Panama City Beach, FL Real Estate | Panama City Beach, FL Homes between $900,000 and $1,000,000 for Sale

RARE 4-BEDROOM END UNIT WITH SHOW STOPPING GULF VIEWS! This spacious 4-bedroom, 4-bath end unit at Ocean Ritz offers the kind of Gulf-front living that's increasingly hard to find in Panama City Beach. With an open layout, abundant natural light, and sweeping views of the emerald Gulf and unforgettable PCB sunsets, this residence was made for gathering at the beach. Beautifully furnished and offering four true bedrooms with four full baths, there's plenty of room for family and guests while still enjoying the privacy of an end-unit location. Step outside and let the expansive Gulf views do the talking--from morning coffee to sunset, the backdrop never gets old. And a major bonus: a deeded parking space convey with the unit--an exceptional advantage for a four-bedroom condo at the beach. Whether you're searching for a second home, full-time coastal residence, or investment opportunity, this Ocean Ritz residence delivers the space, location and views buyers come to Panama City Beach for. Four bedrooms. Four baths. Two parking spaces. One incredible Gulf-front opportunity.

10611 Front Beach Road Unit 1703, Panama City Beach

$995,000

6 Beds ⋅ 6 Baths ⋅ 795113 MLS

This is a rare find on the east side of Panama City Beach. Three attached townhomes with 2 bedrooms 2 baths each, single car carport for each unit, new windows, sheetrock, glass doors, and roof. The property had some damages from Hurricane Michael. Most things have been fixed except cosmetics. Shared pool in the back with nice deck for entertaining. Approximately 1 block from Beach Access 17. Perfect for an investor! More photos to come!

4111 Appalachee Street Unit A, Panama City Beach

$989,000

5 Beds ⋅ 4 Baths ⋅ 1011432 MLS ⋅ 3,329 SqFt.

Tucked in the sought after west end Lakes at Summer Breeze, this custom home with an attached carriage house is a rare find. Enjoy lake and Gulf views, sunset balconies, and a short walk to Beach Access 66. The 2,888 SF main home offers 4 bedrooms, 3 baths, high ceilings, walls of windows, plantation shutters, tile and wood floors, a gas fireplace, and an updated kitchen with custom cabinetry and gas stove. A first floor suite with private entrance is ideal for guests. Upstairs, the oversized primary suite features a sitting area, spa bath, and screened balcony overlooking the lake. Two more bedrooms, wet bar, balcony, and full bath complete level two. The carriage house adds a 2 car garage plus a 441 SF studio. Paver patios, outdoor shower, wildlife views, and solar complete this home.

125 Smugglers Cove Ct, Panama City Beach

$950,000

4 Beds ⋅ 4 Baths ⋅ 1010917 MLS ⋅ 1,637 SqFt.

RARE 4-BEDROOM END UNIT WITH SHOW STOPPING GULF VIEWS! This spacious 4-bedroom, 4-bath end unit at Ocean Ritz offers the kind of Gulf-front living that's increasingly hard to find in Panama City Beach. With an open layout, abundant natural light, and sweeping views of the emerald Gulf and unforgettable PCB sunsets, this residence was made for gathering at the beach. Beautifully furnished and offering four true bedrooms with four full baths, there's plenty of room for family and guests while still enjoying the privacy of an end-unit location. Step outside and let the expansive Gulf views do the talking--from morning coffee to sunset, the backdrop never gets old. And a major bonus: a deeded parking space convey with the unit--an exceptional advantage for a four-bedroom condo at the beach. Whether you're searching for a second home, full-time coastal residence, or investment opportunity, this Ocean Ritz residence delivers the space, location and views buyers come to Panama City Beach for. Four bedrooms. Four baths. Two parking spaces. One incredible Gulf-front opportunity.

10611 Front Beach Rd Unit UNIT 1703, Panama City Beach

$975,000

3 Beds ⋅ 3 Baths ⋅ 794541 MLS

Looking for a quiet low density high rise with unobstructive Gulf views? Welcome to Grande Surf with only 28 units in the building and 2 units per floor, this is the perfect place to consider for a permanent home or vacation rental. Some of the perks of the unit include a covered assigned parking space, 400 plus square foot balcony, larger than normal kitchen and plenty of living space with fireplace. Don't miss the opportunity to own in this amazing Gulf Front beach condo!

8601 Surf Drive Unit 14E, Panama City Beach

$979,000

6 Beds ⋅ 6 Baths ⋅ 1010084 MLS ⋅ 3,452 SqFt.

Performing, luxury DUPLEX short term rental on the desirable east end of Panama City Beach. Fully furnished, averaging $43k income per unit per year. -Individual, privately fenced backyard per unit -Private, covered porches -Individual, private garage per unit -In ground sprinkler system -Oversized lot with room for pool or expansion.

2311/2313 Anne Ave, Panama City Beach

$999,000

3 Beds ⋅ 3 Baths ⋅ 794106 MLS

Welcome to Aqua 2109, a showstopping Gulf-front residence where exceptional craftsmanship, luxury design and panoramic coastal views come together 21 stories above the Emerald Coast. Completely remodeled and professionally designed, this exquisite 3-bedroom, 3-bath residence offers 1,569 square feet of beautifully curated living space and is truly one of the most striking condominiums at Aqua. Every detail has been thoughtfully selected to create a sophisticated coastal retreat that feels as luxurious as it is inviting. The transformation of Aqua 2109 showcases exceptional craftsmanship throughout, with beautiful finishes, custom design elements and an elevated coastal aesthetic. The spacious living area has been enhanced with a gorgeous custom bar and electric fireplace, creating a dramatic focal point and an incredible space for entertaining while enjoying the Gulf as your backdrop. One of the most desirable features of this floor plan is the Gulf-front primary suite. Wake each morning to sparkling emerald waters from your king bedroom and step directly onto the balcony through your own Gulf-facing balcony door. The beautifully appointed primary bath features a custom glass-enclosed shower and double vanity, continuing the upscale design found throughout the residence. The additional bedrooms provide excellent accommodations for family and guests, including a second king bedroom and a third bedroom designed to maximize sleeping capacity. With three full bathrooms, this floor plan offers the space and privacy sought after in a premier vacation residence or investment property. Step onto the west-facing balcony and experience one of Aqua 2109's greatest luxuries: breathtaking sunsets over the Gulf of Mexico. From the 21st floor, the views stretch across the sugar-white shoreline and brilliant blue-green waters of Panama City Beach, creating an unforgettable backdrop from morning through sunset. Aqua 2109 is also exceptionally positioned in the vacation rental market, with potential annual rental income averaging approximately $60,000 to $75,000, offering an outstanding opportunity to combine luxury ownership with investment potential. Location is everything, and Aqua places you in the heart of Panama City Beach. Leave the car behind and stroll to Pier Park for shopping, dining and entertainment, enjoy nearby Topgolf, Tootsie's and countless restaurants and attractions, then return home to your luxury retreat directly on the Gulf. Aqua offers the complete beachfront resort experience with direct beach access, multiple pools, whirlpool spa, beautiful Gulf-front terraces and additional resort amenities, all within one of Panama City Beach's most recognizable luxury condominium destinations. Aqua 2109 is more than a beach condo. It is a completely reimagined Gulf-front residence, a proven vacation destination and a rare opportunity to own one of Aqua's most beautifully finished properties. Come experience the craftsmanship, the sunsets, the location and the incomparable Gulf views of Aqua 2109. Your Drop of Heaven on the Gulf Coast awaits!

15625 Front Beach Road Unit 2109, Panama City Beach

$995,000

6 Beds ⋅ 5 Baths ⋅ 793916 MLS

This massive single-family estate, currently operating as the high-performing ''Mighty Paradise'' (with $170K+ in rental history) offers an incredible investment opportunity just two blocks from the beach and one mile from Pier Park. Designed for maximum occupancy and versatility, the property features a sprawling layout that sleeps up to 24 guests, making it a favorite for large groups and reunions. Renovations include a fully remodeled kitchen, fresh interior paint, and a resurfaced 16x32 heated saltwater pool, ensuring a turnkey experience for the next owner. Beyond the main living areas, the property distinguishes itself with a dedicated game room equipped with billiards, foosball, and air hockey, plus a private hot tub for ultimate relaxation. Uniquely designed with separate guest quarters that include a second full kitchen and private patio, this estate offers rare flexibility for multi-generational families or groups seeking privacy. With no HOA and a proven history of rental success, this is a standout asset in the PCB market.

16908 Innocente Avenue, Panama City Beach

$924,900

5 Beds ⋅ 5 Baths ⋅ 793872 MLS

This limited collection of vacation homes offers an exceptional opportunity to own in one of the area's most sought-after locations -- literally across the street from the sugar-white sands and shimmering Gulf waters. This home showcases spacious, open-concept designs with 4 bedrooms, 4.5 baths, and a bunk room. Enjoy high-end finishes, stylish coastal architecture, and your own private pool -- the ultimate spot for relaxing or entertaining after a day at the beach. Expansive covered porches invite you to take in stunning sunrises and sunsets in true coastal style. Close to popular restaurants (walk to Schooner's), shops, golf courses, and water activities, this community also offers convenient access to Panama City proper and the Northwest Florida Beaches International Airport.

5231 Thomas Drive, Panama City Beach

$979,000

6 Beds ⋅ 6 Baths ⋅ 793756 MLS

Performing, luxury DUPLEX short term rental on the desirable east end of Panama City Beach. Fully furnished, averaging $43k income per unit per year. -Individual, privately fenced backyard per unit -Private, covered porches -Individual, private garage per unit -In ground sprinkler system -Oversized lot with room for pool or expansion

2313/2311 Anne Avenue, Panama City Beach

$989,000

3 Beds ⋅ 3 Baths ⋅ 793151 MLS

GROSS RENTALS OVER $100,000 IN 2025. This townhouse has 10' ceilings in the living room giving it a very open feel. Large deck GULF FRONT with private walk way to the beach. Located at the intersection of Hwy 79 and Front Beach Road. This is a BEACH-FRONT TOWNHOUSE WITH NO HOA DUES. Master bedroom is GULF-FRONT. Lots of updates throughout, including bathrooms and flooring. 3 full bedrooms, 3 full bathrooms. Recent appraisal at $1.06M (LISTED AT $75K UNDER APPRAISED VALUE)

17135 Front Beach Road Unit 27, Panama City Beach

$949,000

5 Beds ⋅ 4 Baths ⋅ 1007398 MLS ⋅ 3,435 SqFt.

Welcome to your Toll Brothers dream home, where luxury, comfort, and convenience come together in perfect harmony. Construction estimated completion March 2027. Nestled in a gated community, this grand two-story residence boasts over 20-foot ceilings and an inviting open floor plan designed to impress from the moment you step inside. As you enter, you're greeted by the grandeur of soaring ceilings and an abundance of natural light that fills the home with warmth. The kitchen and great room a space that invites both creativity and connection, perfect for family gatherings or entertaining guests. On the main level is the primary suite, a true retreat offering both relaxation and luxury. With a spa-like bathroom featuring a large tile shower, a separate soaking tub, and two spacious walk-in closets, every detail has been meticulously designed to create an oasis of serenity. This is more than just a bedroom; it's a sanctuary where you can unwind in ultimate comfort. Upstairs, the expansive loft and bonus area offer endless possibilities for your lifestyle, whether it's a game room, home theater, or a second living area. With four spacious bedrooms and 3.5 beautifully appointed baths, this home accommodates every need with elegance and functionality. The office room offers the ideal space for work, study or can be used as 5th bedroom. 3-car garage offers ample room for your vehicles, storage, and more. Step outside the multi slide glass door onto your covered lanai and embrace the natural wood preserve beauty providing both privacy and a tranquil setting. The community is filled with completed resort style amenities, including pool, clubhouse, fitness center, pickleball courts, tennis court, playground, and a multi-purpose field. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix and recreation outdoor activities at Frank Brown Park. Don't miss the opportunity to make this extraordinary property your forever home, where every detail is crafted for your utmost enjoyment. Pictures are not of actual home, but same floor plan.

657 Shoal Lndg Unit Lot 177, Panama City Beach

$949,000

5 Beds ⋅ 4 Baths ⋅ 792480 MLS

Welcome to your Toll Brothers dream home, where luxury, comfort, and convenience come together in perfect harmony. Construction estimated completion March 2027. Nestled in a gated community, this grand two-story residence boasts over 20-foot ceilings and an inviting open floor plan designed to impress from the moment you step inside. As you enter, you're greeted by the grandeur of soaring ceilings and an abundance of natural light that fills the home with warmth. The kitchen and great room a space that invites both creativity and connection, perfect for family gatherings or entertaining guests. On the main level is the primary suite, a true retreat offering both relaxation and luxury. With a spa-like bathroom featuring a large tile shower, a separate soaking tub, and two spacious walk-in closets, every detail has been meticulously designed to create an oasis of serenity. This is more than just a bedroom; it's a sanctuary where you can unwind in ultimate comfort. Upstairs, the expansive loft and bonus area offer endless possibilities for your lifestyle, whether it's a game room, home theater, or a second living area. With four spacious bedrooms and 3.5 beautifully appointed baths, this home accommodates every need with elegance and functionality. The office room offers the ideal space for work, study or can be used as 5th bedroom. 3-car garage offers ample room for your vehicles, storage, and more. Step outside the multi slide glass door onto your covered lanai and embrace the natural wood preserve beauty providing both privacy and a tranquil setting. The community is filled with completed resort style amenities, including pool, clubhouse, fitness center, pickleball courts, tennis court, playground, and a multi-purpose field. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix and recreation outdoor activities at Frank Brown Park. Don't miss the opportunity to make this extraordinary property your forever home, where every detail is crafted for your utmost enjoyment. Pictures are not of actual home, but same floor plan.

657 Shoal Landing Unit Lot 177, Panama City Beach

$975,000

3 Beds ⋅ 3 Baths ⋅ 1006971 MLS ⋅ 1,569 SqFt.

Wake up to breathtaking Gulf views from this beautifully updated 3-bedroom, 3-bath beachfront condo at Aqua. Perfectly positioned on the second floor, this spacious residence offers over 1,500 square feet of living space and an expansive private balcony where you can soak in the sights and sounds of the Emerald Coast. The open-concept layout features a well-appointed kitchen with stainless steel appliances, granite countertops, and generous dining and living areas designed for gathering. The Gulf-front primary suite offers direct balcony access and a spa-inspired bath with a soaking tub, walk-in shower, and dual vanities, while two additional guest bedrooms and bathrooms provide plenty of space for family and friends. Beach service is included, making every day on the sugar-white sand effortless. Aqua's resort-style amenities include indoor and outdoor pools, a hot tub, and a prime location just minutes from Pier Park, Frank Brown Park, dining, shopping, and local attractions. Whether you're searching for a vacation retreat or a proven investment opportunity, this Gulf-front gem delivers the best of beachfront living.

15625 Front Beach Rd Unit UNIT 209, Panama City Beach

$999,998

3 Beds ⋅ 3 Baths ⋅ 791270 MLS

The views are what stop you in your tracks. From this 19th-floor end-unit at Calypso Tower I, nearly every room is framed by the Gulf, with more than 27 feet of glass across the living and dining areas delivering panoramic coastline views stretching in multiple directions. The wraparound balcony extends the living space outdoors, creating front-row seats to emerald water, white sand beaches, unforgettable sunsets, and the energy of Panama City Beach below. Designed to comfortably accommodate families, groups, or vacation guests, this 3BR/3BA condo sleeps up to eight and offers something rarely found in beachfront condominiums -- every bedroom has its own bathroom and impressive beach views. The gulf-front primary suite opens directly to the balcony and features a spacious ensuite bath with double vanities, a jetted soaking tub, separate shower, private water closet, and walk-in closet. Inside, the open-concept layout is filled with natural light thanks to its corner position and expansive windows. The kitchen is equipped with stainless steel appliances and a breakfast bar for casual dining. A separate wet bar adds convenience, creating a dedicated space for coffee, beverages, or snacks. Tile flooring throughout the main living areas and luxury vinyl plank flooring in the bedrooms provide durability, easy maintenance, and a clean coastal look with no carpet to worry about. A dedicated laundry room offers added storage and functionality, helping keep beach gear, luggage, and everyday essentials organized during extended stays. Well maintained and thoughtfully designed, this residence offers the space, layout, and views buyers seek in a Panama City Beach beachfront condo. Calypso's location makes it one of the most popular resorts in Panama City Beach. Situated directly on the sand and just steps from Pier Park, owners and guests can walk to shopping, restaurants, entertainment, Topgolf, concerts, festivals, and year-round attractions without ever getting in the car. Resort amenities include two gulf-front pools, a poolside bar, beachside fire pits, BBQ grills, a gulf-front fitness center, an onsite convenience store, seasonal activities, and beach services right outside your door. Photos can only begin to capture what this condo feels like in person. Schedule a private showing to experience it firsthand.

15817 Front Beach Road Unit 1-1901, Panama City Beach

$935,000

6 Beds ⋅ 5 Baths ⋅ 791146 MLS

***STUDS TO RAFTERS 5 BEDROOM, 5 BATHROOM COMPLETELY RENOVATED HOME WALKING DISTANCE TO THE BEACH*** Sellers have spared no expense in COMPLETELY restoring this beautiful family beach house approximately 2 city blocks from our beautiful beaches. The upgrade list can be emailed upon request. Upgrades include but are NOT limited to: All new drywall, vinyl plank flooring and tile throughout the entire home, wood tread staircase, interior and exterior grand staircases, impact front door, impact garage doors, new custom shaker cabinets with soft close drawers and doors, stainless steel top of the line appliances, Moen faucets, ceiling and exhaust fans, quartz countertops throughout the home, large walk in pantry room with quartz tops and new cabinets. All 5 bathrooms and kitchen cabinets and vanities have brand new brushed nickel fixtures. The upstairs entertainment area has a built in box for a 65'' television and has a built in 60'' electric fireplace, 4 floating shelves, a beverage refrigerator, wine refrigerator, and sink with disposal. Some windows were replaced, both interior and exteriors are completely repainted, all new sod and till, and there is a newly poured concrete walk/path leading to the exterior shed that if finished out would make for a great office or in-laws quarters. There are 2 separate and attached garage spaces that could be used for additional storage if need be. By now you have stopped reading...so please contact me for a full itemized and detailed upgrade list :-} All information is approximate and should be verified by buyers if important

125 Cobb Road, Panama City Beach

$925,000

4 Beds ⋅ 3 Baths ⋅ 790235 MLS

Discover the beauty of the Ironwood where the luxury of Wild Heron meets a classic design with a cozy fireplace and a serene golf course view from your covered porch. Gather around the kitchen island and enjoy evening entertainment from your built-in wine bar while gazing at your warm, LED fireplace. With four ample bedrooms and a ecxtra living space, this home welcomes all to relax and unwind. An extra office nook ensures you have the space to work from home before retiring to your primary bedroom located on the main level. With gorgeous engineered wood flooring, LED lighted mirrors with tile, waterfall quartz island, and a tiled,spa-like shower in the primary, thiis home checks all the boxes! Homeowners in the gated community of Wild Heron enjoy access to Lake Powell, scenic walking trails, pools, and the fitness center. Pictures are of similar plan and options may be different than shown. Expected completion date 9/30/26.

1526 Salamander Trail, Panama City Beach

$950,000

4 Beds ⋅ 4 Baths ⋅ 790206 MLS

Construction Complete and Fully Furnished steps from the Gulf! Experience the best of Panama City Beach living in this stunning new construction coastal retreat designed for both luxury living and exceptional short-term rental potential. Offered fully furnished and turnkey, this thoughtfully designed beach house combines upscale finishes, spacious accommodations, and an unbeatable location just steps from the Gulf of Mexico, with two beach access points located within approximately 500 feet of the property. Featuring 4 bedrooms, 3.5 baths, and over 2,000 square feet of beautifully crafted living space, this home was designed with the ultimate vacation lifestyle in mind. The flexible floor plan includes spacious primary suites on both the first and second floors, along with two additional guest bedrooms and extra space for built-in bunks or additional sleeping arrangements, making it ideal for hosting large families and vacation guests alike. The open-concept living, dining, and kitchen areas create a seamless flow for entertaining, while upscale coastal finishes and durable construction elements -- including a metal roof and impact windows for long-term performance -- offer both style and peace of mind. Outdoor living is equally impressive with a privacy-fenced backyard, outdoor shower, plunge pool and low-maintenance landscaping, and paver entertaining areas designed for relaxing after a day at the beach. The property also includes a 1 car garage and ample space for beach gear, golf carts, or owner storage. Located on the desirable west end in Laguna Beach, this property offers an ideal opportunity as a primary residence, second home, or high-performing vacation rental investment. With no HOA, strong rental demand, and easy beach access nearby, this fully furnished coastal getaway delivers the perfect blend of luxury, location, and income-producing potential.

306 Rose Lane, Panama City Beach

$995,000

3 Beds ⋅ 3 Baths ⋅ 790160 MLS

Welcome to your luxurious beachfront retreat at Palazzo Condominiums in Panama City Beach. This stunning 3-bedroom, 3-bath residence showcases breathtaking Gulf views through dramatic floor-to-ceiling glass windows and sliders that flood the space with natural light. Beautifully updated with upscale furnishings, modern lighting, and newer appliances, the unit offers a seamless blend of elegance and comfort while feeling virtually brand new, as it has never been rented by the current owner. The spacious beachfront primary suite is designed as a private sanctuary, featuring panoramic Gulf views, a serene atmosphere, a large walk-in closet, and a luxurious en-suite bath. Elegant oversized porcelain tile with a marble-inspired look flows throughout all bedrooms, enhancing the refined coastal aesthetic. The open-concept layout is ideal for entertaining, while the 75-inch flat-screen TV creates the perfect space to unwind after a day on the sugar-white sands. Offered fully furnished and turn-key, every detail has been thoughtfully curated to exude luxury and effortless coastal living. Pride of ownership is immediately evident, with the residence having been impeccably maintained and rarely used. Residents of Palazzo Condominiums enjoy upscale amenities including an elegant lobby, owner's lounge, elevated Gulf-front pool & hot tub, Gulf view fitness center, and three elevators. With only 129 units, Palazzo offers a more peaceful, low-density beachfront experience. Conveniently located near Pier Park, an array of restaurants and entertainment options are just moments away, including the newly opened McGuire's Irish Pub directly across the street. Northwest Florida Beaches International Airport is also approximately 15 minutes away, making travel to and from your beachfront getaway exceptionally convenient. Don't miss the opportunity to experience Gulf-front living at its finest.

17281 Front Beach Road Unit 1502, Panama City Beach

$995,000

3 Beds ⋅ 3 Baths ⋅ 1003571 MLS ⋅ 1,475 SqFt.

Welcome to your luxurious beachfront retreat at Palazzo Condominiums in Panama City Beach. This stunning 3-bedroom, 3-bath residence showcases breathtaking Gulf views through dramatic floor-to-ceiling glass windows and sliders that flood the space with natural light. Beautifully updated with upscale furnishings, modern lighting, and newer appliances, the unit offers a seamless blend of elegance and comfort while feeling virtually brand new, as it has never been rented by the current owner. The spacious beachfront primary suite is designed as a private sanctuary, featuring panoramic Gulf views, a serene atmosphere, a large walk-in closet, and a luxurious en-suite bath. Elegant oversized porcelain tile with a marble-inspired look flows throughout all bedrooms, enhancing the refined coastal aesthetic. The open-concept layout is ideal for entertaining, while the 75-inch flat-screen TV creates the perfect space to unwind after a day on the sugar-white sands. Offered fully furnished and turn-key, every detail has been thoughtfully curated to exude luxury and effortless coastal living. Pride of ownership is immediately evident, with the residence having been impeccably maintained and rarely used. Residents of Palazzo Condominiums enjoy upscale amenities including an elegant lobby, owner's lounge, elevated Gulf-front pool & hot tub, Gulf view fitness center, and three elevators. With only 129 units, Palazzo offers a more peaceful, low-density beachfront experience. Conveniently located near Pier Park, an array of restaurants and entertainment options are just moments away, including the newly opened McGuire's Irish Pub directly across the street. Northwest Florida Beaches International Airport is also approximately 15 minutes away, making travel to and from your beachfront getaway exceptionally convenient. Don't miss the opportunity to experience Gulf-front living at its finest.

17281 Front Beach Rd Unit 1502, Panama City Beach

$920,000

4 Beds ⋅ 3 Baths ⋅ 789959 MLS

Wake up to pristine fairway views, spend your morning on the only Nicklaus Design Course in Northwest Florida, and your evening toasting the sunset on the sugar white sands of the Gulf. This isn't a vacation, its your everyday life. Situated directly between the 10th green and 11th tee box of the Legends golf course, this pristine 3,055-square-foot estate in Bay Point's prestigious Queensberry neighborhood redefines daily living minutes from Gulf beaches and St. Andrews State Park. The outdoor sanctuary centers around a heated in-ground pool with a tranquil waterfall (resurfaced in 2024), framed by professional landscaping and 2023 exterior lighting. Spend your afternoons relaxing poolside, taking in fairway views, or watching deer graze on the green at dawn. Inside, an expansive circular driveway leads into light-filled living spaces marked by soaring 14-foot ceilings, high-end crown molding, built-in bookcases, and a gas fireplace. Work comfortably from a private home office overlooking the course, or make use of a versatile laundry suite that transitions into a home gym or craft room. Recent interior updates include fresh paint and a newly renovated primary bathroom (2025). The kitchen serves as the heart of the residence, featuring a farmhouse sink, gas stove, custom cabinetry with pull-out organizers, and premium appliances upgraded between 2022 and 2024. Modern conveniences like power window shades, a central vacuum system, floor-integrated outlets, and a specialized front-porch timer for seasonal lighting make day-to-day operation seamless. Every mechanical and structural detail has been well maintained, including dual HVAC units (one replaced in 2022), a three-car garage with generous storage, and full exterior protection via hurricane fabric and shutters. Tucked away from the city's hustle, this home offers the ultimate retreat--combining the rare privacy, security, and distinction of an established gated community with world-class leisure right outside your front door.

3504 Dragon's Ridge Road, Panama City Beach

$999,999

3 Beds ⋅ 3 Baths ⋅ 1003203 MLS ⋅ 1,847 SqFt.

Welcome to Edgewater Tower 2-901, a beautifully updated 3-bedroom, 3-bath beachfront corner residence on the 9th floor of the prestigious Edgewater Beach & Golf Resort Tower II. This highly coveted ''01'' floor plan is perfectly positioned to capture panoramic, unobstructed Gulf views from nearly every room--including the living area, dining space, kitchen, primary ensuite bedroom and guest ensuite bedroom. Step onto the expansive wrap-around balcony and experience what truly sets this residence apart: rare, full east-to-west views of the beach stretching as far as the eye can see. From the east side of the balcony, take in a unique perspective overlooking the resort's lagoon pool and main Edgewater pool deck, blending sweeping coastal scenery with vibrant resort views. In the evenings, enjoy breathtaking, unobstructed sunset-views over the Gulf. The unit offers balcony access from the primary ensuite bedroom, guest ensuite bedroom, living room and dining room. Located within Panama City Beach's only full-service resort, amenities include an 11,500-square-foot lagoon pool, tennis, pickleball, golf, on-site dining, fitness center, 24/7 gated security, and more. Don't miss this rare opportunity to own a 3/3 beachfront paradise with unmatched east-to-west Gulf views and unforgettable sunsets. *Buyer to verify all measurements if deemed important.

11619 Front Beach Rd Unit UNIT 901, Panama City Beach

$999,999

3 Beds ⋅ 3 Baths ⋅ 789164 MLS

Welcome to Edgewater Tower 2-901, a beautifully updated 3-bedroom, 3-bath beachfront corner residence on the 9th floor of the prestigious Edgewater Beach & Golf Resort Tower II. This highly coveted ''01'' floor plan is perfectly positioned to capture panoramic, unobstructed Gulf views from nearly every room--including the living area, dining space, kitchen, primary ensuite bedroom and guest ensuite bedroom. Step onto the expansive wrap-around balcony and experience what truly sets this residence apart: rare, full east-to-west views of the beach stretching as far as the eye can see. From the east side of the balcony, take in a unique perspective overlooking the resort's lagoon pool and main Edgewater pool deck, blending sweeping coastal scenery with vibrant resort views. In the evenings, enjoy breathtaking, unobstructed sunset-views over the Gulf. The unit offers balcony access from the primary ensuite bedroom, guest ensuite bedroom, living room and dining room. Located within Panama City Beach's only full-service resort, amenities include an 11,500-square-foot lagoon pool, tennis, pickleball, golf, on-site dining, fitness center, 24/7 gated security, and more. Don't miss this rare opportunity to own a 3/3 beachfront paradise with unmatched east-to-west Gulf views and unforgettable sunsets.

11619 Front Beach Road Unit 901, Panama City Beach

$950,000

3 Beds ⋅ 2 Baths ⋅ 1001677 MLS ⋅ 1,903 SqFt.

PENTHOUSE ALERT! 3 king size bedrooms with plenty of space to add a 4th! 2 GULF FRONT bedrooms and one bedroom with lagoon views. Extra Large living area and expansive balcony overlooking the emerald coast. Large dining room could easily be converted into 4th bedroom or bunk room to maximize occupancy. Also space to add a 3rd bathroom off of master bath. Beautiful as it is, perfect for a second home or primary residence. Rental income potential $125,000+ more with 4th bedroom added. Experienced contractor ready to go with scope of work for these updates if desired. Master bedroom has its own private balcony/sunroom. Regency Towers' fantastic amenities include two olympic size pools- one heated year round, a full service poolside bar & grill, indoor hot tub, kiddie pool, outdoor showers, fi tness center, billiards room, multiple picnic areas with grills, large community room, and plenty of engaging in house activities are offered year round! Located just minutes from St. Andrews state park, multiple boat launches, arcades, Go kart tracks, golf cart/scooter rental, bike rental, mini golf, amusement rides, Shipwreck Island Waterpark, restaurants, clothing boutiques, jet ski/boat rental, Top Golf, Dolly Parton's Dinner Theater, Tootsie's Orchid Lounge and engaging Nightlife!!! All this & more at the World's Most Beautiful Beach!

5801 Thomas Dr Unit UNIT 1411, Panama City Beach

$950,000

3 Beds ⋅ 3 Baths ⋅ 788673 MLS

Fully reimagined Gulf-front 3BR/3BA at Long Beach Resort with a rare, open-concept floor plan. This ninth-floor residence in Tower I stands out as one of the few units in the building to have the kitchen completely opened, creating a modern, seamless flow between the kitchen, dining, and living areas, all framed by panoramic Gulf views. Thoughtfully updated with a light coastal aesthetic, the interior features quartz countertops, updated cabinetry, stainless appliances, and clean, durable flooring throughout. Floor-to-ceiling glass in every bedroom and the living area brings in natural light and showcases the emerald water from nearly every angle. The oversized Gulf-front balcony offers true indoor-outdoor living and is accessible from both the living room and primary suite, perfect for morning coffee or winding down at sunset. Offered fully furnished and rental-ready, this property presents a strong opportunity as a second home or investment. Long Beach Resort is a gated, amenity-rich community featuring 1,300+ feet of beachfront, a lagoon-style pool, two additional Gulf-front pools, hot tubs, fitness center, and direct beach access. With recent property improvements nearing completion, Long Beach is returning to full operation and remains one of Panama City Beach's most recognizable and desirable Gulf-front destinations.

10509 Front Beach Road Unit 906, Panama City Beach

$900,000

3 Beds ⋅ 3 Baths ⋅ 1000835 MLS ⋅ 1,833 SqFt.

2022 Build Just 500ft to Laguna Beach! Claim your piece of paradise in the highly coveted Laguna Beach community! This stunning 2022-built residence sits on a prime corner lot just steps from an ADA beach access. Perfectly positioned on the quiet West End, this home is Short-Term Rental friendly, making it a premier choice for a lucrative investment or a high-end coastal retreat. The interior features a seamless open-concept floor plan accented by durable, beach-friendly LVP flooring and modern finishes throughout. This property is being offered fully furnished, allowing for a truly turnkey transition. The exterior is designed for the coastal lifestyle, featuring a two-car garage (a rare find in Laguna!) and dedicated room for golf cart parking. After a morning on the white sands, rinse off in the private outdoor shower. With 2022 construction, you'll enjoy the peace of mind that comes with modern building codes, impact-rated features, and energy efficiency. Located just minutes from Pier Park and 30A, but tucked away in the golf-cart-friendly atmosphere of Laguna Beach. No HOA fees! Schedule your private showing today and start living the PCB dream.

20002 First Ave, Panama City Beach

$900,000

3 Beds ⋅ 3 Baths ⋅ 788435 MLS

2022 Build Just 500ft to Laguna Beach! Claim your piece of paradise in the highly coveted Laguna Beach community! This stunning 2022-built residence sits on a prime corner lot just steps from an ADA beach access. Perfectly positioned on the quiet West End, this home is Short-Term Rental friendly, making it a premier choice for a lucrative investment or a high-end coastal retreat. The interior features a seamless open-concept floor plan accented by durable, beach-friendly LVP flooring and modern finishes throughout. This property is being offered fully furnished, allowing for a truly turnkey transition. The exterior is designed for the coastal lifestyle, featuring a two-car garage (a rare find in Laguna!) and dedicated room for golf cart parking. After a morning on the white sands, rinse off in the private outdoor shower. With 2022 construction, you'll enjoy the peace of mind that comes with modern building codes, impact-rated features, and energy efficiency. Located just minutes from Pier Park and 30A, but tucked away in the golf-cart-friendly atmosphere of Laguna Beach. No HOA fees! Schedule your private showing today and start living the PCB dream.

20002 First Avenue, Panama City Beach

$950,000

3 Beds ⋅ 2 Baths ⋅ 788191 MLS

PENTHOUSE ALERT! 3 king size bedrooms with plenty of space to add a 4th! 2 of the bedrooms are GULF FRONT and another with lagoon views. Extra Large living area and expansive balcony overlooking the emerald coast. Large dining room could easily be converted into 4th bedroom or bunk room to maximize occupancy. Also space to add a 3rd bathroom off of master bath. Estimate provided in documents tab to add 4th bedroom & 3rd bathroom. Beautiful as it is, perfect for a second home or primary residence. Rental income potential $125,000+. Master bedroom has its own private balcony/sunroom. Regency Towers' fantastic amenities include two olympic size pools- one heated year round, a full service poolside bar & grill, indoor hot tub, kiddie pool, outdoor showers, exercise facility, billiards room, multiple picnic areas with grills, large community room, and plenty of engaging in house activities are offered year round! Located just minutes from St. Andrews state park, multiple boat launches, arcades, Go kart tracks, golf cart/scooter rental, bike rental, mini golf, amusement rides, Shipwreck Island Waterpark, restaurants, clothing boutiques, jet ski/boat rental, Top Golf, Dolly Parton's Dinner Theater, Tootsie's Orchid Lounge and engaging Nightlife!!! All this & more at the World's Most Beautiful Beach!

5801 Thomas Drive Unit 1411, Panama City Beach

$950,000

3 Beds ⋅ 3 Baths ⋅ 786957 MLS

No detail has been overlooked in this fully upgraded 3BR/3BA unit at Aqua featuring over 1,700 sq. ft. of luxurious living space. The moment you step inside, you'll notice one-of-a-kind porcelain flooring throughout, unique stone feature walls, and interchangeable ambient lighting - details that make this home truly stand out. Floor-to-ceiling windows and a private curved balcony showcase breathtaking gulf views while custom plantation blinds in the living area add a sleek, elevated touch that complements the light-filled, coastal ambiance. The gourmet kitchen is both stylish and functional, with granite countertops, large breakfast bar, stainless appliances, and a tucked-away stackable washer/dryer. Both the primary and second bedrooms features stunning gulf views, king-size beds, as well as private ensuite baths with tubs and double vanities, providing comfort and privacy for everyone. The primary suite also offers direct balcony access and a separate walk-in shower. The third bedroom provides flexible accommodations for family or guests. Flat-screen TVs in every room lets everyone relax and enjoy their own entertainment after a day on the beach. Aqua elevates everyday living with resort-style amenities, including a gulf-front pool, heated indoor/outdoor pool, hot tubs, poolside cafe, BBQ grills, fitness center with ocean views, conference/media room, and private covered parking with an elevated air-conditioned walkway. Located just steps from Pier Park and minutes from TopGolf, Dolly Parton's Pirate Dinner Adventure, and some of Panama City Beach's best dining, shopping and attractions, this penthouse offers luxury, refined design, and unparalleled gulf-front views. Don't miss the chance to see it in person and discover everything this remarkable condo has to offer!

15625 Front Beach Road Unit 1602, Panama City Beach

$920,000

3 Beds ⋅ 3 Baths ⋅ 785815 MLS

$175,970.29 in gross rental income in the past 19 months (verified) - and growing daily with repeat vacationers. ONE OF THE HIGHEST GROSSING RENTAL UNITS IN TIDEWATER (EASILY SLEEPS 10 PEOPLE). REMODELED! NEW FURNISHINGS, TONS OF UPDATES ! IMMACULATELY MAINTAINED! Tidewater Type D (boasting 2,248 square feet and 3 bedrooms, 3 bathrooms) very rarely come to the market because of their highly desired wrap around porch and Gulf front master bedroom. Be ready to step into this turnkey condo and generate massive rental income from day one, or even enjoy it as a primary residence, or second home. Enjoy sweeping unobstructed views in every direction of the Gulf of Mexico at this beachfront condo located at Tidewater in the heart of Panama City Beach, Florida. This luxury condo is located on the 25th floor with easy access to the elevator and features 3 bedrooms, and 3 full bathrooms, a full kitchen with modern upgrades such as granite countertops and stainless steel appliances, and the open concept is generous in size offering plenty of room for entertaining. The living room leads out to the South facing private balcony that overlooks the pool and the Gulf of Mexico. The spacious master suite is located just off the living area, complete with ample natural light through the bay window and sliding glass doors that open up to the balcony. The main living areas are updated with premium tile, and bedrooms have new carpet. The master bathroom features a shower and tub combo complimented by ivory white countertops and a dual vanity. The second bedroom has two full beds and the second full bathroom is located right off the bedroom, providing an added convenience for visitors. The third bedroom has a full bed and its own private bathroom. There is a private room off the hallway that has large bunk beds for extra sleeping capacity, and separate laundry room is available with washer/dryer combo. Upgrades include newer window treatments, lighting and fixtures, and modern artwork and dÃ©cor. Tidewater Resort offers one of the best locations in town with close proximity to Pier Park Mall, Frank Brown Park, and the International Airport! You can't go wrong with Tidewater amenities including 2 outdoor gulf front pools, 1 indoor heated pool, game rooms, 1 restaurant, a convenience store, a huge beach front fitness center, movie theater, 4 hot tubs, saunas, steam rooms, conference room, covered parking, a computer lounge, library/game area, and a beautiful owners lounge on the 30th floor. Come see for yourself and schedule your showing today! *All dimensions are approximate and should be verified if important. Come see this remarkable beauty and enjoy the beach lifestyle. The rental income on this condo is remarkable and will make you significant income for years to come.

16819 Front Beach Road Unit 2501, Panama City Beach

$920,000

3 Beds ⋅ 3 Baths ⋅ 996193 MLS ⋅ 2,248 SqFt.

$175,970.29 in gross rental income in the past 19 months (verified) - and growing daily with repeat vacationers. ONE OF THE HIGHEST GROSSING RENTAL UNITS IN TIDEWATER (EASILY SLEEPS 10 PEOPLE). REMODELED! NEW FURNISHINGS, TONS OF UPDATES ! IMMACULATELY MAINTAINED! Tidewater Type D (boasting 2,248 square feet and 3 bedrooms, 3 bathrooms) very rarely come to the market because of their highly desired wrap around porch and Gulf front master bedroom. Be ready to step into this turnkey condo and generate massive rental income from day one, or even enjoy it as a primary residence, or second home. Enjoy sweeping unobstructed views in every direction of the Gulf of Mexico at this beachfront condo located at Tidewater in the heart of Panama City Beach, Florida. This luxury condo is located on the 25th floor with easy access to the elevator and features 3 bedrooms, and 3 full bathrooms, a full kitchen with modern upgrades such as granite countertops and stainless steel appliances, and the open concept is generous in size offering plenty of room for entertaining. The living room leads out to the South facing private balcony that overlooks the pool and the Gulf of Mexico. The spacious master suite is located just off the living area, complete with ample natural light through the bay window and sliding glass doors that open up to the balcony. The main living areas are updated with premium tile, and bedrooms have new carpet. The master bathroom features a shower and tub combo complimented by ivory white countertops and a dual vanity. The second bedroom has two full beds and the second full bathroom is located right off the bedroom, providing an added convenience for visitors. The third bedroom has a full bed and its own private bathroom. There is a private room off the hallway that has large bunk beds for extra sleeping capacity, and separate laundry room is available with washer/dryer combo. Upgrades include newer window treatments, lighting and fixtures, and modern artwork and décor. Tidewater Resort offers one of the best locations in town with close proximity to Pier Park Mall, Frank Brown Park, and the International Airport! You can't go wrong with Tidewater amenities including 2 outdoor gulf front pools, 1 indoor heated pool, game rooms, 1 restaurant, a convenience store, a huge beach front fitness center, movie theater, 4 hot tubs, saunas, steam rooms, conference room, covered parking, a computer lounge, library/game area, and a beautiful owners lounge on the 30th floor. Come see for yourself and schedule your showing today! *All dimensions are approximate and should be verified if important. Come see this remarkable beauty and enjoy the beach lifestyle. The rental income on this condo is remarkable and will make you significant income for years to come.

16819 Front Beach Rd Unit 2501, Panama City Beach

$989,000

5 Beds ⋅ 4 Baths ⋅ 784633 MLS

Tucked into the highly sought after west end subdivision of Lakes at Summer Breeze, this custom built home with an attached carriage house is the kind of property buyers wait for and rarely find. Enjoy lake views, sunsets from multiple balconies, and a short walk to Beach Access 66. The 2,888 SF main home offers 4 bedrooms, 3 full baths, high ceilings, walls of windows, plantation shutters, tile and wood floors, a gas fireplace, and an updated kitchen with custom cabinetry and gas stove. The first floor suite has its own entrance and is perfect for guests. Upstairs, the oversized primary suite feels like a retreat, complete with a seating area or office, hardwood floors, nice bath room with a soaker tub and shower, and a full width screened balcony overlooking the lake that will absolutely become your favorite sunset spot. Two additional spacious bedrooms one with built in bunks, a wet bar, shared balcony, and full bath round out the second level. The carriage house adds serious value a 2 car garage plus a 441 SF studio apartment with full kitchen, full bath, and tankless water heater ideal for guests or multigenerational living. Outside, enjoy paver patios, an outdoor shower, and daily wildlife sightings such as turtles, ducks, osprey, and even eagles. Bonus perk? Solar panels will be paid off at closing, keeping monthly electric bills refreshingly low. This is PCB luxury living done right.

125 Smugglers Cove Court, Panama City Beach

$929,500

4 Beds ⋅ 4 Baths ⋅ 784109 MLS

Located directly across Thomas Drive from Rick Seltzer Park, this fully furnished three-story beach home offers exceptional short-term rental appeal in one of the most desirable areas of Panama City Beach. Positioned just steps from dedicated public beach frontage with lifeguards, showers, parking, and convenient Gulf access, the property is ideally suited for vacationers seeking walkability, beach convenience, and accommodations for large groups. Gulf views are protected by the park frontage, enhancing long-term value and guest appeal. Designed with income-producing potential in mind, this 4-bedroom, 3.5-bath property features a flexible multi-level layout capable of accommodating up to 16 guests comfortably. Popular rental features include multiple custom-built bunk areas, spacious entertainment zone, private outdoor spaces, and a heated saltwater pool, amenities consistently sought after by vacation renters in the Panama City Beach market. The first floor includes custom-built queen-over-queen bunk beds with integrated lighting and USB charging stations adjacent to a full bath. The second-floor primary suite features a king bed, private balcony with Gulf views, jacuzzi tub, walk-in closet, and ensuite bath. An additional second-floor suite includes more custom queen-over-queen bunks with its own full bath. The third-floor entertainment level offers vaulted ceilings, wet bar with sink and mini fridge, sleeper sofa, half bath, custom full-size bunk beds, and direct access to a large rooftop-style deck with Gulf views and abundant lounge space. The main living area offers 10-foot ceilings, crown molding, tile flooring, fireplace, abundant natural light, and an open-concept design ideal for gathering large groups. The kitchen features granite countertops, stainless steel appliances, wood cabinetry, breakfast bar seating, and a walk-in pantry. Outdoor amenities continue to enhance the property's rental desirability with a private fenced backyard, heated saltwater pool, multiple balconies, and a 25-foot rooftop observation deck overlooking the Gulf. Pool equipment includes a Wi-Fi-controlled Circupool salt generator, Hayward 2500 heater, and sand filter system. Additional upgrades and features include over $50,000 in recent improvements, brand-new composite decking, new roof section beneath the decking, Navien gas tankless water heater, aluminum hurricane shutters, laundry room with washer and dryer, and parking for 4 vehicles. Previously operated as a short-term vacation rental with strong historical income potential, this turnkey property offers an excellent opportunity for investors seeking a high-capacity beach rental in a prime location near Panama City Beach attractions, dining, shopping, and entertainment.

7428 Thomas Drive, Panama City Beach

$960,000

3 Beds ⋅ 3 Baths ⋅ 991420 MLS ⋅ 1,475 SqFt.

Here is your opportunity to experience Gulf-Front Luxury Living at the Premier residence of Palazzo. One of the most desirable condominium communities along the Gulf Coast. Perfectly positioned along 220 ft of pristine sugar-white sands and emerald waters. This beautifully appointed 3BR/3Bth unit has been gently used as a non-rental. Seller improvements include New Glass in all Floor to Ceiling Windows and Doors. Fresh Paint throughout and tile floor to brighten up the space. HVAC was replaced last year. Lighting and Thermostat are controlled by Alexa app. New High End outdoor furniture was added October 2025. The Kitchen is equipped with Stainless appliances, Granite counter top and an oversized wrap around breakfast bar. SEE MORE (BUYER TO VERIFY ALL IMPORTANT INFORMATION) This 1475 sq' unit is being offered furnished. The kitchen, living and dining areas feature unobstructed Gulf views provided by the 9-foot floor to ceiling glass doors and windows that lead to the expansive private balcony Perfect for morning coffee, alfresco dining and wine sunsets. The waterfront master bedroom has private access to the balcony. Its ensuite bath features two separate vanities, an oversized walk-in closet, a jetted soaking tub, a separate shower and private water closet. There are two guest bedrooms, one with its own ensuite bathroom, a third full bathroom is conveniently located off the entry hall. The laundry room holds a full-size washer and dryer with built-in cabinetry. Whether you are seeking a primary residence, vacation retreat, or investment property, Palazzo stands apart for its strong and well-managed HOA and premium amenities, including: Gated, covered parking directly under the building (four levels), Three high-speed elevators. Elegant lobby and conference room. Fitness center with Gulf views, Heated beachfront pool and spa, Beachfront boardwalk and direct beach access, Picnic and grill area. Ideally located across from the new McGuire's Irish Pub, just 1.2 miles west of Pier Park, and only 15 minutes east of Scenic Highway 30A, this property offers the perfect balance of tranquil beachfront living and easy access to world-class shopping, dining, and entertainment. BUYER TO VERIFY ALL IMPORTANT INFO

17281 Front Beach Rd Unit UNIT 602, Panama City Beach

$925,000

3 Beds ⋅ 3 Baths ⋅ 987353 MLS ⋅ 1,738 SqFt.

Lakefront living on Lake Powell! Bring your boat, jet skis, and paddleboards...your waterfront lifestyle awaits! This 3 bedroom, 3 full bath home at 21926 Lakeview Drive sits directly on Lake Powell, Florida's largest coastal dune lake. This is the perfect location on the west end, just minutes from the sugar-white beaches of Panama City Beach, Inlet Beach, and 30A. Enjoy elevated views of the water from the living room, dining area, and master suite. Features include a metal roof, luxury vinyl plank flooring, spacious back deck, private boat dock, and a 2-car garage. Recent updates make this home move-in ready: including freshly painted roof, custom slider that opens all the way to back deck, updated bathrooms, brand-new kitchen appliances (never even used!), and more! This rare and tranquil lakefront setting allows you to kayak or paddleboard all the way to the Gulf! Enjoy lakefront living with no HOA, and a tucked away location that is private, yet also so close to the shopping, dining and activities of Inlet Beach, 30A and Panama City Beach. This home is offered furnished, so move right in - perfect for full-time residence, vacation getaway, or rental investment. Short term rental allowed! Don't miss this opportunity to own a piece of waterfront paradise - schedule your showing today!

21926 Lakeview Dr, Panama City Beach

$1,000,000

4 Beds ⋅ 2 Baths ⋅ 983991 MLS ⋅ 1,848 SqFt.

NEW PRICE on this Florida Beach Cottage at 122 Monterey Avenue where original 1977 family craftsmanship meets timeless coastal living. This four-bedroom, two-bathroom home offers the perfect blend of vintage character and beachside convenience in the highly sought-after private beach access community of Santa Monica Beach. No crowds here! The real treasure lies 400 feet from your front door with no beachfront residential or commercial development allowed, preserving the natural beauty of the gulf coast, meaning your slice of paradise will remain forever. Crystal white sandy beaches, clear emerald-green waters, bright blue skies and breathtaking sunsets guarantees relaxation in the most laid-back environment. Gated beach access ensures privacy and exclusivity that's increasingly rare along this coveted coastline. Enter to find a well-designed layout that captures the essence of old Florida charm. The first floor offers kitchen, dining, living area, three bedrooms and one bathroom. The second story, formerly a fully equipped studio apartment with exterior door access provides a large bedroom, bathroom, coffee bar and expansive decking with views to the gulf creating the perfect backdrop for morning coffee or evening relaxation. This home easily accommodates family gatherings or visiting guests who wish to experience true beach living. Bring your golf cart, bicycles and water sports gear. Plenty of onsite parking and outdoor storage. The possibilities are endless! Santa Monica Beach represents one of Panama City Beach's most desirable neighborhoods, offering the tranquility of the quiet west end. The convenience extends beyond the beach with neighboring Carousel Supermarket opened in 1967 and Thomas Donuts opened in 1971, easily accessible for all your daily necessities. Santa Monica Beach also keeps you connected to the area's vibrant dining, shopping, and entertainment scene. Whether you're seeking fine dining on 30A, adventure at nearby attractions like Pier Park, Topgolf, Dolly Parton's Pirates Voyage Dinner Theater, or simply want to unwind with the sound of waves, this location delivers both excitement and serenity. Still owned, impeccably maintained, and loved by the original owner, this beach cottage represents a rare opportunity to own a piece of Panama City Beach history while enjoying modern coastal living in a small-town community. See your new home today!

122 Monterey Ave, Panama City Beach

$960,000

3 Beds ⋅ 3 Baths ⋅ 782758 MLS

Here is your opportunity to experience Gulf-Front Luxury Living at the Premier residence of Palazzo. One of the most desirable condominium communities along the Gulf Coast. Perfectly positioned along 220 ft of pristine sugar-white sands and emerald waters. This beautifully appointed 3BR/3Bth unit has been gently used as a non-rental. Seller improvements include New Glass in all Floor to Ceiling Windows and Doors. Fresh Paint throughout and tile floor to brighten up the space. HVAC was replaced last year. Lighting and Thermostat are controlled by Alexa app. New High End outdoor furniture was added October 2025. The Kitchen is equipped with Stainless appliances, Granite counter top and an oversized wrap around breakfast bar. This 1475 sq' unit is being offered furnished. The kitchen, living and dining areas feature unobstructed Gulf views provided by the 9-foot floor to ceiling glass doors and windows that lead to the expansive private balcony Perfect for morning coffee, alfresco dining and wine sunsets. The waterfront master bedroom has private access to the balcony. Its ensuite bath features two separate vanities, an oversized walk-in closet, a jetted soaking tub, a separate shower and private water closet. There are two guest bedrooms, one with its own ensuite bathroom, a third full bathroom is conveniently located off the entry hall. The laundry room holds a full-size washer and dryer with built-in cabinetry. Whether you are seeking a primary residence, vacation retreat, or investment property, Palazzo stands apart for its strong and well-managed HOA and premium amenities, including: Gated, covered parking directly under the building (four levels), Three high-speed elevators. Elegant lobby and conference room. Fitness center with Gulf views, Heated beachfront pool and spa, Beachfront boardwalk and direct beach access, Picnic and grill area. Ideally located across from the new McGuire's Irish Pub, just 1.2 miles west of Pier Park, and only 15 minutes east of Scenic Highway 30A, this property offers the perfect balance of tranquil beachfront living and easy access to world-class shopping, dining, and entertainment. BUYER TO VERIFY ALL IMPORTANT INFO

17281 Front Beach Road Unit 602, Panama City Beach

$959,000

4 Beds ⋅ 4 Baths ⋅ 782215 MLS

Stunning coastal retreat in Bay Point! This spacious 4-bedroom, 3.5 bath home features 2 master suites, including a luxurious primary master with a walk-in shower, relaxing soaker tub, & a private balcony overlooking Grand Lagoon! Gorgeous hardwood floors run throughout & the main level offers a dedicated office/flex space perfect for work or study. Enjoy an extra-large garage with 2 double doors, providing ample room for vehicles, storage, or hobby space. Step outside to your private pool and spa, ideal for entertaining or unwinding after a day on the water. This property blends comfort, luxury, and unbeatable views-an exceptional opportunity in a highly desirable community. HOA fees $1,650 annually All measurements approximate. Please measure if important

3209 Swordfish Drive, Panama City Beach

$925,000

3 Beds ⋅ 3 Baths ⋅ 779260 MLS

Lakefront living on Lake Powell! Bring your boat, jet skis, and paddleboards...your waterfront lifestyle awaits! This 3 bedroom, 3 full bath home at 21926 Lakeview Drive sits directly on Lake Powell, Florida's largest coastal dune lake. This is the perfect location on the west end, just minutes from the sugar-white beaches of Panama City Beach, Inlet Beach, and 30A. Enjoy elevated views of the water from the living room, dining area, and master suite. Features include a metal roof, luxury vinyl plank flooring, spacious back deck, new privacy fence, private boat dock, and a 2-car garage. Recent updates make this home move-in ready: including freshly painted roof, custom slider that opens all the way to back deck, updated bathrooms, brand-new kitchen appliances (never even used!), and more! This rare and tranquil lakefront setting allows you to kayak or paddleboard all the way to the Gulf! Enjoy lakefront living with no HOA, and a tucked away location that is private, yet also so close to the shopping, dining and activities of Inlet Beach, 30A and Panama City Beach. This home is offered furnished, so move right in - perfect for full-time residence, vacation getaway, or rental investment. Short term rental allowed! Don't miss this opportunity to own a piece of waterfront paradise - schedule your showing today!

21926 Lakeview Drive, Panama City Beach

$945,000

4 Beds ⋅ 5 Baths ⋅ 779080 MLS

Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool - PLUS a $10,000 Buyer Credit at Closing! Turnkey STR | Short-Term Rentals allowed | NO HOA | NO Flood Zone | Prime Location Attention Investors, Families & Beach Lovers! Just two blocks from the sugar-white sands of Emerald Beach and Rick Seltzer Park, this 3-story coastal beauty blends luxury, comfort, and high rental potential into the perfect beachside escape. With no HOA, no Flood zone, and full turnkey furnishings, this home is a rare find designed for both lifestyle enjoyment and income generation. PROPERTY HIGHLIGHTS: • 4 Bedrooms + Bonus/Game/Bunk Room | Sleeps 15 (or 29 w/ sister home next door also for sale) • 3 Ensuite Baths + 2 Half Baths • Private Heated Saltwater Pool (with optional heating) + Tropical Outdoor Oasis • Multiple Balconies with Gulf Views • Open-Concept Main Floor with 10' Ceilings, Crown Molding & LVP Floors • Chef's Kitchen with Stainless Appliances & Seating for 10-12 • Parking for 4 Vehicles + Golf Cart Friendly • Hurricane Windows, Hardie Siding & Metal Roof for lasting durability First Floor: - Primary Poolside Master Suite w/ King Bed, Twin Bunk Nook, Double Vanity Ensuite & Direct Pool Access - Bonus Bunk/Closet Room with Mounted TV - Spacious Living Room & Dining for 8+ (extra bar seating) - Chef's Kitchen - Laundry Room | Guest Half Bath Second Floor: - 2nd Master Suite w/ King + Queen + Single Nook, Private Balcony & Ensuite - Bedroom 3: Two Queens + Ensuite Bath + Gulf View Balcony Third Floor: - Bedroom 4 & Bonus Game Room: Bunks, Twin, Queen Bed, Wet Bar, Smart TV, Arcade Games - Private Gulf View Balcony + Half Bath WHY YOU'LL LOVE IT: -Steps to Beach Access #7 - walk to sand, surf, dining & attractions. -Relax in your heated saltwater pool oasis w/ gas grill & matching patio sets. -Entertain on multiple balconies with sparkling Gulf Views. STR Rental Revenue and GRI Actuals for 2024 & 2025 are available upon request. High-yield income opportunity! SLEEPS 15 -- Purchase alone or as part of a 2-home portfolio package (sleeps 29 combined) A True Coastal Masterpiece! Whether you're seeking a personal beach retreat, a vacation rental powerhouse, or a multi-home investment portfolio, this property delivers. Relaxed, roomy, stylish, and vacation-lifestyle ready -- all just two blocks from the Emerald Coast. Luxury. Location. Lifestyle. This one has it ALL!

5310 Thomas Drive, Panama City Beach

$945,000

4 Beds ⋅ 5 Baths ⋅ 778899 MLS

Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool | STR | No HOA | No Flood | Turnkey | Vacation-Lifestyle Ready - PLUS a $10,000 BUYER CREDIT at Closing! HIGH-YIELD INCOME POTENTIAL + TAX BENEFITS SAVINGS for this one or both properties for Sale SIDE-BY-SIDE. Attention Investors, Beach & Pool Lovers! This 3-story Retreat is fully furnished, turnkey, and short-term rental ready with NO HOA or Flood. Just steps from the Emerald Beach, sand, local dining, attractions and Rick Seltzer Park, this property offers a rare blend of luxury living and strong rental potential. Featuring 4 bedrooms including a bonus bunk/wet bar/game room, 3 ensuite baths & 2 half baths, the home comfortably sleeps 14 guests (or up to 29 when purchased with the side-by-side ''sister'' home for sale). Guests will love the multiple balconies with Gulf Views, private heated saltwater pool, outdoor shower, 2 grills, and matching patio & dining sets -- an entertaining masterpiece. Inside, enjoy an open-concept main level with living, dining, kitchen & laundry room featuring stainless appliances, and LVP floors. The primary poolside 1st master bedroom with double vanity en-suite bath and private, large walk-in closet with a twin bunk are on the 1st floor. On the 2nd floor, you'll find 2 bedrooms. The 2nd master with double vanity en-suite bath, private balcony & sitting area and the 3rd bedroom with 2 queens, double vanity en-suite Bath + private balcony await. The 3rd floor offers the 4th, including bonus room & Gulf View balcony, bunks, queen bed, wet bar, and arcade games. With 10' ceilings, LVP & Hardwood floors, Hurricane Windows, Hardie siding, Metal Roof, and parking for 4 vehicles + golf cart, this home was designed for both comfort and durability. Steps from dining, marinas, and attractions--this is a prime investment and luxury retreat in one! An Entertaining & Vacation MASTERPIECE! $$$ INVESTORS $$$ HIGH-YIELD INCOME POTENTIAL for this one or both properties! BONUS: The sister property next door (also for sale) sleeps 15. Together, both homes host 29 guests total, each with identical layouts, pools, and furnishings. Unmatched portfolio or multi-home investor package opportunity! Schedule your showing today! GRI: Rental Revenue for 2024 & 2025 are available upon request.

5312 Thomas Drive, Panama City Beach

$1,000,000

4 Beds ⋅ 2 Baths ⋅ 778175 MLS

NEW PRICE on this Florida Beach Cottage at 122 Monterey Avenue where original 1977 family craftsmanship meets timeless coastal living. This four-bedroom, two-bathroom home offers the perfect blend of vintage character and beachside convenience in the highly sought-after private beach access community of Santa Monica Beach. No crowds here! The real treasure lies 400 feet from your front door with no beachfront residential or commercial development allowed, preserving the natural beauty of the gulf coast, meaning your slice of paradise will remain forever. Crystal white sandy beaches, clear emerald-green waters, bright blue skies and breathtaking sunsets guarantees relaxation in the most laid-back environment. Gated beach access ensures privacy and exclusivity that's increasingly rare along this coveted coastline. Enter to find a well-designed layout that captures the essence of old Florida charm. The first floor offers kitchen, dining, living area, three bedrooms and one bathroom. The second story, formerly a fully equipped studio apartment with exterior door access provides a large bedroom, bathroom, coffee bar and expansive decking with views to the gulf creating the perfect backdrop for morning coffee or evening relaxation. This home easily accommodates family gatherings or visiting guests who wish to experience true beach living. Bring your golf cart, bicycles and water sports gear. Plenty of onsite parking and outdoor storage. The possibilities are endless! Santa Monica Beach represents one of Panama City Beach's most desirable neighborhoods, offering the tranquility of the quiet west end. The convenience extends beyond the beach with neighboring Carousel Supermarket opened in 1967 and Thomas Donuts opened in 1971, easily accessible for all your daily necessities. Santa Monica Beach also keeps you connected to the area's vibrant dining, shopping, and entertainment scene. Whether you're seeking fine dining on 30A, adventure at nearby attractions like Pier Park, Topgolf, Dolly Parton's Pirates Voyage Dinner Theater, or simply want to unwind with the sound of waves, this location delivers both excitement and serenity. Still owned, impeccably maintained, and loved by the original owner, this beach cottage represents a rare opportunity to own a piece of Panama City Beach history while enjoying modern coastal living in a small-town community. See your new home today!

122 Monterey Avenue, Panama City Beach

$979,000

5 Beds ⋅ 5 Baths ⋅ 775306 MLS

Situated in the heart of Margaritaville Beach Cottage Resort, this thoughtfully designed beach cottage delivers a carefree, resort-style lifestyle paired with exceptional short-term rental potential. Just steps from the community's vibrant centerpiece, The Club, owners and guests enjoy access to a resort-caliber amenity set, including an expansive oasis-style pool, towering waterslide, lazy river, and poolside bar and grill with full-service dining. A short stroll leads to 580 feet of dedicated sugar-white sand beach, where chair and umbrella service, beachside dining, and the emerald waters of the Gulf create the quintessential 30A experience. Coming this June, the resort's amenity suite expands further with the debut of the License to Chill Restaurant, a state-of-the-art fitness center, and a family-friendly arcade. Inside, the cottage's open-concept floor plan is designed for gathering, with abundant natural light and coastal-inspired interiors that evoke a bright, playful beach aesthetic. The gourmet kitchen features a striking oversized quartz island, ideal for entertaining. The main-level primary suite opens directly to a private six-person hot tub, offering a peaceful retreat after a day at the beach. Thoughtfully furnished and turn-key, this home is perfectly positioned to serve as a personal getaway or high-performing rental, blending relaxed luxury with long-term investment value.

129 Paradise Found Circle, Panama City Beach

Panama City Beach, FL Homes between $900,000 and $1,000,000 for Sale

Newest Panama City Beach, FL Homes between $900,000 and $1,000,000 for Sale

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