Bay County, FL Real Estate | Bay County, FL 3 Bedroom Homes for Sale

Spacious 3-bedroom, 2-bath traditional ranch-style brick home offering approximately 3,006 sq. ft. of living space in the heart of Callaway. This well-designed home features a split floor plan with generous living areas and thoughtful details throughout. An additional room just off the garage provides flexibility and could easily serve as a 4th bedroom, home office, or bonus space to fit your needs. As you enter through the grand front entrance, you are welcomed by a formal dining room, perfect for hosting gatherings and special occasions. The kitchen is truly built for entertaining, offering ample counter space and a layout that flows seamlessly into the living areas. Just off the kitchen, you will find a breakfast area complete with built-in china and wine storage, giving you both convenience and charm. This home offers the best of both worlds with a full breakfast area as well as a separate formal dining space. The primary suite is truly impressive, featuring a large master bedroom, a huge master bath, and a spacious walk-in closet located just off the bathroom. The split floor plan provides privacy for the additional bedrooms and guest areas. Additional features include a good-sized laundry room and an oversized garage with two main bays plus a third rear-access bay perfect for a golf cart or additional storage. This classic Southern ranch-style brick home welcomes you with a wrap-around front porch, perfect for relaxing and enjoying the neighborhood. Step out back to the back porch, a great spot for winding down and enjoying quiet Florida evenings. The location is exceptional--just one street over from waterfront property and close to family-friendly parks, including Gore Park right around the corner. Located in the heart of Callaway and just minutes from Tyndall Air Force Base, the area has grown tremendously and now offers a variety of shops, restaurants, and everyday conveniences just around the corner. This home offers space, charm, and an incredible location all in one.

313 S Mary Ella Avenue, Panama City

$329,000

3 Beds ⋅ 2 Baths ⋅ 997519 MLS ⋅ 1,062 SqFt.

NEW PRICE, SAME BEAUTIFUL VILLA! Experience coastal living in this beautifully decorated waterfront villa, perfectly positioned for relaxation and adventure. The expansive primary suite offers amazing Lagoon views and an en-suite bath with a double sink vanity. A versatile loft bedroom adds extra flexibility. Ideal for hosting additional guests. The open-concept living and dining area is perfect for entertaining, with a breakfast bar for added casual dining. A downstairs bedroom with a full bath ensures convenience and privacy. Enjoy community amenities, including a pool, pickle ball/tennis courts, and dock with easy Bay and Gulf access. Boat parking is available. Convenient access to beach, dining, shopping, and the Navy base, this villa offers both comfort and investment potential. View this one in person in between the rental guests, fall in love, and make an offer we can't refuse!

8730 S Thomas Dr Unit UNIT 213, Panama City Beach

$535,000

3 Beds ⋅ 2 Baths ⋅ 997508 MLS ⋅ 1,296 SqFt.

No HOA and short-term rentals permitted! Located just 3 blocks from the beach and directly across from the lagoon, this beautifully furnished 3 bedroom 2 bath home offers the perfect blend of comfort and convenience. The features 2 spacious living areas ideal for relaxing or entertaining. Enjoy outdoor dining and gathers on the large deck, perfect for coast living. A generous storage building provides plenty of space for beach gear, bikes and lawn equipment. This well0maintained home is tastefully decorated and move in ready. The full laundry room, located just off the kitchen, also includes additional storage space for added functionality. Home has a successful rental history.

7315 S Lagoon Dr, Panama City Beach

$824,900

3 Beds ⋅ 4 Baths ⋅ 786570 MLS

SALTY LIFE AWAITS! 110 37th St # B in Mexico Beach is an inviting 3 bedroom/3.5 bath coastal getaway located steps from the sugar-white sands of the Gulf. Perfectly positioned on the beloved ''Pier Street,'' this charming beachside townhome sits only about 300' from the sand, making sunrise walks & sunset strolls part of everyday life in this laid-back coastal town. Inside, you're welcomed with a bright open-concept living space designed for comfort, relaxation & easy entertaining. The spacious living room features coastal décor, comfortable seating & abundant natural light, creating the perfect place to unwind after a day on the beach. The layout flows seamlessly into the kitchen & dining area, making gatherings with family & friends effortless. The fully equipped kitchen is both stylish & functional. A dining table anchors the space for meals together while additional bar seating offers a casual spot for coffee or quick bites before heading out to enjoy the day. Outdoor living is one of this home's highlights. Each level features a private balcony with Gulf views--perfect for morning coffee or evening cocktails while enjoying the coastal breeze. Beneath the home you'll find a convenient outdoor shower & bathroom for rinsing off after beach days along with space to relax or gather with friends. Positioned in the coveted X Flood Zone, this elevated property provides both peace of mind & outstanding views. Mexico Beach is known for its relaxed small-town charm & uncrowded beaches along Florida's Forgotten Coast. Spend your days fishing, paddleboarding or simply soaking up the sun. One of the best parts of living here is hopping on your golf cart & cruising all over town--whether you're heading to the beach, grabbing dinner or exploring. Whether you're searching for a personal beach retreat, second home or proven vacation rental home, this property offers the perfect blend of location, comfort & coastal lifestyle. Call for your private tour & LIVE THE BEACH LIFE!

110-B 37th Street Unit B, Mexico Beach

$824,900

3 Beds ⋅ 4 Baths ⋅ 786549 MLS

SUNSHINE-SALT-AIR!! A beautifully rebuilt 3 bedroom/3.5 bath 3 story beach retreat located in the heart of Mexico Beach, where laid-back coastal living meets modern comfort. Located on the beloved ''Pier Street'' & just steps from the sugar-white sands of the Gulf of Mexico, the home offers the kind of location where beach days happen effortlessly & sunset walks become part of your everyday routine. The bright open living space welcomes you with coastal style & easy flow between the kitchen, dining & living areas, making it ideal for gathering after a day on the water. The kitchen is beautifully finished with granite countertops, ample cabinetry & plenty of prep space for everything from quick beach snacks to full seafood dinners. Durable luxury vinyl plank flooring runs throughout the home, offering both style & low-maintenance living. Positioned in the coveted X Flood Zone, this elevated property provides both peace of mind & outstanding views. Balconies on every level & off the bedrooms maximize the refreshing Gulf breezes & provide relaxing outdoor spaces to sip morning coffee, unwind in the evening, or simply soak in the unobstructed coastal scenery. Downstairs you'll find a unique outdoor shower with a convenient toilet, perfect for rinsing off after sandy beach days or a morning of fishing. The home is fully furnished & equipped, making it completely turnkey whether you're seeking a personal coastal escape, a second home or a strong investment property in one of Florida's most charming beach communities. Mexico Beach offers the best of the Forgotten Coast lifestyle--spend your days fishing the nearby pier, boating & kayaking along the Gulf & St. Joseph Bay, golf cart all over the quiet coastal streets, browsing charming local boutiques & beach shops, enjoying fresh local seafood, or simply soaking in breathtaking sunsets over miles of sugar-white sand beaches. Call for your private tour & LIVE THE BEACH LIFE!

110-A S 37th Street Unit A, Mexico Beach

$245,000

3 Beds ⋅ 2 Baths ⋅ 786510 MLS

Welcome to this well-maintained 3-bedroom, 2-bath home with a versatile bonus room, perfectly situated on a spacious ¼-acre lot. Offering both comfort and convenience, this property is an excellent opportunity for a first-time homebuyer or savvy investor. Inside, you'll find tile flooring throughout, providing durability and easy maintenance, along with a bright, open layout ideal for everyday living. The kitchen features stainless steel appliances and ample cabinet space, making it both stylish and functional. The bonus room adds flexibility and can easily serve as a home office, playroom, media room, or additional guest space. Conveniently located 10-15 minutes from Tyndall Air Force Base, as well as nearby restaurants, grocery shopping, and multiple nearby boat ramps offering quick access to the bay, this home combines lifestyle and location. Whether you're commuting, dining out, or spending the day on the water, everything you need is within reach. Currently tenant-occupied with a lease in place through October, this property offers immediate rental income potential while allowing time to plan for future occupancy. Don't miss this fantastic opportunity to own a home in a highly desirable and convenient location! Contact your Realtor to schedule a Tour.

4108 Holley Lane, Panama City

$297,159

3 Beds ⋅ 2 Baths ⋅ 786498 MLS

**Model Home** Come experience the desired Fox Glenn community. All new construction homes. Stainless steel appliances, Coretec flooring in formal and wet areas, vinyl siding with brick skirting on the front. Select floor plans with quartz counter tops, others feature granite. This 1,317 square foot home features knock out ceilings in the family room and master bedroom. This community is approximately 9 miles from Tyndall Air Force base, 22 miles from Mexico beach, and 22 miles from Panama City beach. Come and experience the difference with Adams Homes. *Selections may vary*

705 Fox Den Lane, Panama City

$559,900

3 Beds ⋅ 3 Baths ⋅ 786480 MLS

Welcome to your private North Florida retreat on 5 beautiful acres in Fountain! This custom-built 3BR/2.5BA home offers the perfect blend of comfort, functionality, and country living with approximately 2,800+ square feet of thoughtfully designed living space and an unmatched setup for RV owners, hobbyists, homesteaders, or anyone needing room to spread out. Loaded with upgrades, this property features a durable metal roof, whole-home 23KW generator, whole-home dehumidifier system, luxury vinyl plank flooring, ENERGY STAR appliances, gas range, oversized kitchen island, spacious living areas, and two flexible spaces that could easily serve as an office, home gym, or media room. Step outside and discover what truly makes this property special. The land is usable, functional, and ready for your lifestyle with multiple outbuildings including a 36x40 pole barn outside the Florida room, 22x24 pole barn, 20x24 powered workshop, 16x36 RV pole barn complete with 50-amp hookup, plus an additional powered storage shed. Established fruit trees throughout the property add to the overall appeal. Bring your RV, boat, trailers, equipment, or animals -- there's room for it all with NO HOA restrictions. Whether you dream of homesteading, storing recreational equipment, or simply enjoying the peace and privacy of country living, this property delivers possibilities that are difficult to find in today's market. Conveniently located within reach of Panama City and Marianna, while still offering the freedom and privacy buyers crave, this move-in ready property is the total package for those seeking space, independence, and long-term value.

11908 Owenwood Road, Fountain

$479,900

3 Beds ⋅ 2 Baths ⋅ 786469 MLS

Absolutely stunning Penthouse Condo offering sweeping views of the emerald waters and sugar-white sands of Panama City Beach! This beautifully updated unit features 12-foot ceilings and vestibule windows that fill the space with natural light and breathtaking Gulf views. Recent updates include new flooring, stylish light fixtures, a tiled kitchen backsplash, and a beautifully tiled master shower. Floor-to-ceiling glass doors lead to a private balcony where mornings begin with the sound of the waves and evenings end with unforgettable sunsets over the Gulf. Inside, the open living and dining space is designed to make the most of the view, creating a relaxed coastal atmosphere ideal for unwinding after a day on the beach. The kitchen provides plenty of cabinet space and a functional layout for preparing meals before heading out to explore the area's restaurants, attractions, and entertainment. The primary suite offers a peaceful retreat with direct Gulf views and private balcony access, allowing you to wake up to the sound of the surf. Additional sleeping space makes this property ideal for hosting guests or maximizing rental potential. Located within Laketown Wharf, residents and guests enjoy resort-style amenities including multiple pools, lakefront boardwalk, fitness center, and easy beach access just across the street. With dining, shopping, and entertainment within walking distance, this property places you in the center of everything Panama City Beach has to offer. Whether used as a vacation escape, income-producing rental, or personal beach retreat, this condo offers the chance to enjoy the coastal lifestyle from one of the most sought-after vantage points on the Gulf.

9860 S Thomas Drive Unit 2124, Panama City

$1,049,000

3 Beds ⋅ 2 Baths ⋅ 786446 MLS

Santa Monica Beach is one of the most coveted neighborhoods in Panama City Beach for good reason, the POA owns the incredible 1,250 feet of sugar white beach in front of the neighborhood, giving residents a 4.3 acre private oasis. While other families are clamoring for beach space, the next owner of 126 Buena Vista Ave is only 350' from tranquility. Relax and listen to the waves crash on your private beach. Once you've had your fill of sun and fun on the beach, you can enjoy your charming beach home just 4 houses back from Front Beach Rd with Gulf views from the sunroom. Built in 1972 and lovingly cared for there's approximately 2,000 SF of living space with 3 bedrooms, 2 baths and 2 large entertaining spaces, the living room and sunroom in the front with views of the beach and a new family room in the back with hurricane rated windows. A huge bonus is the new roof and new septic system with drain field installed in front so the back is open for a pool. The single car garage is perfect for storing all of your beach necessities or it could be converted into an awesome bedroom with en suite. This home is being sold fully furnished, move in/rental ready. Located on the West end of Panama City Beach you're close to Pier Park and all of the amenities and in the opposite direction, the upscale shopping and dining of 30A!

126 Buena Vista Avenue, Panama City Beach

$535,000

3 Beds ⋅ 2 Baths ⋅ 786441 MLS

No HOA and short-term rentals permitted! Located just three blocks from the beach and directly across from the Lagoon, this beautifully furnished 3-bedroom, 2-bath home offers the perfect blend of comfort and convenience. Completely rebuilt from studs out in 2020, the home features two spacious living areas ideal for relaxing or entertaining. Enjoy outdoor dining and gatherings on the large deck, perfect for coastal living. A generous storage building provides plenty of space for beach gear, bikes, and lawn equipment. This well-maintained home is tastefully decorated and move-in ready. The full laundry room, located just off the kitchen, also includes additional storage space for added functionality. Additionally, there is room to park your boat in the gated driveway.

7315 S Lagoon Drive, Panama City Beach

$350,000

3 Beds ⋅ 2 Baths ⋅ 786426 MLS

10 acres of peaceful bliss. A must see for the person that is looking for a quiet and relaxing area to live. Come see this Home and property. Contact agent today for more information. Seller has 5 acres adjoining the 10 acres that is being sold separately that would be a nice addition to these 10 acres for a total of 15 acres. all measurements of land and home, should be verified by buyer.

17627 Koerner Road, Youngstown

$485,000

3 Beds ⋅ 3 Baths ⋅ 997163 MLS ⋅ 2,076 SqFt.

Kings Point Harbour, one of Panama City's most convenient and established neighborhoods. This well-maintained 3-bedroom, 2-bath home offers over 2,000 square feet of heated and cooled living space, designed for both everyday comfort and entertaining. What truly sets this property apart is the additional 1,000+ square feet of covered outdoor living, creating a private backyard retreat that feels like an extension of the home. Step outside to enjoy a fully screened pool and porch area featuring an in-ground pool, spacious covered seating areas, and plenty of room for outdoor dining and entertaining. The screened enclosure allows you to enjoy the outdoors while staying cool during the summer while keeping the space comfortable and enjoyable year-round. Inside, the floor plan offers both openness and flexibility. The family room centers around a gas fireplace that produces substantial heat, creating a warm and inviting gathering space. The kitchen features custom-built wood cabinetry, generous storage, and convenient access to both the formal dining room and a bright breakfast area for more casual meals. A dedicated study or home office provides a quiet workspace, ideal for remote work, reading, or managing daily life. The primary suite includes an updated bathroom with his and her vanities, offering both comfort and functionality. Two additional bedrooms and a second full bath provide flexibility for family, guests, or hobbies. The home sits on nearly half an acre, offering space, privacy, and room to enjoy the outdoors. The landscaped yard and mature surroundings add to the property's curb appeal while maintaining the relaxed coastal lifestyle that makes this area so desirable. Bonus features worth noting include an updated water heater, HVAC system, Brock Pest termite bond, a 2 car garage, and a large driveway providing ample parking for family and guests. Another major advantage is the freedom of living in a neighborhood without an association to answer to. Kings Point Harbour is known for its central location and everyday convenience. From this home you are just minutes from Publix, Sam's Club, ALDI, HCA Florida Gulf Coast Hospital, and only a short drive to the Hathaway Bridge for quick access to Panama City Beach. Homes in this neighborhood rarely combine size, outdoor living, lot space, and location this well. If you've been looking for a property that offers room to live, room to entertain, and the convenience of everything close by, this home deserves a closer look.

2910 Kings Harbour Rd, Panama City

$498,000

3 Beds ⋅ 3 Baths ⋅ 786406 MLS

GULF VIEWS!! Welcome to Laketown Wharf, one of Panama City Beach's most amenity-rich resort communities. This spacious, fully furnished condo offers the perfect blend of comfort, style, and excellent income potential. The open-concept layout features a large kitchen with granite countertops, ample cabinetry, and generous living and dining spaces--perfect for relaxing after a beach day or entertaining guests. Floor-to-ceiling glass doors lead to a private balcony where you can enjoy beautiful Gulf views, all just steps from the sugar-white sand and emerald waters of the Gulf. The oversized primary suite offers plenty of closet space and a private en-suite bath, creating a comfortable retreat. Additional sleeping areas provide flexibility for guests and maximize rental potential. Designed to comfortably sleep 8, this unit is ideal for family vacations and strong short-term rental performance. Tile and LVP flooring, updated lighting, and tasteful coastal décor make this condo truly turn-key, whether you're looking for a second home or an income-producing investment property. Laketown Wharf is known for its incredible amenities including multiple pools, a large lake with nightly fountain and light shows, boardwalk, fitness center, putting green, on-site dining, and convenient beach access directly across the street. Located in the heart of Panama City Beach near shopping, restaurants, and entertainment, this property offers strong rental potential and an unbeatable central location. Whether you're searching for a high-performing investment property or your own beach retreat, this Laketown Wharf condo checks all the boxes. Schedule your showing today.

9860 S Thomas Drive Unit 1712, Panama City

$899,000

3 Beds ⋅ 4 Baths ⋅ 786399 MLS

PHASE 3 - TRINIDAD BAY - POND VIEW - Brand new and never lived in, this highly sought-after Island Collection Trinidad Bay floorplan is move-in ready and located on one of the most desirable lots in the community. The home features 3 bedrooms plus a den/optional 4th bedroom, 3.5 bathrooms, and sits on an oversized pond-front homesite with space for a future pool. Ideally located close to the community amenities and the Intracoastal Waterway, this property offers both convenience and scenic water views. The home includes numerous high-end upgrades such as wood-look tile throughout, gas cooktop, and a spacious, open layout designed for luxurious and comfortable living and entertaining. Located in Latitude Margaritaville Watersound, an active adult community just minutes from the Panama City Beach airport, offering resort-style amenities including a private restaurant with three bars, resort pool, live entertainment 7 days a week, pickleball, bocce ball, cornhole, putting green, Fins Up Fitness Center, indoor lap pool, and whirlpool spa, along with a full lifestyle program and daily activities. Enjoy the newest amenities such as the full size theatre, Barkaritaville dog spa, woodworking shop, pottery room, business center, and community rooms for clubs and gatherings. The community also features expanding retail with a golf cart store and bank currently open, with Publix just breaking ground and many services and restaurants planned.

8490 Landshark Boulevard, Panama City Beach

$259,000

3 Beds ⋅ 2 Baths ⋅ 786396 MLS

Welcome to 4315 Cathrine Street, a beautifully updated 3-bedroom, 2-bath mobile home nestled on a large, meticulously maintained lot on the desirable east end of the beach. Located in a quiet, peaceful neighborhood, this property offers comfort, convenience, and coastal charm all in one. Step inside to discover a completely renovated interior featuring brand-new flooring, updated countertops, modern appliances, and fresh finishes throughout--everything has been done for you! The open and inviting layout creates a warm, move-in-ready space perfect for relaxing or entertaining. Outside, the spacious yard is fully enclosed with a 6-foot privacy fence and equipped with a sprinkler system to keep the landscaping lush and green year-round. Two 12' x 12' storage sheds provide ample space for tools, hobbies, or beach gear. Even better--all flower pots, plants, fountain, and yard art convey with the home, adding character and charm to your outdoor oasis. Enjoy your morning coffee or evening breeze from the covered front and rear decks--ideal spots to unwind and enjoy the coastal lifestyle. Conveniently located just a golf cart ride away from grocery stores, restaurants, and Bay Point Golf Club, you'll have everything you need within easy reach. Plus, you're less than 3 miles from Naval Support Activity Panama City, making this an excellent option for military personnel or anyone seeking quick access to the base. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this east-end gem offers location, upgrades, and lifestyle all wrapped into one exceptional property

4315 Catherine Street, Panama City Beach

$640,000

3 Beds ⋅ 3 Baths ⋅ 997104 MLS ⋅ 1,835 SqFt.

Great opportunity on the quiet West End of Panama City Beach - just 3 blocks from the beach and perfectly positioned for a strong short-term rental or personal getaway. This beach house offers a projected annual gross rental income of $54,000-$78,000 and has been thoughtfully expanded with an additional 700 square feet by converting the adjacent garage into a fully functional living space. The new addition includes 1 Bedroom, a Full Bathroom, a Bunk room, and a Full Living room, creating a separate guest suite that adds flexibility and increased rental potential. The main home features 2 Bedrooms and 2 Full Bathrooms, providing comfortable coastal living in a peaceful area while still being close to the beach and everything PCB has to offer.

21401 Hilltop Ave, Panama City Beach

$640,000

3 Beds ⋅ 3 Baths ⋅ 786385 MLS

Great opportunity on the quiet West End of Panama City Beach - just 3 blocks from the beach and perfectly positioned for a strong short-term rental or personal getaway. This beach house offers a projected annual gross rental income of $54,000-$78,000 and has been thoughtfully expanded with an additional 700 square feet by converting the adjacent garage into a fully functional living space. The new addition includes 1 Bedroom, a Full Bathroom, a Bunk room, and a Full Living room, creating a separate guest suite that adds flexibility and increased rental potential. The main home features 2 Bedrooms and 2 Full Bathrooms, providing comfortable coastal living in a peaceful area while still being close to the beach and everything PCB has to offer. If you're looking for a turnkey investment or beach retreat with great income potential, this property is worth a look. Reach out today to schedule a showing.

21401 Hilltop Avenue, Panama City Beach

$355,000

3 Beds ⋅ 3 Baths ⋅ 997096 MLS ⋅ 1,467 SqFt.

Modern Farmhouse on a Corner Lot, walking Distance to the Boat Ramp! Stunning, thoughtfully designed with high-end finishes and exceptional craftsmanship. Offering 3 spacious bedrooms and 2 beautifully appointed bathrooms, plus a third additional full bathroom on back of the house area, this home features tile flooring throughout, creating a seamless and elegant flow from room to room. Step inside to admire the vaulted ceilings and hurricane-protected windows, providing both natural light and peace of mind. The gourmet kitchen is a dream, showcasing white granite countertops, soft-close cabinetry, stainless steel appliances, a deep sink, stylish backsplash, recessed lighting, and a spacious walk-in pantry perfect for everyday living and entertaining Enjoy Florida living at its finest on the open back porch, complete with a fully equipped outdoor kitchen featuring deep sink, stove/grill, storage. Ideal for gatherings, grilling, and relaxing year-round. The floor plan includes a spacious master suite with an elegant tray ceiling. The master bathroom offers a walk-in shower with tile-accented walls, a large walk-in closet, and beautiful French doors that open directly onto the back porch, creating a seamless indoor-outdoor retreat. An additional bonus area with its own full bath and tile flooring provides incredible versatility--perfect as a guest suite, home office, gym, or hobby space. This modern farmhouse blends style, comfort, and functionality, making it the perfect place to call home.

4906 E 2nd St, Panama City

$229,900

3 Beds ⋅ 2 Baths ⋅ 786375 MLS

One of the best values for a 3-bedroom condo in Panama City Beach, this well-located 3BR/2BA second-floor residence in the gated community of Nautilus Cove offers strong appeal for both homeowners and investors. The property is currently leased with a tenant in place through June 30, 2026, providing immediate income and stability for an investment portfolio. Overlooking the resort-style pool, 212 Cape Cod Drive features a bright split-bedroom layout with a spacious living area and a well-appointed kitchen complete with granite countertops, wood cabinetry, stainless steel appliances, and a dedicated laundry room. Nautilus Cove provides desirable amenities including a clubhouse, fitness center, and playground, all within a central PCB location. Enjoy being just 5 minutes to Runaway Island and nearby beach access, 7 minutes to Pier Park, and right around the corner from Legacy Golf Club. ECP Airport is an easy 20-minute drive. With its prime location, community amenities, and rare 3-bedroom floor plan, this condo presents an excellent opportunity for long-term rental income, a low-maintenance second home, or a smart addition to an investment portfolio - while still offering exceptional value in today's market.

212 Cape Cod Drive, Panama City Beach

$1,899,000

3 Beds ⋅ 2 Baths ⋅ 997069 MLS ⋅ 1,296 SqFt.

Gulf Front | Rare Deeded Land to the Water's Edge | No HOA! Welcome to The Palapa House, a Gulf-front residence positioned directly on the sugar-white sands of the Gulf of America, with deeded ownership extending to the water's edge. Fewer than 7% of Gulf-front parcels in Panama City Beach offer this level of private beachfront ownership, making opportunities like this exceptionally rare. Originally designed by the architects of Regency Towers, the home is positioned farther onto the beach than neighboring properties, ensuring unobstructed panoramic Gulf views to the east and west. Step from your back door onto your private stretch of beach or relax beneath the city-approved private Palapa, made possible by the extended property lines reaching the water's edge. The palapa's thatched roof was replaced in Fall 2025. The upstairs Gulf-front balcony is accessed from the main family room and offers sweeping sunrise & sunset views. On the lower level, a beachside deck is accessible from the second bedroom and opens directly to the sand. A private boardwalk extends from the front porch to the beach, and an exterior shower on the rear boardwalk provides convenient sand removal after leaving the beach. Major improvements include a new GAF roof system with new roof decking and fascia board, backed by a 15-year wind and material warranty installed in July 2025. A new Siemens 200-amp circuit breaker panel with corrosion-resistant copper wiring was installed in 2025. The exterior was upgraded with Tyvek vapor barrier, Hardie plank siding and trim, and fully painted with Sherwin-Williams exterior paint. All decks were stained with Super Deck marine stain and all windows were freshly caulked. The home passed a professional 4-point and wind inspection in 2025, resulting in a 17% reduction in homeowners insurance premium. The interior and exterior have been freshly painted and luxury vinyl plank flooring runs throughout the home. Additional upgrades include new ceiling fans, updated bathroom light fixtures, new smart TVs with upgraded WiFi, new locks and security features, new kitchen accessories, and solar film installed on all windows to improve energy efficiency during extreme weather conditions. The living room features a 3-D glass electric fireplace with optional heat and color-changing flame. New lighting and updated family room, dining room, and bedroom furniture and accessories enhance the home's coastal design. The kitchen and baths were previously remodeled, and the home is offered beautifully furnished. Appliances include electric range, microwave, dishwasher, refrigerator, washer and dryer. This three-bedroom home comfortably sleeps 11, including Twin XL bunks, a newer queen mattress in the downstairs bunk room, and a queen sleeper sofa. The primary bedroom is located on the second floor for privacy and separation. Exterior features include mature palm trees, an 8x40 privacy fence, covered porch areas, private driveway parking, and two beach decks with custom cable rails. High-end Sunbrella outdoor furniture was added in April 2021. The property consistently rents more than 200 days per year with documented rental income available upon request. Daily and weekly rental structure is already in place. Flood insurance remains favorable due to grandfathered mapping status. Located near St. Andrew State Park, Shell Island, marinas, waterfront dining, and public boat access, this is Gulf-front ownership at its rarest. Private, deeded, income-producing, and architecturally positioned for unobstructed views. This is not simply a beach house. It is a generational Gulf-front asset.

5903 Gulf Dr, Panama City Beach

$485,000

3 Beds ⋅ 3 Baths ⋅ 786301 MLS

Kings Point Harbour, one of Panama City's most convenient and established neighborhoods. This well-maintained 3-bedroom, 2-bath home offers over 2,000 square feet of heated and cooled living space, designed for both everyday comfort and entertaining. What truly sets this property apart is the additional 1,000+ square feet of covered outdoor living, creating a private backyard retreat that feels like an extension of the home. Step outside to enjoy a fully screened pool and porch area featuring an in-ground pool, spacious covered seating areas, and plenty of room for outdoor dining and entertaining. The screened enclosure allows you to enjoy the outdoors while staying cool during the summer while keeping the space comfortable and enjoyable year-round. Inside, the floor plan offers both openness and flexibility. The family room centers around a gas fireplace that produces substantial heat, creating a warm and inviting gathering space. The kitchen features custom-built wood cabinetry, generous storage, and convenient access to both the formal dining room and a bright breakfast area for more casual meals. A dedicated study or home office provides a quiet workspace, ideal for remote work, reading, or managing daily life. The primary suite includes an updated bathroom with his and her vanities, offering both comfort and functionality. Two additional bedrooms and a second full bath provide flexibility for family, guests, or hobbies. The home sits on nearly half an acre, offering space, privacy, and room to enjoy the outdoors. The landscaped yard and mature surroundings add to the property's curb appeal while maintaining the relaxed coastal lifestyle that makes this area so desirable. Bonus features worth noting include an updated HVAC system, Brock Pest termite bond, a 2 car garage, and a large driveway providing ample parking for family and guests. Another major advantage is the freedom of living in a neighborhood without an association to answer to. Kings Point Harbour is known for its central location and everyday convenience. From this home you are just minutes from Publix, Sam's Club, ALDI, HCA Florida Gulf Coast Hospital, and only a short drive to the Hathaway Bridge for quick access to Panama City Beach. Homes in this neighborhood rarely combine size, outdoor living, lot space, and location this well. If you've been looking for a property that offers room to live, room to entertain, and the convenience of everything close by, this home deserves a closer look.

2910 Kings Harbour Road, Panama City

$284,000

3 Beds ⋅ 2 Baths ⋅ 786299 MLS

Indroducng 631 Maine Ave, a craftsman style, 3 bedroom, 2 bath home located in the heart of Panama City Florida. Built in 2023 and finished in 2024, this home looks and feels just like a brand new home. The interior is an open concept with a great room/eat in kitchen with a massive island, breakfast bar, stainless oven hood, shaker style cabinets, quartz countertops and stylish backplash. Luxury vinyl plank floors run throughout the home for easy maintenance and durability. The master suite is spacious and features a walk in closet, big shower and a quartz double vanity. Bedrooms 2 and 3 are both large and share a full bath. The laundry room has a side door, room for storage and has an efficient electric tankless water heater. Craftsman style doors and trim are throughout and the home comes with a generous appliance package. The exterior of the home is constructed with Hardi Board and Batton siding and has a covered front porch and open patio. As an added bonus the double lot provides room for a pool and or a garage easily. Come see what this modern, efficient home, conveniently located to EVERYTHING has to offer. Call Your Realtor today

631 Maine Avenue, Panama City

$1,899,000

3 Beds ⋅ 2 Baths ⋅ 786283 MLS

Gulf Front | Rare Deeded Land to the Water's Edge | No HOA! Welcome to The Palapa House, a Gulf-front residence positioned directly on the sugar-white sands of the Gulf of America, with deeded ownership extending to the water's edge. Fewer than 7% of Gulf-front parcels in Panama City Beach offer this level of private beachfront ownership, making opportunities like this exceptionally rare. Originally designed by the architects of Regency Towers, the home is positioned farther onto the beach than neighboring properties, ensuring unobstructed panoramic Gulf views to the east and west. Step from your back door onto your private stretch of beach or relax beneath the city-approved private Palapa, made possible by the extended property lines reaching the water's edge. The palapa's thatched roof was replaced in Fall 2025. The upstairs Gulf-front balcony is accessed from the main family room and offers sweeping sunrise & sunset views. On the lower level, a beachside deck is accessible from the second bedroom and opens directly to the sand. A private boardwalk extends from the front porch to the beach, and an exterior shower on the rear boardwalk provides convenient sand removal after leaving the beach. Major improvements include a new GAF roof system with new roof decking and fascia board, backed by a 15-year wind and material warranty installed in July 2025. A new Siemens 200-amp circuit breaker panel with corrosion-resistant copper wiring was installed in 2025. The exterior was upgraded with Tyvek vapor barrier, Hardie plank siding and trim, and fully painted with Sherwin-Williams exterior paint. All decks were stained with Super Deck marine stain and all windows were freshly caulked. The home passed a professional 4-point and wind inspection in 2025, resulting in a 17% reduction in homeowners insurance premium. The interior and exterior have been freshly painted and luxury vinyl plank flooring runs throughout the home. Additional upgrades include new ceiling fans, updated bathroom light fixtures, new smart TVs with upgraded WiFi, new locks and security features, new kitchen accessories, and solar film installed on all windows to improve energy efficiency during extreme weather conditions. The living room features a 3-D glass electric fireplace with optional heat and color-changing flame. New lighting and updated family room, dining room, and bedroom furniture and accessories enhance the home's coastal design. The kitchen and baths were previously remodeled, and the home is offered beautifully furnished. Appliances include electric range, microwave, dishwasher, refrigerator, washer and dryer. This three-bedroom home comfortably sleeps 11, including Twin XL bunks, a newer queen mattress in the downstairs bunk room, and a queen sleeper sofa. The primary bedroom is located on the second floor for privacy and separation. Exterior features include mature palm trees, an 8x40 privacy fence, covered porch areas, private driveway parking, and two beach decks with custom cable rails. High-end Sunbrella outdoor furniture was added in April 2021. The property consistently rents more than 200 days per year with documented rental income available upon request. Daily and weekly rental structure is already in place. Flood insurance remains favorable due to grandfathered mapping status. Located near St. Andrew State Park, Shell Island, marinas, waterfront dining, and public boat access, this is Gulf-front ownership at its rarest. Private, deeded, income-producing, and architecturally positioned for unobstructed views. This is not simply a beach house. It is a generational Gulf-front asset.

5903 Gulf Drive, Panama City Beach

$250,000

3 Beds ⋅ 2 Baths ⋅ 786282 MLS

New Construction --Move-In Ready! A Modern Ranch-Style. Discover this beautiful, comfortable, and modern ranch-style new construction home. From the oversized front porch complete with remote-control ceiling fans, to the durable Hardie board siding. This property offers standout curb appeal and quality craftsmanship. The fenced yard features solar LED pole lights, adding both charm and convenience. Inside, you will find 3 bedrooms, 2 full baths, and a bright open floor plan accented by recessed lighting. The living room showcases a stylish tray ceiling and ceiling fan, creating a seamless flow throughout the home. The kitchen is equipped with brand-new appliances, generous countertop space, a breakfast bar, and spacious cabinetry. The private primary suite provides a peaceful retreat with its own full bath with motion led light in mirrors and a spacious walk-in closet. A dedicated mud/laundry room offers washer/dryer connections and extra space for storage or customization. This home is centrally located to shopping, schools and restaurants and more, offering both comfort and convenience. Have your realtor add this home to your tour list--opportunities like this don't last. More photos coming soon. *Information provided is deemed reliable but is not guaranteed and should be independently verified by the buyer*

815 E 12th Court, Panama City

$725,000

3 Beds ⋅ 3 Baths ⋅ 786273 MLS

Welcome to 6215 Big Daddy Drive. This beautifully furnished waterfront retreat offers the best of coastal living and modern comfort. A fully decorated 3-bedroom, 3-bath, two-story home features charming coastal decor throughout and incredible views of the water by day and glowing Hathaway Bridge by night. Enjoy direct canal access that leads straight to the Gulf, complete with your own private dock for easy boating and fishing adventures. Relax on one of the two spacious balconies while taking in the serene water views or unwind in the comfy indoor spaces designed for both style and relaxation. The huge garage provides plenty of room for vehicles, storage, or water toys. Whether you're looking for a vacation getaway, an investment property, or your forever home, this move-in-ready waterfront gem has it all.

6215 Big Daddy Drive, Panama City Beach

$514,000

3 Beds ⋅ 3 Baths ⋅ 786256 MLS

Welcome to Coastal living in Turtle Cove at Lake Powell .This 3 bedroom 2 and a half bath home backs up to the natural area for privacy with no one behind you .Freshly painted inside ,new light fixtures , new carpet in the bedrooms make this a move in ready home. Kitchen has new backsplash, granite countertops ,stainless appliances ,eat in kitchen and dining room for plenty of entertaining room for guests Tile in family The back yard is fully fenced. Master bedroom has a walk-in closet enough space for office or sitting area . Master bath with double vanities stand alone shower and tub ,that spa feel. With low HOA fees and great amenities LIKE swimming pool ,clubhouse ,exercise room ,basketball ,pickleball ,tennis and fishing dock on Lake Powell you do not want to miss seeing this home . Turtle Cove is on the west end of the beach so easy access to 30A ,grocery stores to the west and to the east Pier Park with shopping ,Top Golf and Dolly Pardons Pirates Adventures to name a few . Ask your favorite realtor to see this home .

124 Turtle Cove, Panama City Beach

$699,450

3 Beds ⋅ 2 Baths ⋅ 996858 MLS ⋅ 1,260 SqFt.

This well-located 3-bedroom, 2-bathroom home on the highly desirable west end of Panama City Beach features an oversized private pool and no HOA. Short-term rentals are allowed, making this a fantastic investment or second home opportunity. Located just minutes from all that Highway 30A has to offer and within a short walk to the white sandy beaches and emerald waters of the Gulf of Mexico. This is a must-see coastal property!

233 Palm Beach Dr, Panama City Beach

$271,326

3 Beds ⋅ 3 Baths ⋅ 786170 MLS

Welcome to 188 Ellery Lane at Bayside at Ward Creek in Panama City Beach Florida. This townhome is under construction and offers a welcoming space that has 3 bedrooms, 2.5 bathrooms, and a convenient single car garage. The bright entry leading to an open kitchen, living, and dining area that is designed for comfort and everyday living. The kitchen serves as the culinary center with a spacious center island, beautiful white cabinetry, quartz countertops, and a premium stainless steel appliance package including a smooth top stove, microwave and dishwasher. The first floor is the heart of the home, while the privacy of the second level has all bedrooms, ensuring a quiet retreat. The main suite features a generous closet, an oversized shower, dual sink vanity, and a linen storage area in the private bath. Two additional bedrooms share a hall bath with shower tub combo that create a comfortable space for family or guests. The interior features include EVP flooring throughout the main level and second level bathrooms and plush carpet on the stairs, upstairs hallway and bedrooms, Smart Home Technology Package comes standard, featuring a Qolsys IQ touch panel for thermostat and lighting control, ensuring security and convenience. Exterior features of Bayside at Ward Creek townhomes are equally impressive, with Hardie® siding and thoughtful lighting at the garage, front entry, and back patio. A landscaped front entry adds curb appeal and welcomes you to your very own slice of Florida paradise awaits. Call today for a tour of this floor plan.

188 Ellery Lane, Panama City Beach

$830,000

3 Beds ⋅ 3 Baths ⋅ 786153 MLS

Introducing a brand new coastal build home on 16th Street in Panama City Beach. Just a short walk to the sugar white sand and emerald waters. This 3 bedroom, 2.5 bath home is designed with elevated finishes throughout, including custom cabinetry, quartz kitchen countertops, and 9 foot ceilings that create a bright, open feel. Outside, enjoy your own private 10x20 pool, a paver driveway, and a paver pool deck for low-maintenance coastal living. With quality craftsmanship and an unbeatable location, this home is perfect as a primary residence, vacation retreat, or investment property. Information contained within this listing such as lot dimensions, is deemed to be accurate but is not guaranteed. Buyer to Verify.

218 16th Street, Panama City Beach

$419,900

3 Beds ⋅ 2 Baths ⋅ 786145 MLS

HUGE PRICE IMPROVEMENT. Ready to sell! Discover the perfect blend of investment potential and coastal living with this beautifully constructed, almost brand-new home -- ideally located in the heart of Panama City Beach and less than one mile from the sugar-white sands of the ''World's Most Beautiful Beaches,'' Shell Island, and St. Andrews State Park. Designed with comfort and functionality in mind, this open-concept home features: • 9' ceilings throughout • Durable LVT flooring • Spacious living area perfect for entertaining • Large kitchen island with stainless steel appliances (range, microwave, dishwasher, refrigerator) • Expansive primary suite with tray ceiling • Tiled walk-in master shower & double vanity • Generous two-car garage Step outside to a fully fenced backyard with an 8' privacy fence, offering exceptional outdoor space and the opportunity to add a private pool or spa. Being sold fully furnished, this property is ready for immediate short- or long-term rental income -- or as a move-in-ready primary residence or second home. City water and sewer for added convenience. All sizes and measurements are approximate; buyer to verify if important.

2838 Laurie Avenue, Panama City Beach

$249,900

3 Beds ⋅ 2 Baths ⋅ 786143 MLS

New 3 bdrm 2 bath home with LVP and cathedral ceilings in the living area. Nice kitchen with granite breakfast bar. Lovely starter home with two bathrooms and a partially fenced yard. It is just off Hwy 231 with great access to shopping and places of interest. Just 1.2 miles to 23rd Street for all your shopping needs. Large living dining area provides space for the family to gather. The rear 120 (approx.) feet of this lot is wetlands. But it is in Flood Zone X.

2528 Wakulla Avenue, Panama City

$249,900

3 Beds ⋅ 2 Baths ⋅ 786140 MLS

New 3 bdrm 2 bath home with LVP and cathedral ceilings in the living area. Nice kitchen with granite breakfast bar. Lovely starter home with two bathrooms and a partially fenced yard. It is just off Hwy 231 with great access to shopping and places of interest. Just 1.2 miles to 23rd Street for all your shopping needs. Large living dining area provides space for the family to gather. The southerly rear 120 ft.(approx) portion of this lot is in Flood Zone A; from the back fence to the road is Flood Zone X.

2524 Wakulla Avenue, Panama City

$224,900

3 Beds ⋅ 3 Baths ⋅ 996683 MLS ⋅ 1,736 SqFt.

Welcome to 1824 Mallard Dr, Unit B, a well-maintained residence located in a quiet Panama City neighborhood. This inviting unit offers a functional layout with comfortable living spaces, ideal for homeowners or investors alike. Enjoy a bright interior with neutral finishes, ample natural light, and a seamless flow between living, dining, and kitchen areas. The property provides convenient access to shopping, dining, schools, and Tyndall Air Force Base, while still offering a peaceful residential setting. Whether you're looking for a primary residence, rental opportunity, or low-maintenance living, this property delivers excellent value in a growing area of Panama City. Schedule your showing today and explore the possibilities this home has to offer.

1824 Mallard Dr Unit B, Panama City

$264,900

3 Beds ⋅ 2 Baths ⋅ 786129 MLS

Welcome to 7530 Delancey Street. The Celeste floor plan is a 3-bedroom, 2 bathroom, 1,427 square feet open concept home. As you enter, you will notice the living room as the focal point of the home as it opens to the kitchen, hallway, and primary bedroom. The main areas are made with beautiful EVP flooring and carpet in the bedrooms. The kitchen has granite countertops and shiny stainless-steel appliances including a stove, microwave, and dishwasher. The bathroom also has granite countertops and EVP flooring, and the primary bathroom features a double vanity while the guest bathroom features a single vanity. Like all homes in Morningside, the Celeste includes a Home is Connected smart home technology package which allows you to control your home with your smart device while near or away. On the outside you will see durable vinyl siding and the spacious 2 car garage. Each home has dimensional shingles with a 30-year warranty. Each yard is fully sodded and has plenty of room to enjoy activities with your family or friends. Whatever home you're looking for, you will find one at Morningside. Schedule a tour to see this beautiful floor plan.

7530 Delancey Street, Panama City

$260,000

3 Beds ⋅ 2 Baths ⋅ 786062 MLS

Welcome home to this charming, traditional brick residence just minutes from Tyndall Air Force Base! This well-maintained 3-bedroom, 2-bath home offers both comfort and functionality in a highly convenient location. Step inside to find beautiful new luxury vinyl plank (LVP) flooring flowing seamlessly throughout all main areas, offering durability and modern appeal while maintaining a warm, classic feel. The spacious living room provides the perfect setting for gatherings, while the separate den features a cozy fireplace -- ideal for relaxing evenings or creating a secondary entertainment space. The traditional layout offers defined living areas, giving you flexibility for hosting, working from home, or simply enjoying everyday life. With its solid brick exterior, updated flooring, and desirable proximity to the base, this home combines timeless style with practical updates. Whether you're military, a first-time buyer, or simply looking for a move-in ready property in a great location, this one checks all the boxes. Schedule your private showing today!

131 H L Sudduth Drive, Panama City

$375,000

3 Beds ⋅ 3 Baths ⋅ 786059 MLS

Welcome to luxury coastal living at Magnolia Bay Club in beautiful Panama City Beach, Florida. This spacious 3-bedroom, 3-bath condominium offers the perfect blend of comfort, style, and resort-style amenities within one of the area's most desirable gated waterfront communities overlooking St. Andrew Bay. The interior features an open-concept layout designed for both everyday living and entertaining. The living and dining areas are filled with natural light and open to a private balcony, creating a seamless indoor-outdoor flow. The well-appointed kitchen includes granite countertops, custom cabinetry, stainless steel appliances, and a breakfast bar for additional seating. The thoughtfully designed floor plan features two spacious primary suites, each with its own private en-suite bathroom, offering exceptional comfort and privacy for owners and guests alike. A third bedroom and full bath provide additional flexibility, making this residence ideal as a primary home or vacation retreat. With three full bathrooms, ample storage, and a functional floor plan, this residence is ideal as a primary home or vacation getaway. An added bonus is the designated covered parking space, providing convenience and protection for the owner year-round. Magnolia Bay Club offers resort-style amenities including a stunning bayfront lagoon-style swimming pool, sun deck, fitness center, secure entry, covered parking, and beautifully maintained grounds. The elegant pool courtyard provides a tranquil setting that feels like a private waterfront retreat. Conveniently located in the heart of Panama City Beach, this property is just minutes from the Gulf of Mexico's sugar-white beaches, St. Andrews State Park, marinas, dining, shopping, and entertainment. This is an exceptional opportunity to enjoy waterfront living with privacy, convenience, and coastal elegance all in one premier community.

2400 Grandiflora Boulevard Unit E406, Panama City Beach

$699,000

3 Beds ⋅ 3 Baths ⋅ 786054 MLS

Experience waterfront living at its finest in this stunning 3-bedroom, 3-bathroom condo in Harbour Village at Historic St. Andrews. Located along the Bay, this exceptional property offers breathtaking views, creating the perfect backdrop for both relaxing and entertaining. The spacious layout provides an open, airy feel with abundant natural light and private waterfront scenery from the main living areas. Boating enthusiasts will appreciate the12,000lbs boat lift that is included, providing convenient access to the gulf, intercoastal or Shell Island. Also, comes with a deeded storage closet for added storage and organization. Harbour Village offers an impressive collection of resort-style amenities, including a heated waterfront pool overlooking the Bay, a fitness center, and a grand clubhouse perfect for gatherings and community events. Residents also enjoy a private community park with green space where dogs are welcome, a covered parking garage, and inviting outdoor spaces to include a waterfront fireplace with comfortable seating and a grilling gazebo with direct access to Oaks by the Bay Park. Located in the heart of Historic St. Andrews, this rare waterfront condo combines luxury, boating, and a vibrant coastal lifestyle just minutes from amazing local restaurants, shopping, and local attractions.

3001 W 10th Street Unit 711, Panama City

$579,000

3 Beds ⋅ 2 Baths ⋅ 786049 MLS

Completely renovated in 2023 and designed with today's buyer in mind, this turnkey 3 bedroom, 2 bath beach cottage offers the ideal blend of style, comfort, and income potential in the heart of Panama City Beach. With 1,295 square feet of thoughtfully updated living space, this property is already operating as a successful short-term rental and is perfectly suited as an investment property, second home, or full-time coastal retreat. Step inside to a bright, open-concept floor plan featuring vaulted ceilings with exposed wood beams, recessed lighting, and luxury plank flooring throughout. The living area flows seamlessly into the dining space and kitchen, creating an inviting atmosphere for gathering and entertaining. The beautifully updated kitchen offers crisp white cabinetry, quartz countertops, open shelving, modern hardware, stainless appliances, and a large island overlooking the main living space. The primary suite is a peaceful retreat with abundant natural light and a spa-inspired en suite bath featuring dual vanities, sleek fixtures, and a stunning tiled walk-in shower. Two additional guest bedrooms and a fully updated second bath provide comfortable accommodations for family and guests, maximizing rental flexibility. Outdoor living is where this home truly shines. A screened-in patio extends the living space and offers the perfect spot for morning coffee or evening cocktails. The fully fenced backyard is private and spacious, complete with a fire pit gathering area and ambient string lighting that creates an inviting coastal setting for guests. An irrigation system on well water helps maintain the lush lawn while keeping utility costs down. The exterior showcases charming coastal cottage appeal with warm wood siding and thoughtful architectural details that set it apart. The manageable lot size makes ownership easy while still offering ample outdoor enjoyment. Located just minutes from the white sandy beaches and only about 10 minutes to Rosemary Beach, this property offers exceptional short-term rental appeal in a highly desirable area near dining, shopping, and entertainment. With recent renovations, modern finishes, and an established rental presence, this is a true turnkey opportunity. Golf cart included. Whether you are looking to expand your investment portfolio or secure your own beach getaway that can generate income when not in use, 21309 Caribbean Lane delivers both lifestyle and strong income potential in one beautifully updated package.

21309 Caribbean Lane, Panama City Beach

$357,990

3 Beds ⋅ 2 Baths ⋅ 785986 MLS

Introducing the Addison plan! This thoughtfully designed split layout features 3 bedrooms, 2 baths, and a spacious 2-car garage. The great room seamlessly blends with the dining area and kitchen, creating an open and inviting space perfect for hosting gatherings and celebrating holidays. The owners' suite is a private retreat, boasting an ensuite bathroom complete with linen and walk-in closets. The spare rooms offer ample flexibility, whether you envision them as additional bedrooms, a home office, or a versatile flex room. This split plan ensures abundant privacy while maintaining a cozy atmosphere. Convenience is key in the Addison. The laundry room is conveniently located just steps away from the garage, optimizing storage and parking space. This modern layout is complemented with quartz countertops in the kitchen and baths and tile flooring in the common/wet areas. Visit Salt Creek and discover the best kept secret along the Gulf Coast. A tremendous value just steps from the crystal-clear waters and white sand beaches of the Gulf!

443 Salt Creek Lane, Mexico Beach

$920,000

3 Beds ⋅ 3 Baths ⋅ 785815 MLS

$175,970.29 in gross rental income in the past 19 months (verified) - and growing daily with repeat vacationers. ONE OF THE HIGHEST GROSSING RENTAL UNITS IN TIDEWATER (EASILY SLEEPS 10 PEOPLE). REMODELED! NEW FURNISHINGS, TONS OF UPDATES ! IMMACULATELY MAINTAINED! Tidewater Type D (boasting 2,248 square feet and 3 bedrooms, 3 bathrooms) very rarely come to the market because of their highly desired wrap around porch and Gulf front master bedroom. Be ready to step into this turnkey condo and generate massive rental income from day one, or even enjoy it as a primary residence, or second home. Enjoy sweeping unobstructed views in every direction of the Gulf of Mexico at this beachfront condo located at Tidewater in the heart of Panama City Beach, Florida. This luxury condo is located on the 25th floor with easy access to the elevator and features 3 bedrooms, and 3 full bathrooms, a full kitchen with modern upgrades such as granite countertops and stainless steel appliances, and the open concept is generous in size offering plenty of room for entertaining. The living room leads out to the South facing private balcony that overlooks the pool and the Gulf of Mexico. The spacious master suite is located just off the living area, complete with ample natural light through the bay window and sliding glass doors that open up to the balcony. The main living areas are updated with premium tile, and bedrooms have new carpet. The master bathroom features a shower and tub combo complimented by ivory white countertops and a dual vanity. The second bedroom has two full beds and the second full bathroom is located right off the bedroom, providing an added convenience for visitors. The third bedroom has a full bed and its own private bathroom. There is a private room off the hallway that has large bunk beds for extra sleeping capacity, and separate laundry room is available with washer/dryer combo. Upgrades include newer window treatments, lighting and fixtures, and modern artwork and dÃ©cor. Tidewater Resort offers one of the best locations in town with close proximity to Pier Park Mall, Frank Brown Park, and the International Airport! You can't go wrong with Tidewater amenities including 2 outdoor gulf front pools, 1 indoor heated pool, game rooms, 1 restaurant, a convenience store, a huge beach front fitness center, movie theater, 4 hot tubs, saunas, steam rooms, conference room, covered parking, a computer lounge, library/game area, and a beautiful owners lounge on the 30th floor. Come see for yourself and schedule your showing today! *All dimensions are approximate and should be verified if important. Come see this remarkable beauty and enjoy the beach lifestyle. The rental income on this condo is remarkable and will make you significant income for years to come.

16819 Front Beach Road Unit 2501, Panama City Beach

$718,500

3 Beds ⋅ 3 Baths ⋅ 996417 MLS ⋅ 2,170 SqFt.

INCREDBLE OPPORTUNITY! TENS OF THOUSANDS IN UPGRADES: Whole house generator, window wall, custom blinds/curtains, gas stove, wall oven, wine cooler, pull out garbage can cabinet, 3 way dressing mirror and more! Experience easy resort-style living in Margaritaville with this beautifully maintained Breeze Bay corner-lot home. Featuring 3 bedrooms and 3 baths, it offers stylish vinyl plank flooring throughout. The chef's kitchen boasts quartz countertops, tile backsplash, wine cooler, gas cooktop, wall oven, microwave, and a large island, opening to the dining and great room. Sliders lead to a screened lanai with serene pond views. The primary suite includes his and her closets, dual quartz vanities and a gorgeous shower. As a plus, there is a private guest suite and a full bath just outside the 3rd bedroom. Extras include appliances, custom blinds, epoxy garage and lanai, storage, and a whole-house generator. Enjoy 55+ amenities, lawn care, and nearby shopping and dining

8745 Coral Reef Way, Panama City Beach

$625,000

3 Beds ⋅ 3 Baths ⋅ 785949 MLS

Beachfront Bliss in Panama City Beach. Welcome to 17878 Front Beach Road, Unit E2, your perfect slice of paradise, offering a short 3-minute walk to toes-in-the-sand! With $25,000 already on the books for 2026, it's sure to be a great income-producing property to add to the portfolio. Recently refreshed with a stylishly painted exterior, this townhome radiates curb appeal and sets the tone for relaxed beach living. Step inside to discover a bright and airy open floor plan, ideal for hosting friends and family after a day by the water. The main level features a fully equipped kitchen, a spacious living area, and sliding glass doors that lead to a private patio, where you can enjoy breathtaking sunsets over the Gulf.

17878 Front Beach Road Unit 2, Panama City Beach

$625,000

3 Beds ⋅ 3 Baths ⋅ 996405 MLS ⋅ 1,944 SqFt.

Beachfront Bliss in Panama City Beach. Welcome to 17878 Front Beach Road, Unit E2, your perfect slice of paradise, offering a short 3-minute walk to toes-in-the-sand! With $25,000 already on the books for 2026, it's sure to be a great income-producing property to add to the portfolio. Recently refreshed with a stylishly painted exterior, this townhome radiates curb appeal and sets the tone for relaxed beach living. Step inside to discover a bright and airy open floor plan, ideal for hosting friends and family after a day by the water. The main level features a fully equipped kitchen, a spacious living area, and sliding glass doors that lead to a private patio, where you can enjoy breathtaking sunsets over the Gulf.

17878 Front Beach Rd Unit UNIT E2, Panama City Beach

$465,000

3 Beds ⋅ 2 Baths ⋅ 785923 MLS

Welcome to Laketown Wharf Unit 1006, a highly sought after GULF facing unit with 1262sq ft one of the largest square footages on the beach! Located directly off the elevators this unit features 2 bedrooms/2 bathrooms + a bunkroom with barn door (bunkbeds removed and replaced with a single bed)! Inside you will find luxury vinyl plank (LVP) and tile throughout; Off the entry way sits the laundry area, full guest bathroom, secondary bedroom, and a single bed with extra storage. The open concept kitchen/living overlooks the Gulf; With the kitchen featuring a kitchen island/bar, full-size stainless steel appliances, plenty of updated custom cabinetry, tile backsplash, stainless steel undermount farm sink and quartz countertops. Off the living room featuring a sleeper sofa, sits the master bedroom. The master bedroom faces the Gulf offering a walk-in closet, tile shower, garden tub, granite countertops, and double vanities. Master bedroom has private access to the balcony that extends down to the living room balcony access. This unit comes furnished! Laketown Wharf offers an abundance of amenities right at your fingertips! Featuring five pools throughout the complex (Kiddie Pool, Island style pool with splash bar, 10th floor rooftop pool, zero entry pool, splash pool), 2 hot-tubs, private boardwalk with beach access, 2 Level Fitness Center with Gulf views, putting green, 52,000 sq ft. of lakefront boardwalk, 24hr security, and Nightly fountain/light show over the lake. On site ground level shops and restaurants featuring The Wharf Seafood Buffet, Candy maker ice cream shop, Juan Tacos, LuLu, pizzeria, coffee shop and more! Call to schedule your private showing today! All measurements approx buyer to verify if important.

9860 S Thomas Drive Unit 1006, Panama City

$724,900

3 Beds ⋅ 2 Baths ⋅ 785896 MLS

Here is a rare opportunity to own a luxury 3 bedroom, 2.5 bath coastal home in Venture Out that backs up to St. Andrews State Park. This house was built by one of the best builders in Bay Co and is full of detailed craftsmanship. The master has a queen size bed, the second guest bedroom has a queen bed, and the third bedroom has queen size Murphy bed. This beautiful coastal home comes fully furnished and ready to be a vacation home or an investment property. The kitchen has quartz countertops, high end stainless steel appliances and loads of cabinet space. The home has linens included (bed sheets, bath towels, hand towels), washer/dryer, dishwasher, golf cart, all the utensils making it turn key. Enjoy the evening sitting on the back patio watching the deer and other wildlife go by or sit on the front porch and enjoy the people as they pass by. You can also take the golf cart for a short two minute ride to the beach, cruise around the neighborhood, or go sit at the back of the resort and watch the boats and dolphins in the lagoon. There are also many restaurants and family friendly activities that are just minutes away. Located on the most desirable lot backing up to the State Park - great backyard - beach and bay property - 2 community pools - tennis - putting green - shuffleboard - boat dock - fishing dock - golf cart community. All measurements are approximate - please measure to verify.

482 N Marlin Drive, Panama City

$379,000

3 Beds ⋅ 3 Baths ⋅ 996316 MLS ⋅ 1,892 SqFt.

Welcome to 4108 Transmitter Road, a beautifully maintained Craftsman-style residence nestled in the heart of Panama City. Set on an expansive .48-acre lot, this 3-bedroom, 2.5-bathroom home offers timeless character, thoughtful updates, and exceptional versatility -- all in a central location convenient to shopping, dining, schools, and daily essentials. From the moment you arrive, the home's inviting curb appeal stands out, highlighted by freshly painted exterior eaves and columns and classic architectural details. Inside, warm Craftsman charm meets modern comfort with a functional layout ideal for both everyday living and entertaining. The upstairs interior has been freshly painted, creating a bright, refreshed atmosphere ready for its next owners. The nearly half-acre homesite provide rare space and flexibility. Whether you envision lush landscaping, an outdoor entertaining area, or the addition of a pool, the backyard offers plenty of room to design your ideal retreat. A standout feature is the impressive 24 x 34 detached shop -- perfect for hobbies, storage, a workshop, recreational equipment, or even a home-based business. This home also delivers valuable upgrades and long-term peace of mind. Energy-saving solar panels help reduce utility costs, while major improvements include a new roof installed in December 2018 and a new HVAC system added in 2021. The property is serviced by a well and septic, with the septic tank pumped one year ago and a new well filter installed in 2021. Blending classic style, modern updates, and exceptional outdoor space, this property offers a rare opportunity to enjoy comfort, functionality, and future potential. If you're seeking a centrally located home with character and room to grow, this Panama City gem is ready to welcome you home.

4108 Transmitter Rd, Panama City

$379,000

3 Beds ⋅ 3 Baths ⋅ 785869 MLS

Seller just added 13 inches of R-38 insulation blown into the attic! Welcome to 4108 Transmitter Road, a beautifully maintained Craftsman-style residence nestled in the heart of Panama City. Set on an expansive .48-acre lot, this 3-bedroom, 2.5-bathroom home offers timeless character, thoughtful updates, and exceptional versatility -- all in a central location convenient to shopping, dining, schools, and daily essentials. From the moment you arrive, the home's inviting curb appeal stands out, highlighted by freshly painted exterior eaves and columns and classic architectural details. Inside, warm Craftsman charm meets modern comfort with a functional layout ideal for both everyday living and entertaining. The upstairs interior has been freshly painted, creating a bright, refreshed atmosphere ready for its next owners. The nearly half-acre homesite provides rare space and flexibility. Whether you envision lush landscaping, an outdoor entertaining area, or the addition of a pool, the backyard offers plenty of room to design your ideal retreat. A standout feature is the impressive 24 x 34 detached shop -- perfect for hobbies, storage, a workshop, recreational equipment, or even a home-based business. This home also delivers valuable upgrades and long-term peace of mind. Energy-saving solar panels help reduce utility costs, while major improvements include a new roof installed in December 2018 and a new HVAC system added in 2021. The property is serviced by a well and septic, with the septic tank pumped one year ago and a new well filter installed in 2021. Blending classic style, modern updates, and exceptional outdoor space, this property offers a rare opportunity to enjoy comfort, functionality, and future potential. If you're seeking a centrally located home with character and room to grow, this Panama City gem is ready to welcome you home.

4108 Transmitter Road, Panama City

$920,000

3 Beds ⋅ 3 Baths ⋅ 996193 MLS ⋅ 2,248 SqFt.

$175,970.29 in gross rental income in the past 19 months (verified) - and growing daily with repeat vacationers. ONE OF THE HIGHEST GROSSING RENTAL UNITS IN TIDEWATER (EASILY SLEEPS 10 PEOPLE). REMODELED! NEW FURNISHINGS, TONS OF UPDATES ! IMMACULATELY MAINTAINED! Tidewater Type D (boasting 2,248 square feet and 3 bedrooms, 3 bathrooms) very rarely come to the market because of their highly desired wrap around porch and Gulf front master bedroom. Be ready to step into this turnkey condo and generate massive rental income from day one, or even enjoy it as a primary residence, or second home. Enjoy sweeping unobstructed views in every direction of the Gulf of Mexico at this beachfront condo located at Tidewater in the heart of Panama City Beach, Florida. This luxury condo is located on the 25th floor with easy access to the elevator and features 3 bedrooms, and 3 full bathrooms, a full kitchen with modern upgrades such as granite countertops and stainless steel appliances, and the open concept is generous in size offering plenty of room for entertaining. The living room leads out to the South facing private balcony that overlooks the pool and the Gulf of Mexico. The spacious master suite is located just off the living area, complete with ample natural light through the bay window and sliding glass doors that open up to the balcony. The main living areas are updated with premium tile, and bedrooms have new carpet. The master bathroom features a shower and tub combo complimented by ivory white countertops and a dual vanity. The second bedroom has two full beds and the second full bathroom is located right off the bedroom, providing an added convenience for visitors. The third bedroom has a full bed and its own private bathroom. There is a private room off the hallway that has large bunk beds for extra sleeping capacity, and separate laundry room is available with washer/dryer combo. Upgrades include newer window treatments, lighting and fixtures, and modern artwork and décor. Tidewater Resort offers one of the best locations in town with close proximity to Pier Park Mall, Frank Brown Park, and the International Airport! You can't go wrong with Tidewater amenities including 2 outdoor gulf front pools, 1 indoor heated pool, game rooms, 1 restaurant, a convenience store, a huge beach front fitness center, movie theater, 4 hot tubs, saunas, steam rooms, conference room, covered parking, a computer lounge, library/game area, and a beautiful owners lounge on the 30th floor. Come see for yourself and schedule your showing today! *All dimensions are approximate and should be verified if important. Come see this remarkable beauty and enjoy the beach lifestyle. The rental income on this condo is remarkable and will make you significant income for years to come.

16819 Front Beach Rd Unit 2501, Panama City Beach

$559,999

3 Beds ⋅ 3 Baths ⋅ 785807 MLS

Newly reduced! This elegant, executive home in the very desirable Palm Bay neighborhood in Panama City Beach is priced for quick sale. The open floor plan includes a large Great Room with built-in bookcases and cabinetry, a gas fireplace and a large, wall mounted, flat screen, smart TV. The spacious kitchen has a large breakfast bar with quartz countertops, glass top stove and breakfast nook, which also has an installed flat screen TV. Filling out the main living space is a dining area that could also accommodate a pool table. The large Owners Retreat looks out onto the amazing pool area; the master bath has a Jacuzzi tub, separate shower and double vanity. There are 2 additional bedrooms, one of which includes a half bath. There is a full bathroom with access to the pool area. The large custom paver pool area has an outdoor shower and abundant seating space for hosting friends and family fun. Rounding out this beautiful home is a two-car garage with built in cabinetry and work bench, and a paver driveway. Palm Bay is a family-friendly community close to the Navy base, schools, shopping, restaurants, marinas, and the beach! The two wall mounted indoor televisions, patio television wall mount, a large additional refrigerator in garage, the security system, Polaris pool cleaner and the automatic pool filler all convey with sale. Additional Highlights include: - New Exterior Paint-2026, - Pool Paver area and sidewalks sanded and sealed-2026 - Transferable Florida Pest Control Termite Bond-Paid 2026 - New Roof-2024 - A/C-2017, - TifTuf Bermuda Grass - Scotchshield Security window film - Drip Irrigation around paver pool area - 5 Outdoor Water Spigots (2 in pool area and on 3 sides of the home) - Irrigation system - Outlets in all external areas - Low HOA fees Age, Square Footage, Lot and Room Sizes are approximate, please verify if important.

138 Palm Grove Boulevard, Panama City

Bay County, FL 3 Bedroom Homes for Sale

Newest Bay County, FL 3 Bedroom Homes for Sale

Mike Johnson

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