Bay County, FL Real Estate Search

Bay County, FL 3 Bedroom Homes for Sale

Bay County, FL, offers a diverse selection of charming 3-bedroom homes for sale, perfect for families and individuals seeking a tranquil coastal lifestyle. Nestled between the beautiful Gulf of Mexico and lush inland parks, the area is known for its friendly communities and vibrant neighborhoods. Potential buyers can explore various architectural styles, from modern designs featuring open floor plans to cozy, traditional homes exuding southern charm. With proximity to stunning beaches, recreational activities, and excellent schools, these properties not only provide comfortable living spaces but also access to an array of amenities that enhance the quality of life in this picturesque region. Whether you're looking for a vacation retreat or a permanent residence, Bay County's real estate market has something to offer for everyone.

Our website features the best real estate search for 3 bedroom homes available in Bay County, FL and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official REALTOR®’s database every 15 minutes. 

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Newest Bay County, FL 3 Bedroom Homes for Sale

7012 S Lagoon Drive, Panama City
$815,000
3 Beds ⋅ 2 Baths ⋅ 796639 MLS
Enjoy waterfront living in the desirable Lower Grand Lagoon area of Panama City Beach with this 3-bedroom, 2-bath home offering 50 feet of frontage on the lagoon and direct access to the Gulf. The property features a boathouse with a 10,000-lb boat lift, making it easy to enjoy boating, fishing, and days on the water right from your backyard. Inside, the home offers an open floor plan with a wood-burning fireplace, granite countertops in the kitchen and bathrooms, and an enclosed porch providing additional space for relaxing, entertaining, or creating a home office or game room. Recent improvements include new flooring and interior paint throughout, exterior paint completed in 2025, and roofs on both the home and boathouse replaced in 2022. The HVAC was serviced and the septic tank pumped in 2026. A detached one-car garage provides additional storage for beach and boating gear. For buyers needing even more space, a separate lot located approximately one block away is also available for purchase separately (MLS #796638 )and features a three-car garage--perfect for storing boats, vehicles, golf carts, and other toys or creating additional workspace. Conveniently situated near the beautiful beaches of the Gulf, local dining, shopping, and entertainment, this property offers easy access to everything Panama City Beach has to offer. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this property offers plenty of possibilities to make it your own.

7012 S Lagoon Drive, Panama City

4015 E 12th Court, Panama City
$155,000
3 Beds ⋅ 2 Baths ⋅ 796637 MLS
4015 E 12th Court, Panama City, FL Calling all investors, flippers, and buyers looking for a property with great potential! Situated on a quiet cul-de-sac, this solid brick 3-bedroom, 2-bathroom home offers a fantastic opportunity to add value, whether you're looking for your next investment property, rental, or renovation project. A beautiful mature oak tree welcomes you to the property, adding shade and character to the front yard. Inside, you'll find an oversized kitchen and dining area with plenty of space to reimagine and make your own. The former one-car garage has been enclosed and converted into a versatile bonus room, complete with its own mini-split heating and cooling system. This additional space offers flexibility for a home office, game room, second living area, or hobby room. A spacious laundry room conveniently located off the kitchen and adjacent to the bonus room adds even more functionality. Step outside to discover a large, fully fenced backyard surrounded by mature trees, offering plenty of shade, privacy, and room for outdoor activities, pets, or entertaining. The cul-de-sac location adds to the property's appeal with minimal through traffic. With a roof replaced in 2018, durable brick exterior, spacious backyard, and flexible floor plan, this property offers a great starting point for your next project. Whether you're looking to renovate and resell, add to your rental portfolio, or create a home of your own, the possibilities are worth exploring. Bring your vision and unlock the potential of this City of Springfield property!

4015 E 12th Court, Panama City

8601 Surf Drive Unit 12W, Panama City Beach
$825,000
3 Beds ⋅ 2 Baths ⋅ 796624 MLS
BACK ON THE MARKET & READY FOR YOU | NEVER RENTED | 1,783 SQ FT | ONLY 2 UNITS PER FLOOR | GULF FRONT Here's another chance to discover Grande Surf Club 12W--a rare Gulf-front residence in Panama City Beach offering the space, privacy, and comfort of a coastal home with all the benefits of beachfront living. This spacious 3-bedroom, 2-bath, 1,783 sq. ft. condo has NEVER been rented and has been enjoyed exclusively as a personal residence and private family beach retreat. That means no years of rental turnover--just a beautifully maintained Gulf-front home that has been cared for and enjoyed by the same family. Inside, you'll find a spacious open layout with custom ceiling treatments, high-end finishes, an electric fireplace, a massive leather sectional, and a dining table for eight that even converts into a poker/game table. Step outside onto the large wraparound balcony and take in unobstructed views of the Gulf--the perfect place for morning coffee, sunset dinners, or simply listening to the waves. What really sets Grande Surf Club apart is the privacy. This desirable low-density beachfront building has only 28 residences with just TWO units per floor, private beach access, and a Gulf-front community pool. You get the convenience of being right in the heart of Panama City Beach while enjoying a quieter, less crowded beachfront setting. Whether you're searching for a full-time Gulf-front residence, second home, or private family beach getaway, 12W offers something increasingly hard to find in Panama City Beach. Never rented. More space. More privacy. Custom finishes. Unobstructed Gulf views. 12W is back, available, and ready for its next chapter. Schedule your private showing and come experience the difference at Grande Surf Club.

8601 Surf Drive Unit 12W, Panama City Beach

2120 Wild Heron Way Unit 201, Panama City Beach
$649,000
3 Beds ⋅ 2 Baths ⋅ 796611 MLS
Experience effortless coastal living in this exceptional one-level residence at 2120 Wild Heron Way #201, perfectly positioned within the gated community of Wild Heron and overlooking the soaring pines and renowned Shark's Tooth Golf Course. Offering three bedrooms, a two-car garage, and a brick-paver driveway, this spacious unit combines thoughtful design, elevated finishes, and an enviable setting. Inside, an open-concept floor plan is enhanced by wide-plank LVP flooring, raised ceilings, and elegant tray ceilings throughout the main living areas. The generous formal dining space easily accommodates a six-person dining table and features built-in shelving for added character and functionality. The spacious kitchen offers abundant cabinetry and storage, a large pantry, center island, and breakfast bar with seating, making it equally suited for everyday living and entertaining. The expansive living room is anchored by a beautiful tray ceiling and a dramatic floor-to-ceiling sliding glass door that opens to a large screened-in patio. Enjoy peaceful views of Shark's Tooth Golf Course and the surrounding natural landscape from this inviting outdoor living space. The oversized primary suite provides plenty of room for a king-size bed and features two generous closets. The spacious primary bath offers dual vanities, a separate jetted garden tub, and an elegant tiled shower. Two additional sizeable bedrooms share a generous hall bath, while a sizeable laundry room provides valuable additional storage. Wild Heron is a 734-acre community with Coastal Craftsman Style on the shores of Lake Powell at Inlet Beach, Florida. Located just a short drive from world-class shopping, dining, the World's Most Beautiful Beaches of Panama City Beach, and the ever-popular 30A Beaches of South Walton County. The community offers a plethora of amenities, including a lakeview swimming pool, health & fitness center, boardwalks and nature paths, parks, and a lakefront Boathouse with kayaks and canoes. Owners at Wild Heron can opt to join the WaterSound Beach Club, offering members exclusive access to Shark's Tooth Golf Course, The Third Golf Course, Camp Creek Golf Course, Camp Creek Amenities Center, and the WaterSound Beach Club for private beach access and its multiple pools and restaurants.

2120 Wild Heron Way Unit 201, Panama City Beach

3024 Selma Avenue, Panama City
$275,000
3 Beds ⋅ 2 Baths ⋅ 796577 MLS
FIRST TIME HOME BUYERS - This one is for you! Welcome to 3024 Selma Ave.; a beautifully finished new construction home in Panama City, Florida, offers 3 bedrooms, 2 bathrooms, and 1,425 square feet of thoughtfully designed living space. Whether you're purchasing your first home, looking to downsize, or simply ready for a fresh start, this home offers the perfect blend of style, comfort, and functionality. Step inside to an inviting open-concept floor plan filled with natural light, neutral finishes, and beautiful wood-look flooring throughout the main living areas. The spacious living and dining areas flow seamlessly into the kitchen, creating a comfortable space for entertaining friends, hosting family gatherings, or simply enjoying a quiet night at home. The kitchen features crisp white shaker-style cabinetry, granite countertops, stainless steel appliances, and a center island that provides additional prep space and casual seating. The primary suite offers a private retreat with an ensuite bathroom featuring a walk-in shower and generous closet space. Two additional bedrooms provide plenty of flexibility for guests, a home office, or whatever fits your lifestyle. Outside, you'll appreciate the covered front entry, convenient covered parking, and covered back porch overlooking the backyard, with room to relax, entertain, or create your own outdoor oasis. Location is another great advantage! Situated in Panama City, this home offers convenient access to local shopping, dining, schools, parks, and everyday essentials. Enjoy being within reach of downtown Panama City, St. Andrews, and the beautiful beaches of the Emerald Coast, giving you plenty of opportunities to explore everything the area has to offer. With the appeal of brand-new construction, modern finishes, a practical layout, and a convenient Panama City location, 3024 Selma Avenue is a wonderful opportunity to make homeownership a reality. Move-in ready and waiting for you to make it your own! Schedule your private showing today!

3024 Selma Avenue, Panama City

549 E 4th Court, Panama City
$415,000
3 Beds ⋅ 2 Baths ⋅ 796576 MLS
DUAL-DWELLING INCOME POTENTIAL | THE COVE MEETS DOWNTOWN PANAMA CITY Under a majestic canopy of heritage live oaks, among the rare mature trees to stand proud through Hurricane Michael, sits this 1935 coastal cottage and fully equipped detached guest house. Blending historic Southern character with an effective build year of 2015, this property delivers the ideal mix of vintage soul, modern luxury, and unmatched flexibility. With two completely independent dwellings, the possibilities are effortless: live in the main home while generating steady rental revenue from the ADU, rent both units to maximize returns, or create the ultimate private multi-generational compound. A vibrant red front door at the main entrance welcomes you onto the covered porch and into an airy, light-filled open floor plan highlighted by original crown molding, recessed lighting, and a painted brick fireplace. The galley kitchen boasts extensive granite counter space, crisp white cabinetry, subway tile, and stainless steel appliances. Down a subtle step-down transition, the cozy family room offers a quiet retreat overlooking the grounds. The primary retreat features a mini-split system, a walk-in wardrobe, and an ensuite bath with a double granite vanity and a wet-room bath suite, complete with a freestanding soaking tub and custom dual shower fixtures featuring an overhead waterfall fixture. Down the hall, a versatile dedicated home office includes its own closet (readily functioning as an official third bedroom or flex space), while an oversized guest bedroom, full guest bath, and separate laundry/utility room complete the main interior layout. Set privately across the sprawling fenced backyard, the detached studio is fully autonomous. It features its own architectural metal roof, private covered porch, ADA-compliant detachable ramp, dedicated mini-split climate control, tankless water heater, full kitchen with breakfast bar island, and a newly remodeled modern walk-in tile shower. Leave historic home worries behind: documented capital improvements include foundation work by Alpha Foundations (2026), full attic restoration (2025), a 200-Amp electrical service upgrade (2023) equipped with a dedicated smart electric vehicle charger, new concrete walkways, an 8x4 garden shed, and durable metal roofs on both structures. Modern tech and security convey seamlessly: the property includes an installed Vector Security system featuring an interior touchscreen monitor and dual exterior roofline-mounted cameras covering both the front entrance and back patio, plus eligibility to assume the sellers' rare, grandfathered high-speed Xfinity internet plan. Tucked on a quiet street bordered by beloved neighbors on the edge of The Cove, you enjoy the close-knit camaraderie and storybook charm without sacrificing convenience. Take a golf cart ride across Massalina Bayou to watch sailboats drift against evening sunsets, explore the Panama City Marina, dine and delight in Historic Downtown Panama City's ever-growing cuisine and activity scene, or grab fresh produce at the Saturday Farmers Market, the 6th largest in the nation. Errands and commutes could not be easier with instant access to Hwy 98 and walkable neighborhood staples like CVS and Dollar General. Best of all, having Ascension Sacred Heart Hospital and the Panama City Fire Department just blocks from your door offers unmatched everyday peace of mind.

549 E 4th Court, Panama City

549 E 4th Ct, Panama City
$415,000
3 Beds ⋅ 2 Baths ⋅ 1013767 MLS ⋅ 1,579 SqFt.
DUAL-DWELLING INCOME POTENTIAL | THE COVE MEETS DOWNTOWN PANAMA CITY Under a majestic canopy of heritage live oaks, among the rare mature trees to stand proud through Hurricane Michael, sits this 1935 coastal cottage and fully equipped detached guest house. Blending historic Southern character with an effective build year of 2015, this property delivers the ideal mix of vintage soul, modern luxury, and unmatched flexibility. With two completely independent dwellings, the possibilities are effortless: live in the main home while generating steady rental revenue from the ADU, rent both units to maximize returns, or create the ultimate private multi-generational compound. A vibrant red front door at the main entrance welcomes you onto the covered porch and into an airy, light-filled open floor plan highlighted by original crown molding, recessed lighting, and a painted brick fireplace. The galley kitchen boasts extensive granite counter space, crisp white cabinetry, subway tile, and stainless steel appliances. Down a subtle step-down transition, the cozy family room offers a quiet retreat overlooking the grounds. The primary retreat features a mini-split system, a walk-in wardrobe, and an ensuite bath with a double granite vanity and a wet-room bath suite, complete with a freestanding soaking tub and custom dual shower fixtures featuring an overhead waterfall fixture. Down the hall, a versatile dedicated home office includes its own closet (readily functioning as an official third bedroom or flex space), while an oversized guest bedroom, full guest bath, and separate laundry/utility room complete the main interior layout. Set privately across the sprawling fenced backyard, the detached studio is fully autonomous. It features its own architectural metal roof, private covered porch, ADA-compliant detachable ramp, dedicated mini-split climate control, tankless water heater, full kitchen with breakfast bar island, and a newly remodeled modern walk-in tile shower. Leave historic home worries behind: documented capital improvements include foundation work by Alpha Foundations (2026), full attic restoration (2025), a 200-Amp electrical service upgrade (2023) equipped with a dedicated smart electric vehicle charger, new concrete walkways, an 8x4 garden shed, and durable metal roofs on both structures. Modern tech and security convey seamlessly: the property includes an installed Vector Security system featuring an interior touchscreen monitor and dual exterior roofline-mounted cameras covering both the front entrance and back patio, plus eligibility to assume the sellers' rare, grandfathered high-speed Xfinity internet plan. Tucked on a quiet street bordered by beloved neighbors on the edge of The Cove, you enjoy the close-knit camaraderie and storybook charm without sacrificing convenience. Take a golf cart ride across Massalina Bayou to watch sailboats drift against evening sunsets, explore the Panama City Marina, dine and delight in Historic Downtown Panama City's ever-growing cuisine and activity scene, or grab fresh produce at the Saturday Farmers Market, the 6th largest in the nation. Errands and commutes could not be easier with instant access to Hwy 98 and walkable neighborhood staples like CVS and Dollar General. Best of all, having Ascension Sacred Heart Hospital and the Panama City Fire Department just blocks from your door offers unmatched everyday peace of mind.

549 E 4th Ct, Panama City

110 Grand Heron Drive, Panama City Beach
$739,900
3 Beds ⋅ 3 Baths ⋅ 796574 MLS
Welcome to 110 Grand Heron Dr. This home has been completely renovated with designer finishes and major recent improvements including a brand-new primary bathroom. This exceptional custom built 3-bedroom PLUS private office 2.5 bath home features 2,517 square feet of beautifully finished living space in the highly sought-after Glades community. New roof in 2019 and exterior of home was professionally painted in 2025. Designed for effortless day to day living and entertaining, the open-concept interior immediately draws your eyes to the wall of windows overlooking the lake. The living room features 12 ft ceilings, a gas fireplace and a stunning view of the lake through 17 floor to ceiling windows. The warm wide-open feeling of this home continues as you step towards a true chef's kitchen featuring double oven, electric cooktop, wine chiller, walk in pantry, an oversized granite countertop/bar top with room for 5 bar stools, and an open dining area. This kitchen provides generous preparation space, and seamless connection to the main living areas. The split floor plan provides privacy and flexibility, with a spacious first floor primary bedroom featuring a lake view with motorized blinds, large his and hers walk in closets, its own HVAC system zone control and a spa-inspired bath with a freestanding soaking tub, frameless glass shower, dual shower heads and dual quartz vanities. The first floor also features a separate private office space with French doors, custom built-in cabinets and desktop. Spacious open living room with gas fireplace surrounded by built in cabinets and shelves. Upstairs has its own HVAC system and features two additional spacious bedrooms and a full bath with tub creating privacy for your guest. Upstairs you will also find a spacious walk-in floored attic with plenty of additional storage. Throughout the home, handcrafted cabinetry, integrated built-ins, designer lighting, an abundance of closets, storage areas and premium finishes create a refined yet comfortable aesthetic. Outside, the property features a large wrap around driveway, a low maintenance landscape design, zoned irrigation system and a screened in heated saltwater pool. Just outside of the pool area you will enjoy a separate relaxation area with outdoor fireplace and an amazing lake view. Garage floor, pool deck and patio feature Ninja floor coating. The three-car garage features insulated hurricane rated doors, separate heating and cooling, LED lighting, custom cabinets with sink, and 2 large extra closets. This oversized 3-car garage allows plenty of space for your cars, golf carts and bikes. Located less than 2 minutes from restaurants, shopping, Gulf beaches and other everyday conveniences. This is an opportunity to enjoy a thoughtfully upgraded residence where quality craftsmanship, carefully selected finishes, and exceptional indoor-outdoor living come together in one remarkable home. Enjoy a fully updated move in ready luxury home without taking on a renovation project.

110 Grand Heron Drive, Panama City Beach

10901 Front Beach Rd Unit UNIT 1103, Panama City Beach
$625,000
3 Beds ⋅ 2 Baths ⋅ 1013740 MLS ⋅ 1,185 SqFt.
Welcome to Majestic Beach Resort Tower 1, Unit 1103--A beautifully updated 3-bedroom Gulf-front condo offering the beachfront lifestyle today's Panama City Beach buyers are looking for. Strong HOA with low quarterly dues! Perfectly positioned on the 11th floor, this residence delivers sweeping Gulf views from a comfortable, livable height--not too high, not too low--with direct balcony access from both the living area and Gulf-front owner's suite. And, it is so pretty!! Inside, the condo feels fresh, coastal, and rental-ready, with recent improvements that include luxury vinyl plank flooring, wall baseboards, full interior paint, upgraded lighting fixtures, and kitchen backsplash. There are quality furnishings and a new couch, chair, and living room curtains. Big expenses are done; 2024 HVAC system, 2022 water heater, and newer stainless appliances. The result is a clean, stylish beach retreat that is easy to enjoy from day one. The open living area offers plenty of seating, a queen sleeper sofa, coastal decor, and an effortless flow to the private balcony overlooking the sugar-white sand and emerald water. The Gulf-front owner's suite features a king bed, balcony access, soaking tub, and a walk-in shower. Guests will appreciate the queen guest bedroom with access to the second full bathroom, plus a third bedroom with bunk beds--creating flexible sleeping space for families, friends, and vacation rental guests. Max guest occupancy is 7.

10901 Front Beach Rd Unit UNIT 1103, Panama City Beach

10447 Miller Circle, Youngstown
$275,000
3 Beds ⋅ 2 Baths ⋅ 796481 MLS
WATERFRONT LIVING ON DEER POINT LAKE WITHOUT THE WATERFRONT PRICE TAG! Have you dreamed of owning a waterfront home where you can fish, boat, swim, and explore Econfina Creek and Northwest Florida's beautiful freshwater springs, but thought it was out of your price range? Here's your chance to make that dream a reality! Welcome to 10447 Miller Circle, a well-maintained 2022 manufactured home situated on over HALF AN ACRE with more than 100 FEET of frontage on a navigable Deer Point Lake canal! Whether you're an avid fisherman, boating enthusiast, nature lover, or simply looking for a peaceful waterfront retreat, this property offers an incredible opportunity to enjoy the Florida lifestyle! IMAGINE FISHING IN YOUR OWN BACKYARD! Cast a line for bream from your private dock, head out for bass fishing on Deer Point Lake, or take a short boat ride to explore Econfina Creek and its beautiful Florida springs. A convenient mooring post provides a place to tie up your boat, while Cherokee Landing boat launch is less than a mile away--approximately a 2-minute drive! LOVE OUTDOOR LIVING? Picture grilling your fresh catch at the waterfront grill/firepit area, relaxing with friends, or watching beautiful sunsets over the water. With over half an acre, there's plenty of room for your boat, recreational toys, outdoor entertaining, or potentially adding a pool, carport, or other improvements. The large shed with electricity is perfect for storing fishing gear, tools, lawn equipment, or creating your own workshop! MAJOR UPDATES OFFER ADDED VALUE AND PEACE OF MIND! This lovingly maintained home features a NEW METAL ROOF (2024), NEW A/C (2024), SEPTIC SYSTEM (2021), and newer well, potentially saving you thousands in major replacement costs. Additional features include a wheelchair-accessible front entrance, full-glass storm door, gutters, paved road access, and a large outdoor light pole for convenient nighttime parking. STEP INSIDE AND FEEL RIGHT AT HOME! The desirable split-bedroom floor plan offers privacy for owners and guests, while the spacious living room features a modern electric fireplace--perfect for cozy evenings after a day on the water. The large kitchen and dining area provide generous counter space, abundant cabinet storage, and beautiful canal views! Imagine sipping your morning coffee while overlooking the water or entertaining family and friends after a fun day of fishing and boating. The oversized laundry room is conveniently located between the kitchen and primary bathroom, with access from both rooms PLUS a door leading outside--perfect for coming in after fishing, gardening, or outdoor activities without tracking dirt throughout the home! The spacious primary suite easily accommodates larger furniture and features an approximately 11.2' x 4.7' walk-in closet for plenty of storage. The private bathroom offers double vanity sinks, additional storage, and a tub/shower combo. PEACEFUL WATERFRONT LIVING WITH EVERYDAY CONVENIENCES NEARBY! You're less than 10 minutes from DG Market, Piggly Wiggly/Garner's Supermarket--known for some of Bay County's best fried chicken--and Willie Earl's Hardware. Plus, the newer Publix at Lindsey Crossing, shopping, and restaurants are less than 10 miles away! Whether you're looking for a primary residence, weekend fishing getaway, seasonal retreat, or a place to enjoy the waterfront lifestyle year-round, this property offers outstanding possibilities! WHY KEEP DREAMING ABOUT WATERFRONT LIVING WHEN YOU COULD BE LIVING IT? With over half an acre, 100+ feet of canal frontage, your own dock, convenient boating access, and major recent updates, this is an opportunity you won't want to miss! Schedule your private showing today and discover the possibilities at 10447 Miller Circle!

10447 Miller Circle, Youngstown

3101 W 22nd Street, Panama City
$185,000
3 Beds ⋅ 2 Baths ⋅ 796487 MLS
BEAUTIFULLY RENOVATED BRICK HOME | OVER $38,000 IN UPGRADES | OVERSIZED CORNER LOT | MOVE-IN READY!INCREDIBLE VALUE IN BEAUTIFUL PANAMA CITY, FLORIDA! Discover this beautifully updated 3-bedroom, 1.5-bath single-family brick home, situated on a spacious, oversized corner lot and featuring OVER $38,000 IN RECENT RENOVATIONS AND IMPROVEMENTS! Step inside to enjoy a fresh, modern interior featuring gorgeous new laminate wood flooring, freshly painted walls throughout, and an upgraded kitchen showcasing BRAND-NEW CABINETRY AND STAINLESS-STEEL APPLIANCES! The home's classic brick exterior and durable metal roof offer timeless appeal, while the generously sized fenced-in outdoor patio provides an inviting space for entertaining, relaxing, or enjoying Florida's beautiful weather. An additional outdoor utility shed offers valuable extra storage. LOCATION, LIFESTYLE & CONVENIENCE! Enjoy everything Panama City and Florida's spectacular Emerald Coast have to offer! Explore vibrant Downtown Panama City, with its waterfront attractions, restaurants, boutiques, and entertainment. Discover charming Historic St. Andrews, scenic waterfront parks, boating, fishing, and outdoor recreation. The area offers access to Bay District Schools, shopping centers, and everyday conveniences. Just beyond Panama City, enjoy the world-famous white-sand beaches, emerald-green waters, and popular Pier Park shopping and entertainment destination in Panama City Beach!EXCEPTIONAL VALUE AND COMPLETELY MOVE-IN READY! With more than $38,000 invested in improvements, this home presents an outstanding opportunity to enjoy modern updates, generous outdoor space, and the sought-after Northwest Florida coastal lifestyle without the hassle of renovating. MOTIVATED SELLER! QUICK CLOSING PREFERRED! Don't miss your opportunity to own this beautifully refreshed brick home at an attractive price. Schedule your private showing today and make this Panama City gem yours!

3101 W 22nd Street, Panama City

9003 Banyan Beach Dr, Panama City Beach
$310,000
3 Beds ⋅ 3 Baths ⋅ 1013626 MLS ⋅ 1,476 SqFt.
Beautifully Updated Townhome Near the Beaches of Panama City Beach! Welcome to this beautifully updated 3-bedroom, 2.5-bathroom townhome offering a comfortable layout, modern finishes, and a convenient location close to the beach, shopping, dining, and the Naval Base. Whether you're searching for a primary residence, a second home, or an investment opportunity, this home offers a great combination of style, functionality, and location. The kitchen features crisp white cabinetry, granite countertops, and stainless steel appliances, creating a clean, timeless look with plenty of appeal. Gray plank laminate flooring extends throughout the downstairs living area, providing a modern feel and an easy-to-maintain space for everyday living and entertaining. Upstairs, you'll find three bedrooms with carpeted flooring, offering a comfortable retreat at the end of the day. The spacious primary suite features a walk-in closet and a private bathroom with dual sinks, providing added convenience and functionality. Two additional bedrooms offer flexibility for guests, a home office, or other needs. With 2.5 bathrooms and an upstairs laundry area, this home is designed to make everyday living a little easier. Additional features include a one-car garage and a practical floor plan that makes the most of its living space. Conveniently located near beautiful beaches, local restaurants, shopping, and the Naval Base, you'll have easy access to many of the area's most popular destinations!

9003 Banyan Beach Dr, Panama City Beach

412 Arizona Drive, Mexico Beach
$475,000
3 Beds ⋅ 2 Baths ⋅ 796429 MLS
Welcome to 412 Arizona Dr, a 3BR/2BA octagonal home sitting on a quarter-acre lot in Mexico Beach, just an eight-minute walk from the white sand, in FLOOD ZONE X, where no flood insurance is required. Built in 2006 on a slab foundation with vinyl siding and a shingle roof, the home was remodeled after Hurricane Michael, with a new roof, a new HVAC unit in 2022, impact windows throughout, copper plumbing water lines, and fresh paint inside and out in 2023, so the big-ticket items and the insurance concerns are already handled. Entering the home, you will notice the custom hardwood, solid wood doors, and recessed lighting that carry through the entire house, along with the octagonal design that opens the living space up in a way a standard home cannot. The living room stretches a full 31 feet with a gas fireplace anchoring the room, and the dining room sits just off of it behind a set of French doors. The home offers the option of two master bedrooms, both with walk-in closets, giving you flexibility for guests, a home office, or a rental setup, and a separate laundry room with large closets keeps the storage problem solved. Upstairs is a 300-square-foot loft, perfect for a bunk area, a playroom, or a quiet place to work. Outside, the finished 624sqft two car garage and the 20x40 driveway handle six vehicles, with additional open parking for a golf cart, and the 200-square-foot screened back patio overlooks a fenced yard landscaped with palms. There is no HOA, and short-term rentals are allowed. Call today for a showing!

412 Arizona Drive, Mexico Beach

3708 E 7th St, Springfield
$287,495
3 Beds ⋅ 2 Baths ⋅ 1013576 MLS ⋅ 1,264 SqFt.
Imagine walking through a home that was shaped around your taste from the very first day. This brand new 3 bedroom, 2 bathroom home is being offered preconstruction, and the seller is inviting an early buyer to select the finishes and truly make the home their own. These are not minor tweaks. The selections you make will set the look and feel of the spaces you live in every day, so the finished home reflects your style instead of someone else's choices. The setting is just as special. The home sits on a generous 0.34 acre lot with a creek running through the property, adding a peaceful, natural backdrop you rarely find at this price. Picture morning coffee listening to the water, weekend cookouts with friends, a garden taking shape, or plenty of space for kids and pets to explore. The property is not located in a flood zone, which adds welcome peace of mind. A one car garage provides covered parking and storage for everyday life. New construction means a fresh start, and buying before the build is complete means you get to guide how it comes together. Early buyers get the best opportunity to put their personal stamp on every detail. Opportunities to customize a new home on a creek lot at this price do not come along often. Reach out today to learn about the selection process and timeline. Please note: Photos shown are of a recently completed build and are not of this specific home. Finishes, colors, and features shown may differ from the final home.

3708 E 7th St, Springfield

9421 Escape Avenue, Panama City Beach
$689,900
3 Beds ⋅ 3 Baths ⋅ 796419 MLS
WATERFRONT. PRESERVE VIEWS. OVER $130K IN UPGRADES. This Phase 7 Breeze Bay is one of the most upgraded homes in Latitude Margaritaville Watersound. It sits on a stunning pond with protected preserve beyond, and the oversized homesite gives you extra yard on both sides. With no sidewalk or fire hydrant out front, you also get bonus driveway space for guests and your golf cart. The builder options alone are impressive: 3 bedrooms and 3 baths with the Bedroom 3 suite, a gourmet kitchen with 42'' white cabinets, soft-close dovetail drawers, polished quartz counters, a full-height tile backsplash, and a gas cooktop with double wall ovens. Throughout the home you'll find 8' interior doors, LED recessed lighting, an impact glass front door, a paver driveway and entry, and a paver lanai. The primary bath has a seamless shower enclosure, tile to the ceiling, and a pebble shower floor. The seller then invested approximately $85,000 more. Wood ceilings and accent walls in the dining room, great room, and primary suite set this home apart. Cove crown molding runs throughout, with upgraded doors, cased openings, and custom paint. Every light fixture and ceiling fan has been upgraded, along with fixtures, faucets, cabinet hardware, towel bars, and mirrors in the kitchen and all baths. You'll also find a wine cooler, foyer sconces, dimmers, phone-charging ports, plantation shutters throughout, and electric shades at the entry door and sliders. The custom laundry has cabinetry, quartz counters, and a stainless sink. The showpiece is the screened lanai with wainscoting and an Andersen storm door, perfect for morning coffee over the water and preserve. The garage has an epoxy floor, a pegboard wall system, and a WiFi-enabled belt-drive opener with battery backup. Seller has a quote for carpet replacement at approximately $5,500, so you can choose your own look. Golf cart and furniture are available separately. Come see why this one is special! Latitude Margaritaville Watersound residents enjoy an amenity-rich lifestyle centered around Latitude Town Square, including the Paradise Pool, Fins Up! Fitness Center, indoor lap pool and spa, pickleball and tennis courts, bocce, walking trails, kayak access, live entertainment, dining, the Last Mango Theater, and Workin' N' Playin' Center. The adjacent Watersound West Bay Center is under development and is planned to add a convenient mix of retail, dining, office, and medical services, with Publix confirmed as an anchor tenant. This is more than a beautifully finished home--it is an opportunity to enjoy privacy, outdoor living, and the carefree Latitude lifestyle in one exceptional setting.

9421 Escape Avenue, Panama City Beach

1025 W 19th Street Unit 14D, Panama City
$220,000
3 Beds ⋅ 2 Baths ⋅ 796415 MLS
Welcome to Dellwood Estates in Panama City, Florida. One of the largest units available! Also in the most spacious location! This charming unit offers a comfortable and convenient place to call home in a well-established community. No yard maintenance required except your very own garden space that is fenced off for privacy and enjoyment. Community Pool and Tennis Courts on site! Whether you're looking for a primary residence, a low-maintenance getaway, or an investment opportunity, this property is worth a look. Spacious green spaces all around. 3 Parking Spaces available at the front sidewalk of the home with more visitor parking spaces available. Inside, you'll find a functional layout with comfortable living spaces, a well-appointed kitchen, and bedrooms designed for everyday living and relaxation. The home offers the convenience of easy living without the upkeep of a traditional single-family property. Located in Panama City, you'll be close to shopping, restaurants, schools, medical facilities, and everything the area has to offer. Enjoy easy access to Panama City Beach, beautiful Gulf waters, and the many outdoor activities that make Bay County such a desirable place to live. Come see what makes this Dellwood Estates unit a great opportunity in the Panama City market! HOA covers yard maintenance 2x per week, WiFi, community maintenance, community dump area (not household garbage), long term storage area available for trailers, RV or boat storage & pool upkeep. Home is completely handicap accessible.

1025 W 19th Street Unit 14D, Panama City

251 Breakwater Boulevard, Panama City Beach
$759,900
3 Beds ⋅ 3 Baths ⋅ 796399 MLS
Backing to a natural preserve and distinguished by more than $76,000 in builder-selected options and upgrades, this newly completed 2025 home offers an elevated take on the Hathaway floor plan. As the only finished two-story Hathaway currently available in gated Breakwater at Ward Creek, the three-bedroom, three-bath residence pairs 2,548 square feet with a first-floor primary suite, flex room, spacious upstairs loft and two-car garage. Inside, an open layout is enhanced by wide-plank LVP flooring extending through the foyer, flex room, great room, kitchen, primary bedroom and closet, main staircase and upstairs loft. An upgraded open-rail staircase adds architectural interest while maintaining the home's light, airy feel. Recessed lighting, dimmer switches and thoughtfully placed electrical upgrades further refine the living spaces. The kitchen makes a polished statement with Sinclair White cabinetry, Calacatta Miraggio Cove quartz countertops and a herringbone tile backsplash. A Kohler apron-front farmhouse sink, pot-and-pan drawer storage and an upgraded Whirlpool appliance package add both style and function, with a 36-inch five-burner gas cooktop, combination wall oven and third-rack dishwasher among the highlights. The first-floor primary suite provides a private retreat with a walk-in closet and a richly finished bath. Calacatta Miraggio Cove quartz tops the raised-height vanity while matte-black Kohler fixtures complement a frameless glass shower with full-height tile, a recessed niche and herringbone mosaic flooring. A flex room and full hall bath add versatility on the main level, while two additional bedrooms and a generous loft upstairs provide comfortable accommodations for guests, a media room or secondary living space. The secondary baths feature adult-height vanities with quartz tops and tile surrounds extending to the ceiling, while the laundry room includes additional cabinetry and a quartz countertop. Designed to extend everyday living outdoors, a 9-by-8 multi-slide stacked glass door opens the great room to a screened covered lanai overlooking the preserve. The lanai is already roughed in for a future outdoor kitchen, making it easy to create a fully equipped entertaining space. The Breakwater at Ward Creek community offers access to a pool, fitness center, playground, tennis and pickleball courts, along with convenient access to Panama City Beach, Pier Park and the white-sand beaches of the gulf. With its preserve setting, extensive designer upgrades and move-in-ready Hathaway floor plan, the property stands apart as a thoughtfully finished option for both full-time and second-home living.

251 Breakwater Boulevard, Panama City Beach

251 Breakwater Blvd, Panama City Beach
$759,900
3 Beds ⋅ 3 Baths ⋅ 1013535 MLS ⋅ 2,548 SqFt.
Backing to a natural preserve and distinguished by more than $76,000 in builder-selected options and upgrades, this newly completed 2025 home offers an elevated take on the Hathaway floor plan. As the only finished two-story Hathaway currently available in gated Breakwater at Ward Creek, the three-bedroom, three-bath residence pairs 2,548 square feet with a first-floor primary suite, flex room, spacious upstairs loft and two-car garage. Inside, an open layout is enhanced by wide-plank LVP flooring extending through the foyer, flex room, great room, kitchen, primary bedroom and closet, main staircase and upstairs loft. An upgraded open-rail staircase adds architectural interest while maintaining the home's light, airy feel. Recessed lighting, dimmer switches and thoughtfully placed electrical upgrades further refine the living spaces. The kitchen makes a polished statement with Sinclair White cabinetry, Calacatta Miraggio Cove quartz countertops and a herringbone tile backsplash. A Kohler apron-front farmhouse sink, pot-and-pan drawer storage and an upgraded Whirlpool appliance package add both style and function, with a 36-inch five-burner gas cooktop, combination wall oven and third-rack dishwasher among the highlights. The first-floor primary suite provides a private retreat with a walk-in closet and a richly finished bath. Calacatta Miraggio Cove quartz tops the raised-height vanity while matte-black Kohler fixtures complement a frameless glass shower with full-height tile, a recessed niche and herringbone mosaic flooring. A flex room and full hall bath add versatility on the main level, while two additional bedrooms and a generous loft upstairs provide comfortable accommodations for guests, a media room or secondary living space. The secondary baths feature adult-height vanities with quartz tops and tile surrounds extending to the ceiling, while the laundry room includes additional cabinetry and a quartz countertop. Designed to extend everyday living outdoors, a 9-by-8 multi-slide stacked glass door opens the great room to a screened covered lanai overlooking the preserve. The lanai is already roughed in for a future outdoor kitchen, making it easy to create a fully equipped entertaining space. The Breakwater at Ward Creek community offers access to a pool, fitness center, playground, tennis and pickleball courts, along with convenient access to Panama City Beach, Pier Park and the white-sand beaches of the gulf. With its preserve setting, extensive designer upgrades and move-in-ready Hathaway floor plan, the property stands apart as a thoughtfully finished option for both full-time and second-home living.

251 Breakwater Blvd, Panama City Beach

20526 Fisher Road, Fountain
$365,000
3 Beds ⋅ 2 Baths ⋅ 796395 MLS
20526 Fisher Road is country living at its finest! Tucked away on 5 acres this 1,759 square foot home boasts for a serene peaceful existence. Upon entering this property, one feels the comforts of this hidden gem as it is surrounded by beautiful foliage and blooming trees. To feel the true grandeur of this 5 acres walk the property and say hello to any wildlife that you may see. Hummingbirds and butterflies frequent the flower beds! As you enter the home, this 3 bedroom 2 bath house is spacious. The layout is split; showcasing the large primary bedroom and bathroom on one side which features a large walk in closet, a double vanity sink, a private toilet area, a separate walk in shower, and an extra-large soaking tub. The living room and kitchen are also very spacious and are divided- but open enough to entertain guests and family. The second and third bedroom share a bathroom for convenience. There is a separate laundry room. Features include: the HVAC is a 2024, the roof is a 2019, the pole barn with the connecting shed measures 40 x 20 and 16 x 20 respectively and the covered back porch is a 33 x 12. Extra shed in back yard which measures 14 x 16 for storage. With some cosmetic touchups and an aesthetic makeover this home is perfect for someone who wants to make it their dream home. Location, location!!! Head South to Lynn Haven, Panama City, or Panama City Beach; or you can also head North to Dothan. All just a short distance away. If you love the country living lifestyle and just want that short drive to work, shopping, and entertainment then this property is for you! Some items are included with sale so please ask list agent.

20526 Fisher Road, Fountain

9860 S Thomas Drive Unit 2124, Panama City Beach
$469,900
3 Beds ⋅ 2 Baths ⋅ 796392 MLS
Absolutely stunning Penthouse Condo offering sweeping views of the emerald waters and sugar-white sands of Panama City Beach! This beautifully updated unit features 12-foot ceilings and vestibule windows that fill the space with natural light and breathtaking Gulf views. Recent updates include new flooring, stylish light fixtures, a tiled kitchen backsplash, and a beautifully tiled master shower. Floor-to-ceiling glass doors lead to a private balcony where mornings begin with the sound of the waves and evenings end with unforgettable sunsets over the Gulf. Inside, the open living and dining space is designed to make the most of the view, creating a relaxed coastal atmosphere ideal for unwinding after a day on the beach. The kitchen provides plenty of cabinet space and a functional layout for preparing meals before heading out to explore the area's restaurants, attractions, and entertainment. The primary suite offers a peaceful retreat with direct Gulf views and private balcony access, allowing you to wake up to the sound of the surf. Additional sleeping space makes this property ideal for hosting guests or maximizing rental potential. Located within Laketown Wharf, residents and guests enjoy resort-style amenities including multiple pools, lakefront boardwalk, fitness center, and easy beach access just across the street. With dining, shopping, and entertainment within walking distance, this property places you in the center of everything Panama City Beach has to offer. Whether used as a vacation escape, income-producing rental, or personal beach retreat, this condo offers the chance to enjoy the coastal lifestyle from one of the most sought-after vantage points on the Gulf.

9860 S Thomas Drive Unit 2124, Panama City Beach

9860 S Thomas Drive Unit 1012, Panama City
$499,000
3 Beds ⋅ 3 Baths ⋅ 796357 MLS
ABSOLUTELY GORGEOUS, FULLY REMODELED 3BR/3BA + BUNK ROOM GULF-VIEW UNIT! Don't miss your opportunity to see this stunning residence at Laketown Wharf, where thoughtful updates and upscale finishes create the perfect combination of style, comfort, and coastal living. With more than 1,600 square feet of beautifully appointed resort living space, this impressive unit offers fantastic views from both inside and out. Rental History: 2024 $75,402.72, 2025 - $75,569.16 & YTD 2026 - $72,749.93. From the moment you step inside, you'll appreciate the beautiful luxury vinyl plank flooring that flows throughout the entire unit. The spacious kitchen features stainless steel appliances, quartz countertops, a subway tile backsplash, and open shelving, creating a modern and sophisticated look. The same attention to detail continues throughout the bathrooms, which showcase quartz countertops, custom cabinetry, and elevated dual vanity sinks. Stylish shiplap accents throughout the unit add warmth and character while enhancing the relaxed coastal atmosphere. When it's time to enjoy the outdoors, the oversized Gulf-facing balcony is the perfect place to unwind, entertain, and take in breathtaking views of the sugar-white sand beaches and emerald-green Gulf waters. Located in the heart of Panama City Beach, Laketown Wharf places you just steps from the world-famous beach and offers an impressive collection of resort amenities designed for the whole family. Enjoy five distinctive pools, 810 Billiards & Bowling, the Kids Funscape Playground, Splash Bar & Grill, a Gulf-view fitness center, covered garage parking, and a 52,000-square-foot lakefront boardwalk featuring shops and dining. With easy access to the beach and just a short drive to Pier Park, Topgolf, and Dolly Parton's Pirate Theater, you'll have everything you need for an unforgettable coastal lifestyle. Whether you're searching for a vacation getaway, a proven rental investment, or a full-time residence, this beautifully remodeled Laketown Wharf unit offers an exceptional opportunity to own your own piece of paradise. Schedule your private showing today! ALL INFORMATION CONTAINED HEREIN IS DEEMED RELIABLE, BUT NOT GUARANTEED AND SHOULD BE VERIFIED BY BUYER. SUBJECT TO ERRORS, OMISSIONS IN PRIOR SALE, CHANGES OR WITHDRAWALS WITHOUT NOTICE

9860 S Thomas Drive Unit 1012, Panama City

200 Turtle Cv, Panama City Beach
$565,000
3 Beds ⋅ 3 Baths ⋅ 1013483 MLS ⋅ 2,140 SqFt.
Charming 3 bedroom 3 full bath home offers 2140 sqft of comfortable living space in the desirable Turtle Cove neighborhood nestled along Lake Powell. As you enter the well maintained home you will find on the first floor one full bathroom and bedroom. The separate dining room is perfect for hosting. Upstairs is another guest bedroom, full bathroom with large extra storage room. The laundry room is conveniently located upstairs next to the master bedroom. This large master has 2 closets to choose from and a sitting area. The master bath has a double vanity, separate tub and shower. If you enjoy entertaining the outdoor space is exactly what you need, outdoor kitchen and a fire pit area or relax in the screened in porch. The fenced in backyard is just the right size to easily maintain with a shed to hold your lawnmower and all the extras. The yard backs up to the green space and amphitheater catch a movie or some tunes. Just down the street you can find the multipurpose courts which can be used for pickleball, tennis or basketball. The clubhouse, pool & exercise room are located next to the courts. The clubhouse is available to rent for private events or join in for monthly Bunco. There is plenty of space to spread out on the pool deck. Don't forget your fishing poles, the dock on Lake Powell is just behind the pool. New gas water heater and gas stove replaced in 2026, New HVAC Units x2 2024. Just 5 mins from 30A and 10 minutes to Pier Park makes this an ideal location.

200 Turtle Cv, Panama City Beach

16328 Front Beach Road Unit 20, Panama City Beach
$824,999
3 Beds ⋅ 4 Baths ⋅ 796321 MLS
Beach days, sunset walks and dinner out can all be part of the routine at Pier Haven, a three-story cottage in Summer Towne Cottages, a colorful, low-density beach community just steps from the Gulf on Front Beach Road in Panama City Beach. With the beach, Pier Park, Russell-Fields Pier, shopping, restaurants and entertainment all within easy walking distance, the location makes it easy to leave the car behind and settle into the best parts of beach life. Pier Haven is the cottage closest to Pier Park, putting some of the area's most popular spots practically at your doorstep. Short-term rentals are allowed, and Pier Haven has an established rental history, generating the equivalent of $93,089 in 2023, $93,615 in 2024 and $90,643 in 2025 (including owner usage). For a buyer looking for a Panama City Beach vacation home that can also generate rental income when not being enjoyed personally, the combination of location, layout and established rental performance is compelling. Summer Towne Cottages offers a different kind of beach getaway -- a collection of cottage-style homes rather than a large resort tower. The community features a seasonal outdoor pool, sun deck, BBQ facilities and picnic area, with no crowded lobbies or elevators to navigate. Pier Haven comes with its own two-car garage. As an end unit, it offers additional parking flexibility, with space for two vehicles behind the garage and another in the garage, depending on vehicle size. Overflow parking is available near the community pool on a first-come, first-served basis. The area behind the garage can also accommodate a table and grill, creating a spot for outdoor dining. Inside, the three-story layout gives everyone room to spread out while creating distinct spaces for gathering and relaxing. The main living area occupies the top floor, where vaulted ceilings, tile flooring and an open floor plan make the space feel bright and airy. A covered porch with grill extends the living area outdoors, while the top deck offers impressive beach views and the kind of gulf breeze that makes you want to stay outside a little longer. Recent clearing of the woods behind the property has also opened up views of the Pier Park Ferris wheel and pond, adding another point of interest to the outdoor setting. The top-floor primary suite has its own reading nook, private bath and balcony overlooking the beach, creating a private retreat with a front-row beach view. Two additional bedroom suites are located on the second floor, each with a private bathroom. One includes a twin trundle bed tucked into a cozy nook, while the other features a queen bed and a private balcony overlooking the community pool. The washer and dryer are conveniently located on this level. The first floor adds another bedroom with a twin-over-full trundle bed, along with a private bathroom and foyer entrance. With three bedrooms, three full baths and a half bath, the layout gives families and groups plenty of room to spread out, while the multiple bedrooms, private baths and outdoor spaces make the home especially well suited to vacation stays. Pier Haven offers a distinctly different way to experience Panama City Beach: your own colorful cottage by the Gulf, with the beach and the best of the west end just outside the door. Schedule a tour to take a closer look at Pier Haven and see what makes this location so easy to enjoy.

16328 Front Beach Road Unit 20, Panama City Beach

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