Bay County, FL Real Estate | Bay County, FL 4 Bathroom Homes for Sale

The Santa Rosa plan by Harris Doyle Homes in waterfront SweetBay's newest phase, Indigo Lakes! This popular home offers plenty of living space & room to entertain with an expansive Great Room, separate dining area and covered rear lanai. The second floor features balcony access! This large lakefront homesite features a 3-car garage. SweetBay is a walkable and golf-cart friendly community with unrivaled amenities: dock with Bay and Gulf access, boat launch for kayaking, private beach, paddle boarding, fishing, parks, junior olympic resort pool complexes, fire pits, grilling areas, sports court, miles of trails, Publix-anchored town center and future amenities including a marina! New home buyers even get priority access to top-rated University Academy, the #2 K-8 school in the state of Florida!

1445 Tulip Court Unit LOT 729 - SANTA ROSA PLAN, Panama City

$1,200,000

3 Beds ⋅ 4 Baths ⋅ 787910 MLS

Beautiful Palm Beach-style 3-story cottage located just yards from the sugar-white sand beaches and the sparkling Gulf of Mexico! This stunning fully furnished 3-bedroom, 3.5-bath home offers the perfect blend of coastal charm and modern comfort. Features include granite countertops, stainless steel appliances, a cozy gas fireplace, and a mix of hardwood and carpet flooring throughout. Enjoy Gulf views from the spacious deck, or relax in your private in-ground swimming pool--perfect for cooling off on warm summer days. No HOA fees and short term rentals are allowed. Just one block away to the World's Most Beautiful Beaches and beach access. This home has been thoughtfully upgraded with newer appliances (all with warranties), two newer A/C units, a custom Connell built-in bookcase and cabinetry, plantation shutters, and a newly updated pool. The kitchen also features a convenient knife storage drop-down. Additional highlights include an electric Sunesta automatic retractable awning with remote control, LED lighting, Sunbrella fabric, warranty coverage, and an automatic wind/turbulence retraction sensor. The first floor is wheelchair accessible and the home is equipped with a security system with video monitoring. The primary bath includes a new glass shower enclosure. Don't miss this incredible beachside retreat--this one won't last long!

4804 Hispaniola Street, Panama City

$496,000

6 Beds ⋅ 4 Baths ⋅ 787848 MLS

Investment Opportunity on 100x160 corner lot in Downtown Panama City! This versatile property is divided into three separate units and offers excellent income potential. It is centrally located near downtown Panama City dining, and shopping. Situated on a large lot with a huge side yard, there's ample space potentially for expansion, additional amenities, or future development. The property features: • Unit 1: 2 bedrooms, 1 bath • Unit 2: 1 bedroom, 1 bath • Unit 3: 3 bedrooms, 2 baths Seller says current rental income - Unit 1 renting for $1,500/month, Unit 3 for $2,000/month, and Unit 2 previously renting between $500-$700/month--bringing total potential income to over $4,000 per month. Live in one unit and rent the others or maximize returns by leasing all three--flexibility makes this property ideal for both investors and owner-occupants. Extensively updated in 2022, including new kitchens, bathrooms, flooring, roof, and more, this property is move-in ready and positioned for immediate cash flow. All measurements are approximate and should be verified by buyer.

803 Oak Avenue, Panama City

$1,198,000

4 Beds ⋅ 4 Baths ⋅ 999641 MLS ⋅ 2,594 SqFt.

Rare and exceptional investment opportunity located on the East End of Panama City Beach in the desirable South Lagoon area. This 4-bedroom, 3.5-bath, 2,500+ sq ft home is being sold fully furnished and turnkey, with NO HOA and NO rental restrictions. Situated on TWO lots just a few short blocks from beach access, this 3 story home is designed to maximize both guest experience and income potential. The first floor features a large game room with a pool table, TV and other games, while the main living areas offer ample space, perfect for entertainment and large groups. Step outside and you'll find what truly sets this property apart! The outdoor space is one of a kind featuring a heated custom lagoon style pool with a lazy river, swim up bar, waterslide, and jacuzzi.... all in the shape of a fish. Yes, a fish. Its the kind of feature guests talk about and rebook for. Add in the tiki bar, grilling area, and expansive outdoor space, and you have a private resort right in your back yard. The rear lot is gated and offers road access with a separate entrance, providing ample space for your boat, RV, or jet ski storage. Conveniently located near the public boat ramp with Gulf access, making trips to Shell Island quick and easy. With NO restrictions, the possibilities are endless. Properties with this level of amenities, lot size, and flexibility are extremely rare. This is more than home, its an experience and you don't want to miss out on it!

3910 Wasp St, Panama City Beach

$1,599,000

4 Beds ⋅ 4 Baths ⋅ 787812 MLS

Gulf views, directly across from the beach AND beach access--5518 Gulf Drive offers the ideal blend of location, space, and flexibility, making it ideal as second home rental investment, with the benefit of no HOA. Situated on a large corner lot on the east end of Panama City Beach, this home is designed with both comfort and functionality in mind. Newer construction and featuring a spacious living and kitchen area that opens to a private pool and a large patio with both covered and uncovered spaces--perfectly blending indoor and outdoor living for easy gathering and entertaining.The thoughtful layout includes two primary suites, along with two additional bedrooms with en suite baths, and 2 sets of full bunks - enhancing it's versatility to host large groups without sacrificing privacy. The private pool makes this a true vacation-style setting, while the front porch and expansive second-floor deck offer additional outdoor living spaces to enjoy Gulf views and coastal breezes. The corner lot provides ample parking--a rare and valuable feature this close to the beach. With short-term rentals allowed, a highly functional floor plan, and a location just moments from the sand, this property presents an exceptional opportunity to own your piece of paradise at the beach!

5518 Gulf Drive, Panama City

$1,198,000

4 Beds ⋅ 4 Baths ⋅ 787810 MLS

PRICED TO SELL! Rare and exceptional investment opportunity located on the East End of Panama City Beach in the desirable South Lagoon area. This 4-bedroom, 3.5-bath, 2,500+ sq ft home is being sold fully furnished and turnkey, with NO HOA and NO rental restrictions. Situated on TWO lots just a few short blocks from beach access, this 3 story home is designed to maximize both guest experience and income potential. The first floor features a large game room with a pool table, TV and other games, while the main living areas offer ample space, perfect for entertainment and large groups. Step outside and you'll find what truly sets this property apart! The outdoor space is one of a kind featuring a heated custom lagoon style pool with a lazy river, swim up bar, waterslide, and jacuzzi.... all in the shape of a fish. Yes, a fish. Its the kind of feature guests talk about and rebook for. Add in the tiki bar, grilling area, and expansive outdoor space, and you have a private resort right in your back yard. The rear lot is gated and offers road access with a separate entrance, providing ample space for your boat, RV, or jet ski storage. Conveniently located near the public boat ramp with Gulf access, making trips to Shell Island quick and easy. With NO restrictions, the possibilities are endless. Properties with this level of amenities, lot size, and flexibility are extremely rare. This is more than home, its an experience and you don't want to miss out on it!

3910 Wasp Street, Panama City Beach

$899,000

4 Beds ⋅ 4 Baths ⋅ 787743 MLS

Stunning 2023 custom-built 4BR/4BA residence in desirable Grand Lagoon Shores, offering refined coastal living with no HOA. Designed with intention, this single-level home features soaring ceilings with elegant tray details, a light-filled open layout, and a striking living room accent wall with built-in fireplace. The interior blends style and function with designer finishes, custom built-ins, and a seamless flow ideal for both everyday living and entertaining. Step outside to your private backyard retreat, complete with a resort-style pool, paver deck, and fully fenced yard, perfect for relaxing or hosting. Situated on a spacious homesite just minutes from Grand Lagoon, marinas, dining, and the white-sand beaches, this home delivers a rare combination of modern design, comfort, and prime location. Short-term rentals are allowed in this area, offering strong potential for income-producing use or a flexible second home.

121 Rusty Gans Drive, Panama City

$1,190,000

3 Beds ⋅ 4 Baths ⋅ 787624 MLS

Mexico Beach: NEW CONSTRUCTION WITH ROOF TOP COOK STATION AND HALF BATH. GULF VIEWS FROM EVERY ROOM. A Community by the Sea Nestled along the pristine shores of Mexico Beach Florida, A short 5 min walk to the magnificent white sand, this exclusive community offers an unparalleled lifestyle with a harmonious blend of elegance, comfort, and breathtaking natural beauty. Featuring wide open views of the beautiful blue water and white sand. Mexico Beach is a one-of-a-kind opportunity for those seeking a serene retreat by the sea. Each property is designed to accommodate your dream home, with the option to include private outdoor roof top space ensuring your home becomes a personal space. Enjoy the Sun Set on your private Balcony. This home offers easy access to the sugar-white sands and sparkling Gulf waters offering a serene place to relax. The unit is a NEW BUILT Property and has all the comforts of home. Lots of storage space for beach gear and other essentials. This community is designed for those who desire an effortless lifestyle. This property allows short-term rentals making it an ideal option for personal enjoyment or investment. Imagine waking up to the gentle sound of waves and soaking in spectacular sunsets over the Gulf from your own home. This is your opportunity to claim a piece of paradise. Contact us today to learn more about this property. (MORE PICTURES‌‌‌‌‌‌‌‌‌‌‌‌ COMING)

111 S 38th Street Unit 7, Mexico Beach

$2,100,000

7 Beds ⋅ 4 Baths ⋅ 999308 MLS ⋅ 3,451 SqFt.

Experience refined coastal living in this ELEGANT MEDITERRANEAN-STYLE BEACH HOME just 75 FEET FROM THE SAND with GULF VIEWS from multiple balconies. This 7 BEDROOM, 4 BATH retreat offers a TURN-KEY layout with 10-FOOT CEILINGS, CUSTOM CABINETRY, GRANITE, and STAINLESS APPLIANCES. Designed for LUXURY LIVING and STRONG RENTAL PERFORMANCE, it features TWO KITCHENS, a LOCKOUT OPTION, and spacious indoor/outdoor areas. Enjoy TWO GULF-VIEW BALCONIES, a LARGE PRIVATE DECK, and a PRIVATE HEATED POOL. Fully furnished with 2025 RENTAL INCOME of $215K and 2026 BOOKINGS TRANSFERABLE.

4120 Nancee Dr, Panama City Beach

$425,100

5 Beds ⋅ 4 Baths ⋅ 787589 MLS

This home will be built on a cul-de-sac lot on Parkbrook Cove. The pictures are of a like plan. Welcome to the grandeur and elegance of the 2525 floor plan, a stunning two-story home that exemplifies luxurious living. With 5 bedrooms and 3.5 baths, this residence offers an abundance of space for you and your family to thrive. As you step inside, you'll be greeted by a magnificent two-story foyer that sets the stage for the grandeur that awaits. The heart of the home is the breakfast-bar kitchen, which is both functional and visually stunning. It features spacious pantry & storage, this kitchen is a chef's dream come true. The dining nook is the perfect spot to savor your morning coffee or enjoy casual family meals while basking in the natural light streaming through the windows. The master suite is a true haven, boasting a generous layout and featuring an expansive walk-in closet that can accommodate even the most extensive wardrobe. The ensuite bathroom offers a tranquil escape with its luxurious fixtures, a tiled shower, a linen closet, and dual vanities. The remaining bedrooms are located upstairs and provide ample space for family members or guests, ensuring everyone has their own private retreat. These rooms can be versatile and adapted to suit your needs, whether you prefer a dedicated home office, a hobby room, or a play area for the little ones. The 2525 floorplan combines thoughtful design, impeccable craftsmanship, and luxurious features to create a home that exceeds expectations. From the grand entryway to the well-appointed living spaces, every detail has been carefully considered to enhance your living experience. Like plan. Colors may be different than shown.

5023 Parkbrook Cove, Panama City

$790,000

3 Beds ⋅ 4 Baths ⋅ 787540 MLS

Just under two blocks from the beach, with public beach access less than 1,500 feet from your front door, this beautifully maintained 3-bedroom, 3.5-bath home offers the perfect blend of coastal living and comfort. Inside, you'll find raised ceilings, granite countertops, recessed lighting, stainless steel appliances, a full-size laundry room, and tile flooring throughout. The layout is ideal, featuring two ensuite bedrooms, an additional full bath upstairs, and a convenient half bath on the main level for guests. One of the standout features is the third-floor bonus room with a private viewing deck--perfect for taking in breathtaking Gulf sunsets and coastal breezes. Outside, the home offers plenty of parking and a spacious backyard ready for you to customize--whether you envision a pool, outdoor entertaining space, or lush landscaping. Lovingly maintained and never used as a rental by the current owner, this home also features updated HVAC systems (upstairs replaced May 2018 and downstairs May 2020), offering peace of mind for years to come. Whether you're looking for a primary residence or second home this property delivers location, condition, and coastal charm.

215 S Vestavia Street, Panama City Beach

$1,599,000

4 Beds ⋅ 4 Baths ⋅ 999040 MLS ⋅ 2,414 SqFt.

Gulf views, directly across from the beach AND beach access--5518 Gulf Drive offers the ideal blend of location, space, and flexibility, making it ideal as second home rental investment, with the benefit of no HOA. Situated on a large corner lot on the east end of Panama City Beach, this home is designed with both comfort and functionality in mind. Newer construction and featuring a spacious living and kitchen area that opens to a private pool and a large patio with both covered and uncovered spaces--perfectly blending indoor and outdoor living for easy gathering and entertaining.The thoughtful layout includes two primary suites, along with two additional bedrooms with en suite baths, and 2 sets of full bunks - enhancing it's versatility to host large groups without sacrificing privacy. The private pool makes this a true vacation-style setting, while the front porch and expansive second-floor deck offer additional outdoor living spaces to enjoy Gulf views and coastal breezes. The corner lot provides ample parking--a rare and valuable feature this close to the beach. With short-term rentals allowed, a highly functional floor plan, and a location just moments from the sand, this property presents an exceptional opportunity to own your piece of paradise at the beach!

5518 Gulf Dr, Panama City Beach

$649,900

3 Beds ⋅ 4 Baths ⋅ 787424 MLS

Featured in Coastal Living and Southern Living, RiverCamps at Crooked Creek is one of the Gulf Coast's most exclusive gated communities, where refined living meets untouched natural beauty. This is a rare opportunity to own within this highly desirable community at an exceptional value. Privately set on over an acre of preserved landscape, this move-in ready 3-bedroom, 3.5-bath residence offers an effortless blend of sophistication and comfort. The open-concept design is complemented by quality finishes, abundant natural light, and seamless indoor-outdoor flow, ideal for both relaxed living and upscale entertaining. A true fisherman's and boater's paradise, RiverCamps offers direct Gulf access via private boat ramp, along with day-use slips, a riverfront pool, fitness center, and miles of scenic trails through protected Florida wilderness. Located just minutes from the beaches, dining, and shopping of Panama City Beach, yet worlds away in privacy and tranquility. A rare offering in one of the Emerald Coast's most distinctive communities.

8539 Preservation Drive, Panama City Beach

$1,347,000

4 Beds ⋅ 4 Baths ⋅ 998936 MLS ⋅ 2,887 SqFt.

Luxury 2025 new construction near the Gulf with private pool, STR allowed Walk to Panama City Beach's sugar-white sand from this brand-new 2025 luxury home, thoughtfully built for both everyday living and strong short-term rental performance. The 4-bed, 3.5-bath layout includes two main-level suites with private bathrooms, perfect for guests, multigenerational households, or maximizing vacation rental occupancy. Open floor plan with upscale coastal finishes: durable luxury vinyl plank flooring, tall accent ceilings, and a bright loft that works as extra lounge, bunk room, media space, or game area. The chef's kitchen boasts custom cabinets, quartz counters, a gas range with designer hood, and a large island for gathering. Spa-style baths, abundant natural light, and clean modern details complete the interior. Outdoor living is a highlight: private saltwater pool, covered patio, and room for year-round relaxation or entertaining after a day on the beach. Built with 2x6 exterior framing and a metal roof, this home was designed for durability, efficiency, and long-term peace of mind. Located in a golf-cart-friendly neighborhood near Pier Park, Highway 30A, Rosemary Beach, Camp Helen State Park, Topgolf, and Dolly Parton's Pirate Voyage--right in the heart of PCB's top attractions. With short-term rentals permitted, it's a compelling choice as an income-producing vacation home, second home, or primary residence in Panama City Beach.

21701 Marlin Ave, Panama City Beach

$2,225,000

6 Beds ⋅ 4 Baths ⋅ 787336 MLS

Last chance to own a piece of paradise . Custom built Investment /Vacation home property. Completed October 2024. Steps from beach access 84 Laguna beach. 6/7-bedroom 2 large master bathrooms, 2 standard master bathrooms. 2 powder rooms Large Kitchen with walk in pantry. Premium appliances. Granite counter tops in kitchens. Quartz countertops in bathrooms Separate upstairs apartment with own access. 2nd kitchen and living dining area. Dual AC units. On-demand gas hot water heater. Standing seam roof. Premium windows and Storm French doors. Leaffilter Gutters 8-10 car parking spaces

210 Twin Lakes Drive, Panama City Beach

$1,095,000

4 Beds ⋅ 4 Baths ⋅ 787300 MLS

Furnished 4-bedroom, 4-bathroom condo on the 12th floor of the exclusive Princess Condominiums, offering an impressive 2,400 sq. ft. of thoughtfully designed living space. This unit features tile floors in the living areas and plush carpeting in the bedrooms. The spacious, open kitchen layout is perfect for entertaining, complete with a wet bar, breakfast bar, granite countertops, elegant glass upper cabinets, a stainless steel refrigerator and dishwasher, and an ice maker. Each bedroom includes its own en-suite bath, providing privacy and convenience for both residents and guests. The master suite is a true sanctuary, featuring a luxurious garden tub, a tiled walk-in shower, and dual vanities. The expansive balcony, accessible from both the main living area and bedrooms, offers a serene space to enjoy breathtaking views of the Gulf from the 12th floor. Additional features include a separate walk-in laundry room with a sink and two A/C units to ensure year-round comfort. Princess Condominiums provide unmatched resort-style amenities, including 24-hour gated entry, two outdoor pools, an indoor heated pool, a hot tub, sauna, steam room, fitness center, game room, community room, and two private beach access points. Recreational options include tennis courts, basketball, shuffleboard, and BBQ grills, ensuring endless entertainment for all ages.

6415 Thomas Drive Unit 1203, Panama City Beach

$420,000

7 Beds ⋅ 4 Baths ⋅ 787270 MLS

Looking for a home that gives everyone room to live comfortably? This one offers the space and flexibility that today's families are searching for. With over 3,700 square feet, this unique home features 7 bedrooms, 4 bathrooms, 2 kitchens, and 3 separate living areas--providing endless possibilities for multigenerational living, extended family, guests, a home office, homeschooling, hobbies, or simply enjoying room to spread out. The thoughtful floor plan offers spacious gathering areas, generous bedrooms, and flexible spaces that can adapt as your needs change. Whether you're looking for room today or planning for the future, this home is designed to grow with you. Conveniently located near Lynn Haven shopping, schools, parks, and everyday amenities, you'll enjoy both the space you need and the convenience you want. Homes offering this much square footage and flexibility are rare. Schedule your private showing today and see everything this property has to offer. Bedroom and bathroom configuration reflects the current layout. Buyers are encouraged to verify measurements, permitting, and any information important to their purchase.

4402 Cindy Lane, Lynn Haven

$2,700,000

4 Beds ⋅ 4 Baths ⋅ 787261 MLS

Oceanfront Gulf-front 4BR/4BA + flex room home with proven rental history and exceptional versatility. Offering over a decade of consistent VRBO performance, this property presents a strong income-producing opportunity with additional upside potential. Designed for both comfort and functionality, the layout includes a 2BR/2BA main residence plus two private guest suites with full baths connected by a breezeway, ideal for multi-generational living or maximizing rental occupancy. Enjoy panoramic Gulf views from the sunroom and main living areas, complemented by an open-concept layout perfect for entertaining. The home features an updated kitchen, remodeled primary bath, and is being sold fully furnished for a true turnkey experience. Outdoor living includes a spacious back porch, jacuzzi, BBQ area, and direct beach access, creating an ideal setting for both personal use and guest enjoyment. Recent improvements include roof, HVAC systems, and impact windows and doors, offering added durability and peace of mind. Located on a private drive with a 35-ft seawall for enhanced protection. A rare opportunity to own a beachfront property that combines lifestyle, income, and long-term potential in Panama City Beach.

13011 Oleander Drive, Panama City Beach

$2,100,000

7 Beds ⋅ 4 Baths ⋅ 787257 MLS

EXCEPTIONAL VALUE ALERT - PRICE IMPROVEMENT OF $200,000! Repriced for immediate sale, this elegant Mediterranean-style beach home presents an outstanding opportunity on the Emerald Coast. Located just 75 feet from the sugar white sand with Gulf views from multiple balconies, this spacious 3-story property is being offered FULLY FURNISHED and TURNKEY with $215,000 in 2025 rental income and future bookings transferable to the new owner. Featuring 7 bedrooms, 4 full baths, and approximately 3,451 square feet, this thoughtfully designed home offers flexibility for personal use, large groups, or vacation rental investment potential. Interior features include soaring 10-foot ceilings, custom cabinetry, granite countertops, stainless steel appliances, commercial-grade tile flooring, and abundant natural light throughout. Designed with functionality in mind, the property includes TWO full kitchens, TWO laundry areas, and a lockout configuration ideal for maximizing occupancy and rental versatility. Spacious indoor and outdoor living areas provide ample room for entertaining and relaxing after a day at the beach. Outdoor highlights include a PRIVATE HEATED POOL, expansive balconies with Gulf views, covered patio spaces, and ample parking with a 2-car garage plus 5 additional driveway parking spaces. Low annual HOA dues add to the appeal of this exceptional coastal property. Whether you're searching for a primary residence, second home, or income-producing beach investment, this turnkey property offers space, location, and exceptional value in the heart of Panama City Beach.

4120 Nancee Drive, Panama City

$1,745,000

4 Beds ⋅ 4 Baths ⋅ 787149 MLS

HEATED POOL- STEPS TO BEACH Last years rental income in the high $90 and this year is on its way to over $100K Ideal as a beach rental or second home, this stunning property offers the perfect blend of comfort and coastal charm. Located just moments from beach access, it features a private fenced-in pool and two owner's suites for ultimate convenience. Upstairs, the primary owner's suite boasts balcony access, a tile shower, granite countertops, and a double vanity. The second level also includes a bunk room, two additional King-sized bedrooms, and a shared bath. Downstairs, the open-concept living and dining area creates a welcoming space for gatherings. The kitchen overlooks the living room and features granite countertops, a large island, stainless steel appliances, and crisp white cabinetry. The first-floor owner's suite provides added flexibility, while French doors lead from the living area to a covered patio, private pool, and outdoor shower—perfect for enjoying the coastal breeze. Don't miss out on this incredible beachside retreat!

4109 Choctaw Street, Panama City

$550,000

4 Beds ⋅ 4 Baths ⋅ 787119 MLS

Lake Marin is a deep spring fed lake right in the heart of town. Minutes from schools, shopping and work, this is a very convenient location to live. The road has very little traffic so peace and quiet while you enjoy the water view is assured. Fish right in your backyard! The main bedroom suite is groundfloor, and has lake views. The modern kitchen is open and excellent for entertaining with a kitchen island the size of a dock! Cabinets galore and a double door pantry too. The top of the stairs opens up to a large living room that currently holds the pool table and long views across the lake. A full bath is just off this room and then there is another full suite also. All 3 of the upstair bedrooms are larger than usual. The Laundry room downstairs is just off the kitchen and has extra space for a table or other furniture. The main bathroom suite has an oversized shower and a garden bath tub. If you have a large family and or a desire to entertain, this house has all the room you will need. Lot dimensions and room dimensions are estimates from records, please use a survey or Buyer measure as necessary. The HOA provides irrigation and lawn service. Water heater is new in 2024. The Seller has an assumable VA loan at a 3.2% interest rate for those that qualify.

3412 Harrison Avenue, Panama City

$999,000

4 Beds ⋅ 4 Baths ⋅ 786911 MLS

Gulf-View Coastal Retreat | Prime Investment + Luxury Living Welcome to your private tropical oasis--this beautifully updated and professionally designed home offers stunning Gulf views, exceptional indoor-outdoor living, and outstanding short-term rental potential in one of the most desirable areas along Thomas Drive. Thoughtfully curated with high-end finishes, lush landscaping, and inviting entertaining spaces, this property is built to impress both owners and guests alike. The open-concept living, dining, and kitchen area on the second floor is filled with natural light and flows seamlessly onto a spacious balcony--perfect for taking in Gulf views and coastal breezes. With two master suites plus two additional generously sized bedrooms, this home comfortably accommodates large groups, maximizing occupancy and rental income. The first-floor master suite features a private entrance and lock-out capability, creating the ideal setup for a separate rental unit or flexible guest quarters--an investor's dream for dual-income potential. Step outside to your own fenced backyard retreat, complete with a 7-person hot tub, designed for relaxation and memorable guest experiences that drive repeat bookings and top-tier reviews. Located just steps from the beach and minutes from dining, entertainment, and outdoor adventure--including St. Andrews State Park--this home offers the perfect balance of privacy and accessibility in a high-demand vacation market. Investment Highlights: • Strong Airbnb / VRBO income potential • Flexible lock-out floor plan for multiple revenue streams • Gulf views + walkable beach access (premium nightly rates) • Turnkey condition--ideal for immediate rental or personal use • Located in a proven high-demand vacation rental corridor. Whether you're looking for a high-performing investment or a luxurious coastal escape, this property truly offers the best of both worlds. (Buyer to verify all information and dimensions deemed important.)

5522 Thomas Drive, Panama City

$724,900

3 Beds ⋅ 4 Baths ⋅ 786805 MLS

Significant price improvement! Must See! Welcome to this exceptional Trinidad Bay home in sought-after Phase 4 of Latitude Margaritaville Watersound, ideally situated on a beautiful private preserve lot along a quiet street comprised exclusively of Island Collection homes. This stunning residence offers thoughtfully designed spaces, extensive post-closing upgrades, and effortless indoor-outdoor living. Step inside through a soaring two-story foyer highlighted by a custom coastal-inspired feature wall that sets the tone for the elegant finishes found throughout the home. The heart of the home is the gourmet kitchen, designed for both everyday living and entertaining, featuring upgraded cabinetry, quartz countertops, custom tile backsplash, designer range hood, wall oven and microwave, and an oversized island perfect for gatherings. The open concept layout flows seamlessly into a spacious dining room with a striking electric fireplace and custom accent wall, while the expansive living room boasts soaring cathedral ceilings and a dramatic wall of sliding glass doors that connect the interior to the outdoor living space. A private den/office offers additional versatility and features a custom built-in bar with cabinetry and wine cooler, perfect for entertaining guests. The luxurious primary suite offers a relaxing retreat with a spa-inspired bath and custom closets, while two additional guest bedrooms each feature their own en-suite baths, providing comfort and privacy for visitors. The custom-designed laundry room is truly exceptional, featuring abundant cabinetry, a laundry sink, a built-in butler's pantry, and an additional refrigerator. Enjoy Florida living on the extended screened lanai overlooking the peaceful preserve, the perfect setting for sunset views and evening cocktails. Outdoor furniture may convey with an acceptable offer. Additional highlights include: • 3-car garage with high-quality workshop • RevWood by Mohawk laminate flooring throughout main living areas • Casablanca ceiling fans and designer lighting throughout • Electronic remote shades • Custom feature walls in foyer and dining room • Higher-level and custom cabinetry throughout the home Many of these impressive upgrades were completed after closing, creating a home that feels truly one-of-a-kind. The property is priced below recent appraised value, presenting an incredible opportunity. Located in the award-winning Latitude Margaritaville Watersound, residents enjoy world-class amenities including a private restaurant and bar, resort-style Paradise Pool, state-of-the-art Latitude Town Center, fitness center, pickleball and tennis courts, Barkaritaville Dog Park, live entertainment at the Bandshell, theater, wood-working shop, ceramics studio, walking and biking trails, and a full calendar of concerts, events, and social clubs. Exciting growth continues nearby with a new hospital under construction and future commercial development including a Publix grocery store and additional shopping and dining options. And best of all, the white sugar-sand beaches of the Gulf are just 7 miles away. Experience the best of coastal resort living in Latitude Margaritaville Watersound, where every day feels like a vacation.

8701 Lime Drive, Panama City Beach

$1,100,000

4 Beds ⋅ 4 Baths ⋅ 786572 MLS

Seller is offering $15k at closing for the addition of a full bathroom on the 1st floor!! Turnkey Panama City Beach investment opportunity just minutes from the Gulf! This spacious 4-bedroom, 2.5-bath coastal home is ideally suited for a short-term rental, second home, or full-time residence and comfortably accommodates up to 12 guests. The thoughtfully designed two-story layout features an open-concept living area, a well-equipped kitchen with ample seating, and a dining space perfect for hosting larger groups. The main-level primary suite includes a walk-in closet, double vanity, and walk-in shower. Upstairs living spaces open to a private balcony--perfect for enjoying coastal breezes after a day at the beach. Downstairs you'll find additional guest bedrooms including a large bunk room designed for fun and functionality, making the home ideal for vacation rental guests and larger families. Multiple smart TVs, workspace areas, and high-speed internet provide comfort for both vacationers and remote workers. Outside, enjoy your private fenced backyard retreat complete with a plunge pool, fire pit, grilling area, and lounge space--perfect for relaxing evenings and memorable beach vacations. Conveniently located just 8 minutes from Pier Park and about 10 minutes to Rosemary Beach and Scenic Highway 30A, Top Golf, Dolly Parton's Pirate Voyage, and Camp Helen State Park this home offers easy access to some of the Emerald Coast's most popular dining, shopping, beaches, and entertainment. With parking for multiple vehicles and a layout designed to host larger groups, this property presents an excellent opportunity for buyers seeking a Panama City Beach vacation home with strong short-term rental appeal.

224 Broderick Place, Panama City Beach

$824,900

3 Beds ⋅ 4 Baths ⋅ 786570 MLS

SALTY LIFE AWAITS! 110 37th St # B in Mexico Beach is an inviting 3 bedroom/3.5 bath coastal getaway located steps from the sugar-white sands of the Gulf. Perfectly positioned on the beloved ''Pier Street,'' this charming beachside townhome sits only about 300' from the sand, making sunrise walks & sunset strolls part of everyday life in this laid-back coastal town. Inside, you're welcomed with a bright open-concept living space designed for comfort, relaxation & easy entertaining. The spacious living room features coastal décor, comfortable seating & abundant natural light, creating the perfect place to unwind after a day on the beach. The layout flows seamlessly into the kitchen & dining area, making gatherings with family & friends effortless. The fully equipped kitchen is both stylish & functional. A dining table anchors the space for meals together while additional bar seating offers a casual spot for coffee or quick bites before heading out to enjoy the day. Outdoor living is one of this home's highlights. Each level features a private balcony with Gulf views--perfect for morning coffee or evening cocktails while enjoying the coastal breeze. Beneath the home you'll find a convenient outdoor shower & bathroom for rinsing off after beach days along with space to relax or gather with friends. Positioned in the coveted X Flood Zone, this elevated property provides both peace of mind & outstanding views. Mexico Beach is known for its relaxed small-town charm & uncrowded beaches along Florida's Forgotten Coast. Spend your days fishing, paddleboarding or simply soaking up the sun. One of the best parts of living here is hopping on your golf cart & cruising all over town--whether you're heading to the beach, grabbing dinner or exploring. Whether you're searching for a personal beach retreat, second home or proven vacation rental home, this property offers the perfect blend of location, comfort & coastal lifestyle. Call for your private tour & LIVE THE BEACH LIFE!

110-B 37th Street Unit B, Mexico Beach

$824,900

3 Beds ⋅ 4 Baths ⋅ 786549 MLS

SUNSHINE-SALT-AIR!! A beautifully rebuilt 3 bedroom/3.5 bath 3 story beach retreat located in the heart of Mexico Beach, where laid-back coastal living meets modern comfort. Located on the beloved ''Pier Street'' & just steps from the sugar-white sands of the Gulf of Mexico, the home offers the kind of location where beach days happen effortlessly & sunset walks become part of your everyday routine. The bright open living space welcomes you with coastal style & easy flow between the kitchen, dining & living areas, making it ideal for gathering after a day on the water. The kitchen is beautifully finished with granite countertops, ample cabinetry & plenty of prep space for everything from quick beach snacks to full seafood dinners. Durable luxury vinyl plank flooring runs throughout the home, offering both style & low-maintenance living. Positioned in the coveted X Flood Zone, this elevated property provides both peace of mind & outstanding views. Balconies on every level & off the bedrooms maximize the refreshing Gulf breezes & provide relaxing outdoor spaces to sip morning coffee, unwind in the evening, or simply soak in the unobstructed coastal scenery. Downstairs you'll find a unique outdoor shower with a convenient toilet, perfect for rinsing off after sandy beach days or a morning of fishing. The home is fully furnished & equipped, making it completely turnkey whether you're seeking a personal coastal escape, a second home or a strong investment property in one of Florida's most charming beach communities. Mexico Beach offers the best of the Forgotten Coast lifestyle--spend your days fishing the nearby pier, boating & kayaking along the Gulf & St. Joseph Bay, golf cart all over the quiet coastal streets, browsing charming local boutiques & beach shops, enjoying fresh local seafood, or simply soaking in breathtaking sunsets over miles of sugar-white sand beaches. Call for your private tour & LIVE THE BEACH LIFE!

110-A S 37th Street Unit A, Mexico Beach

$1,348,000

4 Beds ⋅ 4 Baths ⋅ 786414 MLS

Coastal Elegance Just Steps from the Gulf in Bid-A-Wee! Welcome to 407 Petrel Ave, where beachside living meets modern luxury. Perfectly situated just a short stroll from the Gulf, this beautifully customized home offers stunning Gulf views so you can soak in the coastal vibe from sunrise to sunset. Inside, you'll find thoughtful design and upscale finishes throughout. The open-concept living space features soaring ceilings with exposed wood beams and a cozy fireplace, creating a warm yet refined coastal aesthetic. The chef's kitchen is fully equipped with commercial-grade stainless appliances, a gas range, double ovens, a walk-in pantry, a wine fridge, and a massive island--perfect for entertaining family and friends. There's also a custom wet bar for cocktail hour, and built-in closets throughout the home, including in the garage. This property offers four spacious bedrooms and three luxurious baths, including a stunning primary suite. The master bathroom is a true retreat with a walk-in shower, soaking tub, elegant fixtures, and striking designer finishes. Step outside to your private backyard oasis, where you'll find a heated jacuzzi/pool surrounded by travertine tile, lush tropical landscaping, and a putting green with artificial turf. The outdoor kitchen and bar area include seating, a built-in grill, a sink, and a mounted TV, creating the perfect spot for game days, gatherings, or relaxing evenings under the stars. For added convenience, there's a full outdoor bathroom with a shower--perfect after a beach day or pool party. The oversized garage includes custom cabinetry with a rolling ladder, giving you all the extra storage you need while keeping the space neat and organized. Privacy fencing surrounds the property for a true backyard escape, and there's plenty of parking for guests or golf carts. Whether you're looking for a primary home, a beach getaway, or an investment property, 407 Petrel Ave delivers the best of coastal living with all the luxury upgrades.

407 Petrel Street, Panama City Beach

$899,000

3 Beds ⋅ 4 Baths ⋅ 786399 MLS

PHASE 3 - TRINIDAD BAY - POND VIEW - Brand new and never lived in, this highly sought-after Island Collection Trinidad Bay floorplan is move-in ready and located on one of the most desirable lots in the community. The home features 3 bedrooms plus a den/optional 4th bedroom, 3.5 bathrooms, and sits on an oversized pond-front homesite with space for a future pool. Ideally located close to the community amenities and the Intracoastal Waterway, this property offers both convenience and scenic water views. The home includes numerous high-end upgrades such as wood-look tile throughout, gas cooktop, and a spacious, open layout designed for luxurious and comfortable living and entertaining. Located in Latitude Margaritaville Watersound, an active adult community just minutes from the Panama City Beach airport, offering resort-style amenities including a private restaurant with three bars, resort pool, live entertainment 7 days a week, pickleball, bocce ball, cornhole, putting green, Fins Up Fitness Center, indoor lap pool, and whirlpool spa, along with a full lifestyle program and daily activities. Enjoy the newest amenities such as the full size theatre, Barkaritaville dog spa, woodworking shop, pottery room, business center, and community rooms for clubs and gatherings. The community also features expanding retail with a golf cart store and bank currently open, with Publix just breaking ground and many services and restaurants planned.

8490 Landshark Boulevard, Panama City Beach

$549,500

5 Beds ⋅ 4 Baths ⋅ 786389 MLS

THREE COVE HOUSES for the price of one! Rare chance to live in the main house and rent out the cottages for income or rent all 3 for a cash flow machine! Main home features 3 beds, 2 baths, 1 car garage with updated kitchen, appliances and bathroom. Cottages are each concrete block featuring 1 bed 1 bath. All 3 homes are currently tenant occupied. Homes boast an excellent location in the Cove and offer a modern feel without sacrificing the original charm.

304 Allen Avenue, Panama City

$1,340,000

4 Beds ⋅ 4 Baths ⋅ 786382 MLS

Designed for effortless coastal living & outdoor enjoyment, this exceptional custom beach home offers a private retreat just moments from the sugar-white sands of Laguna Beach, close enough that a golf cart is simply unnecessary as a 5-minute walk will have your toes in the sand. Thoughtfully crafted & built to high standards, the home blends durability, comfort, and a relaxed beach lifestyle ideal for both personal use & investment potential. The outdoor living space is a true highlight, featuring a private pool with spillover spa, outdoor shower, Fun Kick pool table, sandbox, cornhole, 4Score, and generous space for entertaining & recreation. A paver driveway provides ample parking, while the fenced backyard creates a secluded setting designed for year-round enjoyment. Inside, the home offers 4 well-appointed bedrooms, including a primary suite on both levels, and 3.5 bathrooms, providing privacy & flexibility for guests. Shaded porches on both levels extend the living space outdoors, offering quiet retreats for relaxation. The interior is designed with entertaining in mind, anchored by a spacious kitchen featuring 42-inch cabinetry, quartz countertops, a gas slide-in range & cooktop, a center island with breakfast bar, and a walk-in pantry. Two sets of 8ft French doors create a seamless indoor-outdoor flow, while a metal roof, high-impact windows, tankless water heater, and dedicated laundry room add to the home's quality construction & long-term value. Perfectly positioned near Pier Park's shopping & dining, and offering an abundance of on-site amenities, this inviting beach retreat delivers a fun, family-friendly lifestyle with strong appeal as a primary residence, vacation home, or income-producing property.

213 Sands Street, Panama City Beach

$499,000

7 Beds ⋅ 4 Baths ⋅ 786074 MLS

Quadplex First Floor, 3 Bedroom 2 Bath with Kitchen & Living Room. Second Floor, with private entrance. 2 Each, 2 Bedroom 1 Bath units with Kitchen & Living Room. Best use owners occupy First Floor, Rent/Lease out Second Floor units, per month. All units separately metered both Power and PC Water/Septic. Great way to offset Mortgage. Rent out second floor Pro forma at $1600.00 each per month. Tenants pay their own power and PC utilities. Currently used as a strong investment, Multifamily First floor, with private bedrooms, shared amenities kitchen and 2 baths. Second floor, 2 units with private bedrooms 1 bath, shared amenities kitchen and bath. Rent varies from $175.00 to $225.00 per week per bedroom. January 2026 gross income $6225.00, with 22% vacancy. Current annual Expenses, Taxes $4124.00, Insurance $4000.00, PC utilities $16,000.00. Dimensions and Measurements not verified, Buyer to measure to own satisfaction. All measurements are approximate. All information in this listing is believed to be accurate but must be verified by Buyer or Buyer's agent.

1908 Laurel Avenue, Panama City

$788,950

4 Beds ⋅ 4 Baths ⋅ 786073 MLS

No HOA. Move In Ready!. Renovated 2025. 3 Bedroom & 3 Bath Residence plus Efficiency Studio/ 1 Full Bath. Three story residence has an open living/dining/kitchen. The home features a brand-new roof, new exterior paint, and fresh interior paint. Fully furnished home with new coastal décor, renovated to meet code, and situated less than two blocks from the white sands of the Gulf of America and its emerald waters! The main residence with spacious 3 large bedrooms, 3 full bathrooms & multiple decks to relax & enjoy the gulf views & beautiful sunsets! One car garage/storage. In addition to the main residence, a cozy efficiency studio with a fully fenced backyard & private entrance is located on the ground level. Only 30 minutes to the airport.

623 Fernwood Street Unit C, Panama City Beach

$1,650,000

6 Beds ⋅ 4 Baths ⋅ 786026 MLS

Prime Gulf-View Coastal Retreat Perfect vacation rental, second home, or permanent residence, directly across from private Beach Access #13 in an exclusive neighborhood blending year-round residents, luxury retreats, and elite rentals. This 6BR/4BA block home with HardieBoard siding spans 2,700+ sq ft, sleeps 18 comfortably, and delivers turnkey rental income. Open-Concept Luxury Living Stunning professional décor highlights an expansive great room with 18ft beamed ceilings, wood-burning fireplace, and seamless flow from living to dining to well-appointed kitchen. Granite countertops, steel-blue cabinetry, and stainless-steel appliances elevate meal prep, while French doors from the Florida room open to a resort-style outdoor oasis. Outdoor Entertaining Paradise Cedar pergola shades a large dining table, bubbling Hot Tub, and breezy seating - ideal for Gulf-breeze grilling on the gas BBQ amid family gatherings. Fenced yard, dual outdoor showers, and abundant parking complete the private outdoor haven, just steps from the sand. Spacious Bedrooms and Suites On the main level, accommodations include a private 1st-floor primary suite, offering canopy queen bed, sleeper sofa, and full bath. Additionally, a 1st guest bedroom with king bed, 2nd bedroom with queen bunk bed connected via Jack & Jill bath. The 3rd and 4th bedrooms, each with queen beds are also linked by their own Jack & Jill bathroom. This home sleeps up to 18 guest comfortably. The spiral staircase and modern railings lead to a private suite on the 2nd floor which features a jetted garden tub, large walk-in shower, and private balcony to enjoy the sunrise, sunsets and gulf views. Additional Features Fully furnished, rental ready, plenty of parking, 2 outdoor showers, HOT TUB, outdoor seating, fenced yard, tiled floors on entire 1st level, laundry room, block house with Hardieboard siding, connected to the city sewer, roof was replaced in 2019, (two HVAC systems, two water heaters and kitchen appliances were replaced in 2018), steps away from the beach.

6716 Gulf Drive, Panama City

$750,000

5 Beds ⋅ 4 Baths ⋅ 996478 MLS ⋅ 2,785 SqFt.

Incredible outdoor living meets turnkey convenience in this beautifully upgraded coastal home just minutes from Scenic Highway 30A. A standout feature is the expansive covered entertainment area with 10-foot ceilings, complete with an outdoor kitchen with power and water, hibachi, Green Egg, and grill-perfect for year-round gatherings. Solar panels are included and will be fully paid off at closing, offering energy efficiency and long-term savings. Recently improved by $25,000, this exceptional property at 725 Landing Circle is ideally positioned on the highly desirable west end of Panama City Beach, close to a rare coastal dune lake, sugar-white sand beaches, and emerald Gulf waters. With more than $150,000 in enhancements, the home showcases elevated finishes, modern fixtures, and durable coastal-friendly materials throughout. The spacious floor plan offers five bedrooms and four full bathrooms. The main level features a tranquil primary suite for added privacy, plus an additional bedroom and full bath that work well for guests, a home office, or multi-generational living. Upstairs, generously sized bedrooms and baths support both comfortable personal use and strong short-term rental performance. This property is truly move-in ready and ideal as a high performing vacation rental, full time residence or second home.It's prime location near 30A, Gulf Beaches, shopping, dining and entertainment enhances both lifestyle and investment appeal. Experience Luxury, comfort, and coastal living in one of Panama City Beach's most sought after areas.

725 Landing Cir, Panama City Beach

$750,000

5 Beds ⋅ 4 Baths ⋅ 785925 MLS

Incredible outdoor living meets turnkey convenience in this beautifully upgraded coastal home just minutes from Scenic Highway 30A. A standout feature is the expansive covered entertainment area with 10-foot ceilings, complete with an outdoor kitchen with power and water, hibachi, Green Egg, and grill-perfect for year-round gatherings. Solar panels are included and will be fully paid off at closing, offering energy efficiency and long-term savings. Recently improved by $25,000, this exceptional property at 725 Landing Circle is ideally positioned on the highly desirable west end of Panama City Beach, close to a rare coastal dune lake, sugar-white sand beaches, and emerald Gulf waters. With more than $150,000 in enhancements, the home showcases elevated finishes, modern fixtures, and durable coastal-friendly materials throughout. The spacious floor plan offers five bedrooms and four full bathrooms. The main level features a tranquil primary suite for added privacy, plus an additional bedroom and full bath that work well for guests, a home office, or multi-generational living. Upstairs, generously sized bedrooms and baths support both comfortable personal use and strong short-term rental performance. This property is truly move-in ready and ideal as a high-performing vacation rental, full-time residence, or second home. Its prime location near 30A, Gulf beaches, shopping, dining, and entertainment enhances both lifestyle and investment appeal. Experience luxury, comfort, and coastal living in one of Panama City Beach's most sought-after areas.

725 Landing Circle, Panama City Beach

$729,900

4 Beds ⋅ 4 Baths ⋅ 785918 MLS

Welcome to your waterfront dream home on highly desirable North Bay! This remarkable canal-front property offers the ultimate coastal lifestyle with direct access to the water, a private inground pool, and a 12,000 lb. boat lift designed extra wide to accommodate a boat up to 30 feet. From your backyard, enjoy just a short boat ride to the open waters of the bay and the Gulf, perfect for fishing, cruising, or sunset rides. The private dock is thoughtfully equipped with a fish cleaning station and convenient stairs leading directly into the water, making it ideal for boaters and water enthusiasts alike. Prefer to store your boat out of the water? A separate on-site boat/trailer parking pad provides added flexibility and convenience. This beautifully updated 4-bedroom, 4-bath home has been completely renovated over the past few years, with an effective year built of 2020, and still shows like new. In February 2026, the downstairs flooring was replaced with durable luxury vinyl plank (LVP). There is no tile or carpet anywhere in the home, offering a seamless, modern look throughout. The kitchen is a true centerpiece, featuring newer cabinetry, granite countertops, a large island perfect for gathering, and a unique tile backsplash that complements the home's theme. The spacious dining and living areas provide plenty of room for all your furnishings and open through French doors to a private patio overlooking the stunning backyard and canal views. The first floor offers a well-designed layout with a large primary suite and private bath, an additional bedroom, two more full bathrooms, and a conveniently located laundry room. Upstairs, you'll find two additional bedrooms and another full bath. The rear upstairs bedroom enjoys beautiful water views, while the front bedroom features a private balcony, perfect for morning coffee in peaceful privacy. Designed for entertaining, this home offers multiple indoor and outdoor spaces to host family and friends. The interior has been freshly painted in recent years in a neutral palette that blends beautifully with the updated flooring. Step outside to a fully fenced backyard complete with a utility shed for additional storage. Major improvements over the last five years include a stunning red metal roof, water heater, two air conditioning units, and pool pump, providing peace of mind for years to come. The oversized garage offers abundant storage space, while the home's well and septic system, paired with a water softener, help minimize utility expenses. Additional value: The seller had professional plans drawn to extend the back porch. These plans are included with the sale and have been uploaded to the MLS, offering even more potential to customize your outdoor living space. This is truly one of those homes you must see in person to fully appreciate the thoughtful layout, upgrades, and waterfront lifestyle it offers. Contact your Realtor® today to schedule a private showing before your dream of owning a piece of paradise becomes someone else's reality. Age, schools, square footage, room dimensions, taxes, or any information contained in this MLS listing must be verified by the buyer via personal or professional inspection if important.

4520 Misty Lane, Lynn Haven

$1,299,000

4 Beds ⋅ 4 Baths ⋅ 996241 MLS ⋅ 2,798 SqFt.

OPPORTUNITY ABOUNDS ON THIS LAGUNA BEACH PROPERTY! Welcome to 209 Oleander Drive, ideally located in the heart of Panama City Beach on a spacious L-shaped lot, just steps from the sugar-white sands and emerald waters of the Gulf (less than 600 steps to the beach!). This versatile property is perfect as a primary residence, second home, or income producing long or short-term rental with two separate living spaces. The main house, currently owner-occupied and remodeled in 2017, features bright living spaces and a functional, open flow that is welcoming for both owners and guests. Step outside to enjoy a private outdoor area perfect for relaxing after a day at the beach or entertaining visitors. A standout feature is the 30x30 insulated workshop, offering endless possibilities. With plumbing already in place, it could easily be converted into an additional rental unit, used for a home business, or serve as storage for vehicles or a collection. The property also includes a carriage house (ADU) built in 2023, complete with a two-car garage. Over the past two years, this unit has generated $20,000 annually in short-term rental income, making it an excellent opportunity for buyers seeking immediate investment potential. The two-car garage with separate entrance also offers the option to be converted into additional rental space. Both homes include a full appliance package, tankless water heaters, walk-in showers, and smoke detectors. The property is connected to city water and sewer (no septic), with one shared water/sewer bill and two separate electric meters. Refer to upgrade list in document section. Whether you're looking for a personal beach retreat, an income-producing property, or a combination of both, this unique opportunity offers flexibility, expansion potential, ample storage, and an unbeatable location. Schedule your showing today and discover the possibilities of beach living and investment in Panama City Beach!

209 Oleander Dr, Panama City Beach

$545,000

4 Beds ⋅ 4 Baths ⋅ 785770 MLS

Investor Property Alert! 5 Minute walk to the beach. No HOA!! Sellers offer this beautiful Panama City Beach, a fully furnished duplex just a short stroll from the sugar white sand and emerald waters of the Gulf. This turnkey investment opportunity offers the perfect blend of beach lifestyle and strong rental potential in one of Florida's most sought after vacation markets. NO HOA!! Built in 1999 and thoughtfully updated, this open floor aesthetic features two spacious units, each offering two bedrooms and two bathrooms. The interiors have been renovated in recent years post hurricane with modern kitchens, backsplash, granite countertops, stainless steel appliances, and updated bathrooms that appeal to today's vacation guests and long term renters alike. Tile flooring throughout makes maintenance easy and stands up well to sandy feet and high occupancy. Enjoy the creative and comfortable backyards with fire pits made for entertaining guests and enjoyment, peace, and solitude. The layout provides flexibility for investors. Short-term rent both units for maximum income potential OR live in one side and rent the other, or operate both as short term vacation rentals. The property is being offered furnished and ready to welcome guests, allowing you to start generating income right away. An outdoor shower adds a practical and attractive touch for beachgoers returning from a day in the sun. Location is everything in Panama City Beach, and this property delivers. Just minutes from public beach access, restaurants, shopping, and local attractions, guests can enjoy everything the area has to offer without ever needing to drive far. Walkability to the beach is a major draw that consistently supports strong occupancy and nightly rates. Whether you are looking to expand your investment portfolio or secure a beach property with built in income potential, 8402 Elizabeth Avenue is an opportunity you do not want to miss! Schedule your private showing today and step into a property that works as hard as you do while offering the relaxed lifestyle only the beach can provide.

8402 Elizabeth Avenue, Panama City Beach

$1,299,000

4 Beds ⋅ 4 Baths ⋅ 785643 MLS

OPPORTUNITY ABOUNDS ON THIS LAGUNA BEACH PROPERTY! Welcome to 209 Oleander Drive, ideally located in the heart of Panama City Beach on a spacious L-shaped lot, just steps from the sugar-white sands and emerald waters of the Gulf (less than 600 steps to the beach!). This versatile property is perfect as a primary residence, second home, or income producing Long or short-term rental with two separate living spaces. The main house, currently owner-occupied and remodeled in 2017, features bright living spaces and a functional, open flow that is welcoming for both owners and guests. Step outside to enjoy a private outdoor area perfect for relaxing after a day at the beach or entertaining visitors. A standout feature is the 30x30 insulated workshop, offering endless possibilities. With plumbing already in place, it could easily be converted into an additional rental unit, used for a home business, or serve as storage for vehicles or a collection. The property also includes a carriage house (ADU) built in 2023, complete with a two-car garage. Over the past two years, this unit has generated $25,000 annually in short-term rental income, making it an excellent opportunity for buyers seeking immediate investment potential. The two-car garage with separate entrance also offers the option to be converted into additional rental space. Both homes include a full appliance package, tankless water heaters, walk-in showers, and smoke detectors. The property is connected to city water and sewer (no septic), with one shared water/sewer bill and two separate electric meters. Refer to upgrade list in document section. Whether you're looking for a personal beach retreat, a long term or short term income-producing property, or a combination of both, this unique opportunity offers flexibility, expansion potential, ample storage, and an unbeatable location. Schedule your showing today and discover the possibilities of beach living and investment in Panama City Beach!

209 Oleander Drive, Panama City Beach

$2,700,000

6 Beds ⋅ 4 Baths ⋅ 785746 MLS

Positioned along the sugar-white sands and emerald waters of Florida's famed Gulf Coast, 13906 Front Beach Road represents a rare opportunity to own a private, fully self-contained beachfront estate in the exclusive Bid-A-Wee Beach enclave. Encompassing approximately 3,720 square feet with six bedrooms and four baths, this exceptional residence offers the flexibility of a grand single-family retreat or two independent luxury residences, each with its own kitchen, living areas, and Gulf-view terraces. Designed for refined coastal living, the home's elevated interiors capture breathtaking panoramic views of the Gulf of Mexico from expansive open-concept living spaces and private balconies. Elegant finishes include granite countertops, stainless steel appliances, custom cabinetry, and gas fireplaces, creating an atmosphere of relaxed sophistication. The top floor living area in includes a professionally installed Bose surround sound system with acoustic modeling to insure optimal performance. An elevator provides seamless access to upper levels, while dual garages and private driveways ensure convenience and discretion. Residents enjoy privileged access to over 2,000 feet of gated private beachfront--an extraordinary amenity rarely found along this world-renowned coastline. This exclusive setting offers tranquility and privacy while remaining moments from the vibrant dining, shopping, and entertainment of Panama City Beach. Whether envisioned as a legacy family compound, an international vacation residence, or a high-performing investment asset, this property delivers exceptional versatility and enduring value. With its commanding Gulf views, private beach access, and flexible dual-residence design, 13906 Front Beach Road is a true luxury offering on Florida's Emerald Coast. Private showings available by appointment only. Please see virtual tour.

13906 Front Beach Road, Panama City Beach

$349,000

3 Beds ⋅ 4 Baths ⋅ 785704 MLS

Experience the best of SweetBay in the ''Sabal'' plan by Harris Doyle Homes. Designed for those who value experiences over yard work, this cottage offers a truly ''lock-and-leave'' lifestyle. Your monthly fees handle the landscaping, irrigation, and even routine exterior maintenance--giving you total freedom to enjoy the community's resort-style perks. Inside, luxury meets logic with a rare dual-primary suite layout. The main level features a primary retreat with a floor-to-ceiling tiled shower, while the second floor offers a second primary suite with a private balcony--perfect for morning coffee. A third ensuite bedroom ensures every guest has their own sanctuary. The SweetBay Life: Drive your golf cart to the resort-style pools, launch a kayak into the Bay, or walk to the brand-new Publix-anchored town center. With private beach access, a sports court, and a future marina on the horizon, this isn't just a home--it's a permanent vacation. Buyer to verify all information and measurements if important

2323 Discovery Loop, Panama City

$1,300,000

4 Beds ⋅ 4 Baths ⋅ 785628 MLS

Two story located across from the desired Dedicated Beach in Mexico Beach. Panoramic views of the Gulf of Mexico 24/7. 2BR/1.5B upstairs with kitchen dining living and a wide front porch offering those sunset views. Downstairs is 2BR/1.5B with kitchen dining living and a covered front porch. There is a 2 car attached garage. The fenced back yard has an inground pool.

108 Hwy 98, Mexico Beach

$879,900

3 Beds ⋅ 4 Baths ⋅ 785578 MLS

Beautiful 3 bedroom, 3.5 bath town home comes fully furnished and offers stunning Gulf views. Designed for comfort and convenience, this home features multiple levels of living space, including an open-concept main floor with a bright living area, dining space, and well-appointed kitchen--perfect for entertaining or relaxing after a day at the beach. The master suite offers private Gulf views, a spa-like bath with double vanities, soaking tub/ shower. The ground floor includes a private bedroom and bath, ideal for occasional visitors or guest seeking their own space. Each guest bedroom has its own private bath, providing plenty of space for family and friends. A private garage, ample storage, and outdoor balconies make this property ideal for full-time living or a vacation retreat. Just steps from the beach, this town home combines Gulf views, generous space, and modern comforts in a prime location.

100 Miramar Drive Unit C, Mexico Beach

$599,000

5 Beds ⋅ 4 Baths ⋅ 785491 MLS

Positioned on a private cul-de-sac lot in the established Hawks Landing community, this all-brick 5-bedroom, 4-bathroom home offers 3,605 square feet of spacious and flexible living space. A wooded buffer behind the property provides added privacy with no immediate rear neighbors. Inside, 10-foot ceilings on the main level and 9-foot ceilings upstairs create an open, expansive feel. Genuine hardwood flooring, crown molding, arched openings, decorative columns, and a gas fireplace with built-in shelving add warmth and architectural character to the main living areas. The kitchen features granite countertops, stainless steel appliances, abundant cabinetry, recessed lighting, and a raised breakfast bar overlooking the living area. The open layout provides plenty of room for everyday living and entertaining. The oversized primary suite includes dual granite vanities, a corner jetted tub, and a separate glass-enclosed shower. Four additional bedrooms and multiple full bathrooms provide flexibility for guests, home offices, or multi-generational living. Upstairs, a spacious bonus room with access to a full bathroom could serve as a media room, recreation area, or private guest suite. A covered rear porch extends the living space outdoors and overlooks the private backyard and wooded buffer. Additional features include an irrigation system supplied by reclaimed water and utilities provided by the City of Lynn Haven. Conveniently located near Bay Haven Charter Academy, A. Crawford Mosley High School, grocery stores, restaurants, shopping, and everyday services, this Hawks Landing home combines generous square footage, a versatile floor plan, and a private setting in a convenient Panama City location.

2916 Bay Wing Loop, Panama City

$400,000

4 Beds ⋅ 4 Baths ⋅ 995698 MLS ⋅ 2,000 SqFt.

LITTLE TO NO POWER BILL! Welcome to your coastal sanctuary in the gated community of Magnolia Bay Club. This meticulously maintained 2,000-square-foot home offers a rare and highly desirable floor plan that perfectly accommodates comfortable, full-time living or a multi-generational setup. A spacious primary retreat is conveniently located on the first floor, making everyday living an absolute breeze. Upstairs, you'll find a second generously sized master suite, alongside two additional bedrooms connected by a highly functional Jack-and-Jill bathroom, providing fantastic privacy and space for family or guests. Move-in ready and kept in excellent condition, this home boasts a private, detached two-car garage. Living in Magnolia Bay Club means embracing a resort lifestyle right at your doors doorstep. Residents enjoy exclusive bayfront access, a community boat dock, a sparkling resort-style pool, and a playground. Plus, with the HOA handling the landscaping, you can spend less time on yard work and more time enjoying the beautiful Panama City Beach surroundings. Don't miss the opportunity to make this standout property your new primary residence. Schedule your private showing today! Solar Panel loan to be assumed or paid off by buyer at closing.

2407 Grandiflora Blvd, Panama City Beach

$400,000

4 Beds ⋅ 4 Baths ⋅ 785487 MLS

LITTLE TO NO POWER BILL! Welcome to your coastal sanctuary in the gated community of Magnolia Bay Club. This meticulously maintained 2,000-square-foot home offers a rare and highly desirable floor plan that perfectly accommodates comfortable, full-time living or a multi-generational setup. A spacious primary retreat is conveniently located on the first floor, making everyday living an absolute breeze. Upstairs, you'll find a second generously sized master suite, alongside two additional bedrooms connected by a highly functional Jack-and-Jill bathroom, providing fantastic privacy and space for family or guests. Move-in ready and kept in excellent condition, this home boasts a private, detached two-car garage. Living in Magnolia Bay Club means embracing a resort lifestyle right at your doorstep. Residents enjoy exclusive bayfront access, a community boat dock, a sparkling resort-style pool, and a playground. Plus, with the HOA handling the landscaping, you can spend less time on yard work and more time enjoying the beautiful Panama City Beach surroundings. Don't miss the opportunity to make this standout property your new primary residence. Schedule your private showing today! Solar Panel loan to be assumed or paid off by buyer at closing.

2407 Grandiflora Boulevard, Panama City

$639,990

5 Beds ⋅ 4 Baths ⋅ 785438 MLS

NEW LOWER PRICE! Exceptional 5-bedroom, 3.5-bathroom custom-built pool home located in the highly sought-after North Colony Club Estates neighborhood. Designed by a premier local architect, this luxury property features an expansive open floor plan perfect for modern living and entertaining. The gourmet kitchen boasts premium granite countertops, a custom marble backsplash, a large breakfast bar, and an eat-in breakfast nook. The kitchen flows seamlessly into the family room, where elegant French doors open to a private backyard oasis featuring a stunning swimming pool and covered patio. Don't miss this rare opportunity for an architectural masterpiece in Panama City! Please verify dimensions and square footage if important.

102 Sunset Circle, Panama City Beach

$1,145,000

4 Beds ⋅ 4 Baths ⋅ 785282 MLS

New construction investment opportunity in Panama City Beach designed with both lifestyle and income potential in mind. This fully furnished, turn-key beach house offers a strong short-term rental profile with features today's guests actively search for on Airbnb and VRBO -- private in-ground pool, golf-cart-friendly garage space, covered balcony, and modern coastal finishes. The open-concept layout maximizes guest flow and sleeping capacity potential, with a spacious living and dining area that easily accommodates groups. The well-appointed kitchen features quality finishes ideal for extended stays, while the covered balcony and resort-style pool create the outdoor experience vacationers expect when booking a Panama City Beach rental. Built with elevated construction, a metal roof, and durable exterior materials, this property was thoughtfully designed for longevity, lower maintenance, and long-term holding value -- key factors for investors focused on ROI and asset protection. The attached garage provides storage for beach gear, owner closets, or a golf cart, enhancing rental appeal and convenience. This property allows for immediate income production with minimal downtime between closing and first booking. The flexible floor plan supports use as a high-performing short-term rental, second home with rental income, or primary residence with supplemental income potential. Located just minutes from the white-sand beaches of the Gulf of Mexico, Pier Park shopping and dining, 30A, Camp Helen State Park, and Northwest Florida Beaches International Airport (ECP), this home sits in a high-demand rental corridor known for strong seasonal occupancy. Whether you are expanding your investment portfolio, completing a 1031 exchange, or securing a beach asset with appreciation and income potential, this Panama City Beach pool home delivers location, lifestyle, and revenue opportunity in one strategic package.

310 Benicia Place, Panama City Beach

$1,347,000

4 Beds ⋅ 4 Baths ⋅ 785281 MLS

Luxury 2026 new construction near the Gulf with private pool, STR allowed Walk to Panama City Beach's sugar-white sand from this brand-new 2025 luxury home, thoughtfully built for both everyday living and strong short-term rental performance. The 4-bed, 3.5-bath layout includes two main-level suites with private bathrooms, perfect for guests, multigenerational households, or maximizing vacation rental occupancy. Open floor plan with upscale coastal finishes: durable luxury vinyl plank flooring, tall accent ceilings, and a bright loft that works as extra lounge, bunk room, media space, or game area. The chef's kitchen boasts custom cabinets, quartz counters, a gas range with designer hood, and a large island for gathering. Spa-style baths, abundant natural light, and clean modern details complete the interior. Outdoor living is a highlight: private saltwater pool, covered patio, and room for year-round relaxation or entertaining after a day on the beach. Built with 2x6 exterior framing and a metal roof, this home was designed for durability, efficiency, and long-term peace of mind. Located in a golf-cart-friendly neighborhood near Pier Park, Highway 30A, Rosemary Beach, Camp Helen State Park, Topgolf, and Dolly Parton's Pirate Voyage--right in the heart of PCB's top attractions. With short-term rentals permitted, it's a compelling choice as an income-producing vacation home, second home, or primary residence in Panama City Beach.

21701 Marlin Avenue, Panama City Beach

$1,995,000

4 Beds ⋅ 4 Baths ⋅ 785124 MLS

Experience refined coastal luxury in Wild Heron with this exceptional new construction residence, thoughtfully designed with the highest level of craftsmanship and premium finishes throughout. Construction has already begun with a completion date of Fall '26 on this 4-bedroom, 3.5-bath home and will offer approximately 3,132 square feet of beautifully curated living space, showcasing top-of-the-line materials, designer selections, and architectural details that elevate everyday living. The open-concept floor plan is ideal for both entertaining and relaxed coastal living, featuring a gourmet kitchen, spacious living and dining areas, and a private primary suite designed as a true retreat. Every element of this home has been carefully selected to reflect modern elegance and timeless quality, with opportunities for buyers to secure today's pricing and take advantage of exclusive pre-construction incentives. Construction has already begun, allowing early purchasers the unique advantage of locking in value and participating in select design choices. (Terms and selection deadlines apply). Located within the prestigious, gated community of Wild Heron, residents enjoy access to world-class amenities including a lakeside boathouse, fitness center, resort-style pool, walking trails, and the renowned Shark's Tooth Golf Club, all just minutes from the white-sand beaches of 30A and Panama City Beach. Secure your place in one of the area's most sought-after communities and take advantage of this rare pre-construction opportunity before pricing increases. All pictures and video are renderings of what is to be built.

1318 E Lakewalk Circle, Panama City Beach

Bay County, FL 4 Bathroom Homes for Sale

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