Bay County, FL Real Estate Search

Bay County, FL Homes between $1,000,000 and $1,500,000 for Sale

Bay County, FL, offers an enticing selection of luxurious homes that appeal to discerning buyers looking for coastal living at its finest. Nestled along the stunning Gulf Coast, these properties typically feature beautiful architectural designs, spacious interiors, and premium amenities. Many of these homes boast breathtaking views of the water, private beach access, and expansive outdoor spaces, making them perfect for both relaxation and entertaining. In addition, the vibrant local community provides a wealth of recreational opportunities, from boating and fishing to dining and shopping. With its stunning natural surroundings and a laid-back atmosphere, Bay County is an ideal destination for those seeking a second home or an investment property in Florida's thriving real estate market.

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Newest Bay County, FL Homes between $1,000,000 and $1,500,000 for Sale

$1,290,000
4 Beds ⋅ 5 Baths ⋅ 784648 MLS
Florida Living at its BEST!! Breathtaking water views, gorgeous Sunsets, A Boater's Dream. Enjoy Waterfront Living, and make friends with local wildlife!! No HOA - This one-of-a-kind 4 bedroom, 4.5 bath home offers 2 master suites; one on the main level. Each bedroom has its own dedicated bath. The extra large wrap around Loft has 2 Balconies overlooking the Water. The kitchen is a chef's delight, featuring an induction cooktop and double convection ovens and walk-in Pantry. Two main living areas offer lots of options. Hidden Saferoom under the stairs. The home features Loads of Storage. JUST INSTALLED brand new state of the art 16 SEER Trane side discharge heat pump HVAC- keep comfortable for years to come!! But the real attraction is the outdoor space: a Private Pool with spacious deck & Gazebo, a Boat House with 2 Boat Lifts, Fish Cleaning Station, and an Observation Tower! Sunset Lane is a Peninsula - Come claim your own Private Oasis!

1004 Sunset Lane, Lynn Haven
$1,094,600
4 Beds ⋅ 5 Baths ⋅ 784601 MLS
Here you can have the best of both worlds: Private pool AND close to beach access! Whether you want to stay in and swim or venture out to salt and sand, 7403 Sunset has you covered! HIGHLIGHTS: --Fully furnished and ready to rent! --Master suite downstairs --4 spacious bedrooms (2 with en suites) --4 full + 1 half bath --Split living/dining areas with lots of possibilities --Great flow from kitchen to dining to living area --Coffee bar area --Laundry room downstairs --Bonus room upstairs for lounging, play, or bunks --Private heated pool with large decking --Covered back porch --Single-car garage (would make a great game room!) --Driveway parking for 3 + golf cart space See the walkthrough video attached to this listing, and ask your agent for the Airbnb link as well. Thank you for your interest. We look forward to your offer!

7403 Sunset Avenue, Panama City
$1,495,000
5 Beds ⋅ 7 Baths ⋅ 784547 MLS
Resort luxury meets everyday living in this custom 5BR, 6.5BA home in the gated, Lake Merial Community! Welcome to 158 Lake Merial Blvd a home of timeless elegance and modern sophistication. Perfectly positioned in the quiet, gated enclave of Lake Merial and just moments from Bozeman School (K-12), this custom-built estate offers 5 bedrooms, 6.5 baths, and an unparalleled blend of comfort, privacy, and style. From the moment you arrive, the architectural presence is undeniable. Manicured grounds, an oversized three-car garage with epoxy flooring and custom cabinetry, and a paver drive set the tone for the detail and craftsmanship within. Inside, the home reveals itself with wide-plank flooring, soaring 20-foot vaulted ceilings, and walls of natural light. At its heart, a chef's kitchen designed for both function and beauty — a massive 10'x6' Carrera marble island, Viking and Fisher Paykel appliances, Butler's pantry with prep sink and ice maker, and a 200+ bottle climate-controlled wine cabinet. The expansive dining and living areas easily host family gatherings or elegant entertaining. The Owner's Suite is a sanctuary unto itself, nearly 1,000 sq ft of private luxury overlooking Lake Merial, while the spa bath features a rainfall shower with body jets, freestanding soaking tub, dual vanities, and a custom dressing room with center island and jewelry storage also having a balcony overlooking the pool. Additional 4 en-suite bedrooms provide refined comfort for family and guests alike. The outdoor living experience is resort caliber: a heated pool with infinity-edge spa, waterfall feature, and jets, surrounded by ample patio space designed for entertaining up to 40-50 guests. A fully appointed outdoor kitchen with quartz counters, Blaze refrigerator, grill, pizza oven, and fireplace. Conveniently includes a pool house with outdoor bathroom & sauna. No detail has been overlooked! Solar power with battery backup, EV charging station, CAT 7 wiring, fiber internet, hurricane-rated Anderson windows, copper gutters, and solid concrete construction are just a few of the countless upgrades. This is a property where luxury meets peace of mind. A true must-see, 158 Lake Merial Blvd is more than a home. It's a statement of refined living.

158 Lake Merial Boulevard, Panama City
$1,325,000
4 Beds ⋅ 4 Baths ⋅ 783801 MLS
This modern 4 bedroom, 3.5 bathroom home offer just over 2,000 square feet of stylish living space. Located just a 5 minute walk from the beach, this property features a private heated pool, turf backyard and a grill area perfect for outdoor entertaining. Built in 2024, this newer build is a turn-key vacation rental.

228 George C Wallace Boulevard, Panama City Beach
$1,199,000
5 Beds ⋅ 5 Baths ⋅ 783789 MLS
🌴Luxury 5-Bedroom Poolside Cottage at Margaritaville Beach Cottage Resort - Panama City Beach🌴 Your Gateway to Paradise! ROI is up 74% over last year, YTD and growing! Experience the ultimate coastal lifestyle at Margaritaville Beach Cottage Resort #31, Panama City Beach's only full-service beachfront resort. This exceptional 5-bedroom, 4.5-bath Caribbean-inspired cottage offers a rare blend of luxury living, resort-style amenities, and outstanding vacation-rental potential. Offering approximately 2,100+ square feet of heated and cooled living space, plus covered outdoor living areas, this thoughtfully designed home is ideal for personal use, second-home ownership, or potential high-performing short-term rentals. With direct access to the resort-style pool and just steps from the private beach, this property delivers an elevated guest experience even during peak seasons. 🏡The Home Step inside to a bright, coastal-chic retreat where modern beach elegance meets comfort and functionality. The open-concept floor plan is designed for entertaining and effortless living, highlighted by luxury vinyl plank flooring, 10-foot ceilings on the main level, and abundant natural light. The chef-inspired kitchen features white quartz countertops, a large island with seating for four, stainless steel gas appliances including a 36-inch range, and an adjacent dining area with seating for eight--perfect for hosting family and guests. The first-floor primary suite offers privacy and convenience with an ensuite bath featuring dual vanities and a walk-in shower, while a well-placed powder room serves the main living area. Upstairs, the home includes two additional ensuite bedrooms, two guest bedrooms connected by a Jack-and-Jill bath, and a discreetly tucked-away laundry area with built-in storage. Enjoy outdoor living on the furnished patio, ideal for relaxing after a day at the beach or pool. 🌊Resort Lifestyle & Amenities Margaritaville Beach Cottage Resort is a fully built-out, full-service beachfront community offering an impressive lineup of amenities: 580 feet of private beachfront with chair & umbrella service 2.5-acre heated oasis pool 425-foot lazy river and waterslides Poolside food & beverage service Paddleboard and kayak rentals Game lawn and beachfront activities On-site professional rental management team Daily resort services The resort's multi-level entertainment center is now open and beautifully completed, featuring a full-service restaurant, fully equipped fitness center, arcade, conference and event spaces, creating an exceptional environment for vacation rentals, corporate retreats, family reunions, and group gatherings. 📍Prime Panama City Beach Location Located just 2 miles from Pier Park, owners and guests enjoy easy access to championship golf, premier dining, shopping, entertainment, fishing, boating, and the iconic emerald waters of the Gulf of America. Located 15.7 miles from Northwest Florida Beaches International Airport. ⭐Investment & Lifestyle Opportunity Backed by a globally recognized coastal luxury lifestyle brand and supported by on-site professional rental management, this property represents a rare opportunity to own a luxury poolside cottage in one of Panama City Beach's most desirable resort communities. Live the dream. Share the dream. Welcome to Margaritaville Beach Cottage Resort #31.

13649 Banana Wind Way Unit 31, Panama City Beach
$1,325,000
4 Beds ⋅ 4 Baths ⋅ 992646 MLS ⋅ 2,013 SqFt.
This modern 4-bedroom, 3.5-bathroom home offers just over 2,000 square feet of stylish living space. Located just a 5-minute walk from the beach, this property features a private heated pool, turf backyard and a grill area perfect for outdoor entertaining. Built in 2024, this newer build is a turn-key vacation rental.

228 George C Wallace Blvd, West Panama City Beach
$1,250,000
4 Beds ⋅ 5 Baths ⋅ 782809 MLS
Waterfront elegance meets modern luxury in this stunning Intracoastal home located within a private gated community. Enjoy sweeping water views from the primary bedroom and multiple balconies designed for seamless indoor-outdoor living. This fully remodeled residence features four bedrooms, each with its own private full bathroom, offering both comfort and privacy for family and guests. The gourmet kitchen is a true showpiece, boasting quartz countertops, a copper farmhouse sink, induction cooktop with downdraft, drawer microwave, and double wall ovens with air-fryer functionality. High end lighting over the large island. Plenty of room for seating or entertaining. The family room is beautifully appointed with surround sound, custom built-ins, crown molding, glass cabinetry, coffee bar. The Dining Room has spectacular view of the water and sunsets. The primary suite is a luxurious retreat featuring a spa-like en suite with a clawfoot soaking tub, double vanities, and an expansive custom walk-in closet. Low HOA. This home features its own deeded dock. This home has been thoughtfully renovated throughout and delivers refined coastal living with exceptional attention to detail.

6724 Yacht Club Drive, Panama City
$1,295,000
3 Beds ⋅ 3 Baths ⋅ 971823 MLS ⋅ 1,392 SqFt.
Welcome to your dream condo, recently renovated and now fully furnished with all new fresh furnishings and a fully equipped kitchen—ready for all your short-term rental needs or move-in ready! A brand-new AC was installed in March 2025. This spacious ground-floor unit features three full bedrooms and three bathrooms, along with a large living area that showcases breathtaking views of the Calypso pools and the sugar-white sands of Panama City Beach. Enjoy the convenience of easy parking and unloading with two deeded parking spots, 1P-15 and 1P-16, located right under Calypso Tower I. No need to wait for elevators or deal with heights—just walk into paradise. Calypso Resort offers incredible amenities, including a fully renovated fitness center, two beautiful Gulf-facing pools, and a lively tiki bar serving blended frozen drinks and your favorite beverages. With direct boardwalk access to the beach, you're just steps away from the stunning Gulf waters and pristine shoreline. For shopping and dining, Pier Park Outdoor Mall is right across the street, offering an array of boutiques, restaurants, and entertainment options. Anglers will appreciate the short walk to Russell Fields City Pier, renowned for fantastic fishing opportunities, including Cobia, King Mackerel, and Redfish. Whether you're looking for a full-time residence, a vacation retreat, or a fantastic investment opportunity, this Gulf-front condo is a rare find. Don't miss your chance to own a piece of paradise in Panama City Beach!

15817 Front Beach Rd Unit 1-101, Panama City Beach
$1,460,000
5 Beds ⋅ 4 Baths ⋅ 985240 MLS ⋅ 2,644 SqFt.
This STUNNING custom built beach home offers breathtaking lakefront views and bedroom views of the Gulf, with 5 bedrooms, 4 full bathrooms, and an incredible outdoor space featuring a private pool, summer kitchen, and built-in sound system. There is an adjoining lot next door is available if desired (not listed) and could be sold as a separate purchase with negotiated terms, only available with the purchase of this property. Inside, you'll find a designer kitchen for entertaining, with custom cabinetry, stainless appliances, and a wine bar. The open-concept living area flows to the outdoor oasis, perfect for relaxing or entertaining. A first-floor guest suite and custom bunk room are ideal for hosting family or maximizing rental income. Upstairs, the Primary Suite and second king bedroom both open to a large balcony with both Gulf AND lake views. Additional guest rooms offer en suites or nearby baths, and a second living area includes a queen sleeper and 75'' TV. This home is turnkey and packed with upgradesfrom a Sonos audio system to custom tile work throughout. Whether you're looking for a personal getaway or high-income rental investment property, this home delivers luxury and lifestyle in one.

203 George C Wallace Blvd, Panama City Beach
$1,450,000
5 Beds ⋅ 5 Baths ⋅ 991037 MLS ⋅ 2,783 SqFt.
Beach house with stunning views of the gulf and beach. This three-story home features 5 bedrooms and 5 baths. It is a rental machine generating six figure rental income. There is a community pool behind the house. Garage has been transformed into a game room. There bunk room on main level to accommodate large groups. The exterior has a fresh coat of paint.

19906 Front Bch, Panama City Beach
$1,299,000
4 Beds ⋅ 3 Baths ⋅ 979532 MLS ⋅ 2,250 SqFt.
Welcome to 318 El Prado Place, a fully furnished 4BR/3BA coastal retreat in the heart of Panama City Beach. Recently refreshed main living interiors elevate the home's light-filled, open-concept design, complemented by luxury finishes and seamless indoor-outdoor flow. Enjoy a private backyard oasis with pool and patio, ideal for relaxing or entertaining. Located in a quiet residential enclave just minutes from the Gulf, Pier Park, dining and attractions. Ideal as a primary residence, second home or income-producing investment, with strong short-term rental potential. Turnkey, stylish and thoughtfully updated, this is coastal living at an exceptional value.

318 El Prado Pl, Panama City Beach
$1,100,000
4 Beds ⋅ 2 Baths ⋅ 983991 MLS ⋅ 1,848 SqFt.
Spring has sprung and time to make this charming Florida Beach Cottage at 122 Monterey Avenue where original 1977 family craftsmanship meets timeless coastal living yours at a new reduced price! This four-bedroom, two-bathroom home offers the perfect blend of vintage character and beachside convenience not often available in the highly sought-after Santa Monica Beach neighborhood. The real treasure lies 400 feet from your front door. This property includes community access to deeded beach rights with no beachfront residential or commercial development allowed, preserving the natural beauty of the gulf coast, meaning your slice of paradise will remain forever. Crystal white sandy beaches, clear emerald-green waters, bright blue skies and breathtaking sunsets guarantees relaxation at the most laid back beach access ensuring privacy and exclusivity that's increasingly rare along this coveted coastline. Enter to find a well-designed layout that captures the essence of old Florida charm. The first floor offers kitchen, dining, living area, three bedrooms and one bathroom. The second story, formerly a fully equipped studio apartment with exterior door access provides a large bedroom, bathroom, coffee bar and expansive decking with views to the gulf creating the perfect backdrop for morning coffee or evening relaxation. This home easily accommodates family gatherings or visiting guests who wish to experience true beach living. Bring your golf cart, bicycles and water sports gear. Plenty of onsite parking and outdoor storage. The possibilities are endless! Santa Monica Beach represents one of Panama City Beach's most desirable neighborhoods, offering the tranquility of the quiet west end. The convenience extends beyond the beach with neighboring Carousel Supermarket opened in 1967 and Thomas Donuts opened in 1971, easily accessible for all your daily necessities. Santa Monica Beach also keeps you connected to the area's vibrant dining, shopping, and entertainment scene. Whether you're seeking fine dining on 30A, adventure at nearby attractions like Pier Park, Topgolf, Dolly Parton's Pirates Voyage Dinner Theater, or simply want to unwind with the sound of waves, this location delivers both excitement and serenity. Still owned, impeccably maintained, and loved by the original owner, this beach cottage represents a rare opportunity to own a piece of Panama City Beach history while enjoying modern coastal living in a small-town community. See your new home soon!

122 Monterey Ave, Panama City Beach
$1,347,000
4 Beds ⋅ 4 Baths ⋅ 987562 MLS ⋅ 2,887 SqFt.
Welcome to your coastal retreat! This stunning 2025 new construction home blends luxury, durability, and style, just a short walk from the world-famous white sandy beaches. Offering 4 bedrooms, 3 full baths, and a half bath, this thoughtfully designed property features two bedrooms on the first floor with private en suite baths, making it ideal for family, guests, or rental versatility. Inside, enjoy the warmth of cypress and pine accent ceilings, expansive LVP flooring, and a light-filled loft area perfect for extra living space. The spa-like primary bathroom creates a true retreat, while the custom cabinetry with quartz countertops, gas stove with custom hood, and open-concept kitchen elevate everyday living. Step outside to your private paradise with a saltwater pool and covered back patio, perfect for entertaining year-round. Built with quality in mind, this home showcases 2x6 framing and a durable metal roof for peace of mind. Located in a golf cart-friendly neighborhood, this property allows short-term rentals, making it an incredible investment opportunity. Explore nearby favorites like Dolly Parton's Pirate Voyage, Top Golf, Pier Park, 30A dining and shopping, and Camp Helen State Parkall just minutes away. Whether you're looking for a full-time residence, vacation home, or income-producing rental, this property is the perfect blend of luxury and lifestyle. Estimated completion date 11/1/25.

21511 Pompano Ave, Panama City Beach
$1,500,000
5 Beds ⋅ 4 Baths ⋅ 991357 MLS ⋅ 2,250 SqFt.
Aloha Beaches - Steps to the Sand | Private Pool | Gulf Views. Welcome to Aloha Beaches, your ultimate Panama City Beach investment property. Just 100 feet from the sugar-white sand, this spacious three-story coastal home offers excellent potential as a short-term rental, vacation retreat, or income-producing asset. Designed for comfort and entertainment, it provides the ideal setup for large groups and families looking to enjoy the Gulf Coast lifestyle. What You'll Love: Private heated pool for relaxing after beach days 4 bedrooms plus a bonus lounge area that can sleep up to 14 guests 4 full bathrooms offering convenience and privacy Elevator access to all three floors Gulf views from the expansive top-floor balcony Multiple king suites with private balconies First-floor suite with kitchenette and pool access ideal for guests seeking privacy Bright, open-concept living area perfect for gatherings and entertaining The home is fully appointed with coastal finishes, stylish furnishings, and thoughtful details that make it turnkey and ready to perform as a high-income rental. Location Highlights: Situated on the desirable west end of Panama City Beach, this property offers a peaceful setting just minutes from Pier Park, 30A, and top dining, shopping, and entertainment. Guests love the combination of tranquility and convenience, making Aloha Beaches a consistent favorite among vacation renters. Whether you're seeking a strong cash-flowing investment property or a personal coastal getaway that pays for itself, Aloha Beaches delivers unmatched lifestyle and income potential on Florida's Emerald Coast.

17820 Front Beach Rd Unit UNIT B, Panama City Beach
$1,190,000
781440 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS - Completely revitalized and effectively new as of 2021, this 14-unit multifamily property offers an exceptional turnkey investment opportunity. Each studio unit is approximately 280 square feet and has been fully updated as of 2021 with brand-new electrical wiring, sewer and water lines, windows and doors, drywall, trusses, and roof. With full occupancy and consistent rental income, this asset provides stable cash flow and minimal operational headaches. The site includes 15 parking spaces to accommodate tenants and guests comfortably. Investors will appreciate the potential cap rate of approximately 10%, underscoring the property's strong performance and value within the local rental market. Whether held as a steady income producer or added to a growing portfolio, this property stands out as a rare opportunity to acquire a fully renovated multifamily complex offering modern infrastructure and long-term financial strength. Rent roll and financials available upon request.

3533 US-98, Panama City
$1,500,000
5 Beds ⋅ 4 Baths ⋅ 781115 MLS
Aloha Beaches - Steps to the Sand | Private Pool | Gulf Views. Welcome to Aloha Beaches, your ultimate Panama City Beach investment property. Just 100 feet from the sugar-white sand, this spacious three-story coastal home offers excellent potential as a short-term rental, vacation retreat, or income-producing asset. Designed for comfort and entertainment, it provides the ideal setup for large groups and families looking to enjoy the Gulf Coast lifestyle. What You'll Love: Private heated pool for relaxing after beach days 4 bedrooms plus a bonus lounge area that can sleep up to 14 guests 4 full bathrooms offering convenience and privacy Elevator access to all three floors Gulf views from the expansive top-floor balcony Multiple king suites with private balconies First-floor suite with kitchenette and pool access ideal for guests seeking privacy Bright, open-concept living area perfect for gatherings and entertaining The home is fully appointed with coastal finishes, stylish furnishings, and thoughtful details that make it turnkey and ready to perform as a high-income rental. Location Highlights: Situated on the desirable west end of Panama City Beach, this property offers a peaceful setting just minutes from Pier Park, 30A, and top dining, shopping, and entertainment. Guests love the combination of tranquility and convenience, making Aloha Beaches a consistent favorite among vacation renters. Whether you're seeking a strong cash-flowing investment property or a personal coastal getaway that pays for itself, Aloha Beaches delivers unmatched lifestyle and income potential on Florida's Emerald Coast.

17820 Front Beach Road Unit B, Panama City Beach
$1,299,000
8 Beds ⋅ 8 Baths ⋅ 779488 MLS
Attention Investors! Sarah Jean Cottages consists of four 2 bed 2 bath 800 sf cottages and 9 additional buildable lots in this quaint Panama City Beach neighborhood. Short term rentals are allowed and three of the cottages are currently rented on Airbnb with great returns. The fourth unit has a long-term lease. These beautiful properties have open floor plans with laminate flooring throughout, stainless steel appliances, granite countertops in the kitchen, tankless water heaters, tub/shower in guest bathroom and walk in shower in master. The short term rental units are fully furnished and outfitted and additionally come with washer and dryers. Paver driveways offer attractive parking. There are two different single story floor plans that have been built, but a two-story option could be built as well in the same footprint. An HOA has been drawn up but not finalized yet. The HOA would need to be established if the buyer wanted to sell the cottages individually. The common areas to maintain are the road, lift station and common grounds. The seller has done all of the needed development work except for installing electrical pedestals for the last 6 lots. Construction plans are included in the Documents. Survey can be provided. Please note that the two-story house in the back of the property is not part of this sale. Please don't disturb tenants if you drive by. Appointments need to be made to see inside the units. Rental numbers are included in the Documents. This sale includes three parcels: 30197-590-000, 30197-590-004, and 30197-590-014. Just a few minutes from the beach, and close to shopping, restaurants, boat rentals, and attractions such as golf, miniature golf, go-karts, Wonderworks, Ripleys and more!

2907 Sarah Jean Court, Panama City Beach
$1,239,000
3 Beds ⋅ 3 Baths ⋅ 779329 MLS
RARE WATERFRONT. RENTAL PROJECTION OF $70K-$80K. PRIVATE DOCK + LIFT. Set near the mouth of the lagoon in Panama City Beach, this waterfront property offers the kind of location, scenery, and boating access that can stand out to both personal-use buyers and short-term rental investors. With a rental projection estimating year-one revenue of $70,000 to $80,000, this is more than a waterfront retreat--it is a scarce location-first opportunity with income-producing potential. Positioned on a quiet loop in one of the closest residential pockets to the lagoon mouth, the property offers quicker runs to open water, marinas, beaches, dining, and Panama City Beach attractions while still maintaining a calm, tucked-away feel at home. Out back, a private dock with powered boat lift makes ''go now'' boating simple. When dinner calls, it is an easy hop by boat across the lagoon to local favorites like Capt. Anderson's or The Grand Marlin, or stay dockside and fish for saltwater trout and redfish right from the backyard. The setting gives guests and owners a true waterfront experience: passing boats and jet skis, ospreys and eagles overhead, dolphins making regular rounds, and large-scale Fourth of July fireworks visible from the dock and both screened porches. These are the details that help separate a short-term rental from a standard beach-area property. Built with 2x6 construction, hurricane-rated doors and windows, spray-foam insulation throughout, including interior walls, and pilings driven approximately 47 feet, the home blends efficiency, resilience, and long-term utility. Inside, well-appointed living spaces are oriented toward the water and flow to a screened-in back porch. Upstairs, the primary suite has its own screened porch, creating another strong vantage point for enjoying the wildlife, watercraft, and lagoon views throughout the day. For buyers comparing Panama City Beach waterfront homes with rental potential, this property offers a rare combination: private boating infrastructure, lagoon-mouth proximity, water views, screened outdoor living, and projected year-one rental revenue of $70,000 to $80,000. The result is a waterfront property with both lifestyle appeal and investment positioning, exactly where you want to be when access, scenery, and income potential matter most. All information is believed accurate but not guaranteed; buyer to verify if important.

3530 Treasure Circle, Panama City
$1,349,000
5 Beds ⋅ 3 Baths ⋅ 778756 MLS
Great Investment Property Opportunity with solid rental history. No HOA and located just 1 block to the Beach and Gulf. Large lot...... Great outdoor living space with private pool and hot tub. 5 Bedrooms all located on Level 2. Golf Cart can be included as part of purchase.

522 Lyndell Lane, Panama City Beach
$1,200,000
3 Beds ⋅ 3 Baths ⋅ 769470 MLS
Imagine living on the water in a brand-new home in Panama City Beach with no HOA and room to truly enjoy the coastal lifestyle. This home offers a rare combination of new construction, waterfront living, no HOA, and a fully furnished setup in Panama City Beach. The home was designed to take full advantage of its waterfront setting, with open living spaces and large windows that bring the outdoors in. With no HOA restrictions, this property provides flexibility that is increasingly hard to find in waterfront communities. Whether used as a primary residence, a second home, or a vacation property, the location and layout allow for a wide range of possibilities. Set in a desirable PCB location, the home offers the privacy and tranquility of waterfront living while remaining close to beaches, dining, shopping, and local attractions. Priced at $1.2 million, this property combines new construction, waterfront access, and freedom of ownership in one offering. Whether you're looking for a place to create lasting family memories or a waterfront retreat to enjoy year-round, 1033 Bay Circle delivers a lifestyle that is becoming harder to replace. Schedule your private showing to experience the setting firsthand. This newly constructed three-story home features an open-concept design with high-end finishes throughout. The spacious living area is filled with natural light and offers stunning views of the bay. The gourmet kitchen is equipped with premium appliances, quartz countertops, and a stylish island, making it perfect for both entertaining and everyday living. The home boasts multiple private balconies, allowing you to enjoy sunrises over the water with your morning coffee and relax in the evening with breathtaking sunset views. The luxurious primary suite includes a spa-like ensuite bathroom, a walk-in closet, and a private balcony overlooking the bay. Designed for both personal enjoyment and investment, this home is currently used as a short-term rental and offers excellent income potential. With no HOA restrictions, owners have full flexibility to use the property as they wish. The outdoor space is ideal for waterfront living, featuring a spacious deck and direct water access, perfect for boating, fishing, or simply unwinding by the bay. This property provides easy access to white-sand beaches, marinas, restaurants, and local attractions. Whether you are searching for a dream vacation home, a high-performing rental property, or a peaceful coastal retreat, this waterfront escape is a rare and valuable opportunity.

1033 Bay Circle, Panama City Beach
$1,280,000
5 Beds ⋅ 6 Baths ⋅ 777112 MLS
Owner is ready to sell! Huge price reduction! This unit is very popular being by the ''Lazy River'' and pool. Unit is turn key, everything down to the Margaritaville Frozen Drink Machine! Now there's no where else to go, the new Amenity Center has everything you will need on your vacation. In addition to 2.5 acres of Slides and pools. Featuring a poolside bar and snack truck for your guests convenience. Private Beach Access with beach chairs and paddle boards available to resort guests and owners.

13641 Banana Wind Way, Panama City Beach
$1,165,000
3 Beds ⋅ 3 Baths ⋅ 769539 MLS
Gulf-Front Caribbean-Inspired Condo with Spectacular Views - Fully Furnished & Turnkey Rental Ready! New AC unit just installed. (June 2025) Experience the ultimate beachfront lifestyle in this stunning corner unit three-bedroom, three-bathroom condo located in a Caribbean-inspired Gulf-front resort on the world's most beautiful white sandy beaches. Overlooking the emerald waters of the Gulf of America, this luxurious retreat offers breathtaking views and a spacious, open-concept design perfect for entertaining or a high-performing short-term rental investment. Step onto the large private balcony, where you can relax and take in unforgettable sunsets over the water. The gulf-front master suite is a true sanctuary, featuring gulf views, private balcony access, and an en-suite bath for ultimate comfort and privacy. Each additional bedroom also boasts its own private full bathroom, making this condo an ideal getaway for families and guests. This unit is fully furnished and completely turnkey, ready for immediate enjoyment or rental income. New hardwood floors installed in all the bedrooms. The resort-style amenities include: Gulf-front pools & hot tubs (including a seasonally heated pool) On-site tiki bar for tropical drinks by the water State-of-the-art fitness center overlooking the Gulf Direct beach access to pristine white sand beaches Perfectly situated adjacent to the famous Pier Park, you'll be steps away from top restaurants, premier shopping, and endless entertainment. Plus, with Topgolf coming soon on Front Beach Road, this location is poised to be even more desirable. Don't miss your opportunity to own a proven income-producing beachfront escape in one of the most sought-after locations on the gulf coast. Whether you're looking for a luxurious vacation home or a lucrative rental investment, this condo is the perfect choice! Contact us today for more details! *All measurements and items of importance are to be confirmed by buyer or buyer agent.*

15817 Front Beach 1601 Road Unit 1601, Panama City Beach
$1,100,000
4 Beds ⋅ 2 Baths ⋅ 778175 MLS
Spring has sprung and time to make this charming Florida Beach Cottage at 122 Monterey Avenue where original 1977 family craftsmanship meets timeless coastal living yours at a new reduced price! This four-bedroom, two-bathroom home offers the perfect blend of vintage character and beachside convenience not often available in the highly sought-after Santa Monica Beach neighborhood. The real treasure lies 400 feet from your front door. This property includes community access to deeded beach rights with no beachfront residential or commercial development allowed, preserving the natural beauty of the gulf coast, meaning your slice of paradise will remain forever. Crystal white sandy beaches, clear emerald-green waters, bright blue skies and breathtaking sunsets guarantees relaxation in the most laid-back environment. Gated beach access ensures privacy and exclusivity that's increasingly rare along this coveted coastline. Enter to find a well-designed layout that captures the essence of old Florida charm. The first floor offers kitchen, dining, living area, three bedrooms and one bathroom. The second story, formerly a fully equipped studio apartment with exterior door access provides a large bedroom, bathroom, coffee bar and expansive decking with views to the gulf creating the perfect backdrop for morning coffee or evening relaxation. This home easily accommodates family gatherings or visiting guests who wish to experience true beach living. Bring your golf cart, bicycles and water sports gear. Plenty of onsite parking and outdoor storage. The possibilities are endless! Santa Monica Beach represents one of Panama City Beach's most desirable neighborhoods, offering the tranquility of the quiet west end. The convenience extends beyond the beach with neighboring Carousel Supermarket opened in 1967 and Thomas Donuts opened in 1971, easily accessible for all your daily necessities. Santa Monica Beach also keeps you connected to the area's vibrant dining, shopping, and entertainment scene. Whether you're seeking fine dining on 30A, adventure at nearby attractions like Pier Park, Topgolf, Dolly Parton's Pirates Voyage Dinner Theater, or simply want to unwind with the sound of waves, this location delivers both excitement and serenity. Still owned, impeccably maintained, and loved by the original owner, this beach cottage represents a rare opportunity to own a piece of Panama City Beach history while enjoying modern coastal living in a small-town community. See your new home soon!

122 Monterey Avenue, Panama City Beach
$1,295,000
3 Beds ⋅ 3 Baths ⋅ 770702 MLS
Welcome to your dream condo, recently renovated and now fully furnished with all new fresh furnishings and a fully equipped kitchen—ready for all your short-term rental needs or move-in ready! A brand-new AC was installed in March 2025. This spacious ground-floor unit features three full bedrooms and three bathrooms, along with a large living area that showcases breathtaking views of the Calypso pools and the sugar-white sands of Panama City Beach. Enjoy the convenience of easy parking and unloading with two deeded parking spots, 1P-15 and 1P-16, located right under Calypso Tower I. No need to wait for elevators or deal with heights—just walk into paradise. Calypso Resort offers incredible amenities, including a fully renovated fitness center, two beautiful Gulf-facing pools, and a lively tiki bar serving blended frozen drinks and your favorite beverages. With direct boardwalk access to the beach, you're just steps away from the stunning Gulf waters and pristine shoreline. For shopping and dining, Pier Park Outdoor Mall is right across the street, offering an array of boutiques, restaurants, and entertainment options. Anglers will appreciate the short walk to Russell Fields City Pier, renowned for fantastic fishing opportunities, including Cobia, King Mackerel, and Redfish. Whether you're looking for a full-time residence, a vacation retreat, or a fantastic investment opportunity, this Gulf-front condo is a rare find. Don't miss your chance to own a piece of paradise in Panama City Beach!

15817 Front Beach Road Unit 1-101, Panama City Beach
$1,450,000
5 Beds ⋅ 5 Baths ⋅ 769930 MLS
Beach house with stunning views of the gulf and beach. This three story home features 5 bedrooms and 5 baths. It is a rental machine generating six figure rental income. There is a community pool behind the house. Garage has been transformed into a game room. There bunk room on main level to accommodate large groups. The exterior has a fresh coat of paint.

19906 Front Beach Road, Panama City Beach
$1,347,000
4 Beds ⋅ 4 Baths ⋅ 778544 MLS
Welcome to this luxury 2025 new construction beach home just a short walk to the white sandy beaches of Panama City Beach. Designed as a primary residence, second home, or high-performing short-term rental investment, this 4-bedroom, 3.5-bath coastal retreat offers exceptional style, durability, and strong income potential. Currently configured to sleep up to 16 guests, this property is ideal for vacation rental income and large family gatherings at the beach. The flexible floor plan features two first-floor bedrooms with private en suite baths--perfect for guests or maximizing short-term rental appeal. Interior highlights include beautiful cypress and pine accent ceilings, durable luxury vinyl plank flooring, a bright loft providing additional living or sleeping space, and a spa-inspired primary suite designed for relaxation. The chef's kitchen features custom cabinetry, quartz countertops, and a gas stove with designer hood--perfect for entertaining after a day at the beach. Step outside to your private saltwater pool and covered patio, creating a perfect setting for outdoor living and vacation enjoyment. Built with durable 2x6 framing and a metal roof, this home offers long-lasting quality and peace of mind. Located in a golf-cart-friendly Panama City Beach neighborhood where short-term rentals are allowed, this property is minutes from Pier Park, Scenic Highway 30A, Camp Helen State Park, TopGolf, and Dolly Parton's Pirate Voyage. Whether you're searching for a Panama City Beach beach house, a Gulf Coast vacation home, or a high-income short-term rental property that sleeps up to 16 guests, this exceptional coastal home delivers both lifestyle and investment potential.

21511 Pompano Avenue, Panama City Beach
$1,089,000
4 Beds ⋅ 3 Baths ⋅ 775101 MLS
Refreshed Lynn Haven bayou front home with North Bay views offering access to the Gulf of Mexico located in Panama Country Club, now private! The kitchen is a dream for entertaining, featuring a spacious open floor plan with a great view of the water. Stunning Quartzite countertops imported from Brazil add elegance and durability- it's one of the hardest natural stones, ensuring lasting beauty and performance. The main living area overlooks the water with a large back porch once again great for entertaining and gathering after a day of boating. Master bedroom and bath downstairs along with another room that would make a great new born bedroom which would be great for security and convenience, another 2 bedrooms up stairs with two additional rooms for game room/theater room or additional bedrooms. Off of the bonus rooms is access to the garage with a staircase, This feature is great for entering and exiting the home without interruptions. This home is very unique and is a must see!///Bring you large sailboat or motor boat --- extra deep water /bayou near North Bay--located in Panama County Club-Lynn Haven//Great location--on east side of Country club---Home has sea wall --dock--2 car garage. EXPERIENCE THE BEST OF GOLFING AND WATERFRONT LIVING IN THE HIGHLY DESIRABLE CITY OF LYNN HAVEN FL. Total square footage is 4,300+_ . All measurements are approximate and should be verified by the buyer.

2502 Country Club Drive, Lynn Haven
$1,460,000
5 Beds ⋅ 4 Baths ⋅ 777258 MLS
This STUNNING custom built beach home offers breathtaking lakefront views and bedroom views of the Gulf, with 5 bedrooms, 4 full bathrooms, and an incredible outdoor space featuring a private pool, summer kitchen, and built-in sound system! There is an adjoining lot next door is available if desired (not listed) and could be sold as a separate purchase with negotiated terms, only available with the purchase of this property. Inside, you'll find a designer kitchen for entertaining, with custom cabinetry, stainless appliances, and a wine bar. The open-concept living area flows to the outdoor oasis, perfect for relaxing or entertaining. A first-floor guest suite and custom bunk room are ideal for hosting family or maximizing rental income. Upstairs, the Primary Suite and second king bedroom both open to a large balcony with both Gulf AND lake views. Additional guest rooms offer en suites or nearby baths, and a second living area includes a queen sleeper and 75'' TV. This home is turnkey and packed with upgrades--from a Sonos audio system to custom tile work throughout. Whether you're looking for a personal getaway or high-income rental investment property, this home delivers luxury and lifestyle in one!

203 George C Wallace Boulevard, Panama City Beach
$1,245,000
4 Beds ⋅ 4 Baths ⋅ 773352 MLS
Motivated seller please bring all offers ! Vacation-Ready Luxury Just Steps from the Beach - 510 Lyndell Lane, Panama City Beach, FL Welcome to coastal living at its finest! Built in 2022, this stunning 4-bedroom, 4-bathroom custom home offers 3,400 sq ft of modern elegance and comfort—perfectly tailored for both relaxing getaways and high-performing short-term vacation rentals. Just a short stroll from the sugar-white sands of Panama City Beach, this beautifully designed property comfortably sleeps up to 13 guests thanks to a spacious bonus room ideal for kids or additional visitors. The open-concept layout features upscale finishes, a gourmet kitchen, and bright, airy living spaces that seamlessly blend indoor and outdoor living. Step outside to your private oasis with a sparkling pool and hot tub, perfect for cooling off after the beach or enjoying sunset evenings under the stars. Whether you're lounging by the pool or entertaining family and friends, this home was built with vacation in mind. Currently operating as a successful short-term rental with many weeks already booked through the summer, this property offers strong income potential and comes turnkey ready for immediate revenue. Its unbeatable location, high-end amenities, and guest capacity make it an excellent investment with even greater upside. Whether you're looking for a luxurious second home or a top-tier vacation rental opportunity, 510 Lyndell Lane checks every box.

510 Lyndell Lane, Panama City Beach
$1,299,000
4 Beds ⋅ 3 Baths ⋅ 775392 MLS
Welcome to 318 El Prado Place, a fully furnished 4BR/3BA coastal retreat in the heart of Panama City Beach. Recently refreshed main living interiors elevate the home's light-filled, open-concept design, complemented by luxury finishes and seamless indoor-outdoor flow. Enjoy a private backyard oasis with pool and patio, ideal for relaxing or entertaining. Located in a quiet residential enclave just minutes from the Gulf, Pier Park, dining and attractions. Ideal as a primary residence, second home or income-producing investment, with strong short-term rental potential. Turnkey, stylish and thoughtfully updated, this is coastal living at an exceptional value.

318 El Prado Place Place, Panama City Beach
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