Panama City Beach, FL Real Estate | Panama City Beach, FL Homes between $900,000 and $1,000,000 for Sale

4 Beds ⋅ 2 Baths ⋅ 1014166 MLS ⋅ 2,036 SqFt.

**AS-IS BEACH HOUSE JUST STEPS FROM THE GULF!** Welcome to 4112 Nancee Drive, a truly special Panama City Beach property tucked away on one of the area's rare private-road settings and only approximately **160 steps from the white sandy beach and private beach access**. Built in 1973, this 4-bedroom, 2-full-bath, two-story beach home has been lovingly enjoyed by generations of the same family and is filled with the character and charm that simply cannot be recreated. Step upstairs and enjoy **GULF VIEWS from the porch**, where salty breezes and beautiful coastal scenery remind you just how close you are to the water. The home also offers a private backyard, plenty of room to gather, and the peaceful atmosphere of a quiet street away from the hustle and bustle. This is the kind of old-school Panama City Beach property that is becoming increasingly hard to find--a true beach house with history, personality, outdoor space, Gulf views, and easy access to the sand. Whether you envision preserving its nostalgic coastal charm, renovating it into your own beach retreat, creating a vacation getaway, or exploring the possibilities of the property for the future, 4112 Nancee Drive offers an incredible opportunity in a location that is difficult to duplicate. This has been a deeply loved generational family home, and while it is difficult to say goodbye, the time has come for a new owner to write the next chapter. **4 bedrooms | 2 full baths | 2 stories | Gulf views | private beach access | backyard | quiet private-road setting | approximately 160 steps to the beach.** Property is being sold **AS-IS**. Buyer to verify all measurements, property information, beach access rights, rental restrictions, zoning, and any information deemed important.

4112 Nancee Dr, Panama City Beach

22519 Front Beach Road Unit 133, Panama City Beach

$949,000

2 Beds ⋅ 2 Baths ⋅ 796795 MLS

True GULF-FRONT Townhouse, under $1M! VERY CLOSE TO 30A. Last two 2bd/2bth sales both closed over $1M, this one is asking $949k. Shores Townhouses recently went through major renovations, including expanding all the garages (2 cars nose to tail), expanded balconies on the Beach side, hardi-plank siding, etc. THIS TOWNHOUSE IS LOCATED IN THE MIDDLE OF COMMUNITY, NO PUBLIC BEACH ACCESSES CLOSE TO THIS TOWNHOUSE, SO REALLY FEELS LIKE YOUR OWN PRIVATE BEACH!!! Come and see it for yourself. Only 1 shared wall, on the other side is an open parking space (first come first served).

22519 Front Beach Road Unit 133, Panama City Beach

129 Paradise Found Circle, Panama City Beach

$979,000

5 Beds ⋅ 5 Baths ⋅ 796696 MLS

Situated in the heart of Margaritaville Beach Cottage Resort, this thoughtfully designed beach cottage delivers a carefree, resort-style lifestyle paired with exceptional short-term rental potential. Just steps from the community's vibrant centerpiece, The Club, owners and guests enjoy access to a resort-caliber amenity set, including an expansive oasis-style pool, towering waterslide, lazy river, and poolside bar and grill with full-service dining. A short stroll leads to 580 feet of dedicated sugar-white sand beach, where chair and umbrella service, beachside dining, and the emerald waters of the Gulf create the quintessential 30A experience. Coming this June, the resort's amenity suite expands further with the debut of the License to Chill Restaurant, a state-of-the-art fitness center, and a family-friendly arcade. Inside, the cottage's open-concept floor plan is designed for gathering, with abundant natural light and coastal-inspired interiors that evoke a bright, playful beach aesthetic. The gourmet kitchen features a striking oversized quartz island, ideal for entertaining. The main-level primary suite opens directly to a private six-person hot tub, offering a peaceful retreat after a day at the beach. Thoughtfully furnished and turn-key, this home is perfectly positioned to serve as a personal getaway or high-performing rental, blending relaxed luxury with long-term investment value.

129 Paradise Found Circle, Panama City Beach

$999,999

4 Beds ⋅ 2 Baths ⋅ 796629 MLS

**AS-IS BEACH HOUSE JUST STEPS FROM THE GULF!** Welcome to 4112 Nancee Drive, a truly special Panama City Beach property tucked away on one of the area's rare private-road settings and only approximately **160 steps from the white sandy beach and private beach access**. Built in 1973, this 4-bedroom, 2-full-bath, two-story beach home has been lovingly enjoyed by generations of the same family and is filled with the character and charm that simply cannot be recreated. Step upstairs and enjoy **GULF VIEWS from the porch**, where salty breezes and beautiful coastal scenery remind you just how close you are to the water. The home also offers a private backyard, plenty of room to gather, and the peaceful atmosphere of a quiet street away from the hustle and bustle. This is the kind of old-school Panama City Beach property that is becoming increasingly hard to find--a true beach house with history, personality, outdoor space, Gulf views, and easy access to the sand. Whether you envision preserving its nostalgic coastal charm, renovating it into your own beach retreat, creating a vacation getaway, or exploring the possibilities of the property for the future, 4112 Nancee Drive offers an incredible opportunity in a location that is difficult to duplicate. This has been a deeply loved generational family home, and while it is difficult to say goodbye, the time has come for a new owner to write the next chapter. **4 bedrooms | 2 full baths | 2 stories | Gulf views | private beach access | backyard | quiet private-road setting | approximately 160 steps to the beach.** Property is being sold **AS-IS**. Buyer to verify all measurements, property information, beach access rights, rental restrictions, zoning, and any information deemed important.

4112 Nancee Drive, Panama City Beach

101 Tierra Verde Trail, Panama City Beach

$975,000

4 Beds ⋅ 4 Baths ⋅ 796523 MLS

Mediterranean charm meets luxury coastal living in the beautiful gated community of Tierra Verde! Situated on an expansive double lot, this stunning custom-built 3-bedroom, 3-bathroom home offers a heated pool, detached studio guest house, and an incredible combination of indoor and outdoor living spaces. **The home is also offered fully furnished with an accepted offer, making it even easier to start enjoying the Florida lifestyle!** From the moment you arrive, you'll appreciate the home's distinctive Mediterranean architecture, beautiful curb appeal, and attention to detail. Inside, an open and inviting floor plan showcases quality craftsmanship throughout, including elegant tray and coffered ceilings, recessed lighting, crown molding, plantation shutters, and beautiful architectural accents that give this home its own unique character. At the heart of the home is a gorgeous chef's kitchen designed for those who love to cook and entertain! Custom cabinetry, a spacious island, six-burner gas cooktop, statement wood range hood, stainless steel appliances, built-in oven and microwave, and travertine tile backsplash are just a few of the standout features. The oversized island also offers an ice maker, warming station, dishwasher, and farmhouse-style sink. A separate wet bar with a wine cooler makes hosting family and friends even more enjoyable! The spacious living room features a beautiful stone-accented fireplace, while the formal dining area provides the perfect setting for memorable gatherings. The primary suite is a true retreat, featuring elegant tray ceilings, private access to the pool area, and a spacious bathroom with dual vanities, a walk-in tiled shower, soaking tub, and separate closets. Step outside and discover your own private backyard oasis! The screened-in heated pool creates the

101 Tierra Verde Trail, Panama City Beach

8601 Surf Drive Unit 15W, Panama City Beach

$950,000

3 Beds ⋅ 2 Baths ⋅ 796108 MLS

Experience elevated coastal living from this rare TOP-FLOOR WEST CORNER PENTHOUSE at Grande Surf Club, an exclusive boutique Gulf-front condominium on the desirable East End of Panama City Beach. With only 28 residences and just two condos per floor, Grande Surf Club offers exceptional privacy and tranquility rarely found along The Emerald Coast. The newly updated ocean view kitchen features new white cabinetry, new backsplash, generous counter space, and an effortless connection to the main living areas. The gulf-front primary suite comes complete with a beautifully appointed primary bathroom featuring marble tile floors, a standing glass shower, a soaking tub, and double vanities. The ocean view guest suite provides a private retreat for family and visitors, complemented by a marble-tile guest bathroom with glass shower. A versatile bunkbed flex room creates additional sleeping space ideal for children, guests, or vacation rental use. Located on the sought after East End of Panama City Beach. This luxury penthouse places you minutes from the area's best restaurants, boating, marinas, entertainment, nightlife, and white sand beaches. Positioned to capture stunning coastline views, this penthouse is filled with natural light and showcases the best sunsets from the open concept living and dining areas. The oversized private balcony, an impressive extension of the living space and the perfect setting for morning coffee, outdoor dining, entertaining, or sunset cocktails overlooking the beautiful turquoise water and coastline of The Emerald Coast. Whether you're searching for a luxury primary residence, second home, coastal retreat, or short-term rental investment, this exceptional Grande Surf Club penthouse combines boutique privacy, updated interiors, outdoor living space, Gulf views, and an irreplaceable top-floor penthouse setting. Additional conveniences, this offer includes TWO assigned parking spaces, with one highly desirable covered parking space beneath the building. A rare opportunity to own this west facing corner unit in one of Panama City Beach's most intimate Gulf-front towers.

8601 Surf Drive Unit 15W, Panama City Beach

$925,850

4 Beds ⋅ 3 Baths ⋅ 1012615 MLS ⋅ 3,040 SqFt.

Welcome to the exquisite Ironwood plan, offering 4 bedrooms and 3 full baths across a thoughtfully designed living space with a backyard view of the Shark's Tooth Gof Course. Luxury plank flooring flows throughout the home, leading into an open family room accented by a cozy fireplace, a dedicated wine room, and a flexible upstairs loft. The chef-inspired kitchen features premium quartz countertops, a striking waterfall quartz island, an induction cooktop with a custom alcove design, and a convenient pot filler. Retreat to the primary suite's spa-style bathroom, complete with dual vanities, a luxurious soaking tub, tile flooring, and a dramatic tile accent wall complemented by illuminated LED mirrors. Relax outdoors on the screened back porch overlooking your private space. Modern elegance meets practical design in every detail. Visuals for inspiration. Wild Heron Community offers world-class amenities such as year-round heated pool and hot tub, modern fitness center with spa-like restrooms and nature views, a covered water-front boathouse including firepit and grills for gathering, nature trails, and a floating paddle dock.

1526 Salamander Trl, Panama City Beach

$950,000

3 Beds ⋅ 3 Baths ⋅ 795743 MLS

Your boat belongs at home. Set on an oversized corner lot in Bay Point, 365 Wahoo Road pairs a private canalfront setting with the space to enjoy life on land, too. Follow the paver walkway to your dock, head out for a day on the water, then come home to relax by the canal. Inside, approximately 2,806 square feet offers room to spread out: two living areas, a separate dining room, and a kitchen with generous breakfast bar seating. The upstairs primary suite has two walk-in closets and a sitting area that can serve as an office or quiet retreat. Two additional bedrooms are downstairs, along with an enclosed porch overlooking the outdoor setting. The circular drive, mature trees, and distinctive entry make a memorable first impression. With three bedrooms, two and a half baths, and boating access from your own dock, this is a chance to make the Bay Point waterfront lifestyle your everyday routine. Schedule a private showing and see how it feels from the water's edge.

365 Wahoo Road, Panama City Beach

16819 Front Beach Rd Unit 3017, Panama City Beach

$957,900

3 Beds ⋅ 3 Baths ⋅ 1012511 MLS ⋅ 1,670 SqFt.

TOP OF THE EMERALD COAST. SUNRISE TO SUNSET. UNOBSTRUCTED COASTLINE VIEWS. Tidewater Penthouse 3017 occupies the 30th and highest residential floor of Tidewater Beach Resort, delivering the highest residential vantage point available anywhere in Northwest Florida. From this top-floor corner position, the wraparound balcony and floor-to-ceiling windows open to turquoise Gulf waters, an expansive horizon, and coastline views stretching in both directions. Watch the sunrise over the eastern coastline, the sunset over the Gulf, and Fourth of July fireworks over the Pier and SkyWheel at Pier Park, all from one extraordinary residence. When the goal is to be above it all, there is nowhere else to go. This 3-bedroom condo with a bonus bunk area and 3 full bathrooms has been fully renovated to the studs and finished to an exceptional standard. The residence includes two en-suite bedrooms, an additional bedroom, and a dedicated bunk area, with sleeping accommodations for up to 10. Inside, the attention to detail is immediately apparent. Fresh paint, updated interior doors, remodeled bathrooms with upgraded tile, upgraded flooring, shutters, granite countertops, updated cabinetry, stainless steel appliances, and thoughtfully selected coastal furnishings create a cohesive interior that complements the remarkable setting. Even the shiplap reflects the level of care that went into the renovation. In key areas, oversized boards were used to eliminate visible cuts and seams. Because the material would not fit inside the elevator, it had to be carried approximately 30 floors rather than compromise the finished appearance. It is a small detail that speaks volumes about how deliberately this residence was completed. The living area is framed by expansive windows and opens directly to the wraparound balcony, with roll-up shades providing flexibility throughout the day. The corner orientation creates a rare combination of Gulf, horizon, coastline, sunrise, and sunset views from the highest residential level in Panama City Beach. Penthouse 3017 is not currently being used as a rental, allowing for flexible showing availability without an active rental calendar. The HVAC system was replaced in 2020, and the water heater was installed in 2021. Two designated covered parking spaces are included, with covered access across Front Beach Road via the skywalk. New high-speed elevators are located directly adjacent to the residence. The current owner also rents a storage unit on the 30th floor, with the opportunity for the new owner to continue that arrangement subject to availability and applicable terms. Tidewater Beach Resort offers an extensive Gulf-front amenity package including two outdoor pools, a heated indoor pool, four hot tubs, a Gulf-front fitness center, Roman spas and saunas, a movie theater, on-site dining, tiki bar, game room, beach store, and a 30th-floor owner's lounge with panoramic views. Owners also receive a professional beach setup with two chairs and an umbrella, subject to resort policies and seasonal availability. Located near Pier Park, restaurants, shopping, entertainment, and Northwest Florida Beaches International Airport, Tidewater Penthouse 3017 brings together a top-floor corner position, unobstructed views, a complete renovation, and a level of craftsmanship rarely found at this height. All information is deemed reliable but not guaranteed; buyer to verify if important.

16819 Front Beach Rd Unit 3017, Panama City Beach

16819 Front Beach Road Unit 3017, Panama City Beach

$957,900

3 Beds ⋅ 3 Baths ⋅ 795724 MLS

TOP OF THE EMERALD COAST. SUNRISE TO SUNSET. UNOBSTRUCTED COASTLINE VIEWS. Tidewater Penthouse 3017 occupies the 30th and highest residential floor of Tidewater Beach Resort, delivering the highest residential vantage point available anywhere in Northwest Florida. From this top-floor corner position, the wraparound balcony and floor-to-ceiling windows open to turquoise Gulf waters, an expansive horizon, and coastline views stretching in both directions. Watch the sunrise over the eastern coastline, the sunset over the Gulf, and Fourth of July fireworks over the Pier and SkyWheel at Pier Park, all from one extraordinary residence. When the goal is to be above it all, there is nowhere else to go. This 3-bedroom condo with a bonus bunk area and 3 full bathrooms has been fully renovated to the studs and finished to an exceptional standard. The residence includes two en-suite bedrooms, an additional bedroom, and a dedicated bunk area, with sleeping accommodations for up to 10. Inside, the attention to detail is immediately apparent. Fresh paint, updated interior doors, remodeled bathrooms with upgraded tile, upgraded flooring, shutters, granite countertops, updated cabinetry, stainless steel appliances, and thoughtfully selected coastal furnishings create a cohesive interior that complements the remarkable setting. Even the shiplap reflects the level of care that went into the renovation. In key areas, oversized boards were used to eliminate visible cuts and seams. Because the material would not fit inside the elevator, it had to be carried approximately 30 floors rather than compromise the finished appearance. It is a small detail that speaks volumes about how deliberately this residence was completed. The living area is framed by expansive windows and opens directly to the wraparound balcony, with roll-up shades providing flexibility throughout the day. The corner orientation creates a rare combination of Gulf, horizon, coastline, sunrise, and sunset views from the highest residential level in Panama City Beach. Penthouse 3017 is not currently being used as a rental, allowing for flexible showing availability without an active rental calendar. The HVAC system was replaced in 2020, and the water heater was installed in 2021. Two designated covered parking spaces are included, with covered access across Front Beach Road via the skywalk. New high-speed elevators are located directly adjacent to the residence. The current owner also rents a storage unit on the 30th floor, with the opportunity for the new owner to continue that arrangement subject to availability and applicable terms. Tidewater Beach Resort offers an extensive Gulf-front amenity package including two outdoor pools, a heated indoor pool, four hot tubs, a Gulf-front fitness center, Roman spas and saunas, a movie theater, on-site dining, tiki bar, game room, beach store, and a 30th-floor owner's lounge with panoramic views. Owners also receive a professional beach setup with two chairs and an umbrella, subject to resort policies and seasonal availability. Located near Pier Park, restaurants, shopping, entertainment, and Northwest Florida Beaches International Airport, Tidewater Penthouse 3017 brings together a top-floor corner position, unobstructed views, a complete renovation, and a level of craftsmanship rarely found at this height. HOA dues are $4,310/quarter and includes: Building Insurance; Internet-WiFi; Maintenance Grounds; Pest Control; Pool; Sauna/Steam Room; Spa/ Hot Tub; Trash Disposal; Water & Sewer. All information is deemed reliable but not guaranteed; buyer to verify if important.

16819 Front Beach Road Unit 3017, Panama City Beach

$965,000

4 Beds ⋅ 3 Baths ⋅ 795447 MLS

Welcome to this beautifully custom-built 4-bedroom, 3-bath home where refined finishes, thoughtful design, and coastal comfort come together. From the second-story balcony, enjoy breathtaking Gulf views while relaxing in your own private retreat. Inside, the spacious open-concept design features soaring 10-foot ceilings downstairs and 9-foot ceilings upstairs, creating an impressive sense of space. The chef-inspired kitchen is the centerpiece of the home, showcasing stainless steel appliances, quartz countertops, a pantry, and a breakfast bar--perfect for casual mornings or entertaining guests. The inviting living room features an electric fireplace, adding warmth and ambiance to the space. The thoughtfully designed floor plan offers two separate living areas, providing plenty of room for entertaining, relaxing, or creating a dedicated space for family and guests. The main level includes one bedroom and one bathroom, while upstairs features the spacious primary suite along with two additional bedrooms and a bathroom. The luxurious primary suite is designed to impress with a large walk-in closet, walk-in shower, soaking tub, and double vanity. Throughout the home, a combination of timeless tile and luxury LVP flooring provides both style and durability. Enjoy added peace of mind with hurricane fabric protection for all windows, hurricane-rated front exterior doors, and a durable metal roof. Additional upgrades include custom plantation shutters throughout the home and spray foam insulation at the roof deck for enhanced efficiency and comfort. Step outside to your private backyard oasis featuring a 12' x 24' saltwater pool, surrounded by elegant pavers and a vinyl privacy fence. Whether you're enjoying a quiet afternoon by the pool or entertaining friends and family, this outdoor space is designed for the Florida lifestyle. Beautiful Gulf views, custom construction, a private saltwater pool, spacious living areas, and an exceptional list of upgrades--this home offers the perfect blend of luxury, comfort, and coastal living.

612 W Gulf Boulevard, Panama City Beach

10611 Front Beach Rd Unit 1303, Panama City Beach

$999,900

4 Beds ⋅ 4 Baths ⋅ 1012043 MLS ⋅ 1,637 SqFt.

Thirteen floors above the shoreline, the gulf stretches seemingly without end as waves roll toward the beach below and sunsets fill the western horizon. That extraordinary perspective defines this renovated four-bedroom, four-bath residence at Ocean Ritz, where two gulf-front suites and an expansive 300-sq.-ft. balcony place the water at the center of the experience. Generous interiors, thoughtful updates and an established rental history add substance to the setting, creating a coastal retreat equally suited to personal enjoyment and investment. The open living and dining areas face the water and extend naturally to the oversized gulf-front balcony. With approximately 300 square feet of outdoor living space and seating for eight, the balcony offers ample room for dining, entertaining or simply taking in the shoreline and the sound of the waves below. Its mid-building elevation rises above much of the surrounding street noise while maintaining a close connection to the gulf. Luxury vinyl plank flooring runs throughout the residence, creating a cohesive look from room to room. The updated kitchen features quartz countertops, stainless steel appliances, a spacious island with bar seating and an open configuration that keeps the kitchen connected to the main gathering areas. An adjacent dining area comfortably seats eight, providing plenty of space for meals and entertaining. Two gulf-front king suites are among the residence's most distinctive features, each offering panoramic water views and an ensuite bath. Two additional bedrooms each include a queen bed and twin bunks, creating flexible sleeping arrangements for family and guests. Four full bathrooms further enhance the functionality of the floor plan, while an in-unit washer and dryer add everyday convenience. Offered fully furnished, the residence is well positioned for use as a second home, investment property or a combination of both. Its established short-term rental performance includes more than $112,000 in gross rental revenue in 2025. Year-to-date rental revenue is approximately $100,000, with current projections placing full-year gross revenue at approximately $115,000. Ocean Ritz provides direct beach access, plus a heated community pool, hot tub, sauna, and grilling area. Restaurants and shops are within walking distance, while Shipwreck Island Waterpark, Pier Park and a wide range of Panama City Beach dining, shopping and entertainment are nearby. With four bedrooms, four baths, two gulf-front suites, an exceptionally large balcony and a proven rental history, this updated residence offers a compelling opportunity along the Gulf of Mexico.

10611 Front Beach Rd Unit 1303, Panama City Beach

10611 Front Beach Road Unit 1303, Panama City Beach

$999,900

4 Beds ⋅ 4 Baths ⋅ 795428 MLS

Thirteen floors above the shoreline, the gulf stretches seemingly without end as waves roll toward the beach below and sunsets fill the western horizon. That extraordinary perspective defines this renovated four-bedroom, four-bath residence at Ocean Ritz, where two gulf-front suites and an expansive 300-sq.-ft. balcony place the water at the center of the experience. Generous interiors, thoughtful updates and an established rental history add substance to the setting, creating a coastal retreat equally suited to personal enjoyment and investment. The open living and dining areas face the water and extend naturally to the oversized gulf-front balcony. With approximately 300 square feet of outdoor living space and seating for eight, the balcony offers ample room for dining, entertaining or simply taking in the shoreline and the sound of the waves below. Its mid-building elevation rises above much of the surrounding street noise while maintaining a close connection to the gulf. Luxury vinyl plank flooring runs throughout the residence, creating a cohesive look from room to room. The updated kitchen features quartz countertops, stainless steel appliances, a spacious island with bar seating and an open configuration that keeps the kitchen connected to the main gathering areas. An adjacent dining area comfortably seats eight, providing plenty of space for meals and entertaining. Two gulf-front king suites are among the residence's most distinctive features, each offering panoramic water views and an ensuite bath. Two additional bedrooms each include a queen bed and twin bunks, creating flexible sleeping arrangements for family and guests. Four full bathrooms further enhance the functionality of the floor plan, while an in-unit washer and dryer add everyday convenience. Offered fully furnished, the residence is well positioned for use as a second home, investment property or a combination of both. Its established short-term rental performance includes more than $112,000 in gross rental revenue in 2025. Year-to-date rental revenue is approximately $100,000, with current projections placing full-year gross revenue at approximately $115,000. Ocean Ritz provides direct beach access, plus a heated community pool, hot tub, sauna, and grilling area. Restaurants and shops are within walking distance, while Shipwreck Island Waterpark, Pier Park and a wide range of Panama City Beach dining, shopping and entertainment are nearby. With four bedrooms, four baths, two gulf-front suites, an exceptionally large balcony and a proven rental history, this updated residence offers a compelling opportunity along the Gulf of Mexico.

10611 Front Beach Road Unit 1303, Panama City Beach

$999,900

2 Beds ⋅ 2 Baths ⋅ 795396 MLS

Set directly on Grand Lagoon, this thoughtfully maintained three-bedroom, two-bath residence offers 1,537 square feet of waterfront living with sweeping views and direct boating access to St. Andrew Bay and the Gulf of Mexico. Designed to make the most of its setting, the open-concept interior is filled with natural light and oriented toward the water, creating a seamless connection between the living spaces and the lagoon beyond. Outdoor living is central to the property. Trex decking extends to a covered dock with a boat lift, while three nearby boat launches add convenience for days on the water. A heated and cooled pool provides year-round enjoyment, complemented by a paver driveway and low-maintenance Bahama rock landscaping. Located just minutes from the beach, the residence is equally suited as a primary home, coastal retreat or short-term rental investment. Furnishings are negotiable, offering the opportunity for a streamlined transition into the waterfront lifestyle. With a private pool, protected dockage and convenient access to both the bay and Gulf, this Grand Lagoon residence presents an uncommon combination of comfort, recreation and location. All information and measurements are deemed reliable but are not guaranteed. Buyers should independently verify all details.

7018 S Lagoon Drive, Panama City Beach

$999,900

2 Beds ⋅ 2 Baths ⋅ 1011982 MLS ⋅ 1,537 SqFt.

Discover your personal waterfront sanctuary on Grand Lagoon--a rare gem that blends effortless luxury with the serene rhythms of coastal life. This beautifully maintained 3-bedroom, 2-bathroom home offers 1,537 square feet of thoughtfully designed living space and panoramic lagoon views that will take your breath away. Step outside and discover a private paradise designed for both relaxation and recreation. From the paver-lined drive to the low-maintenance Bahama rock landscaping, every detail speaks to ease of ownership. The Trex decking flows seamlessly to a covered dock outfitted with a boat lift, inviting you to launch into St. Andrew Bay or head straight to the Gulf. A heated and cooled pool ensures year-round enjoyment--ideal for cooling off on warm afternoons or enjoying a quiet dip under the stars. Inside, the open-concept layout is bathed in natural light and oriented toward the water, framing postcard-perfect views at every turn. With furnishings negotiable, this turn-key retreat is ready for immediate enjoyment or prime for short-term rental income. Located just moments from the beach and surrounded by three convenient boat launches, it's the ideal home base for boaters, beachgoers, and dreamers alike. Whether you're seeking a permanent residence, a vacation hideaway, or a high-performing investment property, this Grand Lagoon gem checks every box. Waterfront opportunities like this are becoming exceedingly rare--don't miss your chance to own a slice of paradise. Reach out today to schedule your private showing. All information and measurements are deemed reliable however not guaranteed. Buyer should confirm all information.

7018 S Lagoon Dr, Panama City Beach

22708 Front Beach Road, Panama City Beach

$995,000

4 Beds ⋅ 3 Baths ⋅ 795341 MLS

PRICED TO SELL! This home offers OCEAN VIEWS and EASY BEACH ACCESS, making it appealing as a PERSONAL GETAWAY and a STRONG-PERFORMING INVESTMENT. This 4-bedroom, 3-bathroom beach house was built in 2016 and offers approximately 1,962 square feet of living space on the quiet west end of Panama City Beach, DIRECTLY ACROSS THE STREET FROM PUBLIC BEACH ACCESS 95. This property combines solid numbers with a desirable west-end setting. GROSS RENTAL INCOME last year was $73,000; current year is $86,000; expecting $90,000 for 2026! CURRENT PROJECTION $105,000+ for 2027. All furnishings convey for this TURNKEY VACATION RENTAL! The consistent upward trend in bookings reflects GROWING DEMAND for quality homes in this part of the beach. The LOCATION ADDS REAL VALUE. Situated on the far west end of Panama City Beach, the home sits just minutes from Inlet Beach and the start of Scenic Highway 30A. This stretch offers a quieter atmosphere than the central tourist areas while still providing quick access to 30A's upscale communities and amenities. Ongoing improvements to multi-use paths and sidewalks are steadily enhancing connectivity throughout the area. Nearby Lake Powell, one of the largest coastal dune lakes in the region, adds another layer of outdoor appeal with opportunities for kayaking and time on the water. Publix, Aldi, Dunkin, and a 24/7 gym are all within walking distance, along with other shops at Carrillon Beach Center. Just 7.8 miles west is Pier Park (shops and restaurants, pier fishing, parades, and concerts, arcade, skywheel), and Pirates Voyage Dinner Show. Shipwreck Water Park is also a nearby local attraction. New Roof in 2021 Please let us know if you have any questions! All information is believed accurate but is not guaranteed and should be independently verified by the buyer or buyer's agent. Rental income figures, projections, and performance data are estimates based on available records and are subject to change. Furnishings shown in photographs may differ from current contents -- the living room couch has been upgraded since some photos were taken. Buyers are encouraged to confirm all material details, including property condition, income history, and inclusions, through their own due diligence

22708 Front Beach Road, Panama City Beach

10611 Front Beach Road Unit 1703, Panama City Beach

$950,000

4 Beds ⋅ 4 Baths ⋅ 795159 MLS

RARE 4-BEDROOM END UNIT WITH SHOW STOPPING GULF VIEWS! This spacious 4-bedroom, 4-bath end unit at Ocean Ritz offers the kind of Gulf-front living that's increasingly hard to find in Panama City Beach. With an open layout, abundant natural light, and sweeping views of the emerald Gulf and unforgettable PCB sunsets, this residence was made for gathering at the beach. Beautifully furnished and offering four true bedrooms with four full baths, there's plenty of room for family and guests while still enjoying the privacy of an end-unit location. Step outside and let the expansive Gulf views do the talking--from morning coffee to sunset, the backdrop never gets old. And a major bonus: a deeded parking space convey with the unit--an exceptional advantage for a four-bedroom condo at the beach. Whether you're searching for a second home, full-time coastal residence, or investment opportunity, this Ocean Ritz residence delivers the space, location and views buyers come to Panama City Beach for. Four bedrooms. Four baths. Two parking spaces. One incredible Gulf-front opportunity.

10611 Front Beach Road Unit 1703, Panama City Beach

4111 Appalachee Street Unit A, Panama City Beach

$995,000

6 Beds ⋅ 6 Baths ⋅ 795113 MLS

This is a rare find on the east side of Panama City Beach. Three attached townhomes with 2 bedrooms 2 baths each, single car carport for each unit, new windows, sheetrock, glass doors, and roof. The property had some damages from Hurricane Michael. Most things have been fixed except cosmetics. Shared pool in the back with nice deck for entertaining. Approximately 1 block from Beach Access 17. Perfect for an investor! More photos to come!

4111 Appalachee Street Unit A, Panama City Beach

10611 Front Beach Rd Unit UNIT 1703, Panama City Beach

$950,000

4 Beds ⋅ 4 Baths ⋅ 1010917 MLS ⋅ 1,637 SqFt.

RARE 4-BEDROOM END UNIT WITH SHOW STOPPING GULF VIEWS! This spacious 4-bedroom, 4-bath end unit at Ocean Ritz offers the kind of Gulf-front living that's increasingly hard to find in Panama City Beach. With an open layout, abundant natural light, and sweeping views of the emerald Gulf and unforgettable PCB sunsets, this residence was made for gathering at the beach. Beautifully furnished and offering four true bedrooms with four full baths, there's plenty of room for family and guests while still enjoying the privacy of an end-unit location. Step outside and let the expansive Gulf views do the talking--from morning coffee to sunset, the backdrop never gets old. And a major bonus: a deeded parking space convey with the unit--an exceptional advantage for a four-bedroom condo at the beach. Whether you're searching for a second home, full-time coastal residence, or investment opportunity, this Ocean Ritz residence delivers the space, location and views buyers come to Panama City Beach for. Four bedrooms. Four baths. Two parking spaces. One incredible Gulf-front opportunity.

10611 Front Beach Rd Unit UNIT 1703, Panama City Beach

8601 Surf Drive Unit 14E, Panama City Beach

$975,000

3 Beds ⋅ 3 Baths ⋅ 794541 MLS

Looking for a quiet low density high rise with unobstructive Gulf views? Welcome to Grande Surf with only 28 units in the building and 2 units per floor, this is the perfect place to consider for a permanent home or vacation rental. Some of the perks of the unit include a covered assigned parking space, 400 plus square foot balcony, larger than normal kitchen and plenty of living space with fireplace. Don't miss the opportunity to own in this amazing Gulf Front beach condo!

8601 Surf Drive Unit 14E, Panama City Beach

16908 Innocente Avenue, Panama City Beach

$995,000

6 Beds ⋅ 5 Baths ⋅ 793916 MLS

This massive single-family estate, currently operating as the high-performing ''Mighty Paradise'' (with $170K+ in rental history) offers an incredible investment opportunity just two blocks from the beach and one mile from Pier Park. Designed for maximum occupancy and versatility, the property features a sprawling layout that sleeps up to 24 guests, making it a favorite for large groups and reunions. Renovations include a fully remodeled kitchen, fresh interior paint, and a resurfaced 16x32 heated saltwater pool, ensuring a turnkey experience for the next owner. Beyond the main living areas, the property distinguishes itself with a dedicated game room equipped with billiards, foosball, and air hockey, plus a private hot tub for ultimate relaxation. Uniquely designed with separate guest quarters that include a second full kitchen and private patio, this estate offers rare flexibility for multi-generational families or groups seeking privacy. With no HOA and a proven history of rental success, this is a standout asset in the PCB market.

16908 Innocente Avenue, Panama City Beach

$999,900

4 Beds ⋅ 4 Baths ⋅ 792577 MLS

Easy to show! Location, Size, Flood Zone X and NEW! Welcome to 22619 Coral Avenue, a brand-new modern coastal home located on the highly desirable west end of Panama City Beach. Situated in a golf cart-friendly community with no HOA, this thoughtfully designed 2,396 SqFt residence offers 4 bedrooms, 3.5 bathrooms, and an ideal floor plan for a primary residence, second home, or vacation rental. Short term annual rental projection of $103,773. The open-concept design features two spacious primary suites--one on the first floor and one upstairs--providing flexibility for owners and guests. The second-floor FLEX SPACE is perfect as a 2nd living room and includes a wet bar with refrigerator hookups. Interior finishes include luxury vinyl plank (LVP) flooring throughout, granite countertops, soft-close cabinetry, modern coastal finishes, 9-foot ceilings, abundant natural light, and a functional layout designed for comfortable everyday living and entertaining. Step outside to enjoy the Gulf breeze from the covered back porch, north- and south-facing balconies, an outdoor shower, and a large privacy-fenced backyard with plenty of room to add a pool or outdoor kitchen and create your own private outdoor oasis. The home also features a two-car garage and an oversized paver driveway with ample parking for family, guests, and beach toys. Located just a short walk or golf cart ride from the sugar-white sand and emerald waters of the Gulf of Mexico, this home is also minutes from Scenic Highway 30A, Pier Park, restaurants, shopping, and entertainment. Combining quality new construction, modern coastal design, and the freedom of no HOA, this property offers an exceptional opportunity to enjoy the Panama City Beach lifestyle. Some landscaping photos and interior furnishings are virtually rendered.

22619 Coral Avenue, Panama City Beach

657 Shoal Lndg Unit Lot 177, Panama City Beach

$949,000

4 Beds ⋅ 4 Baths ⋅ 1007398 MLS ⋅ 3,435 SqFt.

Welcome to your Toll Brothers dream home, where luxury, comfort, and convenience come together in perfect harmony. Construction estimated completion March 2027. Nestled in a gated community, this grand two-story residence boasts over 20-foot ceilings and an inviting open floor plan designed to impress from the moment you step inside. As you enter, you're greeted by the grandeur of soaring ceilings and an abundance of natural light that fills the home with warmth. The kitchen and great room a space that invites both creativity and connection, perfect for family gatherings or entertaining guests. On the main level is the primary suite, a true retreat offering both relaxation and luxury. With a spa-like bathroom featuring a large tile shower, a separate soaking tub, and two spacious walk-in closets, every detail has been meticulously designed to create an oasis of serenity. This is more than just a bedroom; it's a sanctuary where you can unwind in ultimate comfort. Upstairs, the expansive loft and bonus area offer endless possibilities for your lifestyle, whether it's a game room, home theater, or a second living area. With four spacious bedrooms and 3.5 beautifully appointed baths, this home accommodates every need with elegance and functionality. The office room offers the ideal space for work, study or can be used as 5th bedroom. 3-car garage offers ample room for your vehicles, storage, and more. Step outside the multi slide glass door onto your covered lanai and embrace the natural wood preserve beauty providing both privacy and a tranquil setting. The community is filled with completed resort style amenities, including pool, clubhouse, fitness center, pickleball courts, tennis court, playground, and a multi-purpose field. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix and recreation outdoor activities at Frank Brown Park. Don't miss the opportunity to make this extraordinary property your forever home, where every detail is crafted for your utmost enjoyment. Pictures are not of actual home, but same floor plan.

657 Shoal Lndg Unit Lot 177, Panama City Beach

657 Shoal Landing Unit Lot 177, Panama City Beach

$949,000

4 Beds ⋅ 4 Baths ⋅ 792480 MLS

Welcome to your Toll Brothers dream home, where luxury, comfort, and convenience come together in perfect harmony. Construction estimated completion March 2027. Nestled in a gated community, this grand two-story residence boasts over 20-foot ceilings and an inviting open floor plan designed to impress from the moment you step inside. As you enter, you're greeted by the grandeur of soaring ceilings and an abundance of natural light that fills the home with warmth. The kitchen and great room a space that invites both creativity and connection, perfect for family gatherings or entertaining guests. On the main level is the primary suite, a true retreat offering both relaxation and luxury. With a spa-like bathroom featuring a large tile shower, a separate soaking tub, and two spacious walk-in closets, every detail has been meticulously designed to create an oasis of serenity. This is more than just a bedroom; it's a sanctuary where you can unwind in ultimate comfort. Upstairs, the expansive loft and bonus area offer endless possibilities for your lifestyle, whether it's a game room, home theater, or a second living area. With four spacious bedrooms and 3.5 beautifully appointed baths, this home accommodates every need with elegance and functionality. The office room offers the ideal space for work, study or can be used as 5th bedroom. 3-car garage offers ample room for your vehicles, storage, and more. Step outside the multi slide glass door onto your covered lanai and embrace the natural wood preserve beauty providing both privacy and a tranquil setting. The community is filled with completed resort style amenities, including pool, clubhouse, fitness center, pickleball courts, tennis court, playground, and a multi-purpose field. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix and recreation outdoor activities at Frank Brown Park. Don't miss the opportunity to make this extraordinary property your forever home, where every detail is crafted for your utmost enjoyment. Pictures are not of actual home, but same floor plan.

657 Shoal Landing Unit Lot 177, Panama City Beach

6408 River Bluff Trail, Panama City Beach

$975,000

4 Beds ⋅ 5 Baths ⋅ 792318 MLS

GENERATIONAL LIVING!! 6408 River Bluff Trail is a custom built home that offers elegant single-story living in the prominent community of RiverCamps on Crooked Creek. This home offers a spacious 3,384 square feet of heated and cooled living space. Included in this square footage is a guest house for multi generational living, a bonus room above garage that includes a half bath, and a four Seasons room that is perfect for watching wildlife. The main living space includes 2,079 square feet. Ceramic Tile floors are found throughout main living area, kitchen, bedrooms, and bathrooms. Bullnose-Edge Quartz countertops, and oversized kitchen island are found in the modern kitchen. A gorgeous wood burning fireplace with 100 year old hard pine mantel sits at the focus of the living room. This home boasts 8 foot entry and closet doors in the main living space. And features 10 foot ceilings throughout with cathedral ceiling in living room and kitchen. It also offers oversized two car garage with 10 foot ceilings and 8 foot entry doors. As well as 220 power in garage. There are two master suites in main living space. The primary master bathroom features a claw foot tub, and curb less walk in shower. A new HVAC was installed in main house in December 2025. The Four Seasons Room is adorned with full wall windows that are perfect for watching the neighborhood wildlife. It also features LVP flooring, and a Mini Split HVAC system.This home truly provides a rare opportunity with the inclusion of the guest house. The guest house which was built in 2022 features a master bedroom, and master bathroom with a curb less walk in shower. It also includes a living area and kitchen. Other key features include a dedicated car port, and screened in porch. This homesite offers usable outdoor space that includes a fire pit, and an outdoor shower. RiverCamps on Crooked Creek is a Certified Nature Preserve Community. The community offers resort style amenities. Amenities include gated access, a future river house, newly built community pool, boardwalks and trails, kayak and paddle boards, fitness center currently being built, as well as community boat ramp, and boat storage for residents. The home is within walking distance to additional boat dock on crooked creek. RiverCamps is in close proximity to many local businesses's. It is only 10 miles from Pier Park and the famous white sandy beaches. It's also 2 and a half miles from NW Florida Beaches International Airport. 3 and a half miles from Publix, to be opening soon. And approximately 5 miles to new hospital, to be opening in 2028. Furnishings are negotiable. Measurements approximate. All information is deemed reliable, but not guaranteed. Buyer to verify if important.

6408 River Bluff Trail, Panama City Beach

15625 Front Beach Rd Unit UNIT 209, Panama City Beach

$975,000

3 Beds ⋅ 3 Baths ⋅ 1006971 MLS ⋅ 1,569 SqFt.

Wake up to breathtaking Gulf views from this beautifully updated 3-bedroom, 3-bath beachfront condo at Aqua. Perfectly positioned on the second floor, this spacious residence offers over 1,500 square feet of living space and an expansive private balcony where you can soak in the sights and sounds of the Emerald Coast. The open-concept layout features a well-appointed kitchen with stainless steel appliances, granite countertops, and generous dining and living areas designed for gathering. The Gulf-front primary suite offers direct balcony access and a spa-inspired bath with a soaking tub, walk-in shower, and dual vanities, while two additional guest bedrooms and bathrooms provide plenty of space for family and friends. Beach service is included, making every day on the sugar-white sand effortless. Aqua's resort-style amenities include indoor and outdoor pools, a hot tub, and a prime location just minutes from Pier Park, Frank Brown Park, dining, shopping, and local attractions. Whether you're searching for a vacation retreat or a proven investment opportunity, this Gulf-front gem delivers the best of beachfront living.

15625 Front Beach Rd Unit UNIT 209, Panama City Beach

$975,000

4 Beds ⋅ 5 Baths ⋅ 1005620 MLS ⋅ 3,384 SqFt.

6408 River Bluff Trail is a custom built home that offers elegant single-story living in the prominent community of RiverCamps on Crooked Creek. This home offers a spacious 3,384 square feet of heated and cooled living space. Included in this square footage is a guest house, and a bonus room above garage that includes a half bath, and a four Seasons room that is perfect for watching wildlife. The main living space includes 2,079 square feet. Ceramic Tile floors are found throughout main living area, kitchen, bedrooms, and bathrooms. Bullnose-Edge Quartz countertops, and oversized kitchen island are found in the modern kitchen. A gorgeous wood burning fireplace with 100 year old hard pine mantel sits at the focus of the living room. This home boasts 8 foot entry and closet doors in the main living space. And features 10 foot ceilings throughout with cathedral ceiling in living room and kitchen. It also offers oversized two car garage with 10 foot ceilings and 8 foot entry doors. As well as 220 power in garage. There are two master suites in main living space. The primary master bathroom features a claw foot tub, and curb less walk in shower. A new HVAC was installed in main house in December 2025. The Four Seasons Room is adorned with full wall windows that are perfect for watching the neighborhood wildlife. It also features LVP flooring, and a Mini Split HVAC system.This home truly provides a rare opportunity with the inclusion of the guest house. The guest house which was built in 2022 features a master bedroom, and master bathroom with a curb less walk in shower. It also includes a living area and kitchen. Other key features include a dedicated car port, and screened in porch. This homesite offers usable outdoor space that includes a fire pit, and an outdoor shower. RiverCamps on Crooked Creek is a Certified Nature Preserve Community. The community offers resort style amenities. Amenities include gated access, a future river house, newly built community pool, boardwalks and trails, kayak and paddle boards, fitness center currently being built, as well as community boat ramp, and boat storage for residents. The home is within walking distance to additional boat dock on crooked creek. RiverCamps is in close proximity to many local businesses's. It is only 10 miles from Pier Park and the famous white sandy beaches. It's also 2 and a half miles from NW Florida Beaches International Airport. 3 and a half miles from Publix, to be opening soon. And approximately 5 miles to new hospital, to be opening in 2028. Furnishings are negotiable. Measurements approximate. All information is deemed reliable, but not guaranteed. Buyer to verify if important.

6408 River Bluff Trl, Panama City Beach

15817 Front Beach Road Unit 1-1901, Panama City Beach

$999,998

3 Beds ⋅ 3 Baths ⋅ 791270 MLS

The views are what stop you in your tracks. From this 19th-floor end-unit at Calypso Tower I, nearly every room is framed by the Gulf, with more than 27 feet of glass across the living and dining areas delivering panoramic coastline views stretching in multiple directions. The wraparound balcony extends the living space outdoors, creating front-row seats to emerald water, white sand beaches, unforgettable sunsets, and the energy of Panama City Beach below. Designed to comfortably accommodate families, groups, or vacation guests, this 3BR/3BA condo sleeps up to eight and offers something rarely found in beachfront condominiums -- every bedroom has its own bathroom and impressive beach views. The gulf-front primary suite opens directly to the balcony and features a spacious ensuite bath with double vanities, a jetted soaking tub, separate shower, private water closet, and walk-in closet. Inside, the open-concept layout is filled with natural light thanks to its corner position and expansive windows. The kitchen is equipped with stainless steel appliances and a breakfast bar for casual dining. A separate wet bar adds convenience, creating a dedicated space for coffee, beverages, or snacks. Tile flooring throughout the main living areas and luxury vinyl plank flooring in the bedrooms provide durability, easy maintenance, and a clean coastal look with no carpet to worry about. A dedicated laundry room offers added storage and functionality, helping keep beach gear, luggage, and everyday essentials organized during extended stays. Well maintained and thoughtfully designed, this residence offers the space, layout, and views buyers seek in a Panama City Beach beachfront condo. Calypso's location makes it one of the most popular resorts in Panama City Beach. Situated directly on the sand and just steps from Pier Park, owners and guests can walk to shopping, restaurants, entertainment, Topgolf, concerts, festivals, and year-round attractions without ever getting in the car. Resort amenities include two gulf-front pools, a poolside bar, beachside fire pits, BBQ grills, a gulf-front fitness center, an onsite convenience store, seasonal activities, and beach services right outside your door. Photos can only begin to capture what this condo feels like in person. Schedule a private showing to experience it firsthand.

15817 Front Beach Road Unit 1-1901, Panama City Beach

$915,000

6 Beds ⋅ 5 Baths ⋅ 791146 MLS

***STUDS TO RAFTERS 5 BEDROOM, 5 BATHROOM COMPLETELY RENOVATED HOME WALKING DISTANCE TO THE BEACH*** Sellers have spared no expense in COMPLETELY restoring this beautiful family beach house approximately 2 city blocks from our beautiful beaches. The upgrade list can be emailed upon request. Upgrades include but are NOT limited to: All new drywall, vinyl plank flooring and tile throughout the entire home, wood tread staircase, interior and exterior grand staircases, impact front door, impact garage doors, new custom shaker cabinets with soft close drawers and doors, stainless steel top of the line appliances, Moen faucets, ceiling and exhaust fans, quartz countertops throughout the home, large walk in pantry room with quartz tops and new cabinets. All 5 bathrooms and kitchen cabinets and vanities have brand new brushed nickel fixtures. The upstairs entertainment area has a built in box for a 65'' television and has a built in 60'' electric fireplace, 4 floating shelves, a beverage refrigerator, wine refrigerator, and sink with disposal. Some windows were replaced, both interior and exteriors are completely repainted, all new sod and till, and there is a newly poured concrete walk/path leading to the exterior shed that if finished out would make for a great office or in-laws quarters. There are 2 separate and attached garage spaces that could be used for additional storage if need be. By now you have stopped reading...so please contact me for a full itemized and detailed upgrade list :-} All information is approximate and should be verified by buyers if important

125 Cobb Road, Panama City Beach

1526 Salamander Trail, Panama City Beach

$925,000

4 Beds ⋅ 3 Baths ⋅ 790235 MLS

Discover the beauty of the Ironwood where the luxury of Wild Heron meets a classic design with a cozy fireplace and a serene golf course view from your covered porch. Gather around the kitchen island and enjoy evening entertainment from your built-in wine bar while gazing at your warm, LED fireplace. With four ample bedrooms and a ecxtra living space, this home welcomes all to relax and unwind. An extra office nook ensures you have the space to work from home before retiring to your primary bedroom located on the main level. With gorgeous engineered wood flooring, LED lighted mirrors with tile, waterfall quartz island, and a tiled,spa-like shower in the primary, thiis home checks all the boxes! Homeowners in the gated community of Wild Heron enjoy access to Lake Powell, scenic walking trails, pools, and the fitness center. Pictures are of similar plan and options may be different than shown. Expected completion date 9/30/26.

1526 Salamander Trail, Panama City Beach

17281 Front Beach Road Unit 1502, Panama City Beach

$995,000

3 Beds ⋅ 3 Baths ⋅ 790160 MLS

Welcome to your luxurious beachfront retreat at Palazzo Condominiums in Panama City Beach. This stunning 3-bedroom, 3-bath residence showcases breathtaking Gulf views through dramatic floor-to-ceiling glass windows and sliders that flood the space with natural light. Beautifully updated with upscale furnishings, modern lighting, and newer appliances, the unit offers a seamless blend of elegance and comfort while feeling virtually brand new, as it has never been rented by the current owner. The spacious beachfront primary suite is designed as a private sanctuary, featuring panoramic Gulf views, a serene atmosphere, a large walk-in closet, and a luxurious en-suite bath. Elegant oversized porcelain tile with a marble-inspired look flows throughout all bedrooms, enhancing the refined coastal aesthetic. The open-concept layout is ideal for entertaining, while the 75-inch flat-screen TV creates the perfect space to unwind after a day on the sugar-white sands. Offered fully furnished and turn-key, every detail has been thoughtfully curated to exude luxury and effortless coastal living. Pride of ownership is immediately evident, with the residence having been impeccably maintained and rarely used. Residents of Palazzo Condominiums enjoy upscale amenities including an elegant lobby, owner's lounge, elevated Gulf-front pool & hot tub, Gulf view fitness center, and three elevators. With only 129 units, Palazzo offers a more peaceful, low-density beachfront experience. Conveniently located near Pier Park, an array of restaurants and entertainment options are just moments away, including the newly opened McGuire's Irish Pub directly across the street. Northwest Florida Beaches International Airport is also approximately 15 minutes away, making travel to and from your beachfront getaway exceptionally convenient. Don't miss the opportunity to experience Gulf-front living at its finest.

17281 Front Beach Road Unit 1502, Panama City Beach

17281 Front Beach Rd Unit 1502, Panama City Beach

$995,000

3 Beds ⋅ 3 Baths ⋅ 1003571 MLS ⋅ 1,475 SqFt.

Welcome to your luxurious beachfront retreat at Palazzo Condominiums in Panama City Beach. This stunning 3-bedroom, 3-bath residence showcases breathtaking Gulf views through dramatic floor-to-ceiling glass windows and sliders that flood the space with natural light. Beautifully updated with upscale furnishings, modern lighting, and newer appliances, the unit offers a seamless blend of elegance and comfort while feeling virtually brand new, as it has never been rented by the current owner. The spacious beachfront primary suite is designed as a private sanctuary, featuring panoramic Gulf views, a serene atmosphere, a large walk-in closet, and a luxurious en-suite bath. Elegant oversized porcelain tile with a marble-inspired look flows throughout all bedrooms, enhancing the refined coastal aesthetic. The open-concept layout is ideal for entertaining, while the 75-inch flat-screen TV creates the perfect space to unwind after a day on the sugar-white sands. Offered fully furnished and turn-key, every detail has been thoughtfully curated to exude luxury and effortless coastal living. Pride of ownership is immediately evident, with the residence having been impeccably maintained and rarely used. Residents of Palazzo Condominiums enjoy upscale amenities including an elegant lobby, owner's lounge, elevated Gulf-front pool & hot tub, Gulf view fitness center, and three elevators. With only 129 units, Palazzo offers a more peaceful, low-density beachfront experience. Conveniently located near Pier Park, an array of restaurants and entertainment options are just moments away, including the newly opened McGuire's Irish Pub directly across the street. Northwest Florida Beaches International Airport is also approximately 15 minutes away, making travel to and from your beachfront getaway exceptionally convenient. Don't miss the opportunity to experience Gulf-front living at its finest.

17281 Front Beach Rd Unit 1502, Panama City Beach

11619 Front Beach Rd Unit UNIT 901, Panama City Beach

$999,999

3 Beds ⋅ 3 Baths ⋅ 1003203 MLS ⋅ 1,847 SqFt.

Welcome to Edgewater Tower 2-901, a beautifully updated 3-bedroom, 3-bath beachfront corner residence on the 9th floor of the prestigious Edgewater Beach & Golf Resort Tower II. This highly coveted ''01'' floor plan is perfectly positioned to capture panoramic, unobstructed Gulf views from nearly every room--including the living area, dining space, kitchen, primary ensuite bedroom and guest ensuite bedroom. Step onto the expansive wrap-around balcony and experience what truly sets this residence apart: rare, full east-to-west views of the beach stretching as far as the eye can see. From the east side of the balcony, take in a unique perspective overlooking the resort's lagoon pool and main Edgewater pool deck, blending sweeping coastal scenery with vibrant resort views. In the evenings, enjoy breathtaking, unobstructed sunset-views over the Gulf. The unit offers balcony access from the primary ensuite bedroom, guest ensuite bedroom, living room and dining room. Located within Panama City Beach's only full-service resort, amenities include an 11,500-square-foot lagoon pool, tennis, pickleball, golf, on-site dining, fitness center, 24/7 gated security, and more. Don't miss this rare opportunity to own a 3/3 beachfront paradise with unmatched east-to-west Gulf views and unforgettable sunsets. *Buyer to verify all measurements if deemed important.

11619 Front Beach Rd Unit UNIT 901, Panama City Beach

11619 Front Beach Road Unit 901, Panama City Beach

$999,999

3 Beds ⋅ 3 Baths ⋅ 789164 MLS

Welcome to Edgewater Tower 2-901, a beautifully updated 3-bedroom, 3-bath beachfront corner residence on the 9th floor of the prestigious Edgewater Beach & Golf Resort Tower II. This highly coveted ''01'' floor plan is perfectly positioned to capture panoramic, unobstructed Gulf views from nearly every room--including the living area, dining space, kitchen, primary ensuite bedroom and guest ensuite bedroom. Step onto the expansive wrap-around balcony and experience what truly sets this residence apart: rare, full east-to-west views of the beach stretching as far as the eye can see. From the east side of the balcony, take in a unique perspective overlooking the resort's lagoon pool and main Edgewater pool deck, blending sweeping coastal scenery with vibrant resort views. In the evenings, enjoy breathtaking, unobstructed sunset-views over the Gulf. The unit offers balcony access from the primary ensuite bedroom, guest ensuite bedroom, living room and dining room. Located within Panama City Beach's only full-service resort, amenities include an 11,500-square-foot lagoon pool, tennis, pickleball, golf, on-site dining, fitness center, 24/7 gated security, and more. Don't miss this rare opportunity to own a 3/3 beachfront paradise with unmatched east-to-west Gulf views and unforgettable sunsets.

11619 Front Beach Road Unit 901, Panama City Beach

10509 Front Beach Road Unit 906, Panama City Beach

$950,000

3 Beds ⋅ 3 Baths ⋅ 788673 MLS

Fully reimagined Gulf-front 3BR/3BA at Long Beach Resort with a rare, open-concept floor plan. This ninth-floor residence in Tower I stands out as one of the few units in the building to have the kitchen completely opened, creating a modern, seamless flow between the kitchen, dining, and living areas, all framed by panoramic Gulf views. Thoughtfully updated with a light coastal aesthetic, the interior features quartz countertops, updated cabinetry, stainless appliances, and clean, durable flooring throughout. Floor-to-ceiling glass in every bedroom and the living area brings in natural light and showcases the emerald water from nearly every angle. The oversized Gulf-front balcony offers true indoor-outdoor living and is accessible from both the living room and primary suite, perfect for morning coffee or winding down at sunset. Offered fully furnished and rental-ready, this property presents a strong opportunity as a second home or investment. Long Beach Resort is a gated, amenity-rich community featuring 1,300+ feet of beachfront, a lagoon-style pool, two additional Gulf-front pools, hot tubs, fitness center, and direct beach access. With recent property improvements nearing completion, Long Beach is returning to full operation and remains one of Panama City Beach's most recognizable and desirable Gulf-front destinations.

10509 Front Beach Road Unit 906, Panama City Beach

$929,500

4 Beds ⋅ 4 Baths ⋅ 784109 MLS

Located directly across Thomas Drive from Rick Seltzer Park, this fully furnished three-story beach home offers exceptional short-term rental appeal in one of the most desirable areas of Panama City Beach. Positioned just steps from dedicated public beach frontage with lifeguards, showers, parking, and convenient Gulf access, the property is ideally suited for vacationers seeking walkability, beach convenience, and accommodations for large groups. Gulf views are protected by the park frontage, enhancing long-term value and guest appeal. Designed with income-producing potential in mind, this 4-bedroom, 3.5-bath property features a flexible multi-level layout capable of accommodating up to 16 guests comfortably. Popular rental features include multiple custom-built bunk areas, spacious entertainment zone, private outdoor spaces, and a heated saltwater pool, amenities consistently sought after by vacation renters in the Panama City Beach market. The first floor includes custom-built queen-over-queen bunk beds with integrated lighting and USB charging stations adjacent to a full bath. The second-floor primary suite features a king bed, private balcony with Gulf views, jacuzzi tub, walk-in closet, and ensuite bath. An additional second-floor suite includes more custom queen-over-queen bunks with its own full bath. The third-floor entertainment level offers vaulted ceilings, wet bar with sink and mini fridge, sleeper sofa, half bath, custom full-size bunk beds, and direct access to a large rooftop-style deck with Gulf views and abundant lounge space. The main living area offers 10-foot ceilings, crown molding, tile flooring, fireplace, abundant natural light, and an open-concept design ideal for gathering large groups. The kitchen features granite countertops, stainless steel appliances, wood cabinetry, breakfast bar seating, and a walk-in pantry. Outdoor amenities continue to enhance the property's rental desirability with a private fenced backyard, heated saltwater pool, multiple balconies, and a 25-foot rooftop observation deck overlooking the Gulf. Pool equipment includes a Wi-Fi-controlled Circupool salt generator, Hayward 2500 heater, and sand filter system. Additional upgrades and features include over $50,000 in recent improvements, brand-new composite decking, new roof section beneath the decking, Navien gas tankless water heater, aluminum hurricane shutters, laundry room with washer and dryer, and parking for 4 vehicles. Previously operated as a short-term vacation rental with strong historical income potential, this turnkey property offers an excellent opportunity for investors seeking a high-capacity beach rental in a prime location near Panama City Beach attractions, dining, shopping, and entertainment.

7428 Thomas Drive, Panama City Beach

17281 Front Beach Rd Unit UNIT 602, Panama City Beach

$960,000

3 Beds ⋅ 3 Baths ⋅ 991420 MLS ⋅ 1,475 SqFt.

Here is your opportunity to experience Gulf-Front Luxury Living at the Premier residence of Palazzo. One of the most desirable condominium communities along the Gulf Coast. Perfectly positioned along 220 ft of pristine sugar-white sands and emerald waters. This beautifully appointed 3BR/3Bth unit has been gently used as a non-rental. Seller improvements include New Glass in all Floor to Ceiling Windows and Doors. Fresh Paint throughout and tile floor to brighten up the space. HVAC was replaced last year. Lighting and Thermostat are controlled by Alexa app. New High End outdoor furniture was added October 2025. The Kitchen is equipped with Stainless appliances, Granite counter top and an oversized wrap around breakfast bar. SEE MORE (BUYER TO VERIFY ALL IMPORTANT INFORMATION) This 1475 sq' unit is being offered furnished. The kitchen, living and dining areas feature unobstructed Gulf views provided by the 9-foot floor to ceiling glass doors and windows that lead to the expansive private balcony Perfect for morning coffee, alfresco dining and wine sunsets. The waterfront master bedroom has private access to the balcony. Its ensuite bath features two separate vanities, an oversized walk-in closet, a jetted soaking tub, a separate shower and private water closet. There are two guest bedrooms, one with its own ensuite bathroom, a third full bathroom is conveniently located off the entry hall. The laundry room holds a full-size washer and dryer with built-in cabinetry. Whether you are seeking a primary residence, vacation retreat, or investment property, Palazzo stands apart for its strong and well-managed HOA and premium amenities, including: Gated, covered parking directly under the building (four levels), Three high-speed elevators. Elegant lobby and conference room. Fitness center with Gulf views, Heated beachfront pool and spa, Beachfront boardwalk and direct beach access, Picnic and grill area. Ideally located across from the new McGuire's Irish Pub, just 1.2 miles west of Pier Park, and only 15 minutes east of Scenic Highway 30A, this property offers the perfect balance of tranquil beachfront living and easy access to world-class shopping, dining, and entertainment. BUYER TO VERIFY ALL IMPORTANT INFO

17281 Front Beach Rd Unit UNIT 602, Panama City Beach

$925,000

3 Beds ⋅ 3 Baths ⋅ 987353 MLS ⋅ 1,738 SqFt.

Lakefront living on Lake Powell! Bring your boat, jet skis, and paddleboards...your waterfront lifestyle awaits! This 3 bedroom, 3 full bath home at 21926 Lakeview Drive sits directly on Lake Powell, Florida's largest coastal dune lake. This is the perfect location on the west end, just minutes from the sugar-white beaches of Panama City Beach, Inlet Beach, and 30A. Enjoy elevated views of the water from the living room, dining area, and master suite. Features include a metal roof, luxury vinyl plank flooring, spacious back deck, private boat dock, and a 2-car garage. Recent updates make this home move-in ready: including freshly painted roof, custom slider that opens all the way to back deck, updated bathrooms, brand-new kitchen appliances (never even used!), and more! This rare and tranquil lakefront setting allows you to kayak or paddleboard all the way to the Gulf! Enjoy lakefront living with no HOA, and a tucked away location that is private, yet also so close to the shopping, dining and activities of Inlet Beach, 30A and Panama City Beach. This home is offered furnished, so move right in - perfect for full-time residence, vacation getaway, or rental investment. Short term rental allowed! Don't miss this opportunity to own a piece of waterfront paradise - schedule your showing today!

21926 Lakeview Dr, Panama City Beach

$1,000,000

4 Beds ⋅ 2 Baths ⋅ 983991 MLS ⋅ 1,848 SqFt.

NEW PRICE on this Florida Beach Cottage at 122 Monterey Avenue where original 1977 family craftsmanship meets timeless coastal living. This four-bedroom, two-bathroom home offers the perfect blend of vintage character and beachside convenience in the highly sought-after private beach access community of Santa Monica Beach. No crowds here! The real treasure lies 400 feet from your front door with no beachfront residential or commercial development allowed, preserving the natural beauty of the gulf coast, meaning your slice of paradise will remain forever. Crystal white sandy beaches, clear emerald-green waters, bright blue skies and breathtaking sunsets guarantees relaxation in the most laid-back environment. Gated beach access ensures privacy and exclusivity that's increasingly rare along this coveted coastline. Enter to find a well-designed layout that captures the essence of old Florida charm. The first floor offers kitchen, dining, living area, three bedrooms and one bathroom. The second story, formerly a fully equipped studio apartment with exterior door access provides a large bedroom, bathroom, coffee bar and expansive decking with views to the gulf creating the perfect backdrop for morning coffee or evening relaxation. This home easily accommodates family gatherings or visiting guests who wish to experience true beach living. Bring your golf cart, bicycles and water sports gear. Plenty of onsite parking and outdoor storage. The possibilities are endless! Santa Monica Beach represents one of Panama City Beach's most desirable neighborhoods, offering the tranquility of the quiet west end. The convenience extends beyond the beach with neighboring Carousel Supermarket opened in 1967 and Thomas Donuts opened in 1971, easily accessible for all your daily necessities. Santa Monica Beach also keeps you connected to the area's vibrant dining, shopping, and entertainment scene. Whether you're seeking fine dining on 30A, adventure at nearby attractions like Pier Park, Topgolf, Dolly Parton's Pirates Voyage Dinner Theater, or simply want to unwind with the sound of waves, this location delivers both excitement and serenity. Still owned, impeccably maintained, and loved by the original owner, this beach cottage represents a rare opportunity to own a piece of Panama City Beach history while enjoying modern coastal living in a small-town community. See your new home today!

122 Monterey Ave, Panama City Beach

17281 Front Beach Road Unit 602, Panama City Beach

$960,000

3 Beds ⋅ 3 Baths ⋅ 782758 MLS

Here is your opportunity to experience Gulf-Front Luxury Living at the Premier residence of Palazzo. One of the most desirable condominium communities along the Gulf Coast. Perfectly positioned along 220 ft of pristine sugar-white sands and emerald waters. This beautifully appointed 3BR/3Bth unit has been gently used as a non-rental. Seller improvements include New Glass in all Floor to Ceiling Windows and Doors. Fresh Paint throughout and tile floor to brighten up the space. HVAC was replaced last year. Lighting and Thermostat are controlled by Alexa app. New High End outdoor furniture was added October 2025. The Kitchen is equipped with Stainless appliances, Granite counter top and an oversized wrap around breakfast bar. This 1475 sq' unit is being offered furnished. The kitchen, living and dining areas feature unobstructed Gulf views provided by the 9-foot floor to ceiling glass doors and windows that lead to the expansive private balcony Perfect for morning coffee, alfresco dining and wine sunsets. The waterfront master bedroom has private access to the balcony. Its ensuite bath features two separate vanities, an oversized walk-in closet, a jetted soaking tub, a separate shower and private water closet. There are two guest bedrooms, one with its own ensuite bathroom, a third full bathroom is conveniently located off the entry hall. The laundry room holds a full-size washer and dryer with built-in cabinetry. Whether you are seeking a primary residence, vacation retreat, or investment property, Palazzo stands apart for its strong and well-managed HOA and premium amenities, including: Gated, covered parking directly under the building (four levels), Three high-speed elevators. Elegant lobby and conference room. Fitness center with Gulf views, Heated beachfront pool and spa, Beachfront boardwalk and direct beach access, Picnic and grill area. Ideally located across from the new McGuire's Irish Pub, just 1.2 miles west of Pier Park, and only 15 minutes east of Scenic Highway 30A, this property offers the perfect balance of tranquil beachfront living and easy access to world-class shopping, dining, and entertainment. BUYER TO VERIFY ALL IMPORTANT INFO

17281 Front Beach Road Unit 602, Panama City Beach

$959,000

4 Beds ⋅ 4 Baths ⋅ 782215 MLS

Stunning coastal retreat in Bay Point! This spacious 4-bedroom, 3.5 bath home features 2 master suites, including a luxurious primary master with a walk-in shower, relaxing soaker tub, & a private balcony overlooking Grand Lagoon! Gorgeous hardwood floors run throughout & the main level offers a dedicated office/flex space perfect for work or study. Enjoy an extra-large garage with 2 double doors, providing ample room for vehicles, storage, or hobby space. Step outside to your private pool and spa, ideal for entertaining or unwinding after a day on the water. This property blends comfort, luxury, and unbeatable views-an exceptional opportunity in a highly desirable community. HOA fees $1,650 annually All measurements approximate. Please measure if important

3209 Swordfish Drive, Panama City Beach

$925,000

3 Beds ⋅ 3 Baths ⋅ 779260 MLS

Lakefront living on Lake Powell! Bring your boat, jet skis, and paddleboards...your waterfront lifestyle awaits! This 3 bedroom, 3 full bath home at 21926 Lakeview Drive sits directly on Lake Powell, Florida's largest coastal dune lake. This is the perfect location on the west end, just minutes from the sugar-white beaches of Panama City Beach, Inlet Beach, and 30A. Enjoy elevated views of the water from the living room, dining area, and master suite. Features include a metal roof, luxury vinyl plank flooring, spacious back deck, new privacy fence, private boat dock, and a 2-car garage. Recent updates make this home move-in ready: including freshly painted roof, custom slider that opens all the way to back deck, updated bathrooms, brand-new kitchen appliances (never even used!), and more! This rare and tranquil lakefront setting allows you to kayak or paddleboard all the way to the Gulf! Enjoy lakefront living with no HOA, and a tucked away location that is private, yet also so close to the shopping, dining and activities of Inlet Beach, 30A and Panama City Beach. This home is offered furnished, so move right in - perfect for full-time residence, vacation getaway, or rental investment. Short term rental allowed! Don't miss this opportunity to own a piece of waterfront paradise - schedule your showing today!

21926 Lakeview Drive, Panama City Beach

$945,000

4 Beds ⋅ 5 Baths ⋅ 779080 MLS

Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool - PLUS a $10,000 Buyer Credit at Closing! Turnkey STR | Short-Term Rentals allowed | NO HOA | NO Flood Zone | Prime Location Attention Investors, Families & Beach Lovers! Just two blocks from the sugar-white sands of Emerald Beach and Rick Seltzer Park, this 3-story coastal beauty blends luxury, comfort, and high rental potential into the perfect beachside escape. With no HOA, no Flood zone, and full turnkey furnishings, this home is a rare find designed for both lifestyle enjoyment and income generation. PROPERTY HIGHLIGHTS: • 4 Bedrooms + Bonus/Game/Bunk Room | Sleeps 15 (or 29 w/ sister home next door also for sale) • 3 Ensuite Baths + 2 Half Baths • Private Heated Saltwater Pool (with optional heating) + Tropical Outdoor Oasis • Multiple Balconies with Gulf Views • Open-Concept Main Floor with 10' Ceilings, Crown Molding & LVP Floors • Chef's Kitchen with Stainless Appliances & Seating for 10-12 • Parking for 4 Vehicles + Golf Cart Friendly • Hurricane Windows, Hardie Siding & Metal Roof for lasting durability First Floor: - Primary Poolside Master Suite w/ King Bed, Twin Bunk Nook, Double Vanity Ensuite & Direct Pool Access - Bonus Bunk/Closet Room with Mounted TV - Spacious Living Room & Dining for 8+ (extra bar seating) - Chef's Kitchen - Laundry Room | Guest Half Bath Second Floor: - 2nd Master Suite w/ King + Queen + Single Nook, Private Balcony & Ensuite - Bedroom 3: Two Queens + Ensuite Bath + Gulf View Balcony Third Floor: - Bedroom 4 & Bonus Game Room: Bunks, Twin, Queen Bed, Wet Bar, Smart TV, Arcade Games - Private Gulf View Balcony + Half Bath WHY YOU'LL LOVE IT: -Steps to Beach Access #7 - walk to sand, surf, dining & attractions. -Relax in your heated saltwater pool oasis w/ gas grill & matching patio sets. -Entertain on multiple balconies with sparkling Gulf Views. STR Rental Revenue and GRI Actuals for 2024 & 2025 are available upon request. High-yield income opportunity! SLEEPS 15 -- Purchase alone or as part of a 2-home portfolio package (sleeps 29 combined) A True Coastal Masterpiece! Whether you're seeking a personal beach retreat, a vacation rental powerhouse, or a multi-home investment portfolio, this property delivers. Relaxed, roomy, stylish, and vacation-lifestyle ready -- all just two blocks from the Emerald Coast. Luxury. Location. Lifestyle. This one has it ALL!

5310 Thomas Drive, Panama City Beach

$945,000

4 Beds ⋅ 5 Baths ⋅ 778899 MLS

Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool | STR | No HOA | No Flood | Turnkey | Vacation-Lifestyle Ready - PLUS a $10,000 BUYER CREDIT at Closing! HIGH-YIELD INCOME POTENTIAL + TAX BENEFITS SAVINGS for this one or both properties for Sale SIDE-BY-SIDE. Attention Investors, Beach & Pool Lovers! This 3-story Retreat is fully furnished, turnkey, and short-term rental ready with NO HOA or Flood. Just steps from the Emerald Beach, sand, local dining, attractions and Rick Seltzer Park, this property offers a rare blend of luxury living and strong rental potential. Featuring 4 bedrooms including a bonus bunk/wet bar/game room, 3 ensuite baths & 2 half baths, the home comfortably sleeps 14 guests (or up to 29 when purchased with the side-by-side ''sister'' home for sale). Guests will love the multiple balconies with Gulf Views, private heated saltwater pool, outdoor shower, 2 grills, and matching patio & dining sets -- an entertaining masterpiece. Inside, enjoy an open-concept main level with living, dining, kitchen & laundry room featuring stainless appliances, and LVP floors. The primary poolside 1st master bedroom with double vanity en-suite bath and private, large walk-in closet with a twin bunk are on the 1st floor. On the 2nd floor, you'll find 2 bedrooms. The 2nd master with double vanity en-suite bath, private balcony & sitting area and the 3rd bedroom with 2 queens, double vanity en-suite Bath + private balcony await. The 3rd floor offers the 4th, including bonus room & Gulf View balcony, bunks, queen bed, wet bar, and arcade games. With 10' ceilings, LVP & Hardwood floors, Hurricane Windows, Hardie siding, Metal Roof, and parking for 4 vehicles + golf cart, this home was designed for both comfort and durability. Steps from dining, marinas, and attractions--this is a prime investment and luxury retreat in one! An Entertaining & Vacation MASTERPIECE! $$$ INVESTORS $$$ HIGH-YIELD INCOME POTENTIAL for this one or both properties! BONUS: The sister property next door (also for sale) sleeps 15. Together, both homes host 29 guests total, each with identical layouts, pools, and furnishings. Unmatched portfolio or multi-home investor package opportunity! Schedule your showing today! GRI: Rental Revenue for 2024 & 2025 are available upon request.

5312 Thomas Drive, Panama City Beach

$1,000,000

4 Beds ⋅ 2 Baths ⋅ 778175 MLS

NEW PRICE on this Florida Beach Cottage at 122 Monterey Avenue where original 1977 family craftsmanship meets timeless coastal living. This four-bedroom, two-bathroom home offers the perfect blend of vintage character and beachside convenience in the highly sought-after private beach access community of Santa Monica Beach. No crowds here! The real treasure lies 400 feet from your front door with no beachfront residential or commercial development allowed, preserving the natural beauty of the gulf coast, meaning your slice of paradise will remain forever. Crystal white sandy beaches, clear emerald-green waters, bright blue skies and breathtaking sunsets guarantees relaxation in the most laid-back environment. Gated beach access ensures privacy and exclusivity that's increasingly rare along this coveted coastline. Enter to find a well-designed layout that captures the essence of old Florida charm. The first floor offers kitchen, dining, living area, three bedrooms and one bathroom. The second story, formerly a fully equipped studio apartment with exterior door access provides a large bedroom, bathroom, coffee bar and expansive decking with views to the gulf creating the perfect backdrop for morning coffee or evening relaxation. This home easily accommodates family gatherings or visiting guests who wish to experience true beach living. Bring your golf cart, bicycles and water sports gear. Plenty of onsite parking and outdoor storage. The possibilities are endless! Santa Monica Beach represents one of Panama City Beach's most desirable neighborhoods, offering the tranquility of the quiet west end. The convenience extends beyond the beach with neighboring Carousel Supermarket opened in 1967 and Thomas Donuts opened in 1971, easily accessible for all your daily necessities. Santa Monica Beach also keeps you connected to the area's vibrant dining, shopping, and entertainment scene. Whether you're seeking fine dining on 30A, adventure at nearby attractions like Pier Park, Topgolf, Dolly Parton's Pirates Voyage Dinner Theater, or simply want to unwind with the sound of waves, this location delivers both excitement and serenity. Still owned, impeccably maintained, and loved by the original owner, this beach cottage represents a rare opportunity to own a piece of Panama City Beach history while enjoying modern coastal living in a small-town community. See your new home today!

122 Monterey Avenue, Panama City Beach

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