Bay County, FL Real Estate | Bay County, FL 5 Bedroom Homes for Sale

Back on the market at no fault of sellers...Welcome to your perfect beach getaway! Conveniently located between the lagoon and the beach. This spacious FULLY FURNISHED 5 bedroom/3 bathroom home offers 2 houses in 1!! The main house (upstairs) is 4 bedroom/2 bath with a full downstairs appt with separate entrance offering 1 bedroom/1 bath. Live in one and rent out the other or rent both. This home features a beautifully updated living space just a short walk from the stunning white sandy beaches. Whether you're looking for a full-time residence, vacation home, or TURN KEY RENTAL, this beach house checks every box. Recently refreshed with updated paint, flooring, and lighting, the home blends modern comfort with coastal charm. Relax and unwind on the outdoor patios where you can feel the breeze. SEPARATE IN LAW SUITE DOWNSTAIRS, Ideal for guest or another source of rental income!! This home offers both convenience and tranquility. Enjoy the ease of beach access just moments from your door, and take advantage of the area's vibrant dining, shopping, and entertainment. Don't miss this incredible opportunity to own a move-in-ready beach property with strong rental potential and room for everyone!

3914 Ural Street, Panama City

$1,199,000

5 Beds ⋅ 5 Baths ⋅ 783789 MLS

🌴Luxury 5-Bedroom Poolside Cottage at Margaritaville Beach Cottage Resort - Panama City Beach🌴 Your Gateway to Paradise! ROI is up 74% over last year, YTD and growing! Experience the ultimate coastal lifestyle at Margaritaville Beach Cottage Resort #31, Panama City Beach's only full-service beachfront resort. This exceptional 5-bedroom, 4.5-bath Caribbean-inspired cottage offers a rare blend of luxury living, resort-style amenities, and outstanding vacation-rental potential. Offering approximately 2,100+ square feet of heated and cooled living space, plus covered outdoor living areas, this thoughtfully designed home is ideal for personal use, second-home ownership, or potential high-performing short-term rentals. With direct access to the resort-style pool and just steps from the private beach, this property delivers an elevated guest experience even during peak seasons. 🏡The Home Step inside to a bright, coastal-chic retreat where modern beach elegance meets comfort and functionality. The open-concept floor plan is designed for entertaining and effortless living, highlighted by luxury vinyl plank flooring, 10-foot ceilings on the main level, and abundant natural light. The chef-inspired kitchen features white quartz countertops, a large island with seating for four, stainless steel gas appliances including a 36-inch range, and an adjacent dining area with seating for eight--perfect for hosting family and guests. The first-floor primary suite offers privacy and convenience with an ensuite bath featuring dual vanities and a walk-in shower, while a well-placed powder room serves the main living area. Upstairs, the home includes two additional ensuite bedrooms, two guest bedrooms connected by a Jack-and-Jill bath, and a discreetly tucked-away laundry area with built-in storage. Enjoy outdoor living on the furnished patio, ideal for relaxing after a day at the beach or pool. 🌊Resort Lifestyle & Amenities Margaritaville Beach Cottage Resort is a fully built-out, full-service beachfront community offering an impressive lineup of amenities: 580 feet of private beachfront with chair & umbrella service 2.5-acre heated oasis pool 425-foot lazy river and waterslides Poolside food & beverage service Paddleboard and kayak rentals Game lawn and beachfront activities On-site professional rental management team Daily resort services The resort's multi-level entertainment center is now open and beautifully completed, featuring a full-service restaurant, fully equipped fitness center, arcade, conference and event spaces, creating an exceptional environment for vacation rentals, corporate retreats, family reunions, and group gatherings. 📍Prime Panama City Beach Location Located just 2 miles from Pier Park, owners and guests enjoy easy access to championship golf, premier dining, shopping, entertainment, fishing, boating, and the iconic emerald waters of the Gulf of America. Located 15.7 miles from Northwest Florida Beaches International Airport. ⭐Investment & Lifestyle Opportunity Backed by a globally recognized coastal luxury lifestyle brand and supported by on-site professional rental management, this property represents a rare opportunity to own a luxury poolside cottage in one of Panama City Beach's most desirable resort communities. Live the dream. Share the dream. Welcome to Margaritaville Beach Cottage Resort #31.

13649 Banana Wind Way Unit 31, Panama City Beach

$472,000

5 Beds ⋅ 2 Baths ⋅ 783676 MLS

Extremely successful cash-flowing short-term rental in a neighborhood that allows STR. This newly remodeled Laguna Beach property situated in the highly desirable west Panama City Beach, just 2.5 blocks from the Gulf! 4-minute short distance or a 1-minute golf car ride. This one-of-a-kind property boasts two separate income approaches, maximizing returns. The front is an adorable guest quarters that is a 2 bedroom and 1 bath, excellent for accommodating in-laws, or generating rental income. Complete with a master suite, living room, open kitchen/dining area, bunkbed room, additional sleeping space including a loft area, it has the option to come fully furnished. The second living area is a spacious 3-bedroom, 1-bathroom mobile home featuring attractive vinyl flooring throughout, an open floor plan, new electrical, new HVAC, septic system pumped 4/4/2025, new insulation, and a bonus room. Outside, enjoy a fantastic lookout deck atop the home. Situated on a generous 50x100 lot on a dead-end street (no pass-through traffic). Mini Splits have been added 8/2026. Golfcart and furniture are included, making this a turn-key investment.

230 13th Street, Panama City Beach

$875,000

5 Beds ⋅ 3 Baths ⋅ 782527 MLS

Discover an exceptional privately gated estate on Deer Point Cove Lane, set within a small, private setting and crafted with impressive detail, functionality, and quality throughout. This red-brick residence is introduced by an elongated half-circle driveway, expansive RV parking, and a 2+ car garage wired for electric charging. A detached third garage adds even more versatility and includes a climate-controlled 2,000-bottle wine cellar with Vintage View and Sorbus racking, plus a fully equipped 11×6 secure storage and firearms room. Also available for sale is a separate half-acre, fully buildable lot (estimated $125K value) already improved with power, offering opportunities for future use or added privacy. Additional exterior features include 58 solar panels with two Tesla Powerwalls, a sprinkler system, private Econfina well, septic, security cameras, Ring doorbell, hardwired pathway lighting, Nest thermostats, and two HVAC systems. Inside, the main level features ceramic tile flooring, a newly remodeled kitchen, and an extra-large island topped with an exotic marble-granite hybrid that extends into a full-height backsplash. The GE Café Signature Series appliance suite and Italian copper ductless range hood create a striking focal point. The grand living room showcases 20-foot ceilings and overlooks the saltwater pool and hot tub, supported by pool pumps, filtration system, and gas heater that are less than five years old. Outdoor living includes two dedicated entertainment areas. The first is a fully outfitted pool house kitchen with a fireplace, bar area, refrigerators, microwave, and sound system. Across the patio, the second outdoor kitchen includes a grill, stovetop, wine fridge, refrigerator (plumbed for an icemaker), prep sink, ceiling fan, and its own A/C unit. The main-level owner's suite features coffered ceilings, a sitting area, and double French doors leading to the pool area. The remodeled bath includes live-edge granite counters, vessel sinks, a soaking tub, extensive storage, and a remarkable 12-foot shower with five showerheads. Upstairs, a beautifully updated full bath showcases live-edge granite, oval vessel sinks, a glass-enclosed tub/shower, and frosted glass barn doors. Four additional bedrooms offer generous closet space, including one en suite with a balcony overlooking the pool. The oversized bedroom above the garage provides excellent potential for a media room or other flexible use. This estate offers extensive upgrades, thoughtfully designed spaces, and modern systems, creating a standout opportunity near Deer Point Lake.

4409 Deer Point Cove Lane, Panama City

$1,450,000

5 Beds ⋅ 5 Baths ⋅ 991037 MLS ⋅ 2,783 SqFt.

Beach house with stunning views of the gulf and beach. This three-story home features 5 bedrooms and 5 baths. It is a rental machine generating six figure rental income. There is a community pool behind the house. Garage has been transformed into a game room. There bunk room on main level to accommodate large groups. The exterior has a fresh coat of paint.

19906 Front Bch, Panama City Beach

$2,480,995

5 Beds ⋅ 5 Baths ⋅ 990747 MLS ⋅ 3,477 SqFt.

Introducing a striking four-level coastal haven that rises above Sugar Sand's quiet shoreline with style, comfort, and rare panoramic gulf views. Thoughtfully crafted in 2025 and fully furnished for an effortless arrival, this 3,477-sq.-ft. residence pairs modern architecture with refined coastal design to create an elevated retreat only steps from the beach. Set on an X-flood-zone homesite with impressive third-tier gulf vistas, the home offers a layout designed for both privacy and connection. Multiple king suites span the second and third floors, each with walk-in closets, custom shelving, and serene ensuite baths. A bunk room on the upper level adds family-friendly flexibility, while a private elevator glides between all four floors for seamless movement. The main living level is airy and inviting, wrapped in soft coastal tones and anchored by an open chef's kitchen with quartz surfaces, a generous island, premium appliances, and abundant storage. Recessed lighting, crown molding, intentional detailing, and curated furnishings elevate every space, creating a refined atmosphere suited for extended stays or high-demand rental appeal. At the top of the home, a coveted fourth-story viewing balcony delivers an unforgettable vantage point where sweeping gulf horizons and postcard sunsets feel close enough to touch. Morning coffee and evening wine both find their perfect moment here. An expansive driveway and covered parking accommodate six or more vehicles, offering a rare level of convenience for beach living. Outside, the gated Sugar Sand community enhances the experience with quiet streets, deeded beach access points, and anticipated resort-style amenities, including a gulf-front clubhouse with pool and fitness center, boutique shopping, dining, and landscaped common areas. Steps from the uncrowded shoreline of Mexico Beach and designed for comfort, longevity, and turnkey enjoyment, this remarkable coastal residence presents a rare chance to own a brand-new, fully furnished luxury home in one of the Forgotten Coast's most desirable settings.

205 Sugar Sand E, Mexico Beach

$1,799,000

5 Beds ⋅ 4 Baths ⋅ 987163 MLS ⋅ 1,792 SqFt.

MAJOR PRICE REDUCTION!!! ----- GULF-FRONT, NO HOA, RENTAL READY WITH $139,559 ON THE BOOKS! Step directly onto the sugar-white sand from this remodeled 5-bedroom, 4 full baths beach retreat offering sweeping Gulf views from the main living level and private bedrooms. Designed for gathering, the open living/dining/kitchen frames the emerald water as the backdrop for sunsets, seafood nights, and memory-making. A clever 10' x 12' loft in one bedroom creates an extra sleeping zone or kid-approved hideaway--ideal for maximizing guest capacity. Recent updates and the seller-reported 2,232 sq ft of heated/cooled space include an enclosed former garage that expands everyday comfort and rental flexibility. Multiple bedrooms on separate levels provide privacy for larger groups, while four full baths keep beach days effortless. Outside, rinse off and head straight to the deck to watch dolphins cruise and the sky glow at golden hour. Major perks: NO HOA a rare Gulf-front find that supports short-term rental potential plus a layout and location travelers love: direct beach access, panoramic views, and minutes to coastal dining, shopping, and entertainment like Top Golf. Dolly's Pirate Voyage, Pier Park!.

17203 Front Beach Rd Unit # 2, Panama City Beach

$1,500,000

5 Beds ⋅ 4 Baths ⋅ 991357 MLS ⋅ 2,250 SqFt.

Aloha Beaches - Steps to the Sand | Private Pool | Gulf Views. Welcome to Aloha Beaches, your ultimate Panama City Beach investment property. Just 100 feet from the sugar-white sand, this spacious three-story coastal home offers excellent potential as a short-term rental, vacation retreat, or income-producing asset. Designed for comfort and entertainment, it provides the ideal setup for large groups and families looking to enjoy the Gulf Coast lifestyle. What You'll Love: Private heated pool for relaxing after beach days 4 bedrooms plus a bonus lounge area that can sleep up to 14 guests 4 full bathrooms offering convenience and privacy Elevator access to all three floors Gulf views from the expansive top-floor balcony Multiple king suites with private balconies First-floor suite with kitchenette and pool access ideal for guests seeking privacy Bright, open-concept living area perfect for gatherings and entertaining The home is fully appointed with coastal finishes, stylish furnishings, and thoughtful details that make it turnkey and ready to perform as a high-income rental. Location Highlights: Situated on the desirable west end of Panama City Beach, this property offers a peaceful setting just minutes from Pier Park, 30A, and top dining, shopping, and entertainment. Guests love the combination of tranquility and convenience, making Aloha Beaches a consistent favorite among vacation renters. Whether you're seeking a strong cash-flowing investment property or a personal coastal getaway that pays for itself, Aloha Beaches delivers unmatched lifestyle and income potential on Florida's Emerald Coast.

17820 Front Beach Rd Unit UNIT B, Panama City Beach

$1,647,000

5 Beds ⋅ 5 Baths ⋅ 989358 MLS ⋅ 3,159 SqFt.

PRICE Reduction of 50,000 dollars! Home is now completed! Ready for Short-term Rental. Rental Projection of $200 to $220 thousand annually. New Construction Coastal Retreat - Fully Furnished. Discover this beautifully crafted coastal luxury home, located on the highly desirable West End of Panama City Beach--just steps from the Gulf's most beautiful beaches. Completed, and tastefully decorated, this residence offers both a serene retreat and exceptional $178,000 Rental Projection per year of income-producing potential. This 5-bedroom, 4.5-bathroom home spans two stories with parking for 6 vehicles and designed for both comfort and sophistication. The chef's kitchen is a true showpiece, featuring upgraded stainless -steel appliances, including a French-door refrigerator, gas cooktop, dishwasher, and wall oven/microwave combination. Custom 42'' white shaker cabinetry, quartz countertops, and a spacious walk-in pantry complete this gourmet space. The open design flows seamlessly to outdoor living with a 12'x24' private saltwater pool, gas-heated for year-round enjoyment. Additional highlights include: " Gas tankless water heater " Hurricane-impact rated windows " Durable metal roof & Hardie siding " 8' interior and exterior doors " 10' ceilings on both levels A spacious game room that offers views of the pool, while multiple living areas provide plenty of space for entertaining. Conveniently located within walking distance to the pristine white-sand beaches, and just minutes to 30A, Pier Park shopping, dining, entertainment, and a short ride to local grocery stores, this home is the perfect blend of luxury and convenience. Whether as a private coastal escape or a high-yield vacation rental, this home presents a rare opportunity on the beautiful West end.

254 Sands St, Panama City Beach

$2,380,995

5 Beds ⋅ 5 Baths ⋅ 990746 MLS ⋅ 3,378 SqFt.

This thoughtfully crafted coastal haven rises just moments from the quiet shoreline, offering sunlit interiors, refined finishes, and outdoor spaces that turn evenings into memories. With multiple king suites, generous gathering areas, and breezy upper-level porches that catch soft gulf views, the home is designed to host large families and groups with comfort and style. A spacious fire pit anchors the backyard for starlit nights and relaxed conversation, while the chef-inspired kitchen, butler's pantry, and open living room set the stage for effortless entertaining. Across three beautifully planned levels, every detail invites unwinding, reconnecting, and savoring the slower rhythm of the coast. On the entry level, a welcoming foyer leads to ample under-house parking, ideal for guests arriving with beach gear or carts. The main living floor unfolds with an expansive gathering space, anchored by a polished kitchen with high-end appliances, a beverage cooler, a wet bar, and island seating for five. A dining area for 10 keeps everyone connected during meals, and a serene king suite completes this level. Upstairs, two primary suites offer private balconies and spa-like baths with walk-in showers and double vanities. Another king bedroom and a bunk room with twin-over-twin bunks share a hall bath with a tub and shower combination. A dedicated laundry room with a soaking sink adds convenience for extended stays. Outdoor living is every bit as inviting as the interiors. Covered porches offer shaded spots for morning coffee or afternoon reading, and the large custom fire pit creates an intimate focal point for gathering after sunset. High-speed Wi-Fi, smart TVs, and thoughtful touches throughout ensure comfort for every guest. Parking is generous, with room for four to five vehicles in the driveway and access to abundant overflow parking nearby. Electric golf carts are permitted, making it easy to reach the beach and explore the surrounding area. Set within a private, gated coastal enclave, the home enjoys walkability to quiet gulf-front sand, future community amenities, and the conveniences of nearby shops and dining. With new-construction craftsmanship, multiple king suites, peek-a-boo gulf views, and a layout perfectly suited for groups, this exceptional retreat pairs modern comfort with a relaxed coastal spirit.

209 Sugar Sand E, Mexico Beach

$579,000

5 Beds ⋅ 4 Baths ⋅ 783125 MLS

***BEST PRICE PER SQUARE FOOT CHEROKEE HEIGHTS HOME!!!*** The sellers have spared no expense in upgrading this absolutely GORGEOUS 3,649 square foot 5 bedroom, 3.5 bathroom 2 story brick veneer home in the highly desirable Cherokee Heights community. As you enter the home you are greeted with a den/office that leads into the updated kitchen. The electric fireplace in the living room gives the space a cozy feeling and the high 2 story ceilings give the home a much larger feel. Adjacent to the kitchen is a spacious breakfast/dining nook. There are 2 master bedrooms(1 downstairs & 1 upstairs) with adjoining bathrooms. An updated wet bar, half bath, and laundry room complete the downstairs. Upstairs you have a large loft space perfect for entertaining, along with the additional 4 bedrooms(one is hidden behind a white bookshelf) and 2 full baths. Upgrades and updates include but are not limited to: 2019 roof, new water heater, new HVAC, new waterproof LVT flooring and premium padding carpet, new kitchen cabinets, quartz countertops, tiled backsplash, stainless steel appliances, renovated wet bar and bathrooms, newly painted interior, all new light fixtures(added recessed lighting in all rooms), and new garage shelving for additional storage. Step outside to a spacious covered pergola and deck, 6 ft privacy fenced backyard(big enough to add a pool), and a storage shed that if finished out would make a perfect office/man cave/she shed :-} All interior furniture, TV's, and washer and dryer are negotiable and can be purchased separately. All information is approximate and should be verified by buyers if important.

5007 Pretty Way, Panama City

$419,500

5 Beds ⋅ 2 Baths ⋅ 782925 MLS

*** Huge, and elegant white 5 bedrooms/ 2 baths concrete corner house *** One of the biggest houses in THE COVE neighborhood. Centrally located within walking distance to Cherry, Jinks, and Bay Schools, and short drive to the beach, St. Andres Bay, downtown and the Tyndall Air Force Base! *** Over $200K in upgrades! Completely renovated with modern finishes, new flooring, freshly painted, recessed lighting trough out, stainless steel appliances, metal roof, landscaped, and much more! 2,328 Sq ft. 1 Car garage + 6 Parking spaces, and great patio area for kids' playground, BBQ, pets, you can even install an above ground pool for this summer! Call now, it won't last *

1006 E 2nd Court, Panama City

$599,000

5 Beds ⋅ 3 Baths ⋅ 782817 MLS

Great investment property! Three units, two 2-bedroom units and one studio, just steps from Beach Access 50. Beautiful view of The Gulf from the thitd story deck. This long term investment rental is right across the street from the park and features lots of parking, a spacious back yard and is within walking distance of many restaurants and bars. All measures approximate, please verify if 100% accuracy is needed.

604 Lantana Street, Panama City Beach

$295,000

5 Beds ⋅ 3 Baths ⋅ 782783 MLS

Welcome to 110 N Vestavia Street, a spacious 5-bedroom, 3-bath home located on the highly sought-after West End of Panama City Beach. Known for its quieter atmosphere, wider beaches, and relaxed coastal charm, this area offers the perfect balance of tranquility and convenience. Just minutes from the sugar-white sands and emerald waters of the Gulf, this property places you close to beach access while remaining tucked away from the heavy tourist traffic. The West End is prized for its laid-back feel, scenic surroundings, and proximity to Pier Park, dining, shopping, and top local attractions—without sacrificing privacy. Inside, the generous floor plan offers flexibility for full-time living, vacation use, or investment potential, with five bedrooms providing ample space for guests or multigenerational living. Three full bathrooms enhance comfort and functionality, making this home ideal for entertaining or coastal living. Whether you're seeking a primary residence, second home, or income-producing property, this West End Panama City Beach location offers exceptional value and an unmatched coastal lifestyle.

110 N Vestavia Street, Panama City Beach

$1,647,000

5 Beds ⋅ 5 Baths ⋅ 781490 MLS

New Price Reduction by $50 Thousand dollars! Construction of this beautiful Coastal Retreat is completed! Great Short -Term Rental Projection of $200 to $220 thousand annually. This home comes fully furnished and tastefully decorated. Discover this wonderfully crafted luxury home. Located on the highly desirable West End of Panama City Beach--just steps from the Gulf's most beautiful beaches. This residence offers both a serene retreat and exceptional income-producing potential. With 5-bedrooms and 4.5-bathrooms the home spans two stories with parking for 6 vehicles and designed for both comfort and sophistication. The chef's kitchen is a true showpiece, featuring upgraded stainless-steel appliances, including a French-door refrigerator, gas cooktop, dishwasher and wall oven/microwave combination. Custom 42'' white shaker cabinetry, quartz countertops, and a spacious walk-in pantry complete this gourmet space. The open design flows seamlessly to outdoor living with a 12'x24' private saltwater pool, equiped with a gas heater for year-round enjoyment. Additional highlights include: • Gas tankless water heater • Hurricane-impact rated windows and doors • Durable metal roof & Hardie siding • 8' interior and exterior doors • 10' ceilings on both levels A spacious game room that offers views of the pool, with multiple living areas to provide plenty of space for entertaining. Conveniently located within walking distance to the pristine white-sand beaches, and just minutes to 30A, Pier Park shopping, dining, entertainment, and a short ride to local grocery stores, this home is the perfect blend of luxury and convenience. Whether as a private coastal escape or a high-yield vacation rental, this home presents a rare opportunity on the beautiful West end.

254 Sands Street, Panama City Beach

$1,495,000

5 Beds ⋅ 3 Baths ⋅ 781328 MLS

Coastal luxury without the gulf front pricing. It is located directly across the street from the Gulf with a large pool and outdoor area. Surf Drive is a short unique street in PCB. It is only a mile long so there is not much traffic. This house is in an upscale area with many large gulf front houses within the block. This beautiful home was completely updated in 2024 and 2025. The large pool area is a great place to hang out and enjoy being at the beach. The whole pool area has stone pavers with many tables and chairs. There is both a pool and hot tub. A vinyl fence surrounds the house. All of the ceilings are shiplap and all of the flooring is LVP. It is completely furnished and rental ready. It is a corner lot with stone pavers. Parking will never be a problem as there is parking in front of the house as well as the side. It is a very short walk to either beach walk 19 or 20. You can be on the sand within a couple of minutes from the driveway. There is a large master bedroom with a large closet that can be used to put a port-a-crib for small children. A new AC was installed in addition to the other updates. The kitchen, family room and dining room make for a very large open area for the whole group to gather. There is a large big screen TV in the family room. There is a large granite top island in the kitchen that makes it easy to serve meals to a large group. All of the bathrooms are new. The hall bath has a new tub with tile around it and a sliding glass door. The other two bathrooms have tile showers with sliding glass doors. There is blue tooth connections in the bathroom fans so you can listen to music. There are a large number of hooks in the bathrooms for towels and swim suits. The outdoor shower has both cold and hot water on the side of the house when you come in from the beach. The laundry room is off of the kitchen area. The current bed configuration sleeps 18 including the pull out couch. The bunk bedroom has large built in wood bunks that can sleep 4 adults easily and even more children.

8312 Surf Drive, Panama City Beach

$1,500,000

5 Beds ⋅ 4 Baths ⋅ 781115 MLS

Aloha Beaches - Steps to the Sand | Private Pool | Gulf Views. Welcome to Aloha Beaches, your ultimate Panama City Beach investment property. Just 100 feet from the sugar-white sand, this spacious three-story coastal home offers excellent potential as a short-term rental, vacation retreat, or income-producing asset. Designed for comfort and entertainment, it provides the ideal setup for large groups and families looking to enjoy the Gulf Coast lifestyle. What You'll Love: Private heated pool for relaxing after beach days 4 bedrooms plus a bonus lounge area that can sleep up to 14 guests 4 full bathrooms offering convenience and privacy Elevator access to all three floors Gulf views from the expansive top-floor balcony Multiple king suites with private balconies First-floor suite with kitchenette and pool access ideal for guests seeking privacy Bright, open-concept living area perfect for gatherings and entertaining The home is fully appointed with coastal finishes, stylish furnishings, and thoughtful details that make it turnkey and ready to perform as a high-income rental. Location Highlights: Situated on the desirable west end of Panama City Beach, this property offers a peaceful setting just minutes from Pier Park, 30A, and top dining, shopping, and entertainment. Guests love the combination of tranquility and convenience, making Aloha Beaches a consistent favorite among vacation renters. Whether you're seeking a strong cash-flowing investment property or a personal coastal getaway that pays for itself, Aloha Beaches delivers unmatched lifestyle and income potential on Florida's Emerald Coast.

17820 Front Beach Road Unit B, Panama City Beach

$779,000

5 Beds ⋅ 3 Baths ⋅ 781066 MLS

1.2 Acres • Under $800K • 10 Minutes to Lynn Haven. TWO PARCELS 07899-557-000 & 07899-558-000 This beautifully designed 5BR/3BA home sits on a peaceful spring-fed lake and offers exceptional indoor and outdoor living. The main level features formal living and dining rooms, a spacious family room with fireplace, and a custom kitchen with island, pull-out cabinetry, and abundant storage. A private guest bedroom and full bath are also located downstairs. Upstairs, the oversized bedrooms offer generous closet space. The luxurious primary suite includes his and hers walk-in closets, a 20x10 sitting area, tray ceiling, private fireplace with built-ins, and a spa-style bath with claw-foot tub and separate shower. The second-floor family/bonus room with French doors and additional fireplace provides flexible living space. Notable upgrades include crown molding, chair rail, decorative archways, tile flooring, multiple fireplaces, surround sound, and extensive built-ins throughout. Outdoor living includes a screened porch, gunite pool, gazebo, and direct access to the lake for fishing, jet skiing, and water sports—all from your own backyard.

3400 Nautical Drive, Southport

$1,590,000

5 Beds ⋅ 5 Baths ⋅ 780788 MLS

Welcome to the captivating white sandy beaches of Panama City Beach, Florida!! This exquisite one owner 3 story, 5 bedroom/5 bath beach house has been a revered family getaway since 2016. Come see the alluring views and enjoy the warm, inviting designer finishes that this fully furnished front beach property offers. It features solid wood cabinetry, leathered granite surfaces, all stainless appliances, & a large elevator for bringing up groceries or helping those who are physically challenged. It has an on-demand tankless gas water heater and a security system. The dishwasher, microwave, & stove have been replaced within the past 3 years. Smaller A/C unit was replaced last year. Parking for 2 cars in the oversized attached garage, 4 cars in the driveway and plenty of parking on the adjacent beach roadside allows for large holiday gatherings. Both large balconies (210 sq. ft.) offer amazing sunset views of the Gulf of Mexico! This property was utilized as a vacation rental in the past 3 years and netted over $80K in its first year. RENTAL SALES & PROJECTION REPORTS AVAILABLE. Whether you're looking for a primary, secondary, or an investment property, this home will exceed your expectations. PRICED TO SELL!! It won't be available for long. We will need a 24-72 hour notice to show this property. Listing agent's husband built this property.

19902 Front Beach Road, Panama City Beach

$479,999

5 Beds ⋅ 3 Baths ⋅ 780275 MLS

These homes feature recently renovated open-concept kitchen with stainless steel appliances and solid surface counters. The main home includes three bedrooms, two bathrooms, and a spacious bonus room. The secondary home offers two bedrooms and a recently updated bathroom. The main home also boasts a backyard pool and pavilion area, with both homes secured by fencing for privacy. Both properties share a septic system and well, which has a newly installed filtering system. The metal roofs on both homes are less than seven years old. This beautiful property is located within a half-mile of Deerpoint Park and Boat Ramp.

4806 High Point Drive, Panama City

$1,799,000

5 Beds ⋅ 4 Baths ⋅ 779658 MLS

MAJOR PRICE REDUCTION!!!!----- GULF-FRONT, NO HOA, RENTAL READY WITH OVER $139,559 IN BOOKINGS THIS YEAR SO FAR!!! Step directly onto the sugar-white sand from this remodeled 5-bedroom, 4 full baths beach retreat offering sweeping Gulf views from the main living level and private bedrooms. Designed for gathering, the open living/dining/kitchen frames the emerald water as the backdrop for sunsets, seafood nights, and memory-making. A clever 10' x 12' loft in one bedroom creates an extra sleeping zone or kid-approved hideaway--ideal for maximizing guest capacity. Recent updates and the seller-reported 2,232 sq ft of heated/cooled space include an enclosed former garage that expands everyday comfort and rental flexibility. Multiple bedrooms on separate levels provide privacy for larger groups, while four full baths keep beach days effortless. Outside, rinse off and head straight to the deck to watch dolphins cruise and the sky glow at golden hour. Major perks: NO HOA--a rare Gulf-front find that supports short-term rental potential--plus a layout and location travelers love: direct beach access, panoramic views, and minutes to coastal dining, shopping, and entertainment like Top Golf. Dolly's Pirate Voyage, Pier Park!.

17203 Front Beach Road Unit 2, Panama City Beach

$1,349,000

5 Beds ⋅ 3 Baths ⋅ 778756 MLS

Great Investment Property Opportunity with solid rental history. No HOA and located just 1 block to the Beach and Gulf. Large lot...... Great outdoor living space with private pool and hot tub. 5 Bedrooms all located on Level 2. Golf Cart can be included as part of purchase.

522 Lyndell Lane, Panama City Beach

$2,390,000

5 Beds ⋅ 6 Baths ⋅ 778682 MLS

STRIKING 1ST TIER COASTAL RETREAT! Perfectly positioned in the heart of the gated Sugar Sands community, this new 5-bedroom, 5.5-bath home delivers resort-style amenities, sweeping Gulf views & thoughtfully designed spaces ideal for family gatherings or exceptional rental income potential. The ground level welcomes you with a covered entrance, inviting foyer, dual garages perfect for vehicles or golf carts, outdoor shower, half bath & elevator access to all levels. The heart of the home awaits on the second floor with an open-concept living area featuring expansive seating, built-in storage, & broad decks that extend your living space outdoors. Panoramic views of the coastline set the backdrop for entertaining, while the chef's kitchen boasts top-of-the-line stainless appliances, a 4-burner gas range with griddle, oversized island with seating, butler's pantry, & coffee bar. A full dining area & breakfast bar offer plenty of room for casual meals or elegant dinners. The layout is designed for privacy & flexibility. On the first floor, two luxurious king suites feature private deck access & spa-style baths with double vanities & zero-entry showers. Two additional queen bedrooms with private balconies & a shared bath provide comfortable accommodations for guests. The bunk room keeps family close by while giving kids their own retreat. The loft lounge on the top floor is the ultimate sunset perch, overlooking miles of uncrowded beaches protected by nearby Tyndall AFB—ensuring endless privacy & unspoiled Gulf views. The spacious yard includes irrigation, gravel patio, & room to add a pool, making outdoor entertaining easy. Community amenities feature a resort-style pool, fitness center, clubhouse, & private golf cart beach access just steps away. Offered fully furnished & turnkey, this home is ready for immediate enjoyment or strong rental performance. Call today for your private tour & LIVE THE BEACH LIFE!

221 Dunes Drive, Mexico Beach

$1,280,000

5 Beds ⋅ 6 Baths ⋅ 777112 MLS

Owner is ready to sell! Huge price reduction! This unit is very popular being by the ''Lazy River'' and pool. Unit is turn key, everything down to the Margaritaville Frozen Drink Machine! Now there's no where else to go, the new Amenity Center has everything you will need on your vacation. In addition to 2.5 acres of Slides and pools. Featuring a poolside bar and snack truck for your guests convenience. Private Beach Access with beach chairs and paddle boards available to resort guests and owners.

13641 Banana Wind Way, Panama City Beach

$2,490,000

5 Beds ⋅ 5 Baths ⋅ 775731 MLS

New Construction Water View home located in the new gulf front subdivision Sugar Sands in the coastal town of Mexico Beach offering gulf front pool, clubhouse and boardwalk. This 5 bedroom 4.5 bath home offers awesome views of the gulf and has its own pool with spa. Interior ecompasses 4000 Sq Ft with large custom kitchen, island and wet bar with wine fridge. Downstairs master bedroom has private porch and its own laundry. Take the elevator to the second master suite and the two balconies with views of the gulf. All the extras are included. Check out the pictures and all of the specs. All information provided is to be verified by the buyer.

201 E Sugar Sand, Mexico Beach

$1,399,000

5 Beds ⋅ 5 Baths ⋅ 769930 MLS

Beach house with stunning views of the gulf and beach. This three story home features 5 bedrooms and 5 baths. It is a rental machine generating six figure rental income. There is a community pool behind the house. Garage has been transformed into a game room. There bunk room on main level to accommodate large groups. The exterior has a fresh coat of paint.

19906 Front Beach Road, Panama City Beach

$218,000

5 Beds ⋅ 2 Baths ⋅ 774050 MLS

HUGE PRICE DROP!!!!! **Investor Special!!!! NEEDS FLOORS, paint and a creative person!!** Eligible for a FHA203K Rehab Loan!!!!! Right in the middle of town with all these perks! Fruit trees (olive, peach and apple tree), a shed and lots of space. **Solar panels for a cheap utility bill too! **WILL BE PAID OFF AT CLOSING!! (With full price offer)** House will need some updates but some are in the works. The kitchen is updated! New cabinets, countertops and floors. There is a nice big bonus room you can use as a dining room and such a lovely back yard to enjoy family time while you grill. Schedule your showing today to see all this house has to offer! Minutes from the beach, restaurants, schools and shopping.

1912 Chestnut Avenue, Panama City

$979,000

5 Beds ⋅ 5 Baths ⋅ 775306 MLS

Situated in the heart of Margaritaville Beach Cottage Resort, this thoughtfully designed beach cottage delivers a carefree, resort-style lifestyle paired with exceptional short-term rental potential. Just steps from the community's vibrant centerpiece, The Club, owners and guests enjoy access to a resort-caliber amenity set, including an expansive oasis-style pool, towering waterslide, lazy river, and poolside bar and grill with full-service dining. A short stroll leads to 580 feet of dedicated sugar-white sand beach, where chair and umbrella service, beachside dining, and the emerald waters of the Gulf create the quintessential 30A experience. Coming this June, the resort's amenity suite expands further with the debut of the License to Chill Restaurant, a state-of-the-art fitness center, and a family-friendly arcade. Inside, the cottage's open-concept floor plan is designed for gathering, with abundant natural light and coastal-inspired interiors that evoke a bright, playful beach aesthetic. The gourmet kitchen features a striking oversized quartz island, ideal for entertaining. The main-level primary suite opens directly to a private six-person hot tub, offering a peaceful retreat after a day at the beach. Thoughtfully furnished and turn-key, this home is perfectly positioned to serve as a personal getaway or high-performing rental, blending relaxed luxury with long-term investment value.

129 Paradise Found Circle, Panama City Beach

$1,245,000

5 Beds ⋅ 4 Baths ⋅ 773352 MLS

Motivated seller please bring all offers ! Vacation-Ready Luxury Just Steps from the Beach - 510 Lyndell Lane, Panama City Beach, FL Welcome to coastal living at its finest! Built in 2022, this stunning 4-bedroom, 4-bathroom custom home offers 3,400 sq ft of modern elegance and comfort—perfectly tailored for both relaxing getaways and high-performing short-term vacation rentals. Just a short stroll from the sugar-white sands of Panama City Beach, this beautifully designed property comfortably sleeps up to 13 guests thanks to a spacious bonus room ideal for kids or additional visitors. The open-concept layout features upscale finishes, a gourmet kitchen, and bright, airy living spaces that seamlessly blend indoor and outdoor living. Step outside to your private oasis with a sparkling pool and hot tub, perfect for cooling off after the beach or enjoying sunset evenings under the stars. Whether you're lounging by the pool or entertaining family and friends, this home was built with vacation in mind. Currently operating as a successful short-term rental with many weeks already booked through the summer, this property offers strong income potential and comes turnkey ready for immediate revenue. Its unbeatable location, high-end amenities, and guest capacity make it an excellent investment with even greater upside. Whether you're looking for a luxurious second home or a top-tier vacation rental opportunity, 510 Lyndell Lane checks every box.

510 Lyndell Lane, Panama City Beach

$1,900,000

5 Beds ⋅ 4 Baths ⋅ 766364 MLS

Gulf of America deepwater access with 108' of waterfront! No HOA!! $200k Remodeling allowance. Boating/fishing and the deepwater access are a big draw to this property. The 9' deep channel is partially, privately owned by you and shared by your neighbors. There is a 10,000 lb. boatlift at your beautiful dock. Seller currently stores his 60' boat on this lift but has traditionally stored a 70' vessel. The dock area is equipped with a 50-amp electrical service. Historically, this neighborhood was part of a sawmill operation. This spectacular home was serviced and updated using Ramjack in 2014 and the pool area was Ramjack serviced in 2019. The driveway can easily hold 8 cars for memorable pool parties and cookouts. The 2-car garage has a decked attic and access stairs. There is also a curved driveway with a convenient carport. Additional insulation was added in the attic in 2014. In 2020, the roof was replaced including new 3/4'' decking. The 40 solar panels were purchased and paid off in 2021. Panels are direct feed with no battery back-up. A/C is comprised of 1-5-ton unit purchased 3 yrs ago and 2-2.5-ton units purchased 6 years ago. Seller says in the heat of the summer the cooling bill is under $100/month! Inside you'll enjoy beachy floor tile throughout and tasteful granite countertops in the spacious kitchen. Seller guesstimates $100k to modify and update the indoor pool area to his liking. This is part of why Seller is offering a $200k concession. The incredible views of the water from the kitchen, living room, formal dining room and bedrooms contribute to a lifestyle that only a few enjoy. This 5-bedroom 3.5-bathroom slice of paradise does not disappoint. Contact your favorite Realtor and set up a showing today!

419 Bay Shore Drive, Panama City Beach

$1,750,000

5 Beds ⋅ 5 Baths ⋅ 776228 MLS

Welcome to a one-of-a-kind beach retreat located on the highly sought after west end of Panama City Beach, south of Highway 98. Now priced over $200,000 below the previous list, this unique coastal estate delivers exceptional value and versatility. Whether you're searching for a full time residence, a second home, or a high performing vacation rental, this property offers a rare opportunity just a short walk from the sugar white sands and turquoise waters of the Gulf. Thoughtfully designed for comfort, space, and income potential, the property includes a spacious main home, a detached carriage house, a private saltwater pool, and even a citrus garden oasis tucked beneath mature oak trees. The main home spans 2,184 square feet and features 4 bedrooms and 4 full bathrooms, including two primary suites (one on each level), each with spa like en suites and generous walk in closets. The open concept layout flows seamlessly from a sun drenched living room into a chef's kitchen outfitted with solid wood cabinetry, granite countertops, stainless steel appliances, and a large breakfast bar. A dedicated dining area offers plenty of room for entertaining. Upstairs, enjoy a bonus living area with a wet bar that opens to an oversized 350 square foot covered balcony, complete with Gulf views and a built in porch swing, perfect for your morning coffee or sunset lounging. Quality finishes like porcelain tile and wood floors run throughout, adding timeless appeal. Outside, your private saltwater pool with tanning shelf invites you to relax or entertain in style. The surrounding deck has been recently resurfaced, and a covered grilling station makes it ideal for poolside gatherings. An outdoor shower provides convenience after a day at the beach or by the pool. Tucked behind the pool, the 660 square foot Carriage House includes a full kitchen, living and dining areas, 1 bedroom, and 1 full bath, perfect for guests, extended family, or short term rental income. It sits above a large two car garage with private bays and additional storage. (Golf cart not included, but negotiable.) A hidden gem of the property is the lush citrus garden, which produces lemons, limes, tangerines, blood oranges, grapefruits, and more. Shaded seating areas beneath the trees create peaceful corners to unwind year round. This is a rare offering in one of Panama City Beach's most desirable pockets, brimming with amenities, income potential, and priced to move. Whether you're searching for a private retreat, a second home or a unique investment opportunity, this property offers exceptional potential. Schedule your private showing today and experience everything this one of a kind property has to offer.

21806 Webb Street, Panama City Beach

$889,000

5 Beds ⋅ 4 Baths ⋅ 777615 MLS

This is a fantastic price improvement and one of the best values currently available. If you've been considering this property, now is the time to act before it's gone. Experience coastal living at exceptional value. This is a great opportunity! Your One-of-a-Kind Beach Retreat-Steps from the Gulf. Welcome to this stunning, fully furnished beach house just few steps from the Gulf of America. Designed with comfort, elegance and durability in mind, this home offers a rare combination of coastal charm and high end features. Relax on any of the multiple balconies where you can feel the ocean breeze and soak in views of the Gulf and nearby lake. The third floor balcony offers the best of both worlds-gorgeous water views in every direction. Inside, the owner's impeccable taste is evident in every detail. Hurricane proof windows rated to withstand up to 155 mph provide peace of mind, while front-facing windows and transoms are tinted for added privacy and comfort. A private elevator accommodates up to 4 people (1000 lbs), making every level of the home easily accessible. The open-concept living areas feature crown molding thoughout, rich bamboo wood floors, and tile in the kitchen and bathrooms. The gourmet kitchen boasts granite countertops, abundant cabinetry, and stainless steel appliances, while each bathroom also features elegant granite finishes. Special touches include a central vacuum system for convenience, a tankless water heater for energy savings, and a split garage with ample space for tools and storage. The inviting living room offers an electric fireplace-perfect for cozy nights in. The first floor bedroom serves beautifully as a private mother-in-law suite, providing flexibility for guests or extended family. This home is a perfect blend of style, comfort and strength, a true coastal gem ready for its next chapter. Please schedule your private showing on this one of a kind property now!

116 Smugglers Cove Court, Panama City Beach

Bay County, FL 5 Bedroom Homes for Sale

Newest Bay County, FL 5 Bedroom Homes for Sale

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