Bay County, FL Real Estate Search

Bay County, FL Homes between $2,000,000 and $3,000,000 for Sale

Bay County, FL, is renowned for its stunning coastal scenery and vibrant community, making it a desirable location for luxury real estate. Homes in this price range typically offer an array of exceptional features, including expansive floor plans, high-end finishes, and breathtaking views of the Gulf of Mexico or the surrounding natural landscapes. Many properties boast private pools, generous outdoor living spaces, and direct access to pristine beaches, catering to those seeking both relaxation and entertainment. The Bay County area also provides access to an active lifestyle, with nearby golfing, boating, and dining options. Whether you're searching for a sophisticated beachfront estate or a serene retreat, the real estate market in Bay County promises an impressive selection of luxury homes that cater to discerning buyers.

Our website features the best real estate search for homes between $2,000,000 and $3,000,000 available in Bay County, FL and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official REALTOR®’s database every 15 minutes. 

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Newest Bay County, FL Homes between $2,000,000 and $3,000,000 for Sale

$2,190,000
5 Beds 5 Baths 985773 MLS 3,176 SqFt.
This stunning almost-new home enjoys a prime coastal location in the acclaimed community of Margaritaville Beach Cottage Resort, Panama City Beach's newest luxury resort. Located just yards from gated beach access and the community pool complex, this beautiful beach cottage has magnificent gulf views from the second and third floor balconies. Built in 2023, this fully furnished Key-West-style home has a cocktail-inspired color palette with an open concept layout that's ideal for relaxing and entertaining. It showcases a host of attractive design features, including stylish shiplap walls and a first-floor guest suite. The fully fenced backyard creates a private oasis with low-maintenance turf and a covered porch with a private hot tub for lazing away the days in total relaxation. Indoors, practical wood vinyl laminate flooring complements the white kitchen cabinetry with dark blue tile accents as a backsplash. Four tall chairs are lined up around the breakfast bar with extra seating in the dining area. The open sitting room is a social space complete with a wet bar and a beverage refrigerator. Three floors of accommodations offer multiple porches and balconies for hanging out in the sun. Just add friends, cool drinks and a good book. Five generously sized bedrooms all have lots of light and storage, while four luxury bathrooms and a half bath have a sleek contemporary finish. The top floor includes a game room and a bunk room that's sure to be a big hit with young guests. An exterior spiral staircase provides easy access from the bedrooms to ground level for those eager to get out for a morning stroll before breakfast. Offered turnkey, this gorgeous beach cottage is rental-ready for owners or investors looking to welcome their first guests. This incredible beach house has two dedicated parking spots and direct access to the resort's zero-entry Oasis pool and a heated infinity pool for year-round fun. By day, the water slides and 425-foot lazy river offer cool activities for all ages right next to The Salty Rim Bar and Grill. After dark, the resort buzzes with dining options and nightlife, including movie nights and live entertainment seven nights a week. Just minutes from Pier Park shopping and dining, this home is superbly located for exploring everywhere on foot. Close to golf, entertainment and family attractions, it is also conveniently close to Northwest Florida Beaches International Airport (ECP) for weekend getaways.

13650 Front Beach Rd, Panama City Beach

$2,690,000
4 Beds 6 Baths 981632 MLS 4,553 SqFt.
PRICED TO SELL!!! Sellers offering $50,000 toward closing costs! Luxury gulf view home in La Valencia Beach Resort. Experience luxury coastal living in this exceptional three-story home in the gated community of La Valencia Beach Resort on the west end of Panama City Beach. Offering Gulf views, deeded beach access, resort-style amenities, and an elevator servicing all three levels, this thoughtfully designed residence is ideal as a primary home, second home or beach rental retreat. Located just minutes from the renowned 30A beaches, you'll enjoy convenient access to award-winning restaurants, boutique shopping and the best of the Florida's Emerald Coast. Designed with entertaining and multigenerational living in mind, the home features three separate living areas, two kitchenettes, two spacious primary suites, and a charming bunk room for additional guests. the third floor serves as the heart of the home with an open concept living and dining area, a chef's kitchen featuring lime oak flooring, a six-burner gas range, a large center island and wet bar. Step onto the expansive covered porch to take in beautiful Gulf views while enjoying your morning coffee or evening sunset. Outdoor living is equally impressive with a custom outdoor kitchen, Solo firepit, peaceful green space, a 3-car garage, dedicated golf cart garage, and driveway parking for up to six additional vehicles. Residents enjoy deeded beach access, a Gulf-front community pool, & private owners-only pool. Highlights: 2 primary suites, 3 living areas, elevator, 3 car garage and golf cart garage, don't miss this great home! Enjoy the video and 360 photos to view this gorgeous home, the gulf front pool with deeded beach access, owners' only pool, tennis courts, and pickleball courts. The driveway will accommodate 6 cars in addition to the 3 car garage space!

235 La Valencia Cir, Panama City Beach

$2,390,999
5 Beds 5 Baths 990746 MLS 3,378 SqFt.
This thoughtfully crafted coastal haven rises just moments from the quiet shoreline, offering sunlit interiors, refined finishes, and outdoor spaces that turn evenings into memories. With multiple king suites, generous gathering areas, and breezy upper-level porches that catch soft gulf views, the home is designed to host large families and groups with comfort and style. A spacious fire pit anchors the backyard for starlit nights and relaxed conversation, while the chef-inspired kitchen, butler's pantry, and open living room set the stage for effortless entertaining. Across three beautifully planned levels, every detail invites unwinding, reconnecting, and savoring the slower rhythm of the coast. On the entry level, a welcoming foyer leads to ample under-house parking, ideal for guests arriving with beach gear or carts. The main living floor unfolds with an expansive gathering space, anchored by a polished kitchen with high-end appliances, a beverage cooler, a wet bar, and island seating for five. A dining area for 10 keeps everyone connected during meals, and a serene king suite completes this level. Upstairs, two primary suites offer private balconies and spa-like baths with walk-in showers and double vanities. Another king bedroom and a bunk room with twin-over-twin bunks share a hall bath with a tub and shower combination. A dedicated laundry room with a soaking sink adds convenience for extended stays. Outdoor living is every bit as inviting as the interiors. Covered porches offer shaded spots for morning coffee or afternoon reading, and the large custom fire pit creates an intimate focal point for gathering after sunset. High-speed Wi-Fi, smart TVs, and thoughtful touches throughout ensure comfort for every guest. Parking is generous, with room for four to five vehicles in the driveway and access to abundant overflow parking nearby. Electric golf carts are permitted, making it easy to reach the beach and explore the surrounding area. Set within a private, gated coastal enclave, the home enjoys walkability to quiet gulf-front sand, future community amenities, and the conveniences of nearby shops and dining. With new-construction craftsmanship, multiple king suites, peek-a-boo gulf views, and a layout perfectly suited for groups, this exceptional retreat pairs modern comfort with a relaxed coastal spirit.

209 Sugar Sand E, Mexico Beach

$2,689,900
4 Beds 5 Baths 781251 MLS
PRICED TO SELL!!! Sellers offering $50,000 toward closing costs! Luxury gulf view home in La Valencia Beach Resort. Experience luxury coastal living in this exceptional three-story home in the gated community of La Valencia Beach Resort on the west end of Panama City Beach. Offering Gulf views, deeded beach access, resort-style amenities, and an elevator servicing all three levels, this thoughtfully designed residence is ideal as a primary home, second home or beach rental retreat. Located just minutes from the renowned 30A beaches, you'll enjoy convenient access to award-winning restaurants, boutique shopping and the best of the Florida's Emerald Coast. Designed with entertaining and multigenerational living in mind, the home features three separate living areas, two kitchenettes, two spacious primary suites, and a charming bunk room for additional guests. the third floor serves as the heart of the home with an open concept living and dining area, a chef's kitchen featuring lime oak flooring, a six-burner gas range, a large center island and wet bar. Step onto the expansive covered porch to take in beautiful Gulf views while enjoying your morning coffee or evening sunset. Outdoor living is equally impressive with a custom outdoor kitchen, Solo firepit, peaceful green space, a three-car garage, dedicated golf cart garage, and driveway parking for up to six additional vehicles. Residents enjoy exclusive deeded beach access, a Gulf-front community pool, private owners-only pool, clubhouse, tennis and pickleball courts, all within one of Panama City Beach's most desirable gated beach communities. This is a rare opportunity to own a luxury Gulf view home that combines exceptional living space, thoughtful design, and an unbeatable location in Panama City Beach/Scenic Highway 30A.

235 La Valencia Circle, Panama City Beach

$2,950,000
4 Beds 5 Baths 780535 MLS
Tucked along the quiet shoreline of Lake Powell, this spacious home offers a rare mix of privacy, comfort, and everyday livability. With 5 bedrooms, 5 bathrooms, and over 4,600 square feet, this home welcomes you with its soaring multi-level design and expansive outdoor areas tailored for both relaxation and grand entertaining. Set on nearly an acre along beautiful Lake Powell with 147 feet of pristine dune lake frontage, the property feels private and peaceful while still being close to the beach and the rest of Panama City Beach. Inside, you'll find an open gourmet kitchen and working pantry that connects easily to the main living areas, a custom fireplace, and plenty of natural light. Spacious bedrooms throughout the home provide flexibility for family and guests, and the expansive third-floor deck has the best views on the lake. With its own private dock, the lake becomes an extension of the backyard. Step outside to enjoy the screened pool, large deck, boat slip, and parking for up to ten vehicles. Recent updates include a new roof in 2025 and a heated and cooled garage. With exquisite craftsmanship throughout and panoramic lake views from nearly every vantage point, this property is a rare gem for discerning buyers seeking coastal elegance and lakefront living. Located in the gated community of Palmetto Bluff, residents enjoy a large neighborhood green space and community dock. Recently appraised at $4.2 million, this home is priced to sell.

5 Blue Crab Lane, Panama City Beach

$2,499,900
6 Beds 7 Baths 780138 MLS
BEACHFRONT SANCTUARY!! This coastal retreat is designed to elevate every moment of Gulf-front living. Nestled directly on the water, this 6-bedroom, 6-bath residence is perfectly suited for multi-family gatherings, vacations with friends, or as a bold investment in luxury real estate. From the moment you arrive, the airy, open layout draws you in with panoramic Gulf views that fill the home with light & inspiration. The chef's kitchen, complete with modern appliances & a generous island, sets the stage for effortless entertaining & memorable meals with family & friends. Each floor is thoughtfully designed for privacy & comfort. The main living level features a seamless flow between the living/dining areas that open to expansive decks—ideal for sipping morning coffee or evening cocktails as the waves roll in. Upstairs, multiple bedrooms offer private baths, direct balcony access & shared outdoor seating perfect for watching breathtaking sunsets. On the ground level, your private oasis awaits with a heated pool elevated above the dunes that invites you to relax beneath the stars. A private boardwalk leads you directly to the sugar-white sands of Mexico Beach, where adventure & serenity are always just steps away. An elevator services every floor, providing convenience & ease throughout the home. Life in Mexico Beach is refreshingly laid-back, where neighbors become friends & every day feels like summer. Cruise the quiet streets by golf cart, stroll to local shops & eateries or spend evenings on the beach watching dazzling sunsets paint the sky. Here, the pace slows down just enough for you to savor the simple joys of coastal living. Whether it's sunrise over the Gulf, paddleboard trips along the shore, dinner parties on the deck, or late-night swims under the stars, this property is more than a home—it's an invitation to live like every day is a vacation. Call for your private tour & LIVE THE BEACH LIFE!

1001 Highway 98, Mexico Beach

$2,190,000
5 Beds 5 Baths 779276 MLS
This stunning almost-new home enjoys a prime coastal location in the acclaimed community of Margaritaville Beach Cottage Resort, Panama City Beach's newest luxury resort. Located just yards from gated beach access and the community pool complex, this beautiful beach cottage has magnificent gulf views from the second and third floor balconies. Built in 2023, this fully furnished Key-West-style home has a cocktail-inspired color palette with an open concept layout that's ideal for relaxing and entertaining. It showcases a host of attractive design features, including stylish shiplap walls and a first-floor guest suite. The fully fenced backyard creates a private oasis with low-maintenance turf and a covered porch with a private hot tub for lazing away the days in total relaxation. Indoors, practical wood vinyl laminate flooring complements the white kitchen cabinetry with dark blue tile accents as a backsplash. Four tall chairs are lined up around the breakfast bar with extra seating in the dining area. The open sitting room is a social space complete with a wet bar and a beverage refrigerator. Three floors of accommodations offer multiple porches and balconies for hanging out in the sun. Just add friends, cool drinks and a good book. Five generously sized bedrooms all have lots of light and storage, while four luxury bathrooms and a half bath have a sleek contemporary finish. The top floor includes a game room and a bunk room that's sure to be a big hit with young guests. An exterior spiral staircase provides easy access from the bedrooms to ground level for those eager to get out for a morning stroll before breakfast. Offered turnkey, this gorgeous beach cottage is rental-ready for owners or investors looking to welcome their first guests. This incredible beach house has two dedicated parking spots and direct access to the resort's zero-entry Oasis pool and a heated infinity pool for year-round fun. By day, the water slides and 425-foot lazy river offer cool activities for all ages right next to The Salty Rim Bar and Grill. After dark, the resort buzzes with dining options and nightlife, including movie nights and live entertainment seven nights a week. Just minutes from Pier Park shopping and dining, this home is superbly located for exploring everywhere on foot. Close to golf, entertainment and family attractions, it is also conveniently close to Northwest Florida Beaches International Airport (ECP) for weekend getaways.

13650 Front Beach Road, Panama City Beach

$2,800,000
4 Beds 5 Baths 778942 MLS
This waterfront coastal contemporary Penthouse retreat with 4 bedrooms, 4.5 baths and 3,623 sq ft spans the entire top level of a small 7-story, recently renovated condo building. It features a wrap around balcony with unmatched panoramic views of the Gulf, Lake Carillon and Lake Powell. It is located in the charming, vibrant, gated community of Carillon Beach approximately 2 miles East of Rosemary Beach. and 10 minutes from Pier Park. In addition to the condo pool, the owners of Sunrise and Sunset enjoy all the amenities of Carillon Beach - four pools, private access to a miile of private, pristine beach, tennis, basketball courts and 8 community walkovers to the beach., The shops and park in the Carillion Town Center are a great place to shop, grab a bite to eat and listen to music. This Penthouse was completely renovated in 2004 with a stunning high-end remodel including new windows. There's an elevator entry into a private foyer to Unit 701. The open concept living area with high beamed cailing, large great room with gas fireplace, wall of glass doors and windows, and a spacious dining room. combines the upscale chef's kitchen with island, long breakfast bar and top-of-the-line appliances. The two Master suites also access the balcony with expansive water views, luxurious baths with soaking tub and walkin shower and large walk-in closets. There is a guest room with four, full size bunk beds and private bathroom with tub. It opens onto the wide balcony offering views of Lake Powell. The second guest room with balcony access features a large closet and luxurious bath with a walk-in shower. There is also a powder room and spaciious laundry room with plenty of cabinets. This Penthouse is a ''one of a kind'! It is the perfect family or corporate retreat or rental investment! It is being sold completely funishing with high end designer furninshings.

116 Carillon Market Street Unit 701, Panama City Beach

$2,390,000
5 Beds 6 Baths 778682 MLS
STRIKING 1ST TIER COASTAL RETREAT! Perfectly positioned in the heart of the gated Sugar Sands community, this new 5-bedroom, 5.5-bath home delivers resort-style amenities, sweeping Gulf views & thoughtfully designed spaces ideal for family gatherings or exceptional rental income potential. The ground level welcomes you with a covered entrance, inviting foyer, dual garages perfect for vehicles or golf carts, outdoor shower, half bath & elevator access to all levels. The heart of the home awaits on the second floor with an open-concept living area featuring expansive seating, built-in storage, & broad decks that extend your living space outdoors. Panoramic views of the coastline set the backdrop for entertaining, while the chef's kitchen boasts top-of-the-line stainless appliances, a 4-burner gas range with griddle, oversized island with seating, butler's pantry, & coffee bar. A full dining area & breakfast bar offer plenty of room for casual meals or elegant dinners. The layout is designed for privacy & flexibility. On the first floor, two luxurious king suites feature private deck access & spa-style baths with double vanities & zero-entry showers. Two additional queen bedrooms with private balconies & a shared bath provide comfortable accommodations for guests. The bunk room keeps family close by while giving kids their own retreat. The loft lounge on the top floor is the ultimate sunset perch, overlooking miles of uncrowded beaches protected by nearby Tyndall AFB—ensuring endless privacy & unspoiled Gulf views. The spacious yard includes irrigation, gravel patio, & room to add a pool, making outdoor entertaining easy. Community amenities feature a resort-style pool, fitness center, clubhouse, & private golf cart beach access just steps away. Offered fully furnished & turnkey, this home is ready for immediate enjoyment or strong rental performance. Call today for your private tour & LIVE THE BEACH LIFE!

221 Dunes Drive, Mexico Beach

$2,875,000
6 Beds 5 Baths 769495 MLS
Gulf-Front Oasis with Private Saltwater Pool & Excellent Rental Income! This stunning 6-bedroom, 4.5-bath beachfront home offers the ultimate luxury coastal living experience, sitting directly on the sugar-white sands of Panama City Beach--zero steps to the beach! With approximately 2,850 sq. ft., this beautifully designed home provides expansive Gulf views from nearly every room. The open-concept floor plan features a nice kitchen and a spacious living room and dining area, perfect for large gatherings. The living area is bright and airy, with large windows that capture breathtaking sunset views over the Emerald Coast. The two king bedrooms on the main floor are en suite. Upstairs, the four bedrooms offer ample space for guests, each designed with comfort and relaxation in mind; they provide flexibility for families or rental guests, ensuring everyone has their own space to unwind. Step outside to over 1,800 sq. ft. of outdoor decking, including 450 sq. ft. of covered space, ideal for enjoying the soothing sound of the waves or escaping the midday sun. The private saltwater pool is the perfect place to cool off while taking in the unobstructed views of the Gulf of America. With ample parking for boats, motorcycles, or RVs, this home is designed for both relaxation and adventure. Whether you're looking for a primary residence, vacation home, or a high-income rental investment, this property delivers! Proven rental history makes it a turnkey investment opportunity, generating strong and consistent revenue. Located on Surf Drive, this home is just steps from Captain Jack's Crab Leg Buffet and minutes from some of the area's best dining and entertainment, including Schooner's, Grand Marlin and Captain Anderson's. Enjoy easy access to St. Andrews Bay, Shell Island, fishing charters, golf courses, and family attractions. This is your chance to own a piece of paradise on Panama City Beach--schedule your private showing today! $352263 on the books for 2025 and $340000+ for 2026 and over $100000 for 2027 (as of July 9, 2026)

8205 Surf Drive, Panama City

$2,750,000
8 Beds 10 Baths 745066 MLS
Priced below current appraisal! Will divide and sell the west side separate. This Brand New Construction duplex with professional interior designs provides relaxing and charming ambience located a block from Beach Access 84 and 5 miles to extraordinary 30A with matching floor plans on each side. You can live in one side and either offer the other side as a short term vacation rental or long term rental. Both have individual fenced-in private natural gas heated pools complete with pergolas and outside showers. Rent both sides with a short term rental projection of up to $336,400-$368,600! Enter the first floor into a welcoming, attractive entryway. Bedroom #1 has two double beds over two Queen beds and private full bath with tub and shower. A laundry room and owner's closet are located in the hallway. This first level bedroom #2 has a pool view with King size bed, walk-in closet, custom wall murals with private en suite to include a full bath with shower. The bath provides a convenient entry door with access directly onto the pool area. This 2nd master bedroom contains a large closet, murals and master bath with rain shower and double vanity. Double doors open onto a covered porch with gulf views. The 3rd master bedroom has a large walk-in closet, custom murals and full bath with shower. The second floor also contains a bonus ''Zoom Room'' with single bed and work desk. Enter the third floor into an inviting open Dining, Kitchen and Family room. Stainless steel appliances include a built-in microwave, refrigerator-freezer, gas stove, electric oven and dishwasher. The shiplapped dining area provides seating for ten along with a beautiful island complete with seating for four. Double glass doors exit the kitchen providing a stunning panoramic gulf view opening onto a covered porch with a stainless steel natural gas grill. The third floor family area overlooks the pool. The home is equipped with an inside sprinkler system along with fire and carbon dioxide alarms and elevators that provide easy assess to the upper floors. If you are searching for a home with a ''don't want to leave'' feeling for you, your family or guests this is the place! The west side of the duplex is available to be bought separately. It is the responsibility of the buyer to verify all measurements.

20724 First Avenue, Panama City Beach

$2,099,000
13 Beds 15 Baths 772255 MLS
* 5 Doors from the Shore - Invest in Style & Income!* Investor's dream in Panama City Beach! This exceptional turnkey rental package includes a beautifully designed triplex and duplex, sold together and fully furnished for immediate income generation. Built in 2020, the triplex offers over 4,000 square feet of thoughtfully planned space, featuring 9 bedrooms and 9 bathrooms across three individually themed units: The Beach Cabana, The Groovy Shack, and Welcome to Paradise. Each unit is uniquely styled to provide guests with a one-of-a-kind, Instagram-worthy experience, complete with private entrances, vibrant exterior doors, and modern coastal finishes that capture the laid-back beach vibe. The adjoining duplex adds another 2,800 square feet of living space, offering 4 bedrooms and 6 bathrooms across two distinct units: The Surf House and The Tropical House. Like the triplex, these units continue the playful, curated design aesthetic and are optimized for maximum guest appeal and rental performance. Every unit has been thoughtfully furnished and is fully equipped, making this a true plug-and-play investment opportunity. Guests will love the short walk to the Gulf, where they can enjoy white sandy beaches and turquoise waters—making these rentals even more attractive in Panama City Beach's thriving vacation market. With strong rental history and impressive income (figures available upon request), this property is already a high-performing asset with even more room to grow. Plans are in place for a 3-bedroom townhouse to be added on the west side of the lot, offering future expansion potential and additional income opportunities. Located just minutes from popular dining, shopping, and entertainment, this property package delivers the perfect combination of location, lifestyle, and long-term value. Whether you're looking to expand your portfolio or break into the short-term rental space, this opportunity checks all the boxes.

10609 Parkhill Circle, Panama City Beach

$2,350,000
3 Beds 4 Baths 776120 MLS
This southern cottage-style beach house, masterfully designed by renowned AIA architect Gary Justiss, is nestled in the serene, private gated community of Carillon Beach. Offering a blend of exclusive privacy and contemporary elegance, this home offers an unmatched living experience near the sea. The house boasts three nicely appointed bedrooms and four baths, providing ample space for family and guests alike. The master suite, conveniently located on the first floor, features elegant design and comfort, making it a perfect retreat after a day spent by the ocean. The living spaces are graced with tall ceilings that enhance the airy and open feel. Living spaces extend seamlessly outdoors to the spacious porches, offering a view of the surrounding landscapes and the perfect setting for relaxation or entertaining. The outdoor area further enhances the leisurely beach lifestyle with a convenient outdoor shower, ideal for rinsing off after a beach day, and a bike shed to store beach gear. Adding to the function and charm of the property, an outbuilding is currently utilized as a combination mancave and greenhouse. This additional structure offers potential for various uses, adapting to the homeowner's lifestyle needs. The ample backyard, set against a backdrop of lush greenery and coastal breezes, features raised bed planters for gardening enthusiasts. This space is also suitable for accommodating a pool, offering potential for an idyllic outdoor oasis tailored to leisure and entertainment. Each detail in this home speaks of thoughtful design and high-quality craftsmanship. This beach house embodies a lifestyle perfect for those seeking a permanent residence, a holiday home by the sea, or an investment property.

209 Dunecrest Lane, Panama City Beach

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