Beds 3 Baths 790780 MLS
ASSUMABLE VA LOAN AT AN ESTIMATED 2.25% INTEREST RATE! Qualified buyers may have the opportunity to assume the seller's existing VA loan, with an estimated balance of approximately $319,000--a financing opportunity that can make a significant difference in the monthly cost of homeownership. Enjoy the best of SweetBay living in this beautifully upgraded 3-bedroom, 3.5-bath home with 2,314 square feet, a golf cart-friendly lifestyle, exceptional energy-efficient features, and a convenient location near University Academy. Built in 2019, the home has been thoughtfully upgraded for comfort, efficiency, and everyday living. Custom features include a pantry, under-stair storage room, built-in library shelving and cabinetry in the loft, living room storage benches, and a dedicated laundry folding station with additional storage. Major improvements include a new roof installed in 2025, PAID-OFF SOLAR PANELS, tankless water heater, whole-home water softener, reverse osmosis drinking water system, UV air purification on both HVAC units, solar-powered attic fan, hurricane shutters, gutters, and smart irrigation. Together, these energy-efficient improvements contribute to an average electric bill of approximately $70 per month. Outside, you'll find a screened lanai, fenced backyard with an expanded golf-cart access gate, hardscaped outdoor areas, detached rear-entry garage, and convenient curbside parking. Additional features include custom cellular shades, ceiling fans throughout, heavy-duty garage shelving, an ADT security system, and extensive built-in storage. Located in one of Panama City's most sought-after communities, SweetBay offers parks, trails, waterfront amenities, community events, and convenient access to shopping, dining, and everyday necessities. With extensive upgrades, remarkably low energy costs, and the potential to assume a VA mortgage at an estimated 2.25% interest rate, this home offers an opportunity that's increasingly difficult to find. VA loan assumption is subject to lender/servicer approval, buyer qualification, and applicable VA requirements.

1816 Discovery Loop, Panama City

$291,000
3 Beds 2 Baths 790764 MLS
Welcome to this beautifully maintained **Celeste floor plan** in the heart of Panama City, Florida, where modern design meets everyday comfort. From the moment you arrive, you'll be greeted by exceptional curb appeal and an inviting entry highlighted by an elegant prairie-style front door that sets the tone for the warmth and charm found throughout the home. Offering **3 bedrooms, 2 bathrooms, and 1,439 square feet** of thoughtfully designed living space, this home features a bright, open-concept floor plan that's perfect for both relaxing and entertaining. The spacious living room flows effortlessly into the dining area and beautifully appointed kitchen, creating a welcoming space where family and friends can gather with ease. The kitchen is truly the centerpiece of the home, boasting **gorgeous granite countertops**, ample cabinet storage, generous workspace, and a large island that's ideal for meal preparation, casual dining, or hosting guests. Whether you're preparing a weeknight dinner or entertaining during the holidays, this space is designed to meet your every need. The private primary suite provides a peaceful retreat after a long day, complete with **two walk-in closets**, a double vanity, a linen closet, and a convenient shower/tub combination that offers both comfort and functionality. The thoughtfully designed split-bedroom floor plan places the two spacious secondary bedrooms on the opposite side of the home, separated by a full bathroom, providing added privacy for family members or overnight guests. Step outside to your fully fenced backyard, enclosed by a beautiful **6-foot white vinyl privacy fence**, creating the perfect outdoor space for children, pets, weekend barbecues, or simply relaxing with your morning coffee or evening sunset. The covered patio offers an inviting extension of the living space, making outdoor entertaining effortless throughout the year. Additional highlights include durable finishes throughout, abundant natural light, a **professionally finished epoxy-coated garage floor**, and a layout that balances style, functionality, and low-maintenance living. Conveniently located near shopping, dining, schools, Tyndall Air Force Base, and the beautiful white-sand beaches of Panama City, this move-in-ready home offers the perfect combination of location, comfort, and modern amenities. **Welcome home!** Come experience everything this beautiful property has to offer and imagine the memories waiting to be made. Your next chapter starts here!

6619 Atkins Road, Panama City

$330,000
3 Beds 2 Baths 790751 MLS
Looking for a home that offers space, comfort, and a prime Lynn Haven location? This charming 3-bedroom, 2-bath home should be at the top of your list! Nestled on a spacious corner lot in a golf-cart-friendly neighborhood, that's also zoned for highly rated schools, this home is perfect for families or anyone seeking convenience and a great lifestyle. Feel confident in the value--this home just appraised in April 2026! Inside, the home features an open and inviting floor plan, where the living area flows effortlessly into the kitchen and dining spaces, ideal for both everyday living and entertaining. The kitchen boasts ample cabinets and counter space, while the generously sized bedrooms provide comfort and versatility for family, guests, or a home office. The primary suite offers a private bath and plenty of closet space, combining convenience with functionality. Major updates provide peace of mind, including a brand-new water heater (2026), AC replaced in 2019, and a roof installed in 2020. Making this home move-in ready with big-ticket items already taken care of! Step outside to enjoy the fully fenced-in yard, perfect for kids, pets, or added privacy. The oversized corner lot offers plenty of room to create your dream outdoor space, whether that includes a pool, garden, or backyard retreat. For extra storage, the two-car attached garage provides convenient space for vehicles, tools, or even a golf cart. Conveniently located near local parks, schools, shopping, and dining. This home is a fantastic opportunity for families, or anyone looking to enjoy all that Lynn Haven has to offer.

1010 Delaware Avenue, Lynn Haven

$799,000
3 Beds 2 Baths 790744 MLS
Looking for a unicorn? This is a once in a lifetime property! Located just a 2-minute walk to the World's Most Beautiful Beaches and a short 10 min stroll to Pier Park! This single story 3-bedroom 2 bath house offers an open floor plan and is currently a successful short-term rental that has room for the whole family! This property is perfect for entertaining as it is set up to sleep 10 guest and with two driveways there is plenty of parking for 6-8 vehicles, trailers or an RV! Wanna get away from it all, step out back to your own slice of paradise! You will enjoy the private fenced in backyard where you can soak up some sun in the large saltwater swimming pool (with optional heating.) There is also a storage shed to hold all of your pool and beach toys along with custom hurricane shutters! If you are looking for an investment property, this one has great guest reviews and projections of over 85k. This West end location is hard beat with a 2 min. drive to Frank Brown Park, 1/2 mile to Pier Park and a short 15 min. drive to the airport or to 30A. Your guest will enjoy seeing the Pier Park Skywheel and seasonal firework views from the front yard! They will also love the close proximity to attractions like Dolly's Pirate Voyage, Top Golf and the Simulated Surf Park coming soon and all within a 5-minute drive! Another rare find that this property offers is the large lot zoned commercially and across the street from Lake Lullwater and the sugary white sands! The sellers have recently replaced the roof, added rock landscaping for easy upkeep and the 2nd concrete driveway! This property is turn key and just in time for vacation season with several reservations on the books for 2026! Don't let this one slip away, call me or your favorite agent today!

278 Lullwater Drive, Panama City

$1,399,000
3 Beds 4 Baths 790734 MLS
LUXURY LAKEFRONT ESTATE IN GATED CEDAR CREEK COMMUNITY - Experience exceptional lakefront living in this stunning Arthur Rutenberg custom-built home, perfectly situated on 1.9 private acres within the prestigious gated Cedar Creek community. Designed with both elegance and comfort in mind, this meticulously maintained 3-bedroom, 4-bath residence offers breathtaking water views, premium finishes, and resort-style outdoor amenities. Inside, you'll find soaring tray ceilings, extensive crown molding, and ceramic tile flooring throughout. Large energy-efficient windows fill the home with natural light while providing unobstructed panoramic views of the lake from nearly every room. The gourmet kitchen is a chef's dream, featuring a spacious center island, double ovens, gas cooktop, Sub-Zero refrigerator, oversized pantry, and an abundance of custom cabinetry. Whether entertaining guests or preparing family meals, this thoughtfully designed space offers both beauty and functionality. A rare and desirable feature, this home could easily be described as having three master suites, as each bedroom includes its own private bathroom. All three en-suite baths feature luxurious zero-entry tiled showers, creating a spa-like experience for family and guests alike. The expansive covered lanai serves as an outdoor living room, complete with a fireplace, television, and ample space for relaxing, entertaining, or simply enjoying spectacular lake views year-round. Car enthusiasts and hobbyists will appreciate the oversized garage with room for up to four vehicles. A large circular driveway and substantial stone-paver parking pad provide additional convenience and impressive curb appeal. The beautifully landscaped grounds showcase mature fruit trees, including satsuma, apple, and pear varieties. The fenced backyard is designed for both recreation and functionality, featuring a 24' x 28' workshop/storage building, private boat ramp, dock, and covered boathouse equipped with a boat lift--offering direct access to the lake for fishing, boating, and watersports. This extraordinary property combines luxury craftsmanship, privacy, and waterfront living in one exceptional offering. Don't miss the opportunity to own one of Cedar Creek's most impressive lakefront estates.

9701 Summer Creek Drive, Panama City

$610,000
3 Beds 2 Baths 790733 MLS
Welcome to laid-back coastal living in the South Lagoon area of Panama City Beach where beach days, boating adventures, and golf cart rides become part of everyday life. This beautifully designed beach house blends durability, style, and comfort with an all Hardie Board exterior, a striking metal roof, and a spacious two-car garage. With plenty of room for beach gear, water toys, and extra storage. Inside, the home feels fresh, bright, and inviting with soaring trey ceilings, luxury vinyl plank flooring in a hand-scraped finish, and soft coastal-inspired colors that instantly create a relaxed vacation atmosphere. A well though out split floor plan offers privacy for the spacious primary suite, complete with an attractive ensuite bath and generous walk-in closet. The heart of the home is the open-concept kitchen and living area, featuring quartz countertops, stainless steel appliances, and plenty of room to gather with family and friends after a day on the water or at the beach. Every detail was selected with both style and easy coastal living in mind. Located in a fun, golf-cart-friendly neighborhood with no HOA and no flood insurance required, this home offers the freedom to truly enjoy the Panama City Beach lifestyle. Spend mornings launching the boat from one of two nearby public boat ramps, afternoons soaking up the sun on the sugar-white beaches just a short walk away, and evenings cruising the neighborhood by golf cart to local restaurants, marinas, and entertainment. Whether you're searching for a full-time residence, vacation getaway, or investment property, this South Lagoon gem delivers the perfect combination of beach charm, convenience, and everyday paradise. Schedule a private tour today, fall in love and make an offer!

6003 Hilltop Avenue, Panama City Beach

$340,000
3 Beds 2 Baths 790722 MLS
Rare opportunity to own a spacious home on an oversized corner lot with NO HOA! If you've been searching for room to spread out, park your toys, and enjoy your property without restrictive HOA rules, this is the one. Situated on a massive corner lot in the heart of Panama City, this property offers endless possibilities. Bring your RV, boat, work trailer, or outdoor hobbies--there's plenty of room for it all. In addition to the attached one-car garage, the driveway provides parking for up to six vehicles, and the fully fenced backyard is easily accessible through two separate double gates located on both the front and side of the property. This convenient setup provides exceptional access for RVs, boats, trailers, recreational vehicles, equipment, or future backyard projects. A gated parking area within the yard offers additional flexibility and storage options. Inside, you'll find generously sized rooms throughout, creating a comfortable and functional layout. The spacious primary suite features a walk-in closet and private bath. The kitchen offers a large pantry, abundant storage, and a sink overlooking the backyard so you can enjoy views of your outdoor space while preparing meals. Luxury vinyl plank flooring runs throughout most of the home, with carpet in the primary bedroom and one additional bedroom. Step outside to enjoy the large covered patio overlooking the expansive backyard which is perfect for entertaining, relaxing, gardening, or creating your dream outdoor oasis. Conveniently located near shopping, dining, schools, and everyday amenities, this property combines space, flexibility, and freedom in a location that's hard to beat.

3140 Douglas Road, Panama City

$399,900
3 Beds 2 Baths 790707 MLS
READY TO SELL! Don't miss this opportunity to own a TRADITIONAL BRICK HOME on an expansive double lot in the Lake Caroline/Beach Drive area with NO HOA and NO REQ FLOOD INSURANCE !! This ranch style property offers vintage charm and modern versatility. From the elegant wrought iron entryway, step into the light-filled living and dining rooms designed for effortless entertaining. Sliding glass doors lead directly to a brick-walled terrace creating a seamless indoor-outdoor flow. Relax in the oversized sun room (not counted in square footage!) offering loads of extra space. The Kitchen offers a great layout with room for future renovations plus a convenient bar area adjoining the breakfast room. The family room is perfect for relaxing has a full wall brick fireplace.The primary suite is tucked into a quiet corner and has great views of the back yard. 2 Guest rooms and a guest bath assure space for everyone! A major highlight of this property is the 21x24 ft brick outbuilding equipped with electricity, offering an ideal blank slate for a separate home office, workshop or future guest house. A 2 car garage and a dedicated indoor laundry room offer added convenience. Nestled in a highly desirable neighborhood, this home places you within walking distance to BEACH DRIVE, GARDEN CLUB WALKING PARK AND DOG PARK, and LAKE CAROLINE. You'll appreciate being a quick golf cart ride from dining, shopping and entertaining in downtown Panama City or HISTORIC ST ANDREWS.

1021 Buena Vista Boulevard, Panama City

$814,155
4 Beds 3 Baths 790704 MLS
Awesome builder rate plus FREE refrigerator! Restrictions apply. A boater friendly community, with waterfront and water view homesites, centrally located in Panama City, being within 1 mile to a wide variety of new restaurants and shops on 23rd Street and within 2 miles from the Hathaway Bridge connecting you to the sugar-white sandy beaches of Panama City Beach. Boaters and water enthusiasts will love this community where every homesite either has water frontage for a future dock or extra space within the homesite to store your boat, and a public launch within the community, starting at an attainable price point. WATERFRONT LOT! The GEMELLA II G in Saltaire community offers a 4BR/3BA, open and split 2-story design with the master bedroom and a flex space on the first floor and a bonus room upstairs. Upgrades for this home include revwood flooring, LED coach lights on each side of the garage, upgraded cabinets and kitchen backsplash, blinds for the windows, soft close doors and drawers for cabinets, and more! Special Features: double vanity, garden tub, separate custom tiled shower, and walk-in closet in master bath, kitchen island, walk-in pantry, covered porches, double vanity in 2nd floor bathroom, storage area, undermount sinks, cabinet hardware, undermount cabinet lighting, custom kitchen backsplash, pendant lights, crown molding, LED lighting, smart connect WIFI thermostat, framed mirrors in all bathrooms, landscaping, architectural 30-year shingles, flood lights, and more! Energy efficient features: water heater, electric kitchen appliance package, vinyl Low E windows, and more! Energy Star Partner.

3759 Saltaire Court, Panama City

$505,500
3 Beds 2 Baths 790701 MLS
Welcome home to one of Panama City Beach's most coveted neighborhoods, Palmetto Trace. This beautifully updated 3-bedroom, 2-bathroom residence offers 1,579 square feet of thoughtfully refreshed living space, perfectly positioned in the heart of everything that makes PCB such an exceptional place to call home. Step inside and feel the difference. Brand-new Luxury Vinyl Plank flooring flows seamlessly throughout the entire home, delivering a clean, modern aesthetic that's as durable as it is stunning. The kitchen has been completely transformed with new cabinetry and updated countertops, creating a space that inspires everything from quiet morning coffee to entertaining friends and family. The refreshed bathroom rounds out the interior upgrades, giving this home a true move-in-ready feel from the moment you walk through the door. But the real opportunity? The backyard. Expansive and full of potential, this generous outdoor space is a blank canvas ready for your vision, whether that's a resort-style pool, a covered entertainment area, a lush garden retreat, or the ultimate Florida outdoor living experience. In a market where outdoor space is gold, this yard delivers. Location is everything, and Palmetto Trace puts you at the center of it all: Pier Park, World-class shopping, dining, and entertainment minutes away. Frank Brown Park, Premier sports complex right in your backyard. Aaron Bessant Park, Beautiful green space and community events. Russell Fields Pier, Iconic fishing and coastal lifestyle access. PCB's only dog-friendly beach section, Perfect for your four-legged family members. Northwest Florida Beaches International Airport (ECP), Only 15 minutes away. Tallahassee Memorial Hospital (coming soon), A major medical facility arriving nearby, bringing long-term value and stability to the surrounding area. Palmetto Trace isn't just a neighborhood, it's a lifestyle. Families, professionals, investors, and beach lovers all recognize what this community offers, and homes here don't last long. Whether you're looking for your primary residence, a 2nd home, or a smart long-term rental investment, this property checks every box. Opportunities like this don't come around often. Schedule your private showing today.

249 Oxford Avenue, Panama City Beach

$2,750,000
5 Beds 3 Baths 790697 MLS
This all-brick, gulf-front home sits on 50 feet of open beach frontage in the heart of Panama City Beach, steps from Pier Park and directly on the sand. No high-rise above it and no HOA. Just direct beachfront access and uninterrupted gulf frontage. The 1,200 sq ft deck spans the full width of the home - nearly all of it just updated - built around what actually matters here: the view, the breeze, and the kind of Florida weather that keeps you outside most of the year. Mornings start with coffee and soft light over the water. Afternoons settle into open space and steady salt air. Evenings stretch into wide, unobstructed sunsets that run clean across the horizon. Inside, a full wall of newly installed, impact-rated hurricane glass opens the main living area to constant water views while delivering the kind of storm protection that matters on the Gulf. Tile floors throughout keep things low-maintenance after time on the sand. A white brick fireplace handles the cooler months. Five bedrooms and three bathrooms allow the home to comfortably accommodate extended stays, larger groups, or consistent vacation rental use. The gulf-front primary suite opens directly onto the deck. The property is currently operating as a successful short-term rental. A brick-paved driveway provides parking for three vehicles. Brick construction is a rarity on the Gulf. What was built to last has lasted - and in a market where gulf-front lots are essentially gone, the land itself carries weight. Direct beach frontage at this location, no HOA, no deed restrictions - the kind of position that's worth holding regardless of what sits on it. Whether the play is enjoy it now, rent it, or eventually redevelop, the optionality here is real. Schedule your private showing.

16501 Front Beach Road, Panama City Beach

$525,000
3 Beds 2 Baths 1004429 MLS 1,839 SqFt.
Why wait months to build when this stunning new construction home is ready for you today? Located in the desirable Salt Grass at Ward Creek community, this beautifully designed Camden floor plan by Fischer Homes offers modern finishes, thoughtful design, and a prime central Panama City Beach location just minutes from shopping, dining, entertainment, schools, and the world's most beautiful beaches. Step inside to discover tons of upgrades, no carpet, 9-foot ceilings and an open-concept layout designed for both everyday living and entertaining. The spacious island kitchen features stainless steel appliances, upgraded cabinetry with 42-inch upper cabinets and soft-close hinges, durable quartz countertops, and a large walk-in pantry. The adjoining morning room opens to a rear patio and flows seamlessly into the expansive family room. Privately situated at the rear of the home, the owner's suite offers a peaceful retreat complete with dual vanities, a walk-in shower, and a generous walk-in closet with direct access to the laundry room for added convenience. Two additional bedrooms and a centrally located full bath provide plenty of space for family or guests. Additional features include an attached two-car garage, covered front porch, energy-efficient new construction, and the peace of mind that comes with a brand-new home. Don't miss this opportunity to enjoy all the benefits of new construction without the wait.

639 Millbridge Dr, Panama City Beach

$330,000
2 Beds 2 Baths 790629 MLS
There is a certain appeal to finding a property that captures both the energy of a beach destination and the comfort of a well-established community. Positioned along one of the ponds within Gulf Highlands Beach Resort, this two-bedroom, one-and-a-half-bath townhouse enjoys a setting that feels both connected and removed, with water views in one direction and glimpses of the Gulf beyond. Inside, the residence is offered fully furnished and thoughtfully arranged for personal enjoyment, vacation use or rental income. The efficient floor plan makes the most of its footprint, while the private balcony provides a welcoming place to begin the day with coastal breezes and views stretching toward the shoreline. A custom-built bunk area designed with nautical inspiration adds character and functionality, creating a memorable feature for guests and younger visitors alike. Beyond the residence, Gulf Highlands Beach Resort spans approximately 60 acres and offers an amenity package rarely found at this price point. Owners and guests enjoy access to 11 pools, including a beachfront pool and several seasonally heated options, along with tennis courts, pickleball courts, shuffleboard, an 18-hole miniature golf course, fitness facilities and a private beach club. A golf cart is negotiable with the sale, adding another layer of convenience for exploring the community and reaching the beach. Whether envisioned as a personal retreat, second home or income-producing investment, this residence offers an opportunity to enjoy one of Panama City Beach's most established resort communities. With waterfront positioning, Gulf views and a turnkey presentation, it delivers a compelling blend of lifestyle, flexibility and long-term appeal.

144 Robin Lane, Panama City Beach

$199,000
1 Beds 2 Baths 790616 MLS
Irresistible Florida COTTAGE CHARM meets modern convenience in historic Saint Andrews! Located in the Oak Hill community of Saint Andrews, this is THE PICTURESQUE SETTING you've been looking for! Need a quiet hideaway? Looking for roots for your small family? Require an OFFICE SETTING in your home? Maybe an affordable rental property! This thoughtfully-designed, one bedroom two bath home maximizes every square foot offering a seamless open floor plan perfect for coastal living. The design offers a flexible living area that will accommodate the occasional guest, a dining area with a new counter height table to serve as both a breakfast bar AND additional prep space, AND a well-equipped kitchen. There are two FULL bathrooms... one with a shower; one with a tub. The LARGE BEDROOM is furnished with a KING bed, two large nightstands, and an armoire. Besides the full bathroom with shower in the bedroom, there is also a closet already equipped with Maytag washer and dryer, and an additional closet. Taking care of business at home? An OFFICE ALCOVE is neatly tucked between the bedroom and the living area and could easily be partitioned off for additional privacy. With its FENCED corner location and new road surfaces and sidewalks being placed, it's a pleasant walk to Saint Andrew Bay. Public, private, charter, and specialty school options are all nearby. The cottage is located 15 minutes to a Panama City Beach public parking lot...and it's off to the SUGAR SHORE and emerald waters of world renowned beaches! There is no HOA so NO HOA fees or new buyer fees or contributions required. This low maintenance cottage is 2005 construction and sits in the shade amongst picturesque tilted oaks on a pretty corner lot. It can be available with some furniture.

1328 Friendship Avenue, Panama City

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