3946 Whitehead Boulevard, Panama City, FL 32404

$489,000
5
BD
4
BA

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Sold Price
$489,000
List Price
$499,000
Closing Date
Sep 02, 2026
MLS#
771782
Status
CLOSED
Type
Single Family Residential
Subtype
Single Family Residence
Bedrooms
5
Bathrooms
4
Lot Size
14,375
Neighborhood
Bay - Central NE

Property Description

Spacious 5BR/3.5BA home in the family-friendly Manors of Magnolia Hills offering 4,032 sq ft of open-concept living. Main-level primary suite features a walk-in closet, double vanity, separate shower, and soaking tub. Upstairs includes four additional bedrooms, a Jack-and-Jill bath, and an oversized bonus room. Enjoy pond views from the covered back patio or take out the included John boat for a relaxing afternoon on the water. Welcoming foyer, covered front porch, fenced yard, sprinkler system, and large storage shed included. Energy costs are exceptionally low: fully paid-off solar panels save $200-$300/month, dual HVAC systems with UV air purifiers, and average total utilities of just $150-$200/month. One-year home warranty included. Playground just steps from your front door, 20 minutes to Tyndall AFB, and zoned for Cedar Grove Elementary, Merritt Brown Middle, and Bay High School. Easy access to shopping, dining, and major roadways. Seller offering $7,500 flooring credit at closing, choose your own style & have installed prior to closing! Property is tenant-occupied; requiring a minimum 30 day close. Assumable 2.25% VA loan with approximately $303,000 balance at $1,839/month (P&I). Compare to $2,754/month at today's 7% rates, a savings of $915/month and $220,000+ over the life of the loan. Approximately $212,000 down required to assume. VA eligibility required. Don't let this rate walk out the door. This one truly is a must see!

Additional Information

Acres
0.33
Appliances
ENERGY STAR Qualified Appliances, Electric Range, Electric Water Heater
Elementary School
Cedar Grove
High School
Bay
Interior Features
Bidet, Double Vanity, Interior Steps, Main Level Primary, Smart Home, Soaking Tub, Separate Shower, Walk-In Closet(s), Entrance Foyer, Pantry, Storage
Lot Dimensions
53x 130x 165 x130
Lot Features
Cul-De-Sac, Sprinkler System, Paved
Middle School
Merritt Brown
Neighborhood
Bay - Central NE
Project Facilities
Playground
Stories
2
Subdivision
Manors of Magnolia Hills
Utilities
Cable Connected, High Speed Internet Available, Phone Connected
Waterfront
Yes
Year Built
2019
Zoning
Resid Single Family

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Listing courtesy of Epique Realty Inc. Selling Office: Berkshire Hathaway HomeServices Beach Properties of Florida.