Fort Walton Beach, FL Real Estate | Fort Walton Beach, FL Homes between $1,000,000 and $1,500,000 for Sale

4 Beds ⋅ 4 Baths ⋅ 1010897 MLS ⋅ 3,346 SqFt.

This is truly a one of a kind bayou estate--complete with pool, dock, and unforgettable views. A rare opportunity to own your forever waterfront retreat. Tucked away at the end of a quiet cul de sac along the protected waters of Cinco Bayou, this beautifully designed 4BR/4BA home offers over 3,300 sq. ft. of comfortable luxury--and nearly 159 +/- feet of breathtaking bayou water frontage to enjoy every single day. The outdoor living spaces set the tone for relaxation and fun. An upper level deck, a covered lanai, a sparkling pool, outdoor kitchen, terrace level kitchen, bar, and TV all come together to create a private, resort style oasis ideal for gatherings large or small. Step down to the lush green lawn and you'll find an additional seating deck overlooking the water, plus a deep water dock with a covered slip and electric lift. The adjacent shallow water canal is also deeded to the property almost surrounding the rear of the property with stunning water views. Inside, the main level welcomes you with rich hardwood floors and sweeping bayou views framed by a wall of windows. This floor features the primary suite, a guest room, office, dining area, and a chef's kitchen outfitted with high end appliances. The terrace level adds even more flexibility with a second master suite and an additional bedroom/office/family room--all with easy access to the pool deck and backyard. (see more) Every corner of this home is designed to embrace the beauty of waterfront living while offering privacy, comfort, and exceptional spaces for entertaining.

271 Nw Ewing Ct, Fort Walton Beach

$1,499,000

3 Beds ⋅ 4 Baths ⋅ 1010318 MLS ⋅ 4,076 SqFt.

EXQUISITE Custom Tudor-Style Protected Waterfront Home with Stunning Views. X Flood Zone!! Kitchen Just Updated to Include Quartz Countertops, New lighting, Flooring, and Appliances. Roof 2023, Kohler Generator 2023. Welcome to your Dream Home nestled on a private, tree-lined drive in a tranquil, protected bayou. This exquisite 3-bedroom 3.5 bathroom residence offers a perfect blend of Elegance, Comfort, and Breathtaking Natural Beauty. Step inside to discover spacious living areas bathed in natural light from large windows that provide stunning views of the water. Expansive living room is perfect for both relaxing and entertaining. The master suite serves as a private retreat, complete with an en-suite bathroom and a generous walk-in closet. Each additional bedroom is equally inviting, with natural light and serene views, and the bathrooms are thoughtfully designed. And a POOL! This Home also has Fiber Optic Internet for Quick Connections. (Buyer to confirm all measurements)

402 Barataria Ln, Fort Walton Beach

$1,200,000

3 Beds ⋅ 4 Baths ⋅ 1010147 MLS ⋅ 2,235 SqFt.

Spectacular views from a true Penthouse condo: 2235 SF, 3 Bedrooms, 4 full bathrooms, 305 SF balcony, beautifully furnished. You will enjoy the 42.5 linear feet of Beachfront view. Okaloosa Island Sound views from both Bedrooms 2 and 3. Expansive split Bedroom floor plan with 9' ceilings. The Kitchen boasts a large Pantry & all appliances, Breakfast Bar and granite counter tops. Balcony is sunny and warm in the winter, shady and cool in the summer. Enjoy both sunrise and sunset from this unique Emerald Coast gem!

780 Sundial Ct Unit 6002, Fort Walton Beach

$1,500,000

3 Beds ⋅ 3 Baths ⋅ 1009903 MLS ⋅ 1,837 SqFt.

Experience the best of Gulf-front living in this beautifully appointed condo, perfectly situated along the emerald waters and sugar-white sands of Okaloosa Island. Built in 2019, this is one of the island's newer condominium developments, combining a fresh coastal feel with an exceptional beachfront location. This desirable Plan B floor plan boasts approximately 1,837 square feet of living space plus an impressive 235-square-foot Gulf-front terrace, creating the perfect setting to relax, entertain, and enjoy the coastal breeze and beautiful views. Professionally decorated by Sugar Beach Interiors, the condo offers a polished coastal style that complements its spectacular Gulf-front setting. The spacious layout features three bedrooms plus an additional flex room that could easily serve as a fourth sleeping area, home office, media room, or bonus space. The family chef will appreciate the gourmet kitchen outfitted with quartz counter tops, stainless appliances including a gas range, custom cabinetry and counter height bar. The Gulf front primary bedroom provides a comfortable private retreat, with access to the balcony, adding to the appeal of this well-designed floor plan. With a proven rental history, this property is an excellent opportunity for those looking for a vacation home, second residence, or established rental investment on the Emerald Coast. The gated community offers resort-style amenities, including two swimming pools, a hot tub, and a fitness center. Step outside and enjoy the sugar-white sand and emerald-green waters of the Gulf just beyond your door. Conveniently located near wonderful dining, shopping, boating, fishing, and water activities, this condo offers the perfect combination of relaxation, recreation, and convenience. From mornings overlooking the Gulf to evenings on your spacious terrace, this beautiful Okaloosa Island property offers an exceptional opportunity to own your own piece of paradise.

858 Scallop Court, Unit 406, Fort Walton Beach

$1,265,000

5 Beds ⋅ 3 Baths ⋅ 1009046 MLS ⋅ 3,182 SqFt.

Live in the beach house you've always dreamt of on Okaloosa Island. This Coastal Colonial home sits on one of the island's largest corner lots (0.39 acres) and is 3,200 + sq. ft. fully updated with a detached home office. This location offers rare views of both the Gulf of America and the Intercoastal Waterway and you are just 40 steps from the sugar white sand beaches. From the moment you pull into the circle drive, you can hear the waves and feel the ocean breeze. Outside you will find FIVE newly stained decks and a massive inground gunite swimming pool. This stunning 5 bed/3 bath has been completely remodeled with high-end finishes, custom tilework, and thoughtful upgrades. Inside has a flexible layout with multiple living spaces and two custom kitchens, allowing for the option of multi-generational living. Take in the amazing gulf views from the master bedroom and bathroom. Four additional bedrooms and two full bathrooms are just as spectacular with space for the whole family. You will enjoy true convenience with duel washer/dryer hookups located on each level. Throughout the home you will see solid, custom interior doors made of the finest stain grade walnut, top of the line Cortec waterproof Blonde Oak flooring, and custom plantation shutters for each room. This unique beach house is both a lifestyle and an investment. Schedule your private showing today and experience luxury coastal living at its finest!! Seller will also provide 1 year Assurant home warranty.

631 Pelican Dr, Fort Walton Beach

$1,060,000

3 Beds ⋅ 3 Baths ⋅ 1009064 MLS ⋅ 1,513 SqFt.

Turnkey Gulf-Front Luxury with Proven Rental Income. Experience the best of Emerald Coast living from this exceptional Gulf-front residence at Azure, where panoramic views of the emerald waters and sugar-white sand create an unforgettable backdrop. Combining luxury, comfort, and outstanding investment potential, this beautifully furnished condominium is an ideal primary residence, vacation home, or turnkey income-producing property. Azure 214 is an established, high-performing short-term rental, offering the next owner immediate income potential from day one. Adding even greater value, Azure has recently completed extensive exterior renovations and building improvements, with all special assessments paid in full, providing peace of mind and allowing you to enjoy a beautifully refreshed resort without additional improvement costs. Designed to comfortably accommodate up to 10 guests, the spacious floor plan features a Gulf-front king suite, a second king suite and a guest bedroom with two double-sized beds, three full bathrooms, and a sleeper sofa. Floor-to-ceiling glass fills the living area with natural light while drawing your attention to the expansive Gulf-front balcony--an incredible outdoor living space perfect for morning coffee, afternoon relaxation, breathtaking sunsets, and front-row views of seasonal fireworks over the Okaloosa Island Pier. The open-concept kitchen is beautifully appointed with stone countertops, stainless steel appliances, abundant cabinetry, and everything needed to prepare meals after a day on the beach. The adjoining dining area and breakfast bar create an inviting space for gathering with family and friends. Azure continues to be one of Okaloosa Island's premier beachfront resorts, offering owners and guests an impressive collection of amenities, including: Two Gulf-front swimming pools (one seasonally heated) Gulf-front hot tub Fitness center Community grilling area Private beach walkover Covered garage parking for two vehicles Located on the quieter, low-density beaches of Okaloosa Island, you'll enjoy the perfect balance of relaxation and convenience. Walk to local favorites like Stewby's Seafood, Beach View Grill, AJ's Oyster Shanty, mini golf, and ice cream, while the Okaloosa Island Boardwalk, Gulfarium, fishing pier, pontoon and jet ski rentals, Wild Willy's Adventure Zone, and Destin Harbor are all just minutes away. Whether your goal is to expand your investment portfolio with a proven vacation rental or own an extraordinary Gulf-front escape, Azure 214 delivers an exceptional opportunity. With a strong rental history, premium resort amenities, recent building renovations already completed, and all assessments paid, this is a truly turnkey beachfront property ready to be enjoyed from the moment you take ownership. Buyer to verify all information.

1150 Santa Rosa Blvd Unit UNIT 214, Fort Walton Beach

$1,500,000

4 Beds ⋅ 4 Baths ⋅ 1007407 MLS ⋅ 3,150 SqFt.

Luxury Waterfront Living in Yacht Club Cove $75,000 Buyer Incentives Available! Discover the pinnacle of coastal sophistication in this stunning 2026 new construction masterpiece located in the desirable Yacht Club Cove. Boasting 3,150 square feet of meticulously designed living space, this four-bedroom, four-bath residence offers an unparalleled waterfront lifestyle. Experience peace of mind with robust 2x6 construction, impact-rated windows, and reinforced garage doors throughout. The interior reflects modern elegance, featuring 8-foot solid-core doors and a chef-inspired kitchen that serves as the heart of the home. Designed for those who value both style and security, this residence seamlessly blends high-end finishes with the tranquility of waterfront living. . Step outside to your private dock and boat slip, providing immediate access to the beautiful waters of Fort Walton Beach. This is a rare opportunity to own a cutting-edge home in an established premier community. $75,000 Buyer Incentives Available!

8 Ne Yacht Club Dr, Fort Walton Beach

$1,400,000

4 Beds ⋅ 3 Baths ⋅ 1005904 MLS ⋅ 1,751 SqFt.

This is a terrific Buy on Okaloosa Island. The only Four Bedroom Condo available at this time. Property is a vacation Rental and does very well. Can not beat the Gulf front View on the West corner of the Summer Place Building. Unit is conveying Fully furnished and Rental Ready. Pictures will be added in the next few Days as there is a tenant there now.

1111 Santa Rosa Blvd Unit 409, Fort Walton Beach

$1,250,000

3 Beds ⋅ 2 Baths ⋅ 1005087 MLS ⋅ 14,750 SqFt.

14 Units, Bulk Sale call listing office for details and showings. Bulk sale only.

607 Colonial Dr Unit Multi, Fort Walton Beach

$1,149,000

3 Beds ⋅ 3 Baths ⋅ 1003943 MLS ⋅ 2,813 SqFt.

Discover waterfront living in a brand new townhome with a deeded boat slip in the heart of Fort Walton Beach. Designed for modern living, the open-concept main level features a spacious kitchen, living room and master bedroom suite on the first floor. Upstairs, two guest bedrooms are complemented by a versatile loft or flex area and a private balcony overlooking the water. Seller is offering $15,000 'Flex Cash' towards Buyer's closing costs, rate buy down, etc.

286 Kidd St Unit 3, Fort Walton Beach

$1,149,000

3 Beds ⋅ 3 Baths ⋅ 1003941 MLS ⋅ 2,813 SqFt.

Discover waterfront living in a brand new townhome with a deeded boat slip in the heart of Fort Walton Beach. Designed for modern living, the open-concept main level features a spacious kitchen, living room and master bedroom suite on the first floor. Upstairs, two guest bedrooms are complemented by a versatile loft or flex area and a private balcony overlooking the water. Seller is offering $15,000 'Flex Cash' towards Buyer's closing costs, rate buy down, etc.

286 Kidd St Unit 1, Fort Walton Beach

$1,145,000

4 Beds ⋅ 3 Baths ⋅ 1002598 MLS ⋅ 2,502 SqFt.

Sound Front Serenity meets Gulf Coast Living. This charming, mid-century modern home with 4 bedrooms, 3 full bathrooms, and 2502 sq ft offers 147 feet of water frontage and .39 acres on the Santa Rosa Sound! Enjoy endless water views and sunsets from the comfort of your home. The Sound is located on one side of the barrier island and offers boating, fishing, swimming, canoeing, paddle boarding, and water sports while the Gulf and white sandy beaches are on the other side of the island and only 4 minutes away. The exterior of the home has a metal roof, gutters, a paver parking pad, an extended driveway lined with pavers and plenty of parking for a boat and multiple vehicles. There is no HOA and golf carts are allowed. The home is perfect for entertaining with covered patios overlooking the water to a patio connecting both sides of the home. Enter the foyer and immediately there are views of the Sound! A large living room is located to the right of the foyer through a case opening and a home office is located to the left of the foyer through French Doors. The living room has built in, custom cabinetry and a large picturesque window allowing views of the palm trees and natural light to abound. The front room is perfect for a home office or a fourth bedroom. The kitchen is updated to include a large, 6 ft island that seats 6, pendant island lighting, white shaker, custom cabinetry to the ceiling with crown, stainless appliances to include a French Door refrigerator, built in microwave, dishwasher, and a five burner gas slide in oven and stove. There are also granite counter tops, a tiled back splash and recessed lighting. Classic elements of the home such as the terrazzo flooring blends with the modern finishes to create a custom, luxury retreat. The home has both an open and split floor plan. The update kitchen opens to the dining room and a second living room with all boasting water views of the Sound! The spacious primary bedroom overlooks the Sound and has French doors leading to the covered patio. There is an ensuite bathroom completely updated to include a large double vanity with plenty of storage space, a large, tiled walk in shower with floor to ceiling tile and a frameless glass divider, a soaking tub, tiled floors, new mirrors, sconce lighting, faucets and fixtures. The primary bedroom also offers a large walk in closet with shelving. On the other side of the home there is a guest bedroom overlooking the Sound! An additional guest bedroom with views of the palm trees and a full bathroom. The Bathroom has an extra-long single vanity, tub shower surround and white tiled walls. There is a third bathroom near the kitchen and a laundry room. Exit sliding glass doors from either side of the home and relax on multiple patios! The upper patio is tiled and the lower patio is spacious and allows for a large table for outdoor dining. The back yard has a recreation area for corn hole, basketball, or pickle ball, fire pit, and a sandy area for lounging in the sun. Several covered patios allow for breathtaking views of the Sound while relaxing in the shade. The seawall that spans approximately 147 feet was replaced in 2018 and there is a short dock with stairs to enter the sandy bottom, shallow water. Pride of ownership shows and many features of the home have been updated. For example, the homeowner upgraded to a Rinnai tankless hot water heater (2018), replaced a second hot water heater in 2023, replaced an HVAC in 2025, maintains a termite bond with Sentricon termite protection, completely refurbished the sprinkler system in 2024, replaced the kitchen appliances in 2018 and replaced the corrugated sea wall in 2018. This home is perfect for a primary home, second home, or investment property. This well designed mid century modern home provides exceptional coastal charm on a lot with one of the longest seawalls on the island! Termite bond renewed and transferable Buyer to verify all dimensions and information.

519 Dorado Ave, Fort Walton Beach

$1,130,000

7 Beds ⋅ 6 Baths ⋅ 1002197 MLS ⋅ 3,205 SqFt.

Rare 98 ft of waterfront property with a 2 story dock, boat lift w/ electric & water, and multiple private lockout suites. It's flexible layout offers multiple possibilities. Perfect for a full-time coastal retreat, secondary home, Airbnb or multi generational property. No HOA and short term rental is allowed. Currently operating as a thriving turnkey waterfront rental property with proven success at its start in 2024 and going strong to the present. Enjoy stunning views, beautiful sunsets, expansive outdoor living space, a large balcony, and direct water access. OTHER FEATURES: LIGHT & BRIGHT GREAT ROOM, GRANITE COUNTER TOPS, LARGE KITCHEN ISLAND, COMMERCIAL REFRIGERATOR, 2 LAUNDRY AREAS, GAME ROOM, 3 LOCK OUT SUITES W/ KITCHENETTES, AMPLE PARKING, WHOLE HOME GENERATOR, 2 STORAGE SHEDS, 2020 AC UNIT, FLOOD GATES, EFFECTIVE YEAR BUILT 2000 2024 GROSS $160, 902 2025 GROSS $145, 328

157 Monahan Dr, Fort Walton Beach

$1,100,000

3 Beds ⋅ 3 Baths ⋅ 1002323 MLS ⋅ 1,513 SqFt.

Gulf-front 3-bedroom condo in Azure offering spectacular, unobstructed Gulf views from the private balcony, main living areas and spacious master suite. Wake up to sunrise over the Gulf and enjoy evening breezes and sunsets from multiple vantage points. This condo has been thoughtfully spruced up and brightened throughout, featuring 3 bedrooms and 3 full baths, spacious kitchen & laundry room. Residents enjoy two waterfront pools, including one heated year-round for extended-season swimming, plus convenient onsite amenities and easy deeded beach access. All required SIRS study has been completed and the special assessment has has already been paid by the owner -- one less concern for the buyer. An excellent combination of lifestyle and income potential in a prime Gulf-front setting.

1150 Santa Rosa Blvd Unit 305, Fort Walton Beach

$1,399,000

8 Beds ⋅ 6 Baths ⋅ 1000887 MLS ⋅ 6,432 SqFt.

Now Offered at $1,399,000 | Gulf Views & Beach Access This spacious Gulf-view home, located directly across from beach access, is designed with families who love the beach in mind. From the moment you step inside, you're greeted by an elegant 20-foot foyer that sets a relaxed, coastal tone for unforgettable family time at the shore. An impressive hardwood staircase, beautiful chandeliers, and warm, comfortable furnishings create an inviting atmosphere throughout the home. The large gourmet kitchen serves as the heart of the house, featuring a generous island with breakfast bar seating, granite countertops, white cabinetry, and stainless-steel appliances--perfect for cooking big family meals after a day at the beach. The first floor offers incredible flexibility for family living and entertaining, with an additional family room, a full second kitchen with a gas range, a dining area, and two guest bedrooms. These spaces can easily double as a kids' hangout, game room, or movie night retreat. Upstairs, the third floor includes another spacious family room and four additional bedrooms, giving everyone room to spread out and relax. Multiple covered decks on each level invite you to unwind together while enjoying Gulf breezes and sweeping sunset views over both the Gulf of Mexico and Santa Rosa Sound. With its generous layout, multiple gathering spaces, and unbeatable beachside location, this home is perfect for families who want to make lasting beach memories.

738 Starfish Ave, Fort Walton Beach

$1,100,000

4 Beds ⋅ 4 Baths ⋅ 998388 MLS ⋅ 4,454 SqFt.

PRICE REDUCED DONT MISS OUT !!! Positioned on ½ acre along the tranquil waters of Cinco Bayou, this exceptional waterfront estate offers a rare blend of privacy, craftsmanship, and coastal lifestyle living. Designed for both comfort and entertainment, the property combines timeless finishes with distinctive architectural details throughout. Inside, expansive living areas showcase vaulted ceilings, cedar accent walls, built-in bookcases, and fireplace that create warmth and character. Travertine, porcelain tile, bamboo, Brazilian cherry, cork, and wood-style plank flooring reflect the custom quality found in every space. The chef's kitchen is appointed with built-in appliances and travertine flooring, flowing seamlessly into generous dining and gathering areas ideal for hosting. The waterfront primary suite offers serene views and a spa-inspired bath featuring a soaking tub, bidet, oversized tiled shower, and custom walk-in closet. A private apartment lockout with skylights and bay window provides flexible accommodation for guests or multigenerational living. Outdoors, resort-style living awaits with a kidney-shaped in-ground pool, expansive paver deck, gazebo, and large wooden waterfront deck. Boating enthusiasts will appreciate the dock and lift (conveyed as-is), offering direct access to the bayou lifestyle. Additional highlights include a 12-12.5KW generator supporting major systems, whole-house water softener, detached 40x10 powered workshop, detached two-car garage, carport, and circular drive. This is more than a waterfront home it is a private coastal retreat in the heart of Fort Walton Beach, offering space, flexibility, and unforgettable sunsets over Cinco Bayou.

144 Monahan Dr, Fort Walton Beach

$1,070,000

3 Beds ⋅ 3 Baths ⋅ 998315 MLS ⋅ 1,513 SqFt.

Gulf-front living at its finest -- and the smartest value on this floor plan in the building. This 1,513 SF, 3BR/3BA residence at Azure offers direct, unobstructed Gulf views, an open living and dining layout, and a primary suite with garden tub, walk-in closet, and private balcony access. A private owner's closet inside the unit plus a dedicated storage room down the hall add everyday convenience most buyers won't find elsewhere in the building. Only four units in Azure share this exact floor plan -- and this is priced below the two others currently on the market, and below the most recent unit of this same layout to sell in the building. A documented rental income history is available for buyers evaluating this as an investment, along with a full cost-to-own analysis built on real numbers, not projections. Wake up to sugar-white sand and emerald water from your own balcony, with sweeping Gulf views from the main living areas and primary suite alike. The split-bedroom layout gives guests and owners their own private corners. Resort amenities include a Gulf-front pool, fitness center, and secured building access -- everything you need for a low-maintenance coastal lifestyle. Tour remotely first with our 4K Matterport walkthrough, then schedule an easy, flexible in-person showing through our team. Whether you're searching for a primary residence, a second home, or an income property, this is Gulf-front ownership positioned to perform. Schedule your private showing today. FULL COMPARABLE ANALYSIS -- AZURE, 1,513 SF / 3BR-3BA FLOOR PLAN Only four units in the building share this exact floor plan. Here is where this listing sits against the others: Unit Status Price $/SF Notes 307 Sold $1,000,000 $660.94 Closed Jan 2026, 101 DOM 610 Sold $1,075,000 $710.51 Closed Jan 2026, 53 DOM 113 Active $1,095,000 $723.73 Priced above subject 305 Active $1,100,000 $727.03 Priced above subject 414 (subject) Active $1,070,000 $707.20 Below actives and last closed sale CLOSED SALES (this floor plan): - Unit 307 -- sold $1,000,000 ($660.94/SF) -- closed January 2026, 101 days on market - Unit 610 -- sold $1,075,000 ($710.51/SF) -- closed January 2026, 53 days on market ACTIVE LISTINGS (this floor plan): - Unit 113 -- listed $1,095,000 ($723.73/SF) - Unit 305 -- listed $1,100,000 ($727.03/SF) - Unit 414 (this listing) -- listed $1,070,000 ($707.20/SF) This listing is priced below both active competitors on the identical floor plan, and below the most recent closed sale of this exact layout -- Unit 610, which sold for $1,075,000. In plain terms: a buyer purchasing this unit at ask is paying less than what the last verified buyer in this building paid for the same square footage, same bedroom count, same view line. MARKET TIMING CONTEXT: Both recent Azure sales on this floor plan went under contract within days of each other in December 2025 -- a pattern consistent with holiday-season visitors converting into buyers. Showing volume in Azure and the surrounding Gulf-front buildings slows through the peak rental season (spring and summer), then picks back up as the building empties out heading into fall. Consistent with that pattern, another Azure residence went under contract this month (July 2026) after a longer stretch on the market -- an early signal that buyer activity in the building is returning as the summer rental season winds down. RENTAL INCOME HISTORY (verified actuals, four years): - 2023: $70,000 - 2024: $75,000 - 2025: $60,000 (property management transition year) - 2026: year-to-date through July 1, plus July and August currently on the books A full cost-to-own analysis with cap rate detail is available on request -- built entirely on these actuals, not third-party rental estimates. FEATURES: Private owner's closet inside the unit; dedicated storage room down the hall; primary suite with garden tub, walk-in closet, and private balcony access; recently updated living room seating. 4K Matterport virtual tour and floor plan available.

1150 Santa Rosa Blvd Unit 414, Fort Walton Beach

$1,235,000

4 Beds ⋅ 4 Baths ⋅ 997335 MLS ⋅ 2,304 SqFt.

Beachfront Sophistication Meets Investor Potential on Okaloosa Island. This rare Gulf-front townhome at 926 Whelk Ct Unit B offers direct white-sand beach access with NO HOA restrictions -- meaning full control over short-term rentals, upgrades, and use. This townhome boasts luxury living spaces with 3/4 bedrooms, 3.5 baths, 1 full kitchen and a kitchenette on the 1st floor allowing for use as a potential lock-out unit for additional rental potential. Unit B offers an immediate income producing short term rental with reservations for 2026 already on the books. With slip resistant tile, luxury vinyl plank flooring, upgraded kitchen and stunning gulf views with direct white sand beach access you won't want to miss this opportunity. Whether positioned as a strong income-producing asset or a private gulf retreat, this property delivers unmatched flexibility in one of Florida's most sought-after beachfront locales. Embrace full rental autonomy, high nightly rates, and a lifestyle where the Gulf of America is your backyard. All lot and room dimensions are approximate, buyer advised to independently verify. Conveys fully furnished. Welcome to elevated beachfront living.

926 Whelk Ct Unit B, Fort Walton Beach

$1,225,000

4 Beds ⋅ 4 Baths ⋅ 997333 MLS ⋅ 2,304 SqFt.

Beachfront Sophistication Meets Investor Potential on Okaloosa Island. Priced to attract both savvy investors and lifestyle buyers, this rare Gulf-front, end unit townhome at 926 Whelk Ct Unit A offers direct white-sand beach access with NO HOA restrictions -- meaning full control over short-term rentals, upgrades, and use. This unit is being sold ''AS-IS'' and is priced accordingly and ready for you to add your unique style to the already show stopping views from the wall to wall second floor glass sliding doors. This townhome boasts luminous living spaces with 3/4 bedrooms, 3.5 baths, 1 full kitchen and a kitchenette on the 1st floor allowing for use as a potential lock-out unit for additional rental potential. Private Gulf-facing balconies and enviable coastal vistas that redefine Okaloosa Island living. Whether positioned as a strong income-producing asset or a private gulf retreat, this property delivers unmatched flexibility in one of Florida's most sought-after beachfront locales. Embrace full rental autonomy, high nightly rates, and a lifestyle where the Gulf of America is your backyard. All dimensions and lot size is approximate, buyer advised to independently verify. Conveys fully furnished.

926 Whelk Ct Unit A, Fort Walton Beach

$1,100,000

3 Beds ⋅ 2 Baths ⋅ 995019 MLS ⋅ 2,106 SqFt.

Amazing opportunity to own waterfront property on coveted Cinco Bayou. This large property sits high and dry and has a dock with boat lift with deep water access. Open concept floorplan features tile flooring, vaulted beamed ceiling and a split bedroom layout. Kitchen has stainless steel appliances. Huge utility/laundry room. Two car garage with paver driveway has an attached area for your golf cart or motorcycle. Spectacular grounds with mature landscaping has room to build a MIL suite if needed. Enjoy your morning coffee watching the dolphins, pelicans, eagles, ospreys, otters, etc on decks overlooking the bayou. Experience the waterfront life!

506 Amelia St, Fort Walton Beach

$1,300,000

5 Beds ⋅ 5 Baths ⋅ 993867 MLS ⋅ 4,228 SqFt.

New Roof 2021! Experience exceptional waterfront living on this rare deep-water property, perfectly positioned on a spacious 0.66-acre lot. This all-brick residence, complete with a separate guest carriage house, offers breathtaking water views, direct Gulf access, and an unbeatable location just minutes from shopping, dining, VPS Airport, Fort Walton Beach Medical Center, Hurlburt Field, and Eglin Air Force Base. Thoughtfully updated, recent improvements include a new boat lift and ski lifts, fresh interior paint, a tankless water heater, updated lighting, new landscaping, and newly constructed stairs for both the rear deck and carriage house. The home was completely renovated in 2006, taken down to the studs and rebuilt with new plumbing, electrical systems, and high-quality finishes throughout. The main home features three bedrooms and two-and-a-half baths on the upper level. The lower level provides additional living space with a fourth bedroom, full bath, expansive family room, and a cozy wood-burning fireplace. Above the garage, the private carriage house offers a one-bedroom, one-bath layout complete with a living room and full kitchen, making it ideal for guests, extended family, or rental opportunities. Combining deep-water access, expansive outdoor space, and a beautifully maintained interior, this remarkable property embodies the very best of waterfront living. while the lower level includes an additional bedroom, full bath, spacious living room and wood burning fireplace. Above the garage you'll find a 1 bed/1 bath carriage house with living room and full kitchen. With its deep-water access, expansive grounds and beautifully maintained interior, this property captures the essence of waterfront living at its finest.

640 W Sunset Blvd, Fort Walton Beach

$1,095,000

3 Beds ⋅ 3 Baths ⋅ 992215 MLS ⋅ 1,513 SqFt.

Rare beachfront find and unbeatable investment opportunity! Stellar $114K of Gross Rent for both 2023 and 2024! $94K for 2025 despite the extensive resort renovations and complete closure during October, November and most of December. $91K on the books as of June 2026. Expecting around $100K for the full year. DIRECT WALK-UP ACCESS TO THE BEACH! This stylishly decorated, fully furnished condo is centrally located on the Gulf side of the beautiful AZURE Condominium resort. Prime location on the ground floor with easy access to the pool area and the sugar-sand beaches just beyond make this unit one of the most desirable rentals in the complex. Quick and convenient access to the covered parking garage and no need for stairs or elevators. Perfect for a second home, primary residence or a lucrative investment property. The unit features tile throughout (no carpet). HVAC system replaced in Dec 2023. Water heater and dishwasher replaced in Dec. 2021. The Azure Resort underwent an extensive refresher remodel in 2025.

1150 Santa Rosa Blvd Unit UNIT 113, Fort Walton Beach

$1,100,000

4 Beds ⋅ 4 Baths ⋅ 989411 MLS ⋅ 3,300 SqFt.

Three prime vacant lots available for your custom pre-sold home! Located at 243, 245, and 247 Brooks Street, these lots sit right in the heart of Downtown Fort Walton Beach â” just steps from local dining, parks, shopping, and waterfront entertainment. Build your dream home with a trusted local builders (Tracy Acree and Gavin Wolff) and enjoy a lifestyle that's walkable, vibrant, and full of coastal charm. We have plans ranging approximately 3,000 - 3,300 sq ft, or make a plan of your own!

245 Se Brooks St, Fort Walton Beach

$1,399,000

3 Beds ⋅ 3 Baths ⋅ 978567 MLS ⋅ 1,848 SqFt.

Here is the unicorn waterfront property you've been looking for! On beautiful Okaloosa Island, this 3-bedroom, 3-bath home overlooks the serene Intracoastal just across from the Landing. With 102 feet of waterfront, this property is uniquely situated to offer 180 degrees of panaromic sunrise and sunset views. The deep water dock is a boater's dream, with 4 wet slips, covered aluminum QAB boat lift system for up to 20,000 pounds, and a 200-amp electrical service. Just a short walk to the famous sugar-sand island beaches, this home has everything you're looking for in waterfront living. Golf carts welcome! The beautifully renovated interior offers an expansive kitchen and living area with high impact hurricane windows and double French doors (also hurricane rated) for plenty of natural light. Quartzite countertops, stainless steel appliances, and custom wood cabinets provide the Chef with a convenient, modern kitchen, including a 5-burner range and Bosch dishwasher. Enjoy those spectacular views without leaving the kitchen! The oversized primary suite has his and her closets and an updated bathroom with quartzite, lovely wood cabinets, hexagonal tile floors, and new light fixtures. All 3 bedrooms have gorgeous engineered hardwood flooring. Oversized garage has plenty of room for kayaks, paddleboards, and other water toys in addition to your vehicle. The third bathroom is just off the garage and is easily accessible from the living space, while also providing convenient access from outdoor activities. A hurricane-rated garage door has also been installed. With one of the longest waterfront footages on the Island, the exterior is just as lovely as the interior, with brand new landscaping and sod and a firepit overlooking the water. A fence with gated access provides extra peace of mind. The dock will accommodate your 100-foot yacht or several smaller water toys - or anything in between. A deck overlooking the water is perfect for entertaining. The striking paver system provides plenty of parking and is rated for high-weight commercial loads.

411-A Cobia Ave, Fort Walton Beach

$1,225,000

6 Beds ⋅ 5 Baths ⋅ 987236 MLS ⋅ 4,567 SqFt.

Timeless Elegance Meets Modern Comfort! Nestled on a generous corner lot spanning over 4,500 sqft, this stately 6-bedroom Colonial-style residence offers the perfect harmony of classic charm and contemporary luxury. A spacious 3-car garage welcomes you home, while inside, soaring vaulted ceilings and a grand marble fireplace set the tone for gracious living. The chef's kitchen is a true centerpiece—featuring sleek countertops, premium appliances, and a cozy breakfast nook ideal for morning coffee or lively gatherings. Multiple wrap-around porches invite you to unwind with panoramic views of lush, manicured landscaping—whether you're dining alfresco, lounging with a book, or hosting under the stars. Step through the expansive lanai to discover a private screened-in pool and spa, seamlessly blending indoor and outdoor living. With doors that open wide to create a breezy, resort-style flow, this home is designed for year-round enjoyment and effortless entertainment.

111 Troy Circle Ft, Fort Walton Beach

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