Bay County, FL Real Estate Search

Bay County, FL 4 Bedroom Homes for Sale

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Newest Bay County, FL 4 Bedroom Homes for Sale

$999,000
4 Beds 4 Baths 786911 MLS
Gulf-View Coastal Retreat | Prime Investment + Luxury Living Welcome to your private tropical oasis--this beautifully updated and professionally designed home offers stunning Gulf views, exceptional indoor-outdoor living, and outstanding short-term rental potential in one of the most desirable areas along Thomas Drive. Thoughtfully curated with high-end finishes, lush landscaping, and inviting entertaining spaces, this property is built to impress both owners and guests alike. The open-concept living, dining, and kitchen area on the second floor is filled with natural light and flows seamlessly onto a spacious balcony--perfect for taking in Gulf views and coastal breezes. With two master suites plus two additional generously sized bedrooms, this home comfortably accommodates large groups, maximizing occupancy and rental income. The first-floor master suite features a private entrance and lock-out capability, creating the ideal setup for a separate rental unit or flexible guest quarters--an investor's dream for dual-income potential. Step outside to your own fenced backyard retreat, complete with a 7-person hot tub, designed for relaxation and memorable guest experiences that drive repeat bookings and top-tier reviews. Located just steps from the beach and minutes from dining, entertainment, and outdoor adventure--including St. Andrews State Park--this home offers the perfect balance of privacy and accessibility in a high-demand vacation market. Investment Highlights: • Strong Airbnb / VRBO income potential • Flexible lock-out floor plan for multiple revenue streams • Gulf views + walkable beach access (premium nightly rates) • Turnkey condition--ideal for immediate rental or personal use • Located in a proven high-demand vacation rental corridor. Whether you're looking for a high-performing investment or a luxurious coastal escape, this property truly offers the best of both worlds. (Buyer to verify all information and dimensions deemed important.)

5522 Thomas Drive, Panama City

$759,000
4 Beds 3 Baths 786747 MLS
There's something about the water! One level. One Owner. Built to be lived in and loved for generations. This WATERFRONT OPPORTUNITY now offers a brighter, more inviting feel. The interior enhancements complements the home's true coastal culture with a private pool, canal frontage, and a covered dock--perfect for fishing, boating, and unwinding by the water. Pack your picnic and head over to Shell Island. The residence features 4 bedrooms and 2.5 baths, including a flex room conveniently located just inside the entry from the drive-through garage, opening on both sides to create a porte-cochère style arrival and exit. No HOA This NorthShore waterfront home is ready for its next chapter and offers an exceptional opportunity along the Emerald Coast (Buyer to verify all dimensions, measurements, fees & written information). Top Features | Property Highlights - Hidden panel Bosch dishwasher seamlessly integrated into the island for a sleek look and ultra-quiet performance - Premium JennAir cooktop - Brand new, never-used Samsung double-door microwave/convection oven - Samsung refrigerator in like-new condition - High-efficiency HVAC system - New drywall with double insulation Top Features | Property Highlights - Hidden panel Bosch dishwasher seamlessly integrated into the island for a sleek look and ultra-quiet performance - Premium JennAir cooktop - Brand new, never-used Samsung double-door microwave/convection oven - Samsung refrigerator in like-new condition - High-efficiency HVAC system - New drywall with double insulation

1006 Goose Bayou Road, Lynn Haven

$1,429,000
4 Beds 5 Baths 997790 MLS 2,705 SqFt.
Welcome to your fabulous beach home, vacation property, or short term rental investment! All furnishings, appliances, decor, and accessories convey with sale, including natural gas Weber grill and outdoor patio seating and 8 Smart TVs. LOCATION, LOCATION, LOCATION! • On the quiet west end of Panama City Beach in a low-density residential neighborhood (no high-rises) • Bike path along Front Beach Road for cycling and walking • Close to Camp Helen State Park, Conservation Park, Frank Brown Park, and Pier Park • 17 miles to Northwest Florida Beaches International Airport (ECP) See the walkthrough video attached to this listing, and ask your agent for the Airbnb link as well. Thank you for your interest. We look forward to your offer! PROPERTY HIGHLIGHTS: " Spacious 3-story coastal home, built in 2020 " Short 3-minute walk to the white sandy beaches - Access #82 " Water views of the Gulf and coastal lake " Sleeps up to 14 guests - ideal for large families or vacation rentals " Three levels, each with living area, kitchen/kitchenette, and covered balcony " 4 bedrooms including two king suites plus bunk room " Ground floor guest suite with king bed, living area, kitchenette, and patio access " Primary suite on second floor with king bed, en-suite bath, soaking tub, glass shower, and double vanities " Open-concept main living area with full kitchen, dining space for 12, and large balcony with water views " Third floor living area with additional kitchenette and balcony access " Bunk room with two sets of bunks plus additional queen and king bedrooms upstairs " Community pool shared by only 10 other homes " Garage plus driveway parking for up to 3 vehicles " Lakefront setting with fishing access and community fire pit Low HOA includes pool maintenance and insurance, maintenance and insurance of all common ground areas and maintenance of palm trees around the property. See listing for floor plans and walkthrough video.

116 Riviera Dr, Panama City Beach

$399,900
4 Beds 2 Baths 997755 MLS 2,217 SqFt.
Set on an expansive half-acre homesite, this charming ranch-style residence offers space, comfort, and flexibility with four bedrooms and three full baths. A wide driveway, two-car garage, and a 10-foot gated entry to the backyard provide ample room for vehicles, boats, or recreational storage, while the large yard creates an inviting setting for outdoor gatherings and everyday relaxation. Inside, the home unfolds with a thoughtful layout designed for both entertaining and quiet retreat. The living room is filled with natural light through striking triangular windows and features vaulted ceilings accented by exposed beams, creating an airy, welcoming atmosphere anchored by a cozy fireplace. Adjacent living spaces include a formal dining room for hosting memorable dinners, a casual breakfast nook for everyday meals, and a secluded theatre or entertainment room for private movie nights or game days. The kitchen is both functional and welcoming, featuring wood cabinetry with exterior hinges, Corian countertops, and thoughtful details such as built-in wine bottle storage for up to eighteen bottles. A breakfast bar seats three, while the built-in desk area offers a convenient spot for organizing daily tasks or managing household routines. Appliances include a GE refrigerator, microwave, and oven, along with a Frigidaire dishwasher. Flooring throughout the home balances warmth and durability with wood floors in the bedrooms and office and tile in the main living areas. The layout provides flexibility for families, remote work, or guests while maintaining comfortable separation between shared and private spaces. Outdoors, the property's generous backyard features mature sycamore, sweet gum, and cypress trees that provide shade and character. An irrigation system helps maintain the landscaping while the brick exterior, metal roof, and newer windows contribute to long-term durability and ease of maintenance. Additional features include a climate-controlled workshop measuring approximately 19.5 by 35 feet, offering exceptional space for hobbies, projects, or storage. Located in the welcoming community of Lynn Haven, this home places you close to parks, local dining, shopping, and some of the area's most loved waterfront spots. Known for its small-town charm and proximity to both Panama City and the bay, Lynn Haven offers a relaxed lifestyle with convenient access to schools, marinas, and everyday amenities.

4326 Pine Tree Ln, Lynn Haven

$399,900
4 Beds 3 Baths 786684 MLS
Set on an expansive half-acre homesite, this charming ranch-style residence offers space, comfort, and flexibility with four bedrooms and three full baths. A wide driveway, two-car garage, and a 10-foot gated entry to the backyard provide ample room for vehicles, boats, or recreational storage, while the large yard creates an inviting setting for outdoor gatherings and everyday relaxation. Inside, the home unfolds with a thoughtful layout designed for both entertaining and quiet retreat. The living room is filled with natural light through striking triangular windows and features vaulted ceilings accented by exposed beams, creating an airy, welcoming atmosphere anchored by a cozy fireplace. Adjacent living spaces include a formal dining room for hosting memorable dinners, a casual breakfast nook for everyday meals, and a secluded theatre or entertainment room for private movie nights or game days. The kitchen is both functional and welcoming, featuring wood cabinetry with exterior hinges, Corian countertops, and thoughtful details such as built-in wine bottle storage for up to eighteen bottles. A breakfast bar seats three, while the built-in desk area offers a convenient spot for organizing daily tasks or managing household routines. Appliances include a GE refrigerator, microwave, and oven, along with a Frigidaire dishwasher. Flooring throughout the home balances warmth and durability with wood floors in the bedrooms and office and tile in the main living areas. The layout provides flexibility for families, remote work, or guests while maintaining comfortable separation between shared and private spaces. Outdoors, the property's generous backyard features mature sycamore, sweet gum, and cypress trees that provide shade and character. An irrigation system helps maintain the landscaping while the brick exterior, metal roof, and newer windows contribute to long-term durability and ease of maintenance. Additional features include a climate-controlled workshop measuring approximately 19.5 by 35 feet, offering exceptional space for hobbies, projects, or storage. Located in the welcoming community of Lynn Haven, this home places you close to parks, local dining, shopping, and some of the area's most loved waterfront spots. Known for its small-town charm and proximity to both Panama City and the bay, Lynn Haven offers a relaxed lifestyle with convenient access to schools, marinas, and everyday amenities.

4326 Pine Tree Lane, Lynn Haven

$1,100,000
4 Beds 4 Baths 786572 MLS
Seller is offering $15k at closing for the addition of a full bathroom on the 1st floor!! Turnkey Panama City Beach investment opportunity just minutes from the Gulf! This spacious 4-bedroom, 2.5-bath coastal home is ideally suited for a short-term rental, second home, or full-time residence and comfortably accommodates up to 12 guests. The thoughtfully designed two-story layout features an open-concept living area, a well-equipped kitchen with ample seating, and a dining space perfect for hosting larger groups. The main-level primary suite includes a walk-in closet, double vanity, and walk-in shower. Upstairs living spaces open to a private balcony--perfect for enjoying coastal breezes after a day at the beach. Downstairs you'll find additional guest bedrooms including a large bunk room designed for fun and functionality, making the home ideal for vacation rental guests and larger families. Multiple smart TVs, workspace areas, and high-speed internet provide comfort for both vacationers and remote workers. Outside, enjoy your private fenced backyard retreat complete with a plunge pool, fire pit, grilling area, and lounge space--perfect for relaxing evenings and memorable beach vacations. Conveniently located just 8 minutes from Pier Park and about 10 minutes to Rosemary Beach and Scenic Highway 30A, Top Golf, Dolly Parton's Pirate Voyage, and Camp Helen State Park this home offers easy access to some of the Emerald Coast's most popular dining, shopping, beaches, and entertainment. With parking for multiple vehicles and a layout designed to host larger groups, this property presents an excellent opportunity for buyers seeking a Panama City Beach vacation home with strong short-term rental appeal.

224 Broderick Place, Panama City Beach

$1,429,000
4 Beds 5 Baths 786550 MLS
Welcome to your fabulous beach home, vacation property, or short term rental investment! All furnishings, appliances, decor, and accessories convey with sale, including natural gas Weber grill and outdoor patio seating and 8 Smart TVs. LOCATION, LOCATION, LOCATION! • On the quiet west end of Panama City Beach in a low-density residential neighborhood (no high-rises) • Bike path along Front Beach Road for cycling and walking • Close to Camp Helen State Park, Conservation Park, Frank Brown Park, and Pier Park • 17 miles to Northwest Florida Beaches International Airport (ECP) PROPERTY HIGHLIGHTS: • Spacious 3-story coastal home, built in 2020 • Short 3-minute walk to the white sandy beaches - Access #82 • Water views of the Gulf and coastal lake • Sleeps up to 14 guests - ideal for large families or vacation rentals • Three levels, each with living area, kitchen/kitchenette, and covered balcony • 4 bedrooms including two king suites plus bunk room • Ground floor guest suite with king bed, living area, kitchenette, and patio access • Primary suite on second floor with king bed, en-suite bath, soaking tub, glass shower, and double vanities • Open-concept main living area with full kitchen, dining space for 12, and large balcony with water views • Third floor living area with additional kitchenette and balcony access • Bunk room with two sets of bunks plus additional queen and king bedrooms upstairs • Community pool shared by only 10 other homes • Garage plus driveway parking for up to 3 vehicles • Lakefront setting with fishing access and community fire pit Low HOA includes pool maintenance and insurance, maintenance and insurance of all common ground areas and maintenance of palm trees around the property. See listing for floor plans and walkthrough video. See the walkthrough video attached to this listing, and ask your agent for the Airbnb link as well. Thank you for your interest. We look forward to your offer!

116 Riviera Drive, Panama City Beach

$2,795,000
4 Beds 5 Baths 997427 MLS 3,048 SqFt.
Discover your dream home and carriage house, designed by New Orleans Architect, Lloyd Vogt. It includes 4 bedrooms, 4-1/2 baths, a tower and the best outdoor shower ever! Located in the exclusive gated beachfront community of Carillon Beach, along Florida's pristine Panhandle Gulf Coast, this property is perfect for a full-time residence, a lucrative investment property, or a serene second home - it checks all the boxes for luxury, location and lifestyle. In the main house, the open floor plan of living, dining, kitchen space and porches is perfect for the casual coastal living style. In the main house, each of the three spacious ensuite bedrooms is beautifully designed, featuring ample natural light and privacy. The downstairs bedroom offers a private entrance, opportunity. The home blends modern aesthetics with upscale charm. The second-floor master suite affords views of the Gulf from its porches. The third-floor tower is a magical getaway with added sleeping space and a commanding 360-degree view of the Gulf, surrounding area and entire community. The main home was completely renovated, down to the studs in 2017, including top grade cabinetry, tile, marble, granite, and a new carriage house constructed in 2023 with a garage below and luxury studio apartment on the second level. This property can be rented separately or together with the main house if the property is used as a rental. The garage is heated and cooled and has a second laundry area and a half bath.This coastal beach-style home is not just a resident but a lifestyle choice, offering peace of mind with gated security and direct access to the Gulf's sandy shores. Whether you're looking for a permanent home that feels like a vacation, a second home or a smart investment opportunity, this property offers flexibility and charm in one of Florida's outstanding communities. Situated in a sought-after location, the house offers secure access to one of Florida's most beautiful beaches, ensuring privacy and exclusivity. The community also boasts amenities like walking trails, 3 community pools, tennis, pickleball and basketball ball courts, along with ample green spaces to be enjoyed. The home's location allows you to take advantage of nearby local attractions, exquisite dining options and boutique shopping. Experience the best of Florida living in this exquisite home, ideally positioned for enjoyment and relaxation. Schedule your private viewing today and step into your new coastal life. The golf cart is available for purchase and there is an Exclusion List of items.

315 Beachside Dr, Panama City Beach

$2,795,000
4 Beds 5 Baths 786539 MLS
PROFESSIONAL PHOTOS COMING SOON! Discover your dream home and carriage house, designed by New Orleans Architect, Lloyd Vogt. It includes 4 bedrooms, 4.5 baths, a tower and the best outdoor shower ever! Located in the exclusive gated beachfront community of Carillon Beach, along Florida's pristine Panhandle Gulf Coast, this property is perfect for a full-time residence, a lucrative investment property, or a serene second home - it checks all the boxes for luxury, location and lifestyle. In the main house, the open floor plan of living, dining, kitchen space and porches is perfect for the casual coastal living style. In the main house, each of the three spacious ensuite bedrooms is beautifully designed, featuring ample natural light and privacy. The downstairs bedroom offers a private entrance, ideal for guests or for rental opportunity. The home blends modern aesthetics with upscale charm. The second-floor master suite affords views of the Gulf from its porches. The third-floor tower is a magical getaway with added sleeping space and a commanding 360-degree view of the Gulf, surrounding area and entire community. The main home was completely renovated, down to the studs in 2017, including top grade cabinetry, tile, marble, granite, and a new carriage house constructed in 2023 with a garage below and luxury studio apartment on the second level. This property can be rented separately or together with the main house if the property is used as a rental. This coastal beach-style home is not just a resident but a lifestyle choice, offering peace of mind with gated security and direct access to the Gulf's sandy shores. Whether you're looking for a permanent home that feels like a vacation, a second home or a smart investment opportunity, this property offers flexibility and charm in one of Florida's outstanding communities. Situated in a sought-after location, the house offers secure access to one of Florida's most beautiful beaches, ensuring privacy and exclusivity. The community also boasts amenities like walking trails, 3 community pools, tennis, pickleball and basketball ball courts, along with ample green spaces to be enjoyed. The home's location allows you to take advantage of nearby local attractions, exquisite dining options and boutique shopping. Experience the best of Florida living in this exquisite home, ideally positioned for enjoyment and relaxation. Schedule your private viewing today and step into your new coastal life. The golf cart is available for purchase and there is an Exclusion List of items.

315 Beachside Drive, Panama City Beach

$325,000
4 Beds 2 Baths 786518 MLS
Introducing 9121 Burnt Mill Creek Road, one of the most peaceful and serene settings in Bay County. Imagine sitting on the 700 square foot deck, overlooking Burnt Mill Creek, listenting the sounds of nature and watching Bald Eagles fly over!! This 4 bedroom, 2 bath home sits on a 3/4 acre lot and has been completely renovated, it needs NOTHING to move in and enjoy. The interior layout is what really makes this home standout. The kitchen is MASSIVE with loads of counter space, abundant cabinet storage and a kitchen island that would be the envy of any home chef. There is also a very generous stainess steel appliance package. From the kitchen you can enjoy the views through the living room, overlooking Burnt Mill Creek. Tiled floors throughout the kitchen and living room make this the perfect home for those that love to spend time in the kitchen and those that like to entertain. The bedroom plan is split with a master suite on one end of the home. The master bath is fully modernized with a tiled walk in shower, double vanities and ship lap siding behind the stylish vanity. There is a bedroom near the master that could be the perfect nursery or extra space for the master. 2 more bedrooms are on the opposite end of the home, sharing a full bath that has been renovated as well with a huge soaking tub and separate shower. And if that was not enough there is another room that can be used as a formal dining room, office or a media room. The interior of the home shows amazingly well and has tile and luxury vinyl plank flooring throughout as well as decorative knock down textured walls. This feels like a high end home without the high end price. The exterior features easy to maintain vinyl siding and a newer roof as well as a fenced in back yard. If you are looking for a slice of paradise that is close to both Panama City and Panama City Beach, look no further!! Call today.

9121 S Burnt Mill Creek Road, Panama City

$1,348,000
4 Beds 4 Baths 786414 MLS
Coastal Elegance Just Steps from the Gulf in Bid-A-Wee! Welcome to 407 Petrel Ave, where beachside living meets modern luxury. Perfectly situated just a short stroll from the Gulf, this beautifully customized home offers stunning Gulf views so you can soak in the coastal vibe from sunrise to sunset. Inside, you'll find thoughtful design and upscale finishes throughout. The open-concept living space features soaring ceilings with exposed wood beams and a cozy fireplace, creating a warm yet refined coastal aesthetic. The chef's kitchen is fully equipped with commercial-grade stainless appliances, a gas range, double ovens, a walk-in pantry, a wine fridge, and a massive island--perfect for entertaining family and friends. There's also a custom wet bar for cocktail hour, and built-in closets throughout the home, including in the garage. This property offers four spacious bedrooms and three luxurious baths, including a stunning primary suite. The master bathroom is a true retreat with a walk-in shower, soaking tub, elegant fixtures, and striking designer finishes. Step outside to your private backyard oasis, where you'll find a heated jacuzzi/pool surrounded by travertine tile, lush tropical landscaping, and a putting green with artificial turf. The outdoor kitchen and bar area include seating, a built-in grill, a sink, and a mounted TV, creating the perfect spot for game days, gatherings, or relaxing evenings under the stars. For added convenience, there's a full outdoor bathroom with a shower--perfect after a beach day or pool party. The oversized garage includes custom cabinetry with a rolling ladder, giving you all the extra storage you need while keeping the space neat and organized. Privacy fencing surrounds the property for a true backyard escape, and there's plenty of parking for guests or golf carts. Whether you're looking for a primary home, a beach getaway, or an investment property, 407 Petrel Ave delivers the best of coastal living with all the luxury upgrades.

407 Petrel Street, Panama City Beach

$279,920
4 Beds 3 Baths 786401 MLS
Take ADVANTAGE of a $10,000 seller contribution that can be applied toward closing costs or an interest rate buy-down, making homeownership more attainable with reduced out-of-pocket costs and a lower monthly payment. Welcome to Nautilus Cove, a gated condominium community located approximately one mile from the Gulf of Mexico in Panama City Beach. This well-maintained and updated condo features a functional floor plan and is suitable for a primary residence, second home, or investment property. Recent updates include a NEW HVAC system (May 2025) with AC unit and condenser. The kitchen was FULLY renovated in 2026 with new cabinets and countertops, along with an updated sink, NEW microwave (2025), and NEW range (2026). Additional improvements include a dishwasher (2023) and refrigerator (2021). Interior upgrades feature NEW vinyl flooring (November 2025) and all three full bathrooms updated with modern vanities and finishes. Nautilus Cove amenities include a community pool, clubhouse, fitness center, barbecue area, playground, and pet-friendly green spaces. The gated community also features sidewalks throughout and security cameras. The HOA covers water, sewer, garbage, landscaping, pest control, and access to all community amenities. Conveniently located approximately two miles from Pier Park, with close proximity to shopping, dining, and entertainment, including Topgolf Panama City Beach, Dolly Parton's Pirate Voyage Dinner & Show, and Camp Helen State Park. Move-in ready condo offering updated features, community amenities, and a desirable location near the beach.

1304 Lighthouse Road, Panama City Beach

$1,340,000
4 Beds 4 Baths 786382 MLS
Designed for effortless coastal living & outdoor enjoyment, this exceptional custom beach home offers a private retreat just moments from the sugar-white sands of Laguna Beach, close enough that a golf cart is simply unnecessary as a 5-minute walk will have your toes in the sand. Thoughtfully crafted & built to high standards, the home blends durability, comfort, and a relaxed beach lifestyle ideal for both personal use & investment potential. The outdoor living space is a true highlight, featuring a private pool with spillover spa, outdoor shower, Fun Kick pool table, sandbox, cornhole, 4Score, and generous space for entertaining & recreation. A paver driveway provides ample parking, while the fenced backyard creates a secluded setting designed for year-round enjoyment. Inside, the home offers 4 well-appointed bedrooms, including a primary suite on both levels, and 3.5 bathrooms, providing privacy & flexibility for guests. Shaded porches on both levels extend the living space outdoors, offering quiet retreats for relaxation. The interior is designed with entertaining in mind, anchored by a spacious kitchen featuring 42-inch cabinetry, quartz countertops, a gas slide-in range & cooktop, a center island with breakfast bar, and a walk-in pantry. Two sets of 8ft French doors create a seamless indoor-outdoor flow, while a metal roof, high-impact windows, tankless water heater, and dedicated laundry room add to the home's quality construction & long-term value. Perfectly positioned near Pier Park's shopping & dining, and offering an abundance of on-site amenities, this inviting beach retreat delivers a fun, family-friendly lifestyle with strong appeal as a primary residence, vacation home, or income-producing property.

213 Sands Street, Panama City Beach

$1,150,000
4 Beds 3 Baths 997050 MLS 2,240 SqFt.
NEW PRICE AND MOTIVATED SELLER! Fully- furnished, gulf-view home with private pool and literally just steps to the beach! Situated on a private road with private beach access, this property offers a unique combination of privacy, convenience, and strong investment potential. This 4-bedroom, 3-bath home features a great layout for enjoying family and friends, an open kitchen, dining and living area, a 2nd living area located just off the pool, and an additional loft area that provides flexible space for guests or additional sleeping quarters. Enjoy gorgeous gulf views from your second and third stories, and a balcony on each level. The second story balcony offers a spacious area with plenty of room to take in the breathtaking views and relax for family meals, sunbathing, morning coffee, and evening sunsets. The fenced backyard is designed for entertaining, and features a private pool and spa, pool deck, covered area to cool off in the shade, and grill space - this is the perfect spot to create new memories! Ideally situated in Panama City Beach and within walking distance to local favorites including Finns, Liza's Kitchen, and Gypsea Crepes, as well as close to shopping, St Andrew's State Park, boating, and more. Properties with these gulf views, private beach access, and private pool at this price point are extremely limited. Come make this your new primary residence, second home, or SHORT-TERM RENTAL INVESTMENT! Schedule your private showing today!

4120 Danny Dr, Panama City Beach

$1,150,000
4 Beds 3 Baths 786327 MLS
RARE OPPORTUNITY to own this fully- furnished, gulf-view home with private pool and literally just steps to the beach! Situated on a private road with private beach access, this property offers a unique combination of privacy, convenience, and strong investment potential. This 4-bedroom, 3-bath home features a great layout for enjoying family and friends, an open kitchen, dining and living area, a 2nd living area located just off the pool, and an additional loft area that provides flexible space for guests or additional sleeping quarters. Enjoy gorgeous gulf views from your second and third stories, and a balcony on each level. The second story balcony offers a spacious area with plenty of room to take in the breathtaking views and relax for family meals, sunbathing, morning coffee, and evening sunsets. The fenced backyard is designed for entertaining, and features a private pool and spa, pool deck, covered area to cool off in the shade, and grill space - this is the perfect spot to create new memories! Ideally situated in Panama City Beach and within walking distance to local favorites including Finns, Liza's Kitchen, and Gypsea Crepes, as well as close to shopping, St Andrew's State Park, boating, and more. Properties with these gulf views, private beach access, and private pool at this price point are extremely limited. Come make this your new primary residence, second home, or SHORT-TERM RENTAL INVESTMENT! Schedule your private showing today!

4120 Danny Drive, Panama City

$450,000
4 Beds 3 Baths 785504 MLS
Spacious Two-Story Home with Vaulted Ceilings & Flexible Living Areas This well-designed two-story home offers generous living space, vaulted ceilings, and multiple flexible areas to suit a variety of needs. The welcoming living room features soaring ceilings, abundant natural light, and an open staircase that adds architectural interest. The kitchen includes ample cabinetry, a pantry closet, tile flooring, a dishwasher, electric range, and a large window over the sink providing natural light. An adjacent dining area offers convenient access to the backyard through French doors. Also, just off the kitchen is a formal dining room great space for those Holiday dinners. The primary bedroom is located on the main level and features a spacious layout, large closet with mirrored doors, and en-suite bath with vanity, dressing area and tub/shower combination. An additional full bathroom serves the remaining bedrooms on the 2nd level. Upstairs, you'll find 3 additional bedrooms and flexible loft-style space overlooking the main living area--ideal for a desk and computer space. Exterior features include a two-car garage, extended driveway, large, fenced backyard, patio space, and mature trees providing shade and privacy. List of most recent improvements: *Roof replaced 2021 *HVAC 2025 *Hot Water heater 2023 *Impact windows in front, newer windows on 2nd floor with shutters. Conveniently located near shopping, dining, and local amenities.

209 Boca Shores Drive, Panama City Beach

$729,900
4 Beds 4 Baths 785918 MLS
Welcome to your waterfront dream home on highly desirable North Bay! This remarkable canal-front property offers the ultimate coastal lifestyle with direct access to the water, a private inground pool, and a 12,000 lb. boat lift designed extra wide to accommodate a boat up to 30 feet. From your backyard, enjoy just a short boat ride to the open waters of the bay and the Gulf, perfect for fishing, cruising, or sunset rides. The private dock is thoughtfully equipped with a fish cleaning station and convenient stairs leading directly into the water, making it ideal for boaters and water enthusiasts alike. Prefer to store your boat out of the water? A separate on-site boat/trailer parking pad provides added flexibility and convenience. This beautifully updated 4-bedroom, 4-bath home has been completely renovated over the past few years, with an effective year built of 2020, and still shows like new. In February 2026, the downstairs flooring was replaced with durable luxury vinyl plank (LVP). There is no tile or carpet anywhere in the home, offering a seamless, modern look throughout. The kitchen is a true centerpiece, featuring newer cabinetry, granite countertops, a large island perfect for gathering, and a unique tile backsplash that complements the home's theme. The spacious dining and living areas provide plenty of room for all your furnishings and open through French doors to a private patio overlooking the stunning backyard and canal views. The first floor offers a well-designed layout with a large primary suite and private bath, an additional bedroom, two more full bathrooms, and a conveniently located laundry room. Upstairs, you'll find two additional bedrooms and another full bath. The rear upstairs bedroom enjoys beautiful water views, while the front bedroom features a private balcony, perfect for morning coffee in peaceful privacy. Designed for entertaining, this home offers multiple indoor and outdoor spaces to host family and friends. The interior has been freshly painted in recent years in a neutral palette that blends beautifully with the updated flooring. Step outside to a fully fenced backyard complete with a utility shed for additional storage. Major improvements over the last five years include a stunning red metal roof, water heater, two air conditioning units, and pool pump, providing peace of mind for years to come. The oversized garage offers abundant storage space, while the home's well and septic system, paired with a water softener, help minimize utility expenses. Additional value: The seller had professional plans drawn to extend the back porch. These plans are included with the sale and have been uploaded to the MLS, offering even more potential to customize your outdoor living space. This is truly one of those homes you must see in person to fully appreciate the thoughtful layout, upgrades, and waterfront lifestyle it offers. Contact your Realtor® today to schedule a private showing before your dream of owning a piece of paradise becomes someone else's reality. Age, schools, square footage, room dimensions, taxes, or any information contained in this MLS listing must be verified by the buyer via personal or professional inspection if important.

4520 Misty Lane, Lynn Haven

$1,299,000
4 Beds 4 Baths 996241 MLS 2,798 SqFt.
OPPORTUNITY ABOUNDS ON THIS LAGUNA BEACH PROPERTY! Welcome to 209 Oleander Drive, ideally located in the heart of Panama City Beach on a spacious L-shaped lot, just steps from the sugar-white sands and emerald waters of the Gulf (less than 600 steps to the beach!). This versatile property is perfect as a primary residence, second home, or income producing long or short-term rental with two separate living spaces. The main house, currently owner-occupied and remodeled in 2017, features bright living spaces and a functional, open flow that is welcoming for both owners and guests. Step outside to enjoy a private outdoor area perfect for relaxing after a day at the beach or entertaining visitors. A standout feature is the 30x30 insulated workshop, offering endless possibilities. With plumbing already in place, it could easily be converted into an additional rental unit, used for a home business, or serve as storage for vehicles or a collection. The property also includes a carriage house (ADU) built in 2023, complete with a two-car garage. Over the past two years, this unit has generated $20,000 annually in short-term rental income, making it an excellent opportunity for buyers seeking immediate investment potential. The two-car garage with separate entrance also offers the option to be converted into additional rental space. Both homes include a full appliance package, tankless water heaters, walk-in showers, and smoke detectors. The property is connected to city water and sewer (no septic), with one shared water/sewer bill and two separate electric meters. Refer to upgrade list in document section. Whether you're looking for a personal beach retreat, an income-producing property, or a combination of both, this unique opportunity offers flexibility, expansion potential, ample storage, and an unbeatable location. Schedule your showing today and discover the possibilities of beach living and investment in Panama City Beach!

209 Oleander Dr, Panama City Beach

$371,475
4 Beds 3 Baths 785801 MLS
Have you and your family dreamed of owning your very own slice of heaven located less than a half a mile from the world's most beautiful beaches? Now is your opportunity! Introducing Salt Creek, the newest townhouse development in Mexico Beach. This community is nestled on the eastern edge of Bay County. This is a spacious 4 bedroom and 2.5-bathroom townhome. On the exterior, you will find quality Color-Plus Hardie Board and 30-year dimensional shingles. Convenience meets security with steel garage doors equipped with openers, weatherproof outlets, hose bibs, and Kwikset deadbolts on all exterior doors. As you enter the front door, you will feel right at home with beautiful EVP flooring at your feet, leading you to the open living room and kitchen and the spacious upstairs. In the kitchen and bathrooms, you will find gorgeous quartz countertops, white cabinets with brushed nickel hardware, and stainless-steel appliances. Stay cool at the beach with energy-efficient cooling and heating systems, Low-E insulated windows with screens, and water-saving elongated commodes. For added security, every home comes equipped with a Safe Haven Surveillance system, Skybell doorbell, Honeywell thermostat, and Deako Smart Switches. Builder provides hurricane window fabric for added protection for needed windows and doors. This will help in insurance premiums and your piece of mind! A one-year builder's warranty and a ten-year structural warranty is included! You will want to bring your boats...There is a public boat launch less than a half of mile from your beautiful townhome that has easy access to the Gulf of America. Only minutes away by boat or land is some of the best bays for scalloping and fishing this state has to offer! You have several dry storage boat facilities very close by if you wanted to leave your boat in the area for those short weekend trips down. A short 15-minute drive to Port St. Joe will provide you with dining and shopping options for you to enjoy. This is a wonderful place to live and raise a family with a laidback and quiet coastal town vibe. Located less than 20 minutes to Tyndall Air Force Base, you could have a straight shot to work every morning with little to no traffic! Escape the hustle and bustle with a peaceful community atmosphere free from heavy traffic and short-term rentals. Welcome to Salt Creek - where coastal living meets modern comfort.

203 Salt Creek Lane, Mexico Beach

$369,900
4 Beds 3 Baths 785800 MLS
Have you and your family dreamed of owning your very own slice of heaven located less than a half a mile from the world's most beautiful beaches? Now is your opportunity! Introducing Salt Creek, the newest townhouse development in Mexico Beach. This community is nestled on the eastern edge of Bay County. This is a spacious 4 bedroom and 2.5-bathroom townhome. On the exterior, you will find quality Color-Plus Hardie Board and 30-year dimensional shingles. Convenience meets security with steel garage doors equipped with openers, weatherproof outlets, hose bibs, and Kwikset deadbolts on all exterior doors. As you enter the front door, you will feel right at home with beautiful EVP flooring at your feet, leading you to the open living room and kitchen and the spacious upstairs. In the kitchen and bathrooms, you will find gorgeous quartz countertops, white cabinets with brushed nickel hardware, and stainless-steel appliances. Stay cool at the beach with energy-efficient cooling and heating systems, Low-E insulated windows with screens, and water-saving elongated commodes. For added security, every home comes equipped with a Safe Haven Surveillance system, Skybell doorbell, Honeywell thermostat, and Deako Smart Switches. Builder provides hurricane window fabric for added protection for needed windows and doors. This will help in insurance premiums and your piece of mind! A one-year builder's warranty and a ten-year structural warranty is included! You will want to bring your boats...There is a public boat launch less than a half of mile from your beautiful townhome that has easy access to the Gulf of America. Only minutes away by boat or land is some of the best bays for scalloping and fishing this state has to offer! You have several dry storage boat facilities very close by if you wanted to leave your boat in the area for those short weekend trips down. A short 15-minute drive to Port St. Joe will provide you with dining and shopping options for you to enjoy. This is a wonderful place to live and raise a family with a laidback and quiet coastal town vibe. Located less than 20 minutes to Tyndall Air Force Base, you could have a straight shot to work every morning with little to no traffic! Escape the hustle and bustle with a peaceful community atmosphere free from heavy traffic and short-term rentals. Welcome to Salt Creek - where coastal living meets modern comfort.

223 Salt Creek Lane, Mexico Beach

$369,900
4 Beds 3 Baths 785798 MLS
Have you and your family dreamed of owning your very own slice of heaven located less than a half a mile from the world's most beautiful beaches? Now is your opportunity! Introducing Salt Creek, the newest townhouse development in Mexico Beach. This community is nestled on the eastern edge of Bay County. This is a spacious 4 bedroom and 2.5-bathroom townhome. On the exterior, you will find quality Color-Plus Hardie Board and 30-year dimensional shingles. Convenience meets security with steel garage doors equipped with openers, weatherproof outlets, hose bibs, and Kwikset deadbolts on all exterior doors. As you enter the front door, you will feel right at home with beautiful EVP flooring at your feet, leading you to the open living room and kitchen and the spacious upstairs. In the kitchen and bathrooms, you will find gorgeous quartz countertops, white cabinets with brushed nickel hardware, and stainless-steel appliances. Stay cool at the beach with energy-efficient cooling and heating systems, Low-E insulated windows with screens, and water-saving elongated commodes. For added security, every home comes equipped with a Safe Haven Surveillance system, Skybell doorbell, Honeywell thermostat, and Deako Smart Switches. Builder provides hurricane window fabric for added protection for needed windows and doors. This will help in insurance premiums and your piece of mind! A one-year builder's warranty and a ten-year structural warranty is included! You will want to bring your boats...There is a public boat launch less than a half of mile from your beautiful townhome that has easy access to the Gulf of America. Only minutes away by boat or land is some of the best bays for scalloping and fishing this state has to offer! You have several dry storage boat facilities very close by if you wanted to leave your boat in the area for those short weekend trips down. A short 15-minute drive to Port St. Joe will provide you with dining and shopping options for you to enjoy. This is a wonderful place to live and raise a family with a laidback and quiet coastal town vibe. Located less than 20 minutes to Tyndall Air Force Base, you could have a straight shot to work every morning with little to no traffic! Escape the hustle and bustle with a peaceful community atmosphere free from heavy traffic and short-term rentals. Welcome to Salt Creek - where coastal living meets modern comfort.

228 Salt Creek Lane, Mexico Beach

$359,900
4 Beds 3 Baths 785797 MLS
Have you and your family dreamed of owning your very own slice of heaven located less than a half a mile from the world's most beautiful beaches? Now is your opportunity! Introducing Salt Creek, the newest townhouse development in Mexico Beach. This community is nestled on the eastern edge of Bay County. This is a spacious 4 bedroom and 2.5-bathroom townhome. On the exterior, you will find quality Color-Plus Hardie Board and 30-year dimensional shingles. Convenience meets security with steel garage doors equipped with openers, weatherproof outlets, hose bibs, and Kwikset deadbolts on all exterior doors. As you enter the front door, you will feel right at home with beautiful EVP flooring at your feet, leading you to the open living room and kitchen and the spacious upstairs. In the kitchen and bathrooms, you will find gorgeous quartz countertops, white cabinets with brushed nickel hardware, and stainless-steel appliances. Stay cool at the beach with energy-efficient cooling and heating systems, Low-E insulated windows with screens, and water-saving elongated commodes. For added security, every home comes equipped with a Safe Haven Surveillance system, Skybell doorbell, Honeywell thermostat, and Deako Smart Switches. Builder provides hurricane window fabric for added protection for needed windows and doors. This will help in insurance premiums and your piece of mind! A one-year builder's warranty and a ten-year structural warranty is included! You will want to bring your boats...There is a public boat launch less than a half of mile from your beautiful townhome that has easy access to the Gulf of America. Only minutes away by boat or land is some of the best bays for scalloping and fishing this state has to offer! You have several dry storage boat facilities very close by if you wanted to leave your boat in the area for those short weekend trips down. A short 15-minute drive to Port St. Joe will provide you with dining and shopping options for you to enjoy. This is a wonderful place to live and raise a family with a laidback and quiet coastal town vibe. Located less than 20 minutes to Tyndall Air Force Base, you could have a straight shot to work every morning with little to no traffic! Escape the hustle and bustle with a peaceful community atmosphere free from heavy traffic and short-term rentals. Welcome to Salt Creek - where coastal living meets modern comfort.

248 Salt Creek Lane, Mexico Beach

$545,000
4 Beds 4 Baths 785770 MLS
Investor Property Alert! 5 Minute walk to the beach. No HOA!! Sellers offer this beautiful Panama City Beach, a fully furnished duplex just a short stroll from the sugar white sand and emerald waters of the Gulf. This turnkey investment opportunity offers the perfect blend of beach lifestyle and strong rental potential in one of Florida's most sought after vacation markets. NO HOA!! Built in 1999 and thoughtfully updated, this open floor aesthetic features two spacious units, each offering two bedrooms and two bathrooms. The interiors have been renovated in recent years post hurricane with modern kitchens, backsplash, granite countertops, stainless steel appliances, and updated bathrooms that appeal to today's vacation guests and long term renters alike. Tile flooring throughout makes maintenance easy and stands up well to sandy feet and high occupancy. Enjoy the creative and comfortable backyards with fire pits made for entertaining guests and enjoyment, peace, and solitude. The layout provides flexibility for investors. Short-term rent both units for maximum income potential OR live in one side and rent the other, or operate both as short term vacation rentals. The property is being offered furnished and ready to welcome guests, allowing you to start generating income right away. An outdoor shower adds a practical and attractive touch for beachgoers returning from a day in the sun. Location is everything in Panama City Beach, and this property delivers. Just minutes from public beach access, restaurants, shopping, and local attractions, guests can enjoy everything the area has to offer without ever needing to drive far. Walkability to the beach is a major draw that consistently supports strong occupancy and nightly rates. Whether you are looking to expand your investment portfolio or secure a beach property with built in income potential, 8402 Elizabeth Avenue is an opportunity you do not want to miss! Schedule your private showing today and step into a property that works as hard as you do while offering the relaxed lifestyle only the beach can provide.

8402 Elizabeth Avenue, Panama City Beach

$1,299,000
4 Beds 4 Baths 785643 MLS
OPPORTUNITY ABOUNDS ON THIS LAGUNA BEACH PROPERTY! Welcome to 209 Oleander Drive, ideally located in the heart of Panama City Beach on a spacious L-shaped lot, just steps from the sugar-white sands and emerald waters of the Gulf (less than 600 steps to the beach!). This versatile property is perfect as a primary residence, second home, or income producing Long or short-term rental with two separate living spaces. The main house, currently owner-occupied and remodeled in 2017, features bright living spaces and a functional, open flow that is welcoming for both owners and guests. Step outside to enjoy a private outdoor area perfect for relaxing after a day at the beach or entertaining visitors. A standout feature is the 30x30 insulated workshop, offering endless possibilities. With plumbing already in place, it could easily be converted into an additional rental unit, used for a home business, or serve as storage for vehicles or a collection. The property also includes a carriage house (ADU) built in 2023, complete with a two-car garage. Over the past two years, this unit has generated $25,000 annually in short-term rental income, making it an excellent opportunity for buyers seeking immediate investment potential. The two-car garage with separate entrance also offers the option to be converted into additional rental space. Both homes include a full appliance package, tankless water heaters, walk-in showers, and smoke detectors. The property is connected to city water and sewer (no septic), with one shared water/sewer bill and two separate electric meters. Refer to upgrade list in document section. Whether you're looking for a personal beach retreat, a long term or short term income-producing property, or a combination of both, this unique opportunity offers flexibility, expansion potential, ample storage, and an unbeatable location. Schedule your showing today and discover the possibilities of beach living and investment in Panama City Beach!

209 Oleander Drive, Panama City Beach

$574,900
4 Beds 3 Baths 785610 MLS
Welcome to Breakfast Point in beautiful Panama City Beach! This highly desirable, family-friendly community is celebrated for its central location, Craftsman-style homes, inviting sidewalks, streetlights, and underground utilities. Enjoy the convenience of being within walking distance to the top-rated Breakfast Point Academy, and just minutes from the Beach, Pier Park, premier shopping, dining, and the Naval Station, with an easy commute to Tyndall Air Force Base. Step inside this stunning home featuring 4 bedrooms in a spacious split floor plan and 3 full bathrooms. The well appointed kitchen is equipped with a large island and breakfast bar, sleek Bosch stainless steel appliances--including a five-burner gas range--and flows seamlessly into the open-concept living and dining areas, perfect for entertaining or family gatherings. Additional features include a laundry room, a two-car attached garage, and a covered patio ideal for relaxing outdoors. You'll love the paid-in-full solar panels, keeping your average electric bill around $50 per month! The large, fenced backyard backs up to an association easement, providing extra privacy and space to enjoy. Another incredible bonus: this property offers a fully assumable VA loan with a balance of approximately $300,000 at a 3.25% interest rate--a rare opportunity in today's market. Don't miss your chance to own this exceptional home! The original owners are relocating within the neighborhood to accommodate their growing family--making this gem available for you.

302 Basin Bayou Drive, Panama City Beach

$599,999
4 Beds 3 Baths 785508 MLS
Enjoy protected conservation views with no rear neighbors from this beautifully maintained David Weekley-built home in Breakfast Point -- one of Panama City Beach's most established and sought-after primary-residence communities. David Weekley homes are known locally for thoughtful floor plans and quality construction, and this layout offers a smart split-bedroom design that balances openness with privacy. Natural light fills the main living areas, where the open-concept kitchen, dining, and family room create an effortless flow for everyday living or entertaining. A standout feature is the 4-panel sliding glass door that opens fully from the main living space to the expansive 28' x 22' screened patio, creating true indoor-outdoor living. This design not only brings in abundant natural light but also allows the living area to expand seamlessly into the covered outdoor space -- ideal for gatherings, game days, or quiet evenings overlooking preserved green space. The kitchen serves as the heart of the home with abundant cabinetry, generous counter space, and a spacious breakfast bar that naturally becomes the gathering spot. A secondary bedroom with its own private bath provides flexibility for guests, multigenerational living, or a teen suite -- a feature not found in every Breakfast Point floor plan. The primary retreat includes a spacious bedroom, oversized super-shower, and an expansive walk-in closet. Practical upgrades further enhance daily living. The 3-car garage provides valuable parking and storage flexibility, and additional decking installed in the attic above the garage offers substantial extra storage -- a rare and highly functional feature in this neighborhood. The separate laundry room adds convenience and includes a 3-year-old Consumer Reports top-rated washer and dryer. Recent maintenance updates include a new HVAC capacitor (July 2025), new hot water heater expansion tank (July 2024), updated drapes and blinds, and an in-wall safe. Breakfast Point continues to be one of Panama City Beach's most desirable full-time residential neighborhoods, offering sidewalks throughout, parks, and easy golf cart access to top local schools, Pier Park, Frank Brown Park, and the white-sand beaches just minutes away. Publix, dining, and everyday conveniences are located directly outside the community entrance. For buyers seeking privacy, a reputable builder, flexible living space, and meaningful storage within a walkable, family-oriented setting, this property represents a strong opportunity in today's Breakfast Point market.

316 Johnson Bayou Drive, Panama City Beach

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